🙂A single person spends $1,029 per month in Saint Ann's Bay vs $1,305 in Playa del Carmen, rent included.
🙂A couple spends around $1,626 per month in Saint Ann's Bay vs $2,334 in Playa del Carmen, rent included.
🙂A family of three spends $2,223 per month in Saint Ann's Bay vs $3,362 in Playa del Carmen, rent included.
🙂Saint Ann's Bay is about 21% cheaper than Playa del Carmen, driven mainly by Groceries & Markets.
📊Both Saint Ann's Bay and Playa del Carmen are more affordable than the global median – Saint Ann's Bay25% lower, Playa del Carmen5% lower.
Currency
🍽 Eating Out
Saint Ann's Bay
Playa del Carmen
Difference
Meal at Budget Restaurant
$15.54JMD 2,441
$11.96MX$203
29.93%
Three-Course Dinner for Two, Mid-Range
$49.54JMD 7,781
$47.38MX$804
4.56%
Fast Food Meal(McDonalds, etc)
$8.64JMD 1,357
$11.75MX$199
-26.47%
Cappuccino
$5.19JMD 815
$4.12MX$70.0
25.97%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.20JMD 188
$1.40MX$23.74
-14.29%
Water(0.33 liter bottle)
$0.73JMD 114
$0.91MX$15.48
-19.78%
Local Beer(0.5 liter draught)
$2.26JMD 355
$3.21MX$54.4
-29.60%
Imported Beer(0.33 liter bottle)
$3.10JMD 487
$7.07MX$120
-56.15%
🛒 Groceries & Markets
Saint Ann's Bay
Playa del Carmen
Difference
Milk(1 liter)
$4.21JMD 662
$1.68MX$28.44
150.60%
White Bread(500g)
$3.84JMD 604
$2.15MX$36.48
78.60%
Rice(white)(1kg)
$1.62JMD 254
$1.77MX$30.10
-8.47%
Eggs
$3.52JMD 553
$2.82MX$47.76
24.82%
Local Cheese(1kg)
$11.31JMD 1,776
$9.20MX$156
22.93%
Chicken Fillets(1kg)
$6.39JMD 1,003
$9.23MX$157
-30.77%
Beef Round Steak(1kg)
$10.43JMD 1,638
$12.64MX$214
-17.48%
Apples(1kg)
$5.92JMD 929
$2.95MX$50.1
100.68%
Banana(1kg)
$3.78JMD 594
$1.58MX$26.79
139.24%
Oranges(1kg)
$7.59JMD 1,193
$2.22MX$37.70
241.89%
Tomato(1kg)
$3.13JMD 491
$2.36MX$40.09
32.63%
Potato(1kg)
$3.29JMD 516
$1.99MX$33.81
65.33%
Onion(1kg)
$2.63JMD 413
$1.98MX$33.58
32.83%
Lettuce(1 head)
$3.03JMD 476
$1.24MX$21.04
144.35%
Water(1.5 liter bottle)
$1.47JMD 231
$1.21MX$20.55
21.49%
Cigarettes 20 Pack(Marlboro, Camel)
$9.37JMD 1,472
$4.60MX$78.1
103.70%
Wine(Bottle)
$11.52JMD 1,809
$10.52MX$178
9.51%
Local Beer(0.5 liter bottle)
$2.92JMD 459
$1.69MX$28.70
72.78%
Imported Beer(0.33 liter bottle)
$3.91JMD 614
$2.77MX$47.06
41.16%
🚌 Getting Around
Saint Ann's Bay
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.60MX$10.22
-
Public Transport Monthly Pass(Regular Price)
-
$29.70MX$504
-
Taxi Start(Normal Tariff)
$1.17JMD 184
$5.24MX$88.8
-77.67%
Taxi(Normal Tariff)(1km)
$3.12JMD 491
$3.65MX$61.9
-14.52%
Taxi 1hour Waiting(Normal Tariff)
$6.38JMD 1,002
$5.78MX$98.1
10.38%
Gasoline(1 liter)
$1.32JMD 207
$1.54MX$26.09
-14.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$44.9KJMD 7.1M
$22.8KMX$386.8K
96.88%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KJMD 5.1M
$25.8KMX$437.9K
25.97%
🧾 Monthly Utilities & Internet
Saint Ann's Bay
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$178JMD 28.0K
$90.7MX$1,538
96.77%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$29.66JMD 4,659
$25.19MX$427
17.75%
Internet(50+ Mbps, Unlimited Data)
$53.6JMD 8,426
$31.75MX$539
68.94%
🎉 Sport & Entertainment
Saint Ann's Bay
Playa del Carmen
Difference
Gym Membership(Monthly)
-
$68.8MX$1,167
-
Tennis Court(1 Hour on Weekend)
-
$29.37MX$498
-
Cinema Ticket
$13.17JMD 2,069
$4.86MX$82.5
170.99%
🧸 Childcare & Education
Saint Ann's Bay
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$356JMD 55.9K
$226MX$3,828
57.73%
International Primary School, 1 Child(Yearly)
$8,294JMD 1.3M
$4,194MX$71.1K
97.76%
👕👟 Clothing & Footwear
Saint Ann's Bay
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$24.11JMD 3,787
$47.38MX$804
-49.11%
Summer Dress(H&M, Zara, etc)
$32.22JMD 5,061
$43.45MX$737
-25.85%
Sport Shoes(Adidas, Nike)
$76.9JMD 12.1K
$80.2MX$1,361
-4.11%
Men's Leather Business Shoes
$101JMD 15.9K
$91.4MX$1,550
10.94%
🏠 Accommodation & Living
Saint Ann's Bay
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
-
$1,086MX$18.4K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$409MX$6,933
-
3-bedroom Apartment, City Center(Monthly)
-
$1,972MX$33.5K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,281MX$21.7K
-
Buy Apartment in City Center(m2)
-
$4,046MX$68.6K
-
Buy Apartment Outside City Center(m2)
-
$6,704MX$113.7K
-
💵 Salaries & Financials
Saint Ann's Bay
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$773MX$13.1K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
9.45
11.45
-17.47%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Saint Ann's Bay: September 7, 2026
Last update for Playa del Carmen: September 7, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $50.0 in Saint Ann's Bay versus $47.00 in Playa del Carmen. Monthly groceries follow the same trend: $387 vs $278 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Saint Ann's Bay vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Saint Ann's Bay?
Yes – Playa del Carmen is pricier by about 27%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,544 per month in Saint Ann's Bay and $1,958 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Saint Ann's Bay and in Playa del Carmen?
Monthly expenses with rent come to $1,029 in Saint Ann's Bay and $1,305 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $356 per month in Saint Ann's Bay and $226 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Saint Ann's Bay or in Playa del Carmen?
A $1,000 monthly budget goes further in Saint Ann's Bay, where all-in costs run around $1,029, than in Playa del Carmen at $1,305. In Saint Ann's Bay it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Saint Ann's Bay or Playa del Carmen more family-friendly?
Families tend to lean toward Saint Ann's Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Saint Ann's Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Saint Ann's Bay vs other spots: cost of living compared