Last update: Oct 2026

Cost of Living Comparison Between Saint Ann's Bay and Phuket

For one person, living is cheaper in Saint Ann’s Bay: $1,006 a month against $1,278 in Phuket, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Phuket outweigh lower spending on other living expenses.

48

Cost of Living Index in Saint Ann's Bay
Learn more

Saint Ann's Bay Living Index
62

Cost of Living Index in Phuket
Learn more

Phuket Living Index

Jump to prices

Saint Ann's Bay

🇯🇲 Jamaica

$1,006

/mo nomad

Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Ann's Bay and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Ann's Bay and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,006 in Saint Ann’s Bay versus $1,278 in Phuket.

Saint Ann's Bay $1,006
Phuket $1,278

Estimated couple costs with rent: $1,600 in Saint Ann’s Bay versus $2,216 in Phuket.

Saint Ann's Bay $1,600
Phuket $2,216

Monthly costs for a family of three with rent: $2,195 in Saint Ann’s Bay versus $3,154 in Phuket.

Saint Ann's Bay $2,195
Phuket $3,154

Living in Saint Ann’s Bay costs roughly 21% less than in Phuket, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Saint Ann’s Bay 26% lower, Phuket 6% lower.

Meal at Budget Restaurant

$13.35 JMD 2,105

$4.47 ฿151

198.66%

Three-Course Dinner for Two, Mid-Range

$50.2 JMD 7,922

$32.41 ฿1,094

55.01%

Fast Food Meal (McDonalds, etc)

$8.31 JMD 1,311

$8.81 ฿297

-5.68%

Cappuccino

$5.46 JMD 862

$2.83 ฿95.5

92.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 JMD 190

$0.87 ฿29.43

37.93%

Water (0.33 liter bottle)

$0.70 JMD 110

$0.49 ฿16.67

42.86%

Local Beer (0.5 liter draught)

$2.25 JMD 354

$2.56 ฿86.4

-12.11%

Imported Beer (0.33 liter bottle)

$3.12 JMD 492

$3.68 ฿124

-15.22%

Milk (1 liter)

$4.07 JMD 641

$1.66 ฿56.0

145.18%

White Bread (500g)

$3.74 JMD 589

$1.46 ฿49.35

156.16%

Rice (white) (1kg)

$1.63 JMD 258

$1.50 ฿50.6

8.67%

Eggs

$3.47 JMD 547

$2.09 ฿70.5

66.03%

Local Cheese (1kg)

$11.20 JMD 1,766

$19.07 ฿644

-41.27%

Chicken Fillets (1kg)

$6.20 JMD 978

$3.30 ฿111

87.88%

Beef Round Steak (1kg)

$10.09 JMD 1,591

$10.91 ฿368

-7.52%

Apples (1kg)

$6.00 JMD 946

$2.93 ฿99.0

104.78%

Banana (1kg)

$3.99 JMD 629

$1.69 ฿57.1

136.09%

Oranges (1kg)

$7.53 JMD 1,187

$2.25 ฿75.8

234.67%

Tomato (1kg)

$2.98 JMD 469

$2.08 ฿70.1

43.27%

Potato (1kg)

$3.28 JMD 518

$1.51 ฿51.0

117.22%

Onion (1kg)

$2.62 JMD 414

$1.38 ฿46.56

89.86%

Lettuce (1 head)

$3.15 JMD 497

$1.07 ฿35.99

194.39%

Water (1.5 liter bottle)

$1.44 JMD 226

$0.52 ฿17.52

176.92%

Cigarettes 20 Pack (Marlboro, Camel)

$9.30 JMD 1,467

$4.20 ฿142

121.43%

Wine (Bottle)

$11.43 JMD 1,802

$18.79 ฿634

-39.17%

Local Beer (0.5 liter bottle)

$2.95 JMD 464

$1.82 ฿61.5

62.09%

Imported Beer (0.33 liter bottle)

$4.03 JMD 636

$2.84 ฿95.9

41.90%

One-way Ticket (Public Transport)

$1.45 ฿49.03

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,913

Taxi Start (Normal Tariff)

$1.30 JMD 204

$3.02 ฿102

-56.95%

Taxi (Normal Tariff) (1km)

$3.17 JMD 501

$1.02 ฿34.36

210.78%

Taxi 1hour Waiting (Normal Tariff)

$6.44 JMD 1,016

$3.69 ฿125

74.53%

Gasoline (1 liter)

$1.30 JMD 205

$1.47 ฿49.81

-11.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.4K JMD 6.8M

$26.8K ฿904.3K

62.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K JMD 5.2M

$26.7K ฿901.3K

22.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 JMD 26.6K

$96.4 ฿3,254

75.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.03 JMD 4,577

$11.26 ฿380

157.82%

Internet (50+ Mbps, Unlimited Data)

$52.9 JMD 8,346

$16.85 ฿569

214.12%

Gym Membership (Monthly)

$67.2 ฿2,270

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

Cinema Ticket

$13.41 JMD 2,114

$7.50 ฿253

78.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$366 JMD 57.7K

$476 ฿16.1K

-23.10%

International Primary School, 1 Child (Yearly)

$8,305 JMD 1.3M

$11.3K ฿380.4K

-26.26%

Jeans (Levis 501 Or Similar)

$23.59 JMD 3,719

$62.4 ฿2,106

-62.17%

Summer Dress (H&M, Zara, etc)

$31.44 JMD 4,957

$28.41 ฿959

10.67%

Sport Shoes (Adidas, Nike)

$78.3 JMD 12.4K

$94.3 ฿3,184

-16.93%

Men's Leather Business Shoes

$101 JMD 16.0K

$85.8 ฿2,898

18.16%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.2K

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.6K

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿65.1K

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.3K

Buy Apartment in City Center (m2)

$4,175 ฿141.0K

Buy Apartment Outside City Center (m2)

$3,045 ฿102.8K

Average Monthly Net Salary (After Tax)

$502 ฿17.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

5.57

69.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Ann's Bay: October 26, 2026

Last update for Phuket: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Saint Ann's Bay

$383 38.1%

Phuket

$266 20.8% 30.5% $117

Monthly Utilities & Internet

Saint Ann's Bay

$251 24.9%

Phuket

$124 9.7% 50.4% $126

Eating Out

Saint Ann's Bay

$222 22.1%

Phuket

$122 9.5% 45.3% $101

Clothing & Footwear

Saint Ann's Bay

$106 10.5%

Phuket

$122 9.5% 15.4% $16

Sport & Entertainment

Saint Ann's Bay

$27 * 2.7%

Phuket

$82 6.4% 207% $55

Getting Around

Saint Ann's Bay

$17 * 1.7%

Phuket

$71 5.5% 311% $53

Accommodation & Living

Saint Ann's Bay

- * 0%

Phuket

$491 38.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $50 in Saint Ann’s Bay vs $32 in Phuket for a mid-range dinner for two. Groceries echo the gap at $383 vs $266 per month, with Phuket cheaper across the board.

Good to know

🇯🇲 Saint Ann's Bay

🇹🇭 Phuket

🕒 Local time

14:03 2:03 PM

02:03 2:03 AM

12 h ahead of Saint Ann's Bay

🌤 Weather

👥 Population

13,671

79,308

💱 Currency

Jamaican Dollar JMD $

Thai Baht THB ฿

📈 Exchange rate

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

USD to JMD in detail →

On the map

Lowest

Highest

Between locations

Saint Ann's Bay Phuket 17,050 km ≈ 22 h nonstop flight

From you

Saint Ann's Bay
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Ann's Bay vs Phuket: Cost of Living - Frequently Asked Questions

Saint Ann’s Bay is cheaper overall, especially in leisure, transport, and clothing. The 27% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,508 in Saint Ann’s Bay and $1,917 in Phuket to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $366 in Saint Ann’s Bay versus $476 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Phuket – a meal for two runs $32 versus $50 in Saint Ann’s Bay. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Saint Ann’s Bay is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.