Last update: Oct 2026

Cost of Living Comparison Between Shepparton and Sydney

For one person, living is cheaper in Shepparton: $2,199 a month against $3,152 in Sydney, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Shepparton
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Shepparton Living Index
155

Cost of Living Index in Sydney
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Sydney Living Index

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Shepparton

🇦🇺 Australia

$2,199

/mo nomad

Sydney

🇦🇺 Australia

$3,152

/mo nomad

Monthly Cost of Living

How much you'll spend in Shepparton and in Sydney

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shepparton and in Sydney actually costs, broken down by who's living it.

A single person spends $2,199 per month in Shepparton vs $3,152 in Sydney, rent included.

Shepparton $2,199
Sydney $3,152

A couple spends around $3,263 per month in Shepparton vs $4,710 in Sydney, rent included.

Shepparton $3,263
Sydney $4,710

A family of three spends $4,328 per month in Shepparton vs $6,268 in Sydney, rent included.

Shepparton $4,328
Sydney $6,268

Shepparton is about 30% cheaper than Sydney, and outside of rent the biggest gap is in transport.

Both Shepparton and Sydney sit above the global median – Shepparton by 63%, Sydney by 133%.

Meal at Budget Restaurant

$17.52 A$25.21

$17.57 A$25.29

-0.28%

Three-Course Dinner for Two, Mid-Range

$65.6 A$94.3

$91.5 A$132

-28.34%

Fast Food Meal (McDonalds, etc)

$9.60 A$13.82

$11.96 A$17.21

-19.73%

Cappuccino

$3.90 A$5.61

$4.07 A$5.85

-4.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.18 A$4.57

$2.85 A$4.10

11.58%

Water (0.33 liter bottle)

$2.43 A$3.50

$2.25 A$3.24

8.00%

Local Beer (0.5 liter draught)

$7.14 A$10.28

$7.60 A$10.94

-6.05%

Imported Beer (0.33 liter bottle)

$8.48 A$12.20

$7.43 A$10.69

14.13%

Milk (1 liter)

$1.42 A$2.05

$1.66 A$2.38

-14.46%

White Bread (500g)

$2.57 A$3.71

$2.78 A$4.00

-7.55%

Rice (white) (1kg)

$2.64 A$3.79

$2.42 A$3.49

9.09%

Eggs

$4.06 A$5.84

$5.64 A$8.12

-28.01%

Local Cheese (1kg)

$10.43 A$15.01

$11.71 A$16.85

-10.93%

Chicken Fillets (1kg)

$9.24 A$13.30

$9.66 A$13.89

-4.35%

Beef Round Steak (1kg)

$14.83 A$21.34

$16.75 A$24.10

-11.46%

Apples (1kg)

$4.00 A$5.75

$4.07 A$5.85

-1.72%

Banana (1kg)

$3.11 A$4.48

$3.25 A$4.68

-4.31%

Oranges (1kg)

$3.24 A$4.66

$3.44 A$4.96

-5.81%

Tomato (1kg)

$4.61 A$6.63

$4.28 A$6.16

7.71%

Potato (1kg)

$2.94 A$4.23

$3.28 A$4.72

-10.37%

Onion (1kg)

$2.46 A$3.55

$2.30 A$3.30

6.96%

Lettuce (1 head)

$2.45 A$3.53

$2.30 A$3.31

6.52%

Water (1.5 liter bottle)

$1.56 A$2.25

$1.21 A$1.74

28.93%

Cigarettes 20 Pack (Marlboro, Camel)

$31.38 A$45.16

$43.71 A$62.9

-28.21%

Wine (Bottle)

$11.82 A$17.01

$13.88 A$19.97

-14.84%

Local Beer (0.5 liter bottle)

$5.56 A$8.00

$3.90 A$5.62

42.56%

Imported Beer (0.33 liter bottle)

$5.28 A$7.59

$3.91 A$5.63

35.04%

One-way Ticket (Public Transport)

$2.94 A$4.23

$3.04 A$4.38

-3.29%

Public Transport Monthly Pass (Regular Price)

$80.4 A$116

$150 A$216

-46.48%

Taxi Start (Normal Tariff)

$3.92 A$5.64

$3.38 A$4.86

15.98%

Taxi (Normal Tariff) (1km)

$1.38 A$1.98

$1.56 A$2.24

-11.54%

Taxi 1hour Waiting (Normal Tariff)

$29.70 A$42.74

$40.01 A$57.6

-25.77%

Gasoline (1 liter)

$1.45 A$2.09

$1.40 A$2.01

3.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K A$40.7K

$29.1K A$41.9K

-3.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K A$37.4K

$30.1K A$43.4K

-13.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$230 A$331

$223 A$320

3.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.39 A$39.41

$27.16 A$39.08

0.85%

Internet (50+ Mbps, Unlimited Data)

$56.3 A$81.0

$55.8 A$80.3

0.84%

Gym Membership (Monthly)

$65.0 A$93.5

$74.6 A$107

-12.89%

Tennis Court (1 Hour on Weekend)

$17.57 A$25.29

$23.99 A$34.52

-26.76%

Cinema Ticket

$15.47 A$22.26

$17.56 A$25.27

-11.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,061 A$2,965

$2,196 A$3,160

-6.16%

International Primary School, 1 Child (Yearly)

$29.4K A$42.3K

$28.2K A$40.6K

4.36%

Jeans (Levis 501 Or Similar)

$79.3 A$114

$78.4 A$113

1.05%

Summer Dress (H&M, Zara, etc)

$48.95 A$70.4

$68.4 A$98.5

-28.48%

Sport Shoes (Adidas, Nike)

$120 A$173

$111 A$160

8.10%

Men's Leather Business Shoes

$120 A$173

$134 A$193

-10.79%

1-bedroom Apartment, City Center (Monthly)

$1,050 A$1,511

$2,500 A$3,598

-58.01%

1-bedroom Apartment, Outside City Center (Monthly)

$862 A$1,240

$1,709 A$2,460

-49.58%

3-bedroom Apartment, City Center (Monthly)

$1,731 A$2,491

$4,946 A$7,117

-65.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,457 A$2,097

$3,022 A$4,349

-51.79%

Buy Apartment in City Center (m2)

$5,127 A$7,377

$13.2K A$18.9K

-61.07%

Buy Apartment Outside City Center (m2)

$4,963 A$7,141

$8,370 A$12.0K

-40.71%

Average Monthly Net Salary (After Tax)

$2,513 A$3,616

$4,113 A$5,919

-38.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

5.84

1.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shepparton: October 10, 2026

Last update for Sydney: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Shepparton

$862 39.2%

Sydney

$1.7K 54.2% 98.3% $847

Groceries & Markets

Shepparton

$368 16.7%

Sydney

$379 12% 2.9% $11

Monthly Utilities & Internet

Shepparton

$314 14.3%

Sydney

$306 9.7% 2.6% $8.1

Eating Out

Shepparton

$291 13.2%

Sydney

$299 9.5% 2.6% $7.7

Clothing & Footwear

Shepparton

$166 7.5%

Sydney

$177 5.6% 6.6% $11

Getting Around

Shepparton

$103 4.7%

Sydney

$174 5.5% 68.6% $71

Sport & Entertainment

Shepparton

$96 4.4%

Sydney

$110 3.5% 14.4% $14

Cost Breakdown

A central one-bedroom costs $1,050 in Shepparton versus $2,500 in Sydney. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 64% higher in Sydney, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Shepparton versus $91.0 in Sydney. Monthly groceries follow the same trend: $368 vs $379 – making Shepparton the more affordable choice for daily food spending.

Good to know

🇦🇺 Shepparton

🇦🇺 Sydney

🕒 Local time

02:51 2:51 AM

Same time as Shepparton

🌤 Weather

👥 Population

49,862

4,840,600

💱 Currency

Australian Dollar AUD $

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

On the map

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Between locations

Shepparton Sydney 600 km ≈ 1 h 15 min nonstop flight

From you

Shepparton
Sydney

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shepparton vs Sydney: Cost of Living - Frequently Asked Questions

Sydney costs about 43% more than Shepparton, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,298 per month in Shepparton and $4,728 in Sydney. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shepparton, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 3% more in Sydney, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $66.0 in Shepparton and $91.0 in Sydney. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Shepparton, where all-in costs run around $2,199, than in Sydney at $3,152. In Shepparton it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Shepparton – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shepparton. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.