😐A single person spends $1,362 per month in Saint Ann's Bay vs $1,271 in Playa del Carmen, rent included.
🙂A couple spends around $2,027 per month in Saint Ann's Bay vs $2,126 in Playa del Carmen, rent included.
🙂A family of three spends $2,692 per month in Saint Ann's Bay vs $2,980 in Playa del Carmen, rent included.
😐Saint Ann's Bay costs about 7% more than Playa del Carmen, driven mainly by Groceries & Markets.
📊Saint Ann's Bay sits 1% above the global median, while Playa del Carmen is 5% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Saint Ann's Bay
Playa del Carmen
Difference
Meal at Budget Restaurant
$7.38JMD 1,161
$11.87MX$207
-37.83%
Three-Course Dinner for Two, Mid-Range
$50.3JMD 7,909
$42.90MX$747
17.23%
Fast Food Meal(McDonalds, etc)
$8.91JMD 1,401
$10.65MX$186
-16.34%
Cappuccino
$4.38JMD 690
$3.45MX$60.1
26.96%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.36JMD 214
$1.50MX$26.19
-9.33%
Water(0.33 liter bottle)
$0.71JMD 111
$0.95MX$16.52
-25.26%
Local Beer(0.5 liter draught)
$2.46JMD 386
$3.03MX$52.7
-18.81%
Imported Beer(0.33 liter bottle)
$3.10JMD 488
$4.61MX$80.3
-32.75%
🛒 Groceries & Markets
Saint Ann's Bay
Playa del Carmen
Difference
Milk(1 liter)
$4.34JMD 682
$1.38MX$23.96
214.49%
White Bread(500g)
$2.75JMD 433
$1.85MX$32.18
48.65%
Rice(white)(1kg)
$1.55JMD 245
$1.61MX$28.06
-3.73%
Eggs
$3.48JMD 548
$2.59MX$45.18
34.36%
Local Cheese(1kg)
$11.20JMD 1,762
$8.26MX$144
35.59%
Chicken Fillets(1kg)
$6.22JMD 978
$8.37MX$146
-25.69%
Beef Round Steak(1kg)
$7.47JMD 1,175
$10.66MX$186
-29.92%
Apples(1kg)
$6.15JMD 968
$2.63MX$45.80
133.84%
Banana(1kg)
$3.04JMD 479
$1.49MX$25.92
104.03%
Oranges(1kg)
$4.24JMD 667
$1.92MX$33.44
120.83%
Tomato(1kg)
$3.03JMD 477
$2.09MX$36.34
44.98%
Potato(1kg)
$2.09JMD 328
$1.86MX$32.35
12.37%
Onion(1kg)
$1.98JMD 312
$2.26MX$39.39
-12.39%
Lettuce(1 head)
$2.99JMD 470
$1.06MX$18.51
182.08%
Water(1.5 liter bottle)
$1.15JMD 182
$1.09MX$18.95
5.50%
Cigarettes 20 Pack(Marlboro, Camel)
$8.83JMD 1,388
$4.15MX$72.3
112.77%
Wine(Bottle)
$11.49JMD 1,807
$10.39MX$181
10.59%
Local Beer(0.5 liter bottle)
$2.75JMD 432
$1.72MX$30.03
59.88%
Imported Beer(0.33 liter bottle)
$3.17JMD 498
$2.61MX$45.52
21.46%
🚌 Getting Around
Saint Ann's Bay
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.54MX$9.44
-
Public Transport Monthly Pass(Regular Price)
-
$26.94MX$469
-
Taxi Start(Normal Tariff)
$0.97JMD 153
$3.13MX$54.5
-69.01%
Taxi(Normal Tariff)(1km)
$3.12JMD 491
$2.51MX$43.73
24.30%
Taxi 1hour Waiting(Normal Tariff)
$6.38JMD 1,004
$3.15MX$54.9
102.54%
Gasoline(1 liter)
$1.28JMD 201
$1.27MX$22.21
0.79%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9KJMD 3.8M
$30.4KMX$529.1K
-21.33%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.4KJMD 2.7M
$23.6KMX$410.5K
-26.04%
🧾 Monthly Utilities & Internet
Saint Ann's Bay
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$165JMD 25.9K
$83.0MX$1,446
98.57%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.42JMD 3,527
$22.71MX$396
-1.28%
Internet(50+ Mbps, Unlimited Data)
$50.1JMD 7,878
$29.46MX$513
69.99%
🎉 Sport & Entertainment
Saint Ann's Bay
Playa del Carmen
Difference
Gym Membership(Monthly)
-
$51.0MX$888
-
Tennis Court(1 Hour on Weekend)
-
$18.33MX$319
-
Cinema Ticket
$13.37JMD 2,103
$4.93MX$85.8
171.20%
🧸 Childcare & Education
Saint Ann's Bay
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$228JMD 35.8K
$197MX$3,437
15.45%
International Primary School, 1 Child(Yearly)
$2,501JMD 393.4K
$5,280MX$92.0K
-52.63%
👕👟 Clothing & Footwear
Saint Ann's Bay
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$25.88JMD 4,071
$36.90MX$643
-29.86%
Summer Dress(H&M, Zara, etc)
$25.88JMD 4,071
$39.89MX$695
-35.12%
Sport Shoes(Adidas, Nike)
$69.8JMD 11.0K
$80.0MX$1,394
-12.72%
Men's Leather Business Shoes
$75.8JMD 11.9K
$89.5MX$1,559
-15.26%
🏠 Accommodation & Living
Saint Ann's Bay
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$499JMD 78.5K
$956MX$16.7K
-47.80%
1-bedroom Apartment, Outside City Center(Monthly)
$474JMD 74.6K
$477MX$8,311
-0.54%
3-bedroom Apartment, City Center(Monthly)
$991JMD 155.8K
$1,646MX$28.7K
-39.81%
3-bedroom Apartment, Outside City Center(Monthly)
$829JMD 130.5K
$1,225MX$21.3K
-32.27%
Buy Apartment in City Center(m2)
-
$3,918MX$68.3K
-
Buy Apartment Outside City Center(m2)
-
$6,459MX$112.5K
-
💵 Salaries & Financials
Saint Ann's Bay
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$667MX$11.6K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4
11.42
-64.97%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Saint Ann's Bay: June 9, 2026
Last update for Playa del Carmen: June 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $499 in Saint Ann's Bay versus $956 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $50.0 in Saint Ann's Bay versus $43.00 in Playa del Carmen. Monthly groceries follow the same trend: $338 vs $250 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Saint Ann's Bay vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Saint Ann's Bay?
Yes – Saint Ann's Bay is pricier by about 7%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,043 per month in Saint Ann's Bay and $1,906 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Saint Ann's Bay vs Playa del Carmen?
Monthly expenses with rent come to $1,362 in Saint Ann's Bay and $1,271 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $228 per month in Saint Ann's Bay and $197 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Saint Ann's Bay or Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,271, than in Saint Ann's Bay at $1,362. In Playa del Carmen it covers expenses comfortably, while in Saint Ann's Bay it requires careful planning or may not stretch far enough.
Is Saint Ann's Bay or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Ann's Bay makes more sense. Both are solid long-term options with distinct trade-offs.
Saint Ann's Bay vs other spots: cost of living compared