Cost of Living Comparison Between Makati and Santa Cruz, Laguna Cost of Living Comparison Between Makati and Santa Cruz, Laguna

😐 Solo nomad: Makati is 24.8% more expensive than Santa Cruz, Laguna without rent, and 63.9% more expensive with rent.
😐 Family of 3: Makati is 39.8% more expensive than Santa Cruz, Laguna without rent, and 80.5% more expensive with rent.
Currency
🍽 Eating Out
Makati
Santa Cruz, Laguna
Difference
Meal at Budget Restaurant
$6.83 ₱409
$1.74 ₱104
292.53%
Three-Course Dinner for Two, Mid-Range
$43.71 ₱2,619
$8.72 ₱522
401.26%
Fast Food Meal (McDonalds, etc)
$4.94 ₱296
$3.05 ₱183
61.97%
Cappuccino
$2.93 ₱176
$2.09 ₱125
40.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.20 ₱72.0
$0.43 ₱25.50
179.07%
Water (0.33 liter bottle)
$0.57 ₱34.34
$0.28 ₱16.96
103.57%
Local Beer (0.5 liter draught)
$2.36 ₱142
$1.21 ₱72.8
95.04%
Imported Beer (0.33 liter bottle)
$3.53 ₱211
$1.08 ₱64.7
226.85%
🛒 Groceries & Markets
Makati
Santa Cruz, Laguna
Difference
Milk (1 liter)
$2.13 ₱127
$1.75 ₱105
21.71%
White Bread (500g)
$1.49 ₱89.5
$1.20 ₱72.1
24.17%
Rice (white) (1kg)
$1.12 ₱67.1
$1.07 ₱64.4
4.67%
Eggs
$2.23 ₱134
$1.65 ₱99.1
35.15%
Local Cheese (1kg)
$8.15 ₱488
$5.16 ₱309
57.95%
Chicken Fillets (1kg)
$4.49 ₱269
$4.20 ₱252
6.90%
Beef Round Steak (1kg)
$7.84 ₱470
$7.24 ₱434
8.29%
Apples (1kg)
$4.58 ₱274
$1.57 ₱93.9
191.72%
Banana (1kg)
$1.92 ₱115
$0.52 ₱30.90
269.23%
Oranges (1kg)
$2.62 ₱157
$1.58 ₱94.8
65.82%
Tomato (1kg)
$2.19 ₱131
$1.65 ₱98.6
32.73%
Potato (1kg)
$3.32 ₱199
$2.85 ₱171
16.49%
Onion (1kg)
$2.86 ₱171
$4.23 ₱253
-32.39%
Lettuce (1 head)
$1.10 ₱65.8
$1.63 ₱97.4
-32.52%
Water (1.5 liter bottle)
$1.00 ₱60.1
$1.02 ₱60.9
-1.96%
Cigarettes 20 Pack (Marlboro, Camel)
$2.87 ₱172
$3.23 ₱193
-11.15%
Wine (Bottle)
$8.18 ₱490
$9.19 ₱551
-10.99%
Local Beer (0.5 liter bottle)
$1.24 ₱74.4
$1.59 ₱95.4
-22.01%
Imported Beer (0.33 liter bottle)
$2.31 ₱138
$1.97 ₱118
17.26%
🚌 Getting Around
Makati
Santa Cruz, Laguna
Difference
One-way Ticket (Public Transport)
$0.54 ₱32.63
$0.26 ₱15.43
107.69%
Public Transport Monthly Pass (Regular Price)
$3.60 ₱216
-
-
Taxi Start (Normal Tariff)
$0.78 ₱46.89
$0.83 ₱49.88
-6.02%
Taxi (Normal Tariff) (1km)
$0.12 ₱7.34
$0.24 ₱14.41
-50.00%
Taxi 1hour Waiting (Normal Tariff)
$3.46 ₱208
$2.08 ₱124
66.35%
Gasoline (1 liter)
$1.10 ₱65.8
$1.11 ₱66.4
-0.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.2K ₱2.0M
$26.2K ₱1.6M
30.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.9K ₱1.3M
$20.2K ₱1.2M
8.29%
🧾 Monthly Utilities & Internet
Makati
Santa Cruz, Laguna
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$168 ₱10.0K
$96.3 ₱5,769
74.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.51 ₱1,648
$33.02 ₱1,978
-16.69%
Internet (50+ Mbps, Unlimited Data)
$35.93 ₱2,153
$29.42 ₱1,763
22.13%
🎉 Sport & Entertainment
Makati
Santa Cruz, Laguna
Difference
Gym Membership (Monthly)
$55.3 ₱3,315
$34.33 ₱2,057
61.17%
Tennis Court (1 Hour on Weekend)
$11.91 ₱713
$4.30 ₱258
176.98%
Cinema Ticket
$8.13 ₱487
$7.12 ₱426
14.19%
🧸 Childcare & Education
Makati
Santa Cruz, Laguna
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$319 ₱19.1K
$80.6 ₱4,827
295.56%
International Primary School, 1 Child (Yearly)
$7,538 ₱451.6K
$2,764 ₱165.6K
172.68%
👕👟 Clothing & Footwear
Makati
Santa Cruz, Laguna
Difference
Jeans (Levis 501 Or Similar)
$58.9 ₱3,530
$32.10 ₱1,923
83.55%
Summer Dress (H&M, Zara, etc)
$36.13 ₱2,165
$30.04 ₱1,799
20.27%
Sport Shoes (Adidas, Nike)
$86.0 ₱5,152
$99.2 ₱5,941
-13.29%
Men's Leather Business Shoes
$125 ₱7,486
$92.3 ₱5,529
35.41%
🏠 Accommodation & Living
Makati
Santa Cruz, Laguna
Difference
1-bedroom Apartment, City Center (Monthly)
$644 ₱38.6K
$262 ₱15.7K
146.07%
1-bedroom Apartment, Outside City Center (Monthly)
$397 ₱23.8K
$174 ₱10.4K
128.30%
3-bedroom Apartment, City Center (Monthly)
$2,272 ₱136.1K
$599 ₱35.9K
279.43%
3-bedroom Apartment, Outside City Center (Monthly)
$1,043 ₱62.5K
$395 ₱23.7K
163.84%
Buy Apartment in City Center (m2)
$6,138 ₱367.7K
$2,207 ₱132.2K
178.10%
Buy Apartment Outside City Center (m2)
$3,969 ₱237.8K
-
-
💵 Salaries & Financials
Makati
Santa Cruz, Laguna
Difference
Average Monthly Net Salary (After Tax)
$700 ₱41.9K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
8.13
-17.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: April 12, 2026

Last update for Santa Cruz, Laguna: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Makati vs other spots: cost of living compared

Similar cities