Last update: Oct 2026

Cost of Living Comparison Between Shepparton and Ulcinj

For one person, living is cheaper in Ulcinj: $1,226 a month against $2,224 in Shepparton, rent and utilities included – about $12,000 less a year. Rent and utilities account for about half of the difference.

107

Cost of Living Index in Shepparton
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Shepparton Living Index
61

Cost of Living Index in Ulcinj
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Ulcinj Living Index

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Shepparton

🇦🇺 Australia

$2,224

/mo nomad

Ulcinj

🇲🇪 Montenegro

$1,226

/mo nomad

Monthly Cost of Living

How much you'll spend in Shepparton and in Ulcinj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shepparton and in Ulcinj actually costs, broken down by who's living it.

A single person spends $2,224 per month in Shepparton vs $1,226 in Ulcinj, rent included.

Shepparton $2,224
Ulcinj $1,226

A couple spends around $3,308 per month in Shepparton vs $1,881 in Ulcinj, rent included.

Shepparton $3,308
Ulcinj $1,881

A family of three spends $4,392 per month in Shepparton vs $2,536 in Ulcinj, rent included.

Shepparton $4,392
Ulcinj $2,536

Shepparton costs about 81% more than Ulcinj, and outside of rent the biggest gap is in groceries.

Shepparton sits 63% above the global median, while Ulcinj is 10% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.62 A$25.05

$10.97 €9.83

60.62%

Three-Course Dinner for Two, Mid-Range

$66.5 A$94.5

$36.74 €32.90

80.89%

Fast Food Meal (McDonalds, etc)

$9.48 A$13.48

$7.94 €7.11

19.40%

Cappuccino

$4.15 A$5.89

$2.30 €2.06

80.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 A$4.48

$2.29 €2.05

37.55%

Water (0.33 liter bottle)

$2.46 A$3.50

$1.61 €1.44

52.80%

Local Beer (0.5 liter draught)

$7.18 A$10.20

$2.28 €2.05

214.91%

Imported Beer (0.33 liter bottle)

$8.60 A$12.22

$3.30 €2.96

160.61%

Milk (1 liter)

$1.44 A$2.04

$1.16 €1.04

24.14%

White Bread (500g)

$2.72 A$3.86

$0.64 €0.58

325.00%

Rice (white) (1kg)

$2.56 A$3.64

$2.80 €2.51

-8.57%

Eggs

$4.00 A$5.69

$1.92 €1.72

108.33%

Local Cheese (1kg)

$10.53 A$14.96

$9.06 €8.11

16.23%

Chicken Fillets (1kg)

$9.46 A$13.44

$7.45 €6.67

26.98%

Beef Round Steak (1kg)

$15.43 A$21.93

$12.46 €11.16

23.84%

Apples (1kg)

$3.99 A$5.68

$1.28 €1.15

211.72%

Banana (1kg)

$2.98 A$4.24

$1.55 €1.39

92.26%

Oranges (1kg)

$3.27 A$4.64

$1.04 €0.93

214.42%

Tomato (1kg)

$4.80 A$6.82

$1.16 €1.04

313.79%

Potato (1kg)

$2.94 A$4.18

$0.76 €0.68

286.84%

Onion (1kg)

$2.48 A$3.53

$1.26 €1.12

96.83%

Lettuce (1 head)

$2.43 A$3.45

$1.51 €1.35

60.93%

Water (1.5 liter bottle)

$1.58 A$2.25

$0.88 €0.78

79.55%

Cigarettes 20 Pack (Marlboro, Camel)

$31.27 A$44.45

$3.83 €3.43

716.45%

Wine (Bottle)

$12.15 A$17.27

$4.50 €4.03

170.00%

Local Beer (0.5 liter bottle)

$5.71 A$8.12

$1.23 €1.10

364.23%

Imported Beer (0.33 liter bottle)

$5.19 A$7.38

$1.70 €1.53

205.29%

One-way Ticket (Public Transport)

$2.78 A$3.95

$1.83 €1.64

51.91%

Public Transport Monthly Pass (Regular Price)

$85.2 A$121

$37.79 €33.85

125.32%

Taxi Start (Normal Tariff)

$3.87 A$5.51

$1.14 €1.02

239.47%

Taxi (Normal Tariff) (1km)

$1.43 A$2.03

$1.09 €0.97

31.19%

Taxi 1hour Waiting (Normal Tariff)

$30.72 A$43.66

$16.50 €14.78

86.18%

Gasoline (1 liter)

$1.43 A$2.03

$1.58 €1.42

-9.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K A$41.7K

$32.3K €29.0K

-9.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K A$37.4K

$21.6K €19.3K

21.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$231 A$328

$133 €119

73.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.70 A$39.38

$13.02 €11.66

112.75%

Internet (50+ Mbps, Unlimited Data)

$55.8 A$79.3

$25.56 €22.89

118.23%

Gym Membership (Monthly)

$64.5 A$91.7

$22.54 €20.19

186.34%

Tennis Court (1 Hour on Weekend)

$17.64 A$25.08

$16.12 €14.43

9.43%

Cinema Ticket

$17.39 A$24.71

$7.97 €7.14

118.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,091 A$2,973

$441 €395

373.78%

International Primary School, 1 Child (Yearly)

$29.9K A$42.5K

$6,847 €6,132

337.02%

Jeans (Levis 501 Or Similar)

$79.4 A$113

$85.1 €76.2

-6.67%

Summer Dress (H&M, Zara, etc)

$50.1 A$71.1

$33.83 €30.29

47.95%

Sport Shoes (Adidas, Nike)

$123 A$174

$71.7 €64.2

70.92%

Men's Leather Business Shoes

$121 A$172

$93.9 €84.1

29.18%

1-bedroom Apartment, City Center (Monthly)

$1,090 A$1,550

$674 €604

61.67%

1-bedroom Apartment, Outside City Center (Monthly)

$867 A$1,232

$459 €411

88.81%

3-bedroom Apartment, City Center (Monthly)

$1,714 A$2,437

$1,488 €1,333

15.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,475 A$2,097

$860 €770

71.51%

Buy Apartment in City Center (m2)

$6,596 A$9,376

$3,694 €3,308

78.58%

Buy Apartment Outside City Center (m2)

$4,806 A$6,831

$2,403 €2,152

99.98%

Average Monthly Net Salary (After Tax)

$2,563 A$3,642

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

18.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shepparton: October 25, 2026

Last update for Ulcinj: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Shepparton

$867 39%

Ulcinj

$459 37.4% 47% $408

Groceries & Markets

Shepparton

$374 16.8%

Ulcinj

$204 16.7% 45.3% $169

Monthly Utilities & Internet

Shepparton

$314 14.1%

Ulcinj

$172 14% 45.3% $143

Eating Out

Shepparton

$295 13.3%

Ulcinj

$173 14.1% 41.4% $122

Clothing & Footwear

Shepparton

$168 7.6%

Ulcinj

$128 10.4% 23.8% $40

Getting Around

Shepparton

$107 4.8%

Ulcinj

$52 4.2% 51.8% $56

Sport & Entertainment

Shepparton

$99 4.5%

Ulcinj

$38 3.1% 61.3% $61

Cost Breakdown

A central one-bedroom costs $1,090 in Shepparton versus $674 in Ulcinj. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $66 in Shepparton versus $37 in Ulcinj. Monthly groceries follow the same trend: $374 vs $204 – making Ulcinj the more affordable choice for daily food spending.

Good to know

🇦🇺 Shepparton

🇲🇪 Ulcinj

🕒 Local time

00:04 12:04 AM

14:04 2:04 PM

10 h behind Shepparton

🌤 Weather

👥 Population

49,862

10,707

💱 Currency

Australian Dollar AUD $

Euro EUR €

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.63 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 1, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.59 AUD (1 AUD = 0.63 EUR).

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to AUD in detail →

On the map

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Between locations

Shepparton Ulcinj 15,410 km ≈ 20 h nonstop flight

From you

Shepparton
Ulcinj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shepparton vs Ulcinj: Cost of Living - Frequently Asked Questions

Shepparton costs about 81% more than Ulcinj, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,336 per month in Shepparton and $1,839 in Ulcinj. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ulcinj, especially for central apartments: a one-bedroom in the center costs $674 there versus $1,090 in Shepparton.

Groceries cost about 83% more in Shepparton, though the gap depends on what you buy.

A mid-range dinner for two costs $66 in Shepparton and $37 in Ulcinj. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Ulcinj, where all-in costs run around $1,226, than in Shepparton at $2,224. In Ulcinj it covers expenses comfortably, while in Shepparton it requires careful planning or may not stretch far enough.

Families tend to lean toward Ulcinj – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Ulcinj is the easier option financially – housing and daily costs are lower, and overall it costs about 45% less, which matters a lot on a fixed budget or early-career salary.