Last update: Oct 2026

Cost of Living Comparison Between Ulcinj and Shepparton

For one person, living is cheaper in Ulcinj: $1,226 a month against $2,224 in Shepparton, rent and utilities included – about $12,000 less a year. Rent and utilities account for about half of the difference.

61

Cost of Living Index in Ulcinj
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Ulcinj Living Index
107

Cost of Living Index in Shepparton
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Shepparton Living Index

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Ulcinj

🇲🇪 Montenegro

$1,226

/mo nomad

Shepparton

🇦🇺 Australia

$2,224

/mo nomad

Monthly Cost of Living

How much you'll spend in Ulcinj and in Shepparton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ulcinj and in Shepparton actually costs, broken down by who's living it.

A single person spends $1,226 per month in Ulcinj vs $2,224 in Shepparton, rent included.

Ulcinj $1,226
Shepparton $2,224

A couple spends around $1,881 per month in Ulcinj vs $3,308 in Shepparton, rent included.

Ulcinj $1,881
Shepparton $3,308

A family of three spends $2,536 per month in Ulcinj vs $4,392 in Shepparton, rent included.

Ulcinj $2,536
Shepparton $4,392

Ulcinj is about 45% cheaper than Shepparton, and outside of rent the biggest gap is in groceries.

Ulcinj sits 10% below the global median, while Shepparton is 63% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.97 €9.83

$17.62 A$25.07

-37.74%

Three-Course Dinner for Two, Mid-Range

$36.74 €32.92

$66.5 A$94.5

-44.72%

Fast Food Meal (McDonalds, etc)

$7.94 €7.11

$9.48 A$13.48

-16.24%

Cappuccino

$2.30 €2.06

$4.15 A$5.90

-44.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.05

$3.15 A$4.48

-27.30%

Water (0.33 liter bottle)

$1.61 €1.44

$2.46 A$3.50

-34.55%

Local Beer (0.5 liter draught)

$2.28 €2.05

$7.18 A$10.21

-68.25%

Imported Beer (0.33 liter bottle)

$3.30 €2.96

$8.60 A$12.23

-61.63%

Milk (1 liter)

$1.16 €1.04

$1.44 A$2.04

-19.44%

White Bread (500g)

$0.64 €0.58

$2.72 A$3.86

-76.47%

Rice (white) (1kg)

$2.80 €2.51

$2.56 A$3.64

9.37%

Eggs

$1.92 €1.72

$4.00 A$5.70

-52.00%

Local Cheese (1kg)

$9.06 €8.12

$10.53 A$14.97

-13.96%

Chicken Fillets (1kg)

$7.45 €6.67

$9.46 A$13.45

-21.25%

Beef Round Steak (1kg)

$12.46 €11.17

$15.43 A$21.94

-19.25%

Apples (1kg)

$1.28 €1.15

$3.99 A$5.68

-67.92%

Banana (1kg)

$1.55 €1.39

$2.98 A$4.24

-47.99%

Oranges (1kg)

$1.04 €0.93

$3.27 A$4.65

-68.20%

Tomato (1kg)

$1.16 €1.04

$4.80 A$6.83

-75.83%

Potato (1kg)

$0.76 €0.68

$2.94 A$4.19

-74.15%

Onion (1kg)

$1.26 €1.13

$2.48 A$3.53

-49.19%

Lettuce (1 head)

$1.51 €1.35

$2.43 A$3.45

-37.86%

Water (1.5 liter bottle)

$0.88 €0.78

$1.58 A$2.25

-44.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.83 €3.43

$31.27 A$44.48

-87.75%

Wine (Bottle)

$4.50 €4.03

$12.15 A$17.28

-62.96%

Local Beer (0.5 liter bottle)

$1.23 €1.10

$5.71 A$8.13

-78.46%

Imported Beer (0.33 liter bottle)

$1.70 €1.53

$5.19 A$7.39

-67.24%

One-way Ticket (Public Transport)

$1.83 €1.64

$2.78 A$3.95

-34.17%

Public Transport Monthly Pass (Regular Price)

$37.79 €33.87

$85.2 A$121

-55.62%

Taxi Start (Normal Tariff)

$1.14 €1.02

$3.87 A$5.51

-70.54%

Taxi (Normal Tariff) (1km)

$1.09 €0.98

$1.43 A$2.03

-23.78%

Taxi 1hour Waiting (Normal Tariff)

$16.50 €14.78

$30.72 A$43.69

-46.29%

Gasoline (1 liter)

$1.58 €1.42

$1.43 A$2.03

10.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K €29.0K

$29.3K A$41.7K

10.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K €19.3K

$26.3K A$37.4K

-17.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 €120

$231 A$329

-42.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.02 €11.67

$27.70 A$39.40

-53.00%

Internet (50+ Mbps, Unlimited Data)

$25.56 €22.91

$55.8 A$79.3

-54.18%

Gym Membership (Monthly)

$22.54 €20.20

$64.5 A$91.8

-65.08%

Tennis Court (1 Hour on Weekend)

$16.12 €14.44

$17.64 A$25.10

-8.62%

Cinema Ticket

$7.97 €7.14

$17.39 A$24.73

-54.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$441 €396

$2,091 A$2,975

-78.89%

International Primary School, 1 Child (Yearly)

$6,847 €6,136

$29.9K A$42.6K

-77.12%

Jeans (Levis 501 Or Similar)

$85.1 €76.3

$79.4 A$113

7.15%

Summer Dress (H&M, Zara, etc)

$33.83 €30.31

$50.1 A$71.2

-32.41%

Sport Shoes (Adidas, Nike)

$71.7 €64.3

$123 A$174

-41.49%

Men's Leather Business Shoes

$93.9 €84.1

$121 A$172

-22.59%

1-bedroom Apartment, City Center (Monthly)

$674 €604

$1,090 A$1,551

-38.14%

1-bedroom Apartment, Outside City Center (Monthly)

$459 €411

$867 A$1,233

-47.04%

3-bedroom Apartment, City Center (Monthly)

$1,488 €1,334

$1,714 A$2,438

-13.19%

3-bedroom Apartment, Outside City Center (Monthly)

$860 €771

$1,475 A$2,098

-41.70%

Buy Apartment in City Center (m2)

$3,694 €3,310

$6,596 A$9,382

-44.00%

Buy Apartment Outside City Center (m2)

$2,403 €2,154

$4,806 A$6,836

-49.99%

Average Monthly Net Salary (After Tax)

$2,563 A$3,645

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

-15.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ulcinj: October 26, 2026

Last update for Shepparton: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ulcinj

$459 37.4%

Shepparton

$867 39% 88.8% $408

Groceries & Markets

Ulcinj

$204 16.7%

Shepparton

$374 16.8% 82.9% $169

Eating Out

Ulcinj

$173 14.1%

Shepparton

$295 13.3% 70.5% $122

Monthly Utilities & Internet

Ulcinj

$172 14%

Shepparton

$314 14.1% 82.9% $143

Clothing & Footwear

Ulcinj

$128 10.4%

Shepparton

$168 7.6% 31.2% $40

Getting Around

Ulcinj

$52 4.2%

Shepparton

$107 4.8% 108% $56

Sport & Entertainment

Ulcinj

$38 3.1%

Shepparton

$99 4.5% 158% $61

Cost Breakdown

A central one-bedroom costs $674 in Ulcinj versus $1,090 in Shepparton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $37 in Ulcinj versus $66 in Shepparton. Monthly groceries follow the same trend: $204 vs $374 – making Ulcinj the more affordable choice for daily food spending.

Good to know

🇲🇪 Ulcinj

🇦🇺 Shepparton

🕒 Local time

06:02 6:02 AM

16:02 4:02 PM

10 h ahead of Ulcinj

🌤 Weather

👥 Population

10,707

49,862

💱 Currency

Euro EUR €

Australian Dollar AUD $

📈 Exchange rate

1 EUR = 1.12 USD

1 AUD = 0.703 USD

1 AUD = 0.63 EUR

Exchange rates and currency converter

AUD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Australian Dollar exchange rates as of November 2, 2026: 1 USD = 1.42 AUD (1 AUD = 0.703 USD). 1 EUR = 1.59 AUD (1 AUD = 0.63 EUR).

USD to EUR in detail →

On the map

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Between locations

Ulcinj Shepparton 15,410 km ≈ 20 h nonstop flight

From you

Ulcinj
Shepparton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ulcinj vs Shepparton: Cost of Living - Frequently Asked Questions

Shepparton costs about 81% more than Ulcinj, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,839 per month in Ulcinj and $3,336 in Shepparton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ulcinj, especially for central apartments: a one-bedroom in the center costs $674 there versus $1,090 in Shepparton.

Groceries cost about 83% more in Shepparton, though the gap depends on what you buy.

A mid-range dinner for two costs $37 in Ulcinj and $66 in Shepparton. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Ulcinj, where all-in costs run around $1,226, than in Shepparton at $2,224. In Ulcinj it covers expenses comfortably, while in Shepparton it requires careful planning or may not stretch far enough.

Families tend to lean toward Ulcinj – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Ulcinj is the easier option financially – housing and daily costs are lower, and overall it costs about 45% less, which matters a lot on a fixed budget or early-career salary.