Cost of Living Comparison Between Santa Cruz, Laguna and Makati Cost of Living Comparison Between Santa Cruz, Laguna and Makati

🙂 Solo nomad: Santa Cruz, Laguna is 26% cheaper than Makati without rent, and 37.1% cheaper with rent.

🙂 Family of 3: Santa Cruz, Laguna is 28.2% cheaper than Makati without rent, and 45.6% cheaper with rent.

Meal at Budget Restaurant

$1.79 ₱99.7

$6.5 ₱362

-72.46%

Three-Course Dinner for Two, Mid-Range

$9.05 ₱504

$44.55 ₱2,480

-79.69%

Fast Food Meal (McDonalds, etc)

$3.02 ₱168

$5.06 ₱281

-40.32%

Cappuccino

$2.07 ₱115

$2.87 ₱160

-27.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₱23.55

$1.21 ₱67.7

-65.29%

Water (0.33 liter bottle)

$0.28 ₱15.76

$0.57 ₱31.53

-50.88%

Local Beer (0.5 liter draught)

$1.27 ₱70.7

$2.43 ₱135

-47.74%

Imported Beer (0.33 liter bottle)

$1.08 ₱59.9

$3.65 ₱203

-70.41%

Milk (1 liter)

$1.74 ₱96.8

$2.14 ₱119

-18.69%

White Bread (500g)

$1.26 ₱70

$1.51 ₱84.2

-16.56%

Rice (white) (1kg)

$1.04 ₱58.1

$1.06 ₱59.3

-1.89%

Eggs

$1.73 ₱96.2

$2.35 ₱131

-26.38%

Local Cheese (1kg)

$5.41 ₱301

$8.04 ₱448

-32.71%

Chicken Fillets (1kg)

$4.23 ₱235

$4.39 ₱244

-3.64%

Beef Round Steak (1kg)

$7.08 ₱394

$7.94 ₱442

-10.83%

Apples (1kg)

$1.56 ₱87.1

$4.59 ₱256

-66.01%

Banana (1kg)

$0.52 ₱28.75

$2 ₱111

-74.00%

Oranges (1kg)

$1.62 ₱90

$2.73 ₱152

-40.66%

Tomato (1kg)

$1.65 ₱91.9

$2.19 ₱122

-24.66%

Potato (1kg)

$2.75 ₱153

$3.35 ₱186

-17.91%

Onion (1kg)

$4.13 ₱230

$2.81 ₱156

46.98%

Lettuce (1 head)

$1.62 ₱90.2

$1.09 ₱60.9

48.62%

Water (1.5 liter bottle)

$1.05 ₱58.3

$0.98 ₱54.6

7.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.21 ₱179

$3 ₱167

7.00%

Wine (Bottle)

$7.84 ₱437

$6.7 ₱373

17.01%

Local Beer (0.5 liter bottle)

$1.57 ₱87.2

$1.25 ₱69.6

25.60%

Imported Beer (0.33 liter bottle)

$1.97 ₱110

$2.21 ₱123

-10.86%

One-way Ticket (Public Transport)

$0.26 ₱14.39

$0.55 ₱30.37

-52.73%

Public Transport Monthly Pass (Regular Price)

$3.58 ₱199

Taxi Start (Normal Tariff)

$0.81 ₱45.31

$0.84 ₱46.55

-3.57%

Taxi (Normal Tariff) (1km)

$0.24 ₱13.39

$0.13 ₱7.5

84.62%

Taxi 1hour Waiting (Normal Tariff)

$2.07 ₱116

$3.65 ₱203

-43.29%

Gasoline (1 liter)

$1.1 ₱61.1

$1.11 ₱61.7

-0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K ₱1.4M

$34.3K ₱1.9M

-26.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K ₱1.2M

$22.3K ₱1.2M

-6.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.6 ₱5,434

$169 ₱9,394

-42.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.06 ₱1,841

$27 ₱1,503

22.44%

Internet (50+ Mbps, Unlimited Data)

$30.51 ₱1,699

$35.66 ₱1,986

-14.44%

Gym Membership (Monthly)

$34.57 ₱1,925

$56.1 ₱3,122

-38.34%

Tennis Court (1 Hour on Weekend)

$11.87 ₱661

Cinema Ticket

$6.98 ₱389

$8.16 ₱454

-14.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.9 ₱4,562

$324 ₱18.1K

-74.73%

International Primary School, 1 Child (Yearly)

$2,807 ₱156.3K

$7,700 ₱428.7K

-63.54%

Jeans (Levis 501 Or Similar)

$32.27 ₱1,797

$59.5 ₱3,312

-45.76%

Summer Dress (H&M, Zara, etc)

$29.78 ₱1,658

$35.84 ₱1,995

-16.91%

Sport Shoes (Adidas, Nike)

$98.7 ₱5,495

$85.8 ₱4,779

14.98%

Men's Leather Business Shoes

$92.3 ₱5,138

$123 ₱6,873

-25.24%

1-bedroom Apartment, City Center (Monthly)

$262 ₱14.6K

$644 ₱35.8K

-59.23%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱9,700

$405 ₱22.5K

-56.94%

3-bedroom Apartment, City Center (Monthly)

$599 ₱33.3K

$2,272 ₱126.5K

-73.65%

3-bedroom Apartment, Outside City Center (Monthly)

$398 ₱22.2K

$1,036 ₱57.7K

-61.55%

Buy Apartment in City Center (m2)

$2,238 ₱124.6K

$6,045 ₱336.6K

-62.98%

Buy Apartment Outside City Center (m2)

$4,200 ₱233.8K

Average Monthly Net Salary (After Tax)

$918 ₱51.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

6.67

21.89%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: October 29, 2025

Last update for Makati: October 29, 2025

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