Cost of Living Comparison Between Santa Cruz, Laguna and Makati Cost of Living Comparison Between Santa Cruz, Laguna and Makati

🙂 Solo nomad: Santa Cruz, Laguna is 28.3% cheaper than Makati without rent, and 38.5% cheaper with rent.

🙂 Family of 3: Santa Cruz, Laguna is 31.4% cheaper than Makati without rent, and 44.6% cheaper with rent.

Meal at Budget Restaurant

$1.75 ₱104

$6.55 ₱389

-73.28%

Three-Course Dinner for Two, Mid-Range

$9.06 ₱538

$44.54 ₱2,647

-79.66%

Fast Food Meal (McDonalds, etc)

$3.06 ₱182

$4.81 ₱286

-36.38%

Cappuccino

$2.08 ₱123

$2.97 ₱176

-29.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₱25.34

$1.16 ₱68.8

-62.93%

Water (0.33 liter bottle)

$0.28 ₱16.84

$0.52 ₱31.11

-46.15%

Local Beer (0.5 liter draught)

$1.22 ₱72.5

$2.35 ₱140

-48.09%

Imported Beer (0.33 liter bottle)

$1.08 ₱64.4

$3.63 ₱216

-70.25%

Milk (1 liter)

$1.77 ₱105

$2.16 ₱128

-18.06%

White Bread (500g)

$1.21 ₱72.1

$1.48 ₱88.0

-18.24%

Rice (white) (1kg)

$1.08 ₱64.4

$1.06 ₱63.1

1.89%

Eggs

$1.74 ₱104

$2.24 ₱133

-22.32%

Local Cheese (1kg)

$5.19 ₱308

$7.97 ₱473

-34.88%

Chicken Fillets (1kg)

$4.32 ₱257

$4.38 ₱260

-1.37%

Beef Round Steak (1kg)

$7.02 ₱417

$7.63 ₱453

-7.99%

Apples (1kg)

$1.57 ₱93.1

$4.60 ₱273

-65.87%

Banana (1kg)

$0.56 ₱33.00

$1.97 ₱117

-71.57%

Oranges (1kg)

$1.65 ₱97.9

$2.72 ₱162

-39.34%

Tomato (1kg)

$1.69 ₱101

$2.17 ₱129

-22.12%

Potato (1kg)

$2.76 ₱164

$3.33 ₱198

-17.12%

Onion (1kg)

$4.05 ₱241

$2.81 ₱167

44.13%

Lettuce (1 head)

$1.57 ₱93.5

$1.13 ₱67.3

38.94%

Water (1.5 liter bottle)

$1.04 ₱62.0

$1.02 ₱60.5

1.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.23 ₱192

$2.98 ₱177

8.39%

Wine (Bottle)

$7.46 ₱444

$6.72 ₱399

11.01%

Local Beer (0.5 liter bottle)

$1.62 ₱96.0

$1.20 ₱71.2

35.00%

Imported Beer (0.33 liter bottle)

$2.01 ₱120

$2.33 ₱139

-13.73%

One-way Ticket (Public Transport)

$0.28 ₱16.71

$0.54 ₱32.36

-48.15%

Public Transport Monthly Pass (Regular Price)

$3.45 ₱205

Taxi Start (Normal Tariff)

$0.77 ₱45.63

$0.78 ₱46.17

-1.28%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.05

$0.13 ₱7.79

69.23%

Taxi 1hour Waiting (Normal Tariff)

$2.10 ₱125

$3.65 ₱217

-42.47%

Gasoline (1 liter)

$1.14 ₱67.7

$1.10 ₱65.6

3.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K ₱1.6M

$33.4K ₱2.0M

-21.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₱1.2M

$21.7K ₱1.3M

-7.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.8 ₱5,576

$168 ₱9,971

-44.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.54 ₱1,993

$27.55 ₱1,638

21.74%

Internet (50+ Mbps, Unlimited Data)

$29.72 ₱1,766

$35.88 ₱2,133

-17.17%

Gym Membership (Monthly)

$34.55 ₱2,053

$56.0 ₱3,329

-38.31%

Tennis Court (1 Hour on Weekend)

$4.49 ₱267

$11.60 ₱690

-61.29%

Cinema Ticket

$7.07 ₱420

$7.99 ₱475

-11.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$82.1 ₱4,877

$323 ₱19.2K

-74.59%

International Primary School, 1 Child (Yearly)

$2,769 ₱164.6K

$7,780 ₱462.3K

-64.41%

Jeans (Levis 501 Or Similar)

$31.34 ₱1,863

$58.7 ₱3,487

-46.58%

Summer Dress (H&M, Zara, etc)

$29.91 ₱1,777

$34.96 ₱2,078

-14.45%

Sport Shoes (Adidas, Nike)

$99.3 ₱5,899

$86.2 ₱5,125

15.10%

Men's Leather Business Shoes

$95.2 ₱5,660

$126 ₱7,461

-24.14%

1-bedroom Apartment, City Center (Monthly)

$262 ₱15.6K

$652 ₱38.7K

-59.81%

1-bedroom Apartment, Outside City Center (Monthly)

$176 ₱10.4K

$402 ₱23.9K

-56.33%

3-bedroom Apartment, City Center (Monthly)

$597 ₱35.5K

$2,277 ₱135.3K

-73.76%

3-bedroom Apartment, Outside City Center (Monthly)

$396 ₱23.5K

$1,048 ₱62.3K

-62.22%

Buy Apartment in City Center (m2)

$1,751 ₱104.1K

$6,376 ₱378.9K

-72.53%

Buy Apartment Outside City Center (m2)

$804 ₱47.8K

$3,932 ₱233.7K

-79.54%

Average Monthly Net Salary (After Tax)

$662 ₱39.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

6.67

21.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: January 10, 2026

Last update for Makati: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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