Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Shepparton

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,224 in Shepparton, rent and utilities included – about $10,500 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
107

Cost of Living Index in Shepparton
Learn more

Shepparton Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Shepparton

🇦🇺 Australia

$2,224

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Shepparton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Shepparton actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,224 in Shepparton, rent included.

Ubud, Bali $1,349
Shepparton $2,224

A couple spends around $2,305 per month in Ubud, Bali vs $3,308 in Shepparton, rent included.

Ubud, Bali $2,305
Shepparton $3,308

A family of three spends $3,261 per month in Ubud, Bali vs $4,392 in Shepparton, rent included.

Ubud, Bali $3,261
Shepparton $4,392

Ubud, Bali is about 39% cheaper than Shepparton, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$17.62 A$25.07

-81.16%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$66.5 A$94.5

-46.37%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.48 A$13.48

-41.67%

Cappuccino

$2.72 Rp 49.3K

$4.15 A$5.90

-34.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.15 A$4.48

-46.03%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.46 A$3.50

-69.11%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$7.18 A$10.21

-63.09%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$8.60 A$12.23

-49.07%

Milk (1 liter)

$1.49 Rp 27.0K

$1.44 A$2.04

3.47%

White Bread (500g)

$2.28 Rp 41.3K

$2.72 A$3.86

-16.18%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.56 A$3.64

-53.52%

Eggs

$2.04 Rp 36.9K

$4.00 A$5.70

-49.00%

Local Cheese (1kg)

$17.70 Rp 321.1K

$10.53 A$14.97

68.09%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$9.46 A$13.45

-58.14%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$15.43 A$21.94

-21.00%

Apples (1kg)

$3.66 Rp 66.3K

$3.99 A$5.68

-8.27%

Banana (1kg)

$1.52 Rp 27.5K

$2.98 A$4.24

-48.99%

Oranges (1kg)

$2.23 Rp 40.4K

$3.27 A$4.65

-31.80%

Tomato (1kg)

$1.97 Rp 35.8K

$4.80 A$6.83

-58.96%

Potato (1kg)

$1.85 Rp 33.5K

$2.94 A$4.19

-37.07%

Onion (1kg)

$2.42 Rp 44.0K

$2.48 A$3.53

-2.42%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.43 A$3.45

-59.26%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.58 A$2.25

-67.72%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$31.27 A$44.48

-92.90%

Wine (Bottle)

$22.24 Rp 403.4K

$12.15 A$17.28

83.05%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$5.71 A$8.13

-60.42%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$5.19 A$7.39

-42.77%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$2.78 A$3.95

-91.01%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$85.2 A$121

-90.82%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$3.87 A$5.51

-88.63%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.43 A$2.03

-69.93%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$30.72 A$43.69

-82.39%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.43 A$2.03

-42.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$29.3K A$41.7K

-18.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$26.3K A$37.4K

20.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$231 A$329

-65.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$27.70 A$39.40

-76.71%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$55.8 A$79.3

-66.69%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$64.5 A$91.8

-23.33%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$17.64 A$25.10

0.06%

Cinema Ticket

$4.27 Rp 77.5K

$17.39 A$24.73

-75.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$2,091 A$2,975

-76.54%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$29.9K A$42.6K

-81.04%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$79.4 A$113

-43.81%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$50.1 A$71.2

-30.17%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$123 A$174

-34.81%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$121 A$172

-34.51%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,090 A$1,551

3.18%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$867 A$1,233

-22.52%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,714 A$2,438

107.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,475 A$2,098

16.82%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$6,596 A$9,382

-58.59%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$4,806 A$6,836

-52.48%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,563 A$3,645

-93.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.9

133.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Shepparton: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Shepparton

$867 39% 29.1% $195

Groceries & Markets

Ubud, Bali

$288 21.4%

Shepparton

$374 16.8% 29.5% $85

Eating Out

Ubud, Bali

$108 8%

Shepparton

$295 13.3% 174% $187

Clothing & Footwear

Ubud, Bali

$108 8%

Shepparton

$168 7.6% 56.3% $60

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Shepparton

$314 14.1% 202% $210

Sport & Entertainment

Ubud, Bali

$58 4.3%

Shepparton

$99 4.5% 71.2% $41

Getting Around

Ubud, Bali

$11 0.9%

Shepparton

$107 4.8% 839% $96

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,090 in Shepparton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Shepparton are about 16 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $66 in Shepparton. Monthly groceries follow the same trend: $288 vs $374 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Shepparton

🕒 Local time

16:58 4:58 PM

19:58 7:58 PM

3 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

49,862

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 AUD = 0.703 USD

1 AUD = 0.63 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Australian Dollar exchange rates as of November 2, 2026: 1 USD = 1.42 AUD (1 AUD = 0.703 USD). 1 EUR = 1.59 AUD (1 AUD = 0.63 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Shepparton 4,340 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Shepparton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shepparton: Cost of Living - Frequently Asked Questions

Shepparton costs about 65% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,336 in Shepparton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,090 in Shepparton. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Groceries cost about 30% more in Shepparton, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $66 in Shepparton. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,224 in Shepparton. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,224 in Shepparton. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Shepparton makes more sense. Both are solid long-term options with distinct trade-offs.