😐A single person spends $1,305 per month in Playa del Carmen vs $1,029 in Saint Ann's Bay, rent included.
😐A couple spends around $2,334 per month in Playa del Carmen vs $1,626 in Saint Ann's Bay, rent included.
😐A family of three spends $3,362 per month in Playa del Carmen vs $2,223 in Saint Ann's Bay, rent included.
😐Playa del Carmen costs about 27% more than Saint Ann's Bay, driven mainly by Groceries & Markets.
📊Both Playa del Carmen and Saint Ann's Bay are more affordable than the global median – Playa del Carmen5% lower, Saint Ann's Bay25% lower.
Currency
🍽 Eating Out
Playa del Carmen
Saint Ann's Bay
Difference
Meal at Budget Restaurant
$11.96MX$203
$15.54JMD 2,441
-23.04%
Three-Course Dinner for Two, Mid-Range
$47.38MX$804
$49.54JMD 7,781
-4.36%
Fast Food Meal(McDonalds, etc)
$11.75MX$199
$8.64JMD 1,357
36.00%
Cappuccino
$4.12MX$70.0
$5.19JMD 815
-20.62%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.40MX$23.74
$1.20JMD 188
16.67%
Water(0.33 liter bottle)
$0.91MX$15.48
$0.73JMD 114
24.66%
Local Beer(0.5 liter draught)
$3.21MX$54.4
$2.26JMD 355
42.04%
Imported Beer(0.33 liter bottle)
$7.07MX$120
$3.10JMD 487
128.06%
🛒 Groceries & Markets
Playa del Carmen
Saint Ann's Bay
Difference
Milk(1 liter)
$1.68MX$28.44
$4.21JMD 662
-60.10%
White Bread(500g)
$2.15MX$36.48
$3.84JMD 604
-44.01%
Rice(white)(1kg)
$1.77MX$30.10
$1.62JMD 254
9.26%
Eggs
$2.82MX$47.76
$3.52JMD 553
-19.89%
Local Cheese(1kg)
$9.20MX$156
$11.31JMD 1,776
-18.66%
Chicken Fillets(1kg)
$9.23MX$157
$6.39JMD 1,003
44.44%
Beef Round Steak(1kg)
$12.64MX$214
$10.43JMD 1,638
21.19%
Apples(1kg)
$2.95MX$50.1
$5.92JMD 929
-50.17%
Banana(1kg)
$1.58MX$26.79
$3.78JMD 594
-58.20%
Oranges(1kg)
$2.22MX$37.70
$7.59JMD 1,193
-70.75%
Tomato(1kg)
$2.36MX$40.09
$3.13JMD 491
-24.60%
Potato(1kg)
$1.99MX$33.81
$3.29JMD 516
-39.51%
Onion(1kg)
$1.98MX$33.58
$2.63JMD 413
-24.71%
Lettuce(1 head)
$1.24MX$21.04
$3.03JMD 476
-59.08%
Water(1.5 liter bottle)
$1.21MX$20.55
$1.47JMD 231
-17.69%
Cigarettes 20 Pack(Marlboro, Camel)
$4.60MX$78.1
$9.37JMD 1,472
-50.91%
Wine(Bottle)
$10.52MX$178
$11.52JMD 1,809
-8.68%
Local Beer(0.5 liter bottle)
$1.69MX$28.70
$2.92JMD 459
-42.12%
Imported Beer(0.33 liter bottle)
$2.77MX$47.06
$3.91JMD 614
-29.16%
🚌 Getting Around
Playa del Carmen
Saint Ann's Bay
Difference
One-way Ticket(Public Transport)
$0.60MX$10.22
-
-
Public Transport Monthly Pass(Regular Price)
$29.70MX$504
-
-
Taxi Start(Normal Tariff)
$5.24MX$88.8
$1.17JMD 184
347.86%
Taxi(Normal Tariff)(1km)
$3.65MX$61.9
$3.12JMD 491
16.99%
Taxi 1hour Waiting(Normal Tariff)
$5.78MX$98.1
$6.38JMD 1,002
-9.40%
Gasoline(1 liter)
$1.54MX$26.09
$1.32JMD 207
16.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8KMX$386.8K
$44.9KJMD 7.1M
-49.21%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8KMX$437.9K
$32.5KJMD 5.1M
-20.62%
🧾 Monthly Utilities & Internet
Playa del Carmen
Saint Ann's Bay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$90.7MX$1,538
$178JMD 28.0K
-49.18%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.19MX$427
$29.66JMD 4,659
-15.07%
Internet(50+ Mbps, Unlimited Data)
$31.75MX$539
$53.6JMD 8,426
-40.81%
🎉 Sport & Entertainment
Playa del Carmen
Saint Ann's Bay
Difference
Gym Membership(Monthly)
$68.8MX$1,167
-
-
Tennis Court(1 Hour on Weekend)
$29.37MX$498
-
-
Cinema Ticket
$4.86MX$82.5
$13.17JMD 2,069
-63.10%
🧸 Childcare & Education
Playa del Carmen
Saint Ann's Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$226MX$3,828
$356JMD 55.9K
-36.60%
International Primary School, 1 Child(Yearly)
$4,194MX$71.1K
$8,294JMD 1.3M
-49.43%
👕👟 Clothing & Footwear
Playa del Carmen
Saint Ann's Bay
Difference
Jeans(Levis 501 Or Similar)
$47.38MX$804
$24.11JMD 3,787
96.52%
Summer Dress(H&M, Zara, etc)
$43.45MX$737
$32.22JMD 5,061
34.85%
Sport Shoes(Adidas, Nike)
$80.2MX$1,361
$76.9JMD 12.1K
4.29%
Men's Leather Business Shoes
$91.4MX$1,550
$101JMD 15.9K
-9.86%
🏠 Accommodation & Living
Playa del Carmen
Saint Ann's Bay
Difference
1-bedroom Apartment, City Center(Monthly)
$1,086MX$18.4K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$409MX$6,933
-
-
3-bedroom Apartment, City Center(Monthly)
$1,972MX$33.5K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,281MX$21.7K
-
-
Buy Apartment in City Center(m2)
$4,046MX$68.6K
-
-
Buy Apartment Outside City Center(m2)
$6,704MX$113.7K
-
-
💵 Salaries & Financials
Playa del Carmen
Saint Ann's Bay
Difference
Average Monthly Net Salary(After Tax)
$773MX$13.1K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.45
9.45
21.16%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: September 7, 2026
Last update for Saint Ann's Bay: September 7, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $47.00 in Playa del Carmen versus $50.0 in Saint Ann's Bay. Monthly groceries follow the same trend: $278 vs $387 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Saint Ann's Bay: Cost of Living - Frequently Asked Questions
Is Saint Ann's Bay cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 27%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,958 per month in Playa del Carmen and $1,544 in Saint Ann's Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Playa del Carmen and in Saint Ann's Bay?
Monthly expenses with rent come to $1,305 in Playa del Carmen and $1,029 in Saint Ann's Bay. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $226 per month in Playa del Carmen and $356 in Saint Ann's Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Playa del Carmen or in Saint Ann's Bay?
A $1,000 monthly budget goes further in Saint Ann's Bay, where all-in costs run around $1,029, than in Playa del Carmen at $1,305. In Saint Ann's Bay it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Saint Ann's Bay more family-friendly?
Families tend to lean toward Saint Ann's Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Saint Ann's Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared