😐A single person spends $1,348 per month in Saint Ann's Bay vs $1,260 in Playa del Carmen, rent included.
🙂A couple spends around $2,019 per month in Saint Ann's Bay vs $2,125 in Playa del Carmen, rent included.
🙂A family of three spends $2,690 per month in Saint Ann's Bay vs $2,990 in Playa del Carmen, rent included.
😐Saint Ann's Bay costs about 7% more than Playa del Carmen, driven mainly by Groceries & Markets.
📊Saint Ann's Bay sits 1% above the global median, while Playa del Carmen is 5% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Saint Ann's Bay
Playa del Carmen
Difference
Meal at Budget Restaurant
$7.54JMD 1,186
$11.72MX$204
-35.67%
Three-Course Dinner for Two, Mid-Range
$49.85JMD 7,840
$41.89MX$731
19.00%
Fast Food Meal(McDonalds, etc)
$8.82JMD 1,387
$10.51MX$183
-16.08%
Cappuccino
$4.41JMD 694
$3.59MX$62.5
22.84%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35JMD 213
$1.51MX$26.31
-10.60%
Water(0.33 liter bottle)
$0.75JMD 118
$0.92MX$15.96
-18.48%
Local Beer(0.5 liter draught)
$2.45JMD 385
$2.96MX$51.6
-17.23%
Imported Beer(0.33 liter bottle)
$3.08JMD 484
$4.41MX$76.9
-30.16%
🛒 Groceries & Markets
Saint Ann's Bay
Playa del Carmen
Difference
Milk(1 liter)
$4.30JMD 676
$1.40MX$24.35
207.14%
White Bread(500g)
$2.75JMD 433
$1.88MX$32.87
46.28%
Rice(white)(1kg)
$1.55JMD 244
$1.56MX$27.19
-0.64%
Eggs
$3.61JMD 568
$2.61MX$45.50
38.31%
Local Cheese(1kg)
$11.08JMD 1,743
$8.32MX$145
33.17%
Chicken Fillets(1kg)
$6.30JMD 990
$8.35MX$146
-24.55%
Beef Round Steak(1kg)
$7.51JMD 1,181
$10.86MX$189
-30.85%
Apples(1kg)
$6.15JMD 967
$2.71MX$47.31
126.94%
Banana(1kg)
$3.09JMD 485
$1.51MX$26.25
104.64%
Oranges(1kg)
$4.20JMD 660
$1.87MX$32.67
124.60%
Tomato(1kg)
$3.00JMD 471
$2.19MX$38.19
36.99%
Potato(1kg)
$2.05JMD 322
$1.86MX$32.40
10.22%
Onion(1kg)
$2.00JMD 314
$2.23MX$38.90
-10.31%
Lettuce(1 head)
$3.11JMD 489
$1.07MX$18.63
190.65%
Water(1.5 liter bottle)
$1.11JMD 174
$1.09MX$18.94
1.83%
Cigarettes 20 Pack(Marlboro, Camel)
$8.98JMD 1,413
$4.19MX$73.0
114.32%
Wine(Bottle)
$11.45JMD 1,801
$10.43MX$182
9.78%
Local Beer(0.5 liter bottle)
$2.88JMD 454
$1.66MX$28.91
73.49%
Imported Beer(0.33 liter bottle)
$3.10JMD 488
$2.61MX$45.56
18.77%
🚌 Getting Around
Saint Ann's Bay
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.54MX$9.45
-
Public Transport Monthly Pass(Regular Price)
-
$26.16MX$456
-
Taxi Start(Normal Tariff)
$0.92JMD 145
$3.08MX$53.7
-70.13%
Taxi(Normal Tariff)(1km)
$3.13JMD 493
$2.40MX$41.94
30.42%
Taxi 1hour Waiting(Normal Tariff)
$6.22JMD 979
$3.13MX$54.5
98.72%
Gasoline(1 liter)
$1.28JMD 202
$1.31MX$22.87
-2.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8KJMD 3.7M
$29.8KMX$519.9K
-20.23%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.4KJMD 2.7M
$23.3KMX$406.8K
-25.44%
🧾 Monthly Utilities & Internet
Saint Ann's Bay
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$164JMD 25.8K
$81.3MX$1,418
102.09%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.88JMD 3,441
$22.56MX$393
-3.01%
Internet(50+ Mbps, Unlimited Data)
$51.1JMD 8,033
$30.05MX$524
69.95%
🎉 Sport & Entertainment
Saint Ann's Bay
Playa del Carmen
Difference
Gym Membership(Monthly)
-
$52.9MX$923
-
Tennis Court(1 Hour on Weekend)
-
$18.39MX$321
-
Cinema Ticket
$13.38JMD 2,104
$4.92MX$85.8
171.95%
🧸 Childcare & Education
Saint Ann's Bay
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$223JMD 35.1K
$201MX$3,502
10.99%
International Primary School, 1 Child(Yearly)
$2,512JMD 395.1K
$5,175MX$90.2K
-51.46%
👕👟 Clothing & Footwear
Saint Ann's Bay
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$26.02JMD 4,092
$35.92MX$627
-27.56%
Summer Dress(H&M, Zara, etc)
$25.86JMD 4,068
$40.13MX$700
-35.56%
Sport Shoes(Adidas, Nike)
$68.0JMD 10.7K
$79.7MX$1,390
-14.63%
Men's Leather Business Shoes
$76.4JMD 12.0K
$86.5MX$1,508
-11.59%
🏠 Accommodation & Living
Saint Ann's Bay
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$511JMD 80.3K
$978MX$17.1K
-47.78%
1-bedroom Apartment, Outside City Center(Monthly)
$476JMD 74.9K
$470MX$8,206
1.27%
3-bedroom Apartment, City Center(Monthly)
$991JMD 155.9K
$1,651MX$28.8K
-39.98%
3-bedroom Apartment, Outside City Center(Monthly)
$815JMD 128.2K
$1,203MX$21.0K
-32.29%
Buy Apartment in City Center(m2)
-
$3,953MX$69.0K
-
Buy Apartment Outside City Center(m2)
-
$6,607MX$115.2K
-
💵 Salaries & Financials
Saint Ann's Bay
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$677MX$11.8K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4
11.42
-64.97%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Saint Ann's Bay: July 26, 2026
Last update for Playa del Carmen: July 27, 2026
Cost Breakdown
🏠A central one-bedroom costs $511 in Saint Ann's Bay versus $978 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $50.0 in Saint Ann's Bay versus $42.00 in Playa del Carmen. Monthly groceries follow the same trend: $339 vs $252 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Saint Ann's Bay vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Saint Ann's Bay?
Yes – Saint Ann's Bay is pricier by about 7%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,022 per month in Saint Ann's Bay and $1,890 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Saint Ann's Bay and in Playa del Carmen?
Monthly expenses with rent come to $1,348 in Saint Ann's Bay and $1,260 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $223 per month in Saint Ann's Bay and $201 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Saint Ann's Bay or in Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,260, than in Saint Ann's Bay at $1,348. In Playa del Carmen it covers expenses comfortably, while in Saint Ann's Bay it requires careful planning or may not stretch far enough.
Is Saint Ann's Bay or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Ann's Bay makes more sense. Both are solid long-term options with distinct trade-offs.
Saint Ann's Bay vs other spots: cost of living compared