Last update: Oct 2026

Cost of Living Comparison Between Sydney and Shepparton

For one person, living is cheaper in Shepparton: $2,224 a month against $3,267 in Sydney, rent and utilities included – about $12,500 less a year. Rent and utilities account for most of the difference.

157

Cost of Living Index in Sydney
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Sydney Living Index
107

Cost of Living Index in Shepparton
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Shepparton Living Index

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Sydney

🇦🇺 Australia

$3,267

/mo nomad

Shepparton

🇦🇺 Australia

$2,224

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in Shepparton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Shepparton actually costs, broken down by who's living it.

A single person spends $3,267 per month in Sydney vs $2,224 in Shepparton, rent included.

Sydney $3,267
Shepparton $2,224

A couple spends around $4,847 per month in Sydney vs $3,308 in Shepparton, rent included.

Sydney $4,847
Shepparton $3,308

A family of three spends $6,428 per month in Sydney vs $4,392 in Shepparton, rent included.

Sydney $6,428
Shepparton $4,392

Sydney costs about 47% more than Shepparton, and outside of rent the biggest gap is in transport.

Both Sydney and Shepparton sit above the global median – Sydney by 140%, Shepparton by 63%.

Meal at Budget Restaurant

$17.50 A$24.89

$17.62 A$25.07

-0.68%

Three-Course Dinner for Two, Mid-Range

$90.4 A$129

$66.5 A$94.5

35.96%

Fast Food Meal (McDonalds, etc)

$11.96 A$17.01

$9.48 A$13.48

26.16%

Cappuccino

$4.00 A$5.69

$4.15 A$5.90

-3.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 A$4.00

$3.15 A$4.48

-10.79%

Water (0.33 liter bottle)

$2.22 A$3.16

$2.46 A$3.50

-9.76%

Local Beer (0.5 liter draught)

$8.13 A$11.57

$7.18 A$10.21

13.23%

Imported Beer (0.33 liter bottle)

$7.20 A$10.24

$8.60 A$12.23

-16.28%

Milk (1 liter)

$1.70 A$2.42

$1.44 A$2.04

18.06%

White Bread (500g)

$2.94 A$4.18

$2.72 A$3.86

8.09%

Rice (white) (1kg)

$2.51 A$3.58

$2.56 A$3.64

-1.95%

Eggs

$5.66 A$8.05

$4.00 A$5.70

41.50%

Local Cheese (1kg)

$12.22 A$17.37

$10.53 A$14.97

16.05%

Chicken Fillets (1kg)

$9.31 A$13.25

$9.46 A$13.45

-1.59%

Beef Round Steak (1kg)

$16.87 A$24.00

$15.43 A$21.94

9.33%

Apples (1kg)

$3.90 A$5.55

$3.99 A$5.68

-2.26%

Banana (1kg)

$3.22 A$4.59

$2.98 A$4.24

8.05%

Oranges (1kg)

$3.43 A$4.88

$3.27 A$4.65

4.89%

Tomato (1kg)

$4.33 A$6.16

$4.80 A$6.83

-9.79%

Potato (1kg)

$3.35 A$4.76

$2.94 A$4.19

13.95%

Onion (1kg)

$2.40 A$3.41

$2.48 A$3.53

-3.23%

Lettuce (1 head)

$2.34 A$3.33

$2.43 A$3.45

-3.70%

Water (1.5 liter bottle)

$1.16 A$1.65

$1.58 A$2.25

-26.58%

Cigarettes 20 Pack (Marlboro, Camel)

$45.47 A$64.7

$31.27 A$44.48

45.41%

Wine (Bottle)

$13.99 A$19.90

$12.15 A$17.28

15.14%

Local Beer (0.5 liter bottle)

$4.11 A$5.84

$5.71 A$8.13

-28.02%

Imported Beer (0.33 liter bottle)

$4.18 A$5.94

$5.19 A$7.39

-19.46%

One-way Ticket (Public Transport)

$3.12 A$4.44

$2.78 A$3.95

12.23%

Public Transport Monthly Pass (Regular Price)

$152 A$216

$85.2 A$121

78.27%

Taxi Start (Normal Tariff)

$3.46 A$4.92

$3.87 A$5.51

-10.59%

Taxi (Normal Tariff) (1km)

$1.56 A$2.22

$1.43 A$2.03

9.09%

Taxi 1hour Waiting (Normal Tariff)

$39.54 A$56.2

$30.72 A$43.69

28.71%

Gasoline (1 liter)

$1.45 A$2.06

$1.43 A$2.03

1.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K A$42.5K

$29.3K A$41.7K

1.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K A$39.1K

$26.3K A$37.4K

4.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 A$357

$231 A$329

8.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.76 A$39.48

$27.70 A$39.40

0.22%

Internet (50+ Mbps, Unlimited Data)

$58.0 A$82.5

$55.8 A$79.3

3.96%

Gym Membership (Monthly)

$70.7 A$101

$64.5 A$91.8

9.50%

Tennis Court (1 Hour on Weekend)

$23.25 A$33.07

$17.64 A$25.10

31.80%

Cinema Ticket

$17.83 A$25.35

$17.39 A$24.73

2.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,358 A$3,354

$2,091 A$2,975

12.77%

International Primary School, 1 Child (Yearly)

$27.2K A$38.7K

$29.9K A$42.6K

-9.15%

Jeans (Levis 501 Or Similar)

$80.5 A$114

$79.4 A$113

1.30%

Summer Dress (H&M, Zara, etc)

$69.3 A$98.6

$50.1 A$71.2

38.46%

Sport Shoes (Adidas, Nike)

$111 A$157

$123 A$174

-9.67%

Men's Leather Business Shoes

$127 A$181

$121 A$172

5.07%

1-bedroom Apartment, City Center (Monthly)

$2,566 A$3,649

$1,090 A$1,551

135.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,792 A$2,549

$867 A$1,233

106.83%

3-bedroom Apartment, City Center (Monthly)

$5,202 A$7,399

$1,714 A$2,438

203.43%

3-bedroom Apartment, Outside City Center (Monthly)

$3,156 A$4,489

$1,475 A$2,098

113.98%

Buy Apartment in City Center (m2)

$13.4K A$19.0K

$6,596 A$9,382

102.97%

Buy Apartment Outside City Center (m2)

$8,727 A$12.4K

$4,806 A$6,836

81.58%

Average Monthly Net Salary (After Tax)

$4,118 A$5,857

$2,563 A$3,645

60.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.92

5.9

0.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 24, 2026

Last update for Shepparton: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.8K 54.9%

Shepparton

$867 39% 51.7% $926

Groceries & Markets

Sydney

$382 11.7%

Shepparton

$374 16.8% 2.2% $8.6

Monthly Utilities & Internet

Sydney

$337 10.3%

Shepparton

$314 14.1% 6.6% $22

Eating Out

Sydney

$299 9.2%

Shepparton

$295 13.3% 1.5% $4.4

Getting Around

Sydney

$176 5.4%

Shepparton

$107 4.8% 38.9% $68

Clothing & Footwear

Sydney

$175 5.3%

Shepparton

$168 7.6% 3.8% $6.6

Sport & Entertainment

Sydney

$106 3.3%

Shepparton

$99 4.5% 6.6% $7

Cost Breakdown

A central one-bedroom costs $2,566 in Sydney versus $1,090 in Shepparton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 61% higher in Sydney. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90 in Sydney versus $66 in Shepparton. Monthly groceries follow the same trend: $382 vs $374 – making Shepparton the more affordable choice for daily food spending.

Good to know

🇦🇺 Sydney

🇦🇺 Shepparton

🕒 Local time

13:27 1:27 PM

Same time as Sydney

🌤 Weather

👥 Population

4,840,600

49,862

💱 Currency

Australian Dollar AUD $

📈 Exchange rate

1 AUD = 0.703 USD

1 AUD = 0.63 EUR

1 AUD = 0.703 USD

1 AUD = 0.63 EUR

Exchange rates and currency converter

On the map

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Between locations

Sydney Shepparton 600 km ≈ 1 h 15 min nonstop flight

From you

Sydney
Shepparton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Shepparton: Cost of Living - Frequently Asked Questions

Sydney costs about 47% more than Shepparton, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,900 per month in Sydney and $3,336 in Shepparton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shepparton, especially for central apartments: a one-bedroom in the center costs $1,090 there versus $2,566 in Sydney.

A mid-range dinner for two costs $90 in Sydney and $66 in Shepparton. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 44% less in Shepparton. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $3,267 in Sydney and $2,224 in Shepparton. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Shepparton – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Shepparton. If higher salaries or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.