Last update: Oct 2026

Cost of Living Comparison Between Shepparton and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,224 in Shepparton, rent and utilities included – about $10,500 less a year. Other living expenses account for most of the difference.

107

Cost of Living Index in Shepparton
Learn more

Shepparton Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Shepparton

🇦🇺 Australia

$2,224

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Shepparton and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shepparton and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,224 per month in Shepparton vs $1,349 in Ubud, Bali, rent included.

Shepparton $2,224
Ubud, Bali $1,349

A couple spends around $3,308 per month in Shepparton vs $2,305 in Ubud, Bali, rent included.

Shepparton $3,308
Ubud, Bali $2,305

A family of three spends $4,392 per month in Shepparton vs $3,261 in Ubud, Bali, rent included.

Shepparton $4,392
Ubud, Bali $3,261

Shepparton costs about 65% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.62 A$25.05

$3.32 Rp 60.2K

430.72%

Three-Course Dinner for Two, Mid-Range

$66.5 A$94.5

$35.64 Rp 645.8K

86.48%

Fast Food Meal (McDonalds, etc)

$9.48 A$13.48

$5.53 Rp 100.3K

71.43%

Cappuccino

$4.15 A$5.89

$2.72 Rp 49.3K

52.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 A$4.48

$1.70 Rp 30.8K

85.29%

Water (0.33 liter bottle)

$2.46 A$3.50

$0.76 Rp 13.8K

223.68%

Local Beer (0.5 liter draught)

$7.18 A$10.20

$2.65 Rp 48.1K

170.94%

Imported Beer (0.33 liter bottle)

$8.60 A$12.22

$4.38 Rp 79.4K

96.35%

Milk (1 liter)

$1.44 A$2.04

$1.49 Rp 27.0K

-3.36%

White Bread (500g)

$2.72 A$3.86

$2.28 Rp 41.2K

19.30%

Rice (white) (1kg)

$2.56 A$3.64

$1.19 Rp 21.6K

115.13%

Eggs

$4.00 A$5.69

$2.04 Rp 36.9K

96.08%

Local Cheese (1kg)

$10.53 A$14.96

$17.70 Rp 320.8K

-40.51%

Chicken Fillets (1kg)

$9.46 A$13.44

$3.96 Rp 71.8K

138.89%

Beef Round Steak (1kg)

$15.43 A$21.93

$12.19 Rp 220.9K

26.58%

Apples (1kg)

$3.99 A$5.68

$3.66 Rp 66.2K

9.02%

Banana (1kg)

$2.98 A$4.24

$1.52 Rp 27.5K

96.05%

Oranges (1kg)

$3.27 A$4.64

$2.23 Rp 40.4K

46.64%

Tomato (1kg)

$4.80 A$6.82

$1.97 Rp 35.7K

143.65%

Potato (1kg)

$2.94 A$4.18

$1.85 Rp 33.5K

58.92%

Onion (1kg)

$2.48 A$3.53

$2.42 Rp 43.9K

2.48%

Lettuce (1 head)

$2.43 A$3.45

$0.99 Rp 17.9K

145.45%

Water (1.5 liter bottle)

$1.58 A$2.25

$0.51 Rp 9,303

209.80%

Cigarettes 20 Pack (Marlboro, Camel)

$31.27 A$44.45

$2.22 Rp 40.3K

1308.56%

Wine (Bottle)

$12.15 A$17.27

$22.24 Rp 403.0K

-45.37%

Local Beer (0.5 liter bottle)

$5.71 A$8.12

$2.26 Rp 41.0K

152.65%

Imported Beer (0.33 liter bottle)

$5.19 A$7.38

$2.97 Rp 53.8K

74.75%

One-way Ticket (Public Transport)

$2.78 A$3.95

$0.25 Rp 4,548

1012.00%

Public Transport Monthly Pass (Regular Price)

$85.2 A$121

$7.82 Rp 141.8K

988.87%

Taxi Start (Normal Tariff)

$3.87 A$5.51

$0.44 Rp 7,964

779.55%

Taxi (Normal Tariff) (1km)

$1.43 A$2.03

$0.43 Rp 7,793

232.56%

Taxi 1hour Waiting (Normal Tariff)

$30.72 A$43.66

$5.41 Rp 98.0K

467.84%

Gasoline (1 liter)

$1.43 A$2.03

$0.82 Rp 14.9K

74.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K A$41.7K

$23.8K Rp 432.0M

23.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K A$37.4K

$31.7K Rp 575.3M

-17.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$231 A$328

$79.1 Rp 1.4M

192.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.70 A$39.38

$6.45 Rp 116.8K

329.46%

Internet (50+ Mbps, Unlimited Data)

$55.8 A$79.3

$18.58 Rp 336.7K

200.22%

Gym Membership (Monthly)

$64.5 A$91.7

$49.48 Rp 896.7K

30.44%

Tennis Court (1 Hour on Weekend)

$17.64 A$25.08

$17.65 Rp 319.8K

-0.06%

Cinema Ticket

$17.39 A$24.71

$4.27 Rp 77.4K

307.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,091 A$2,973

$491 Rp 8.9M

326.34%

International Primary School, 1 Child (Yearly)

$29.9K A$42.5K

$5,674 Rp 102.8M

427.40%

Jeans (Levis 501 Or Similar)

$79.4 A$113

$44.64 Rp 808.9K

77.96%

Summer Dress (H&M, Zara, etc)

$50.1 A$71.1

$34.95 Rp 633.4K

43.20%

Sport Shoes (Adidas, Nike)

$123 A$174

$79.9 Rp 1.4M

53.40%

Men's Leather Business Shoes

$121 A$172

$79.4 Rp 1.4M

52.69%

1-bedroom Apartment, City Center (Monthly)

$1,090 A$1,550

$1,125 Rp 20.4M

-3.08%

1-bedroom Apartment, Outside City Center (Monthly)

$867 A$1,232

$671 Rp 12.2M

29.06%

3-bedroom Apartment, City Center (Monthly)

$1,714 A$2,437

$3,565 Rp 64.6M

-51.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,475 A$2,097

$1,723 Rp 31.2M

-14.40%

Buy Apartment in City Center (m2)

$6,596 A$9,376

$2,732 Rp 49.5M

141.48%

Buy Apartment Outside City Center (m2)

$4,806 A$6,831

$2,284 Rp 41.4M

110.42%

Average Monthly Net Salary (After Tax)

$2,563 A$3,642

$164 Rp 3.0M

1464.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

13.78

-57.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shepparton: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Shepparton

$867 39%

Ubud, Bali

$672 49.8% 22.5% $195

Groceries & Markets

Shepparton

$374 16.8%

Ubud, Bali

$288 21.4% 22.8% $85

Monthly Utilities & Internet

Shepparton

$314 14.1%

Ubud, Bali

$104 7.7% 66.9% $210

Eating Out

Shepparton

$295 13.3%

Ubud, Bali

$108 8% 63.5% $187

Clothing & Footwear

Shepparton

$168 7.6%

Ubud, Bali

$108 8% 36% $60

Getting Around

Shepparton

$107 4.8%

Ubud, Bali

$11 0.9% 89.4% $96

Sport & Entertainment

Shepparton

$99 4.5%

Ubud, Bali

$58 4.3% 41.6% $41

Cost Breakdown

A central one-bedroom costs $1,090 in Shepparton versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Shepparton are about 16 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66 in Shepparton versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $374 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Shepparton

🇮🇩 Ubud, Bali

🕒 Local time

05:58 5:58 AM

02:58 2:58 AM

3 h behind Shepparton

🌤 Weather

👥 Population

49,862

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.63 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 1, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.59 AUD (1 AUD = 0.63 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Shepparton Ubud, Bali 4,340 km ≈ 6 h nonstop flight

From you

Shepparton
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shepparton vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Shepparton costs about 65% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,336 per month in Shepparton and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,090 in Shepparton and $1,125 in Ubud, Bali. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Groceries cost about 30% more in Shepparton, though the gap depends on what you buy.

A mid-range dinner for two costs $66 in Shepparton and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,224 in Shepparton and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,224 in Shepparton. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Shepparton makes more sense. Both are solid long-term options with distinct trade-offs.