Last update: Oct 2026

Cost of Living Comparison Between Phuket and Saint Ann's Bay

For one person, living is cheaper in Saint Ann’s Bay: $1,006 a month against $1,278 in Phuket, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Phuket outweigh lower spending on other living expenses.

62

Cost of Living Index in Phuket
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Phuket Living Index
48

Cost of Living Index in Saint Ann's Bay
Learn more

Saint Ann's Bay Living Index

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Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Saint Ann's Bay

🇯🇲 Jamaica

$1,006

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Saint Ann's Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Saint Ann's Bay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Phuket versus $1,006 in Saint Ann’s Bay.

Phuket $1,278
Saint Ann's Bay $1,006

Estimated couple costs with rent: $2,216 in Phuket versus $1,600 in Saint Ann’s Bay.

Phuket $2,216
Saint Ann's Bay $1,600

Monthly costs for a family of three with rent: $3,154 in Phuket versus $2,195 in Saint Ann’s Bay.

Phuket $3,154
Saint Ann's Bay $2,195

Living in Phuket is roughly 27% more expensive than in Saint Ann’s Bay, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Phuket 6% lower, Saint Ann’s Bay 26% lower.

Meal at Budget Restaurant

$4.47 ฿151

$13.35 JMD 2,105

-66.52%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,094

$50.2 JMD 7,922

-35.49%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$8.31 JMD 1,311

6.02%

Cappuccino

$2.83 ฿95.5

$5.46 JMD 862

-48.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.43

$1.20 JMD 190

-27.50%

Water (0.33 liter bottle)

$0.49 ฿16.67

$0.70 JMD 110

-30.00%

Local Beer (0.5 liter draught)

$2.56 ฿86.4

$2.25 JMD 354

13.78%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$3.12 JMD 492

17.95%

Milk (1 liter)

$1.66 ฿56.0

$4.07 JMD 641

-59.21%

White Bread (500g)

$1.46 ฿49.35

$3.74 JMD 589

-60.96%

Rice (white) (1kg)

$1.50 ฿50.6

$1.63 JMD 258

-7.98%

Eggs

$2.09 ฿70.5

$3.47 JMD 547

-39.77%

Local Cheese (1kg)

$19.07 ฿644

$11.20 JMD 1,766

70.27%

Chicken Fillets (1kg)

$3.30 ฿111

$6.20 JMD 978

-46.77%

Beef Round Steak (1kg)

$10.91 ฿368

$10.09 JMD 1,591

8.13%

Apples (1kg)

$2.93 ฿99.0

$6.00 JMD 946

-51.17%

Banana (1kg)

$1.69 ฿57.1

$3.99 JMD 629

-57.64%

Oranges (1kg)

$2.25 ฿75.8

$7.53 JMD 1,187

-70.12%

Tomato (1kg)

$2.08 ฿70.1

$2.98 JMD 469

-30.20%

Potato (1kg)

$1.51 ฿51.0

$3.28 JMD 518

-53.96%

Onion (1kg)

$1.38 ฿46.56

$2.62 JMD 414

-47.33%

Lettuce (1 head)

$1.07 ฿35.99

$3.15 JMD 497

-66.03%

Water (1.5 liter bottle)

$0.52 ฿17.52

$1.44 JMD 226

-63.89%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$9.30 JMD 1,467

-54.84%

Wine (Bottle)

$18.79 ฿634

$11.43 JMD 1,802

64.39%

Local Beer (0.5 liter bottle)

$1.82 ฿61.5

$2.95 JMD 464

-38.31%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.9

$4.03 JMD 636

-29.53%

One-way Ticket (Public Transport)

$1.45 ฿49.03

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,913

Taxi Start (Normal Tariff)

$3.02 ฿102

$1.30 JMD 204

132.31%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.36

$3.17 JMD 501

-67.82%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿125

$6.44 JMD 1,016

-42.70%

Gasoline (1 liter)

$1.47 ฿49.81

$1.30 JMD 205

13.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿904.3K

$43.4K JMD 6.8M

-38.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿901.3K

$32.7K JMD 5.2M

-18.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,254

$169 JMD 26.6K

-42.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$29.03 JMD 4,577

-61.21%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿569

$52.9 JMD 8,346

-68.17%

Gym Membership (Monthly)

$67.2 ฿2,270

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

Cinema Ticket

$7.50 ฿253

$13.41 JMD 2,114

-44.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.1K

$366 JMD 57.7K

30.04%

International Primary School, 1 Child (Yearly)

$11.3K ฿380.4K

$8,305 JMD 1.3M

35.61%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,106

$23.59 JMD 3,719

164.35%

Summer Dress (H&M, Zara, etc)

$28.41 ฿959

$31.44 JMD 4,957

-9.64%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,184

$78.3 JMD 12.4K

20.38%

Men's Leather Business Shoes

$85.8 ฿2,898

$101 JMD 16.0K

-15.37%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.2K

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.6K

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿65.1K

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.3K

Buy Apartment in City Center (m2)

$4,175 ฿141.0K

Buy Apartment Outside City Center (m2)

$3,045 ฿102.8K

Average Monthly Net Salary (After Tax)

$502 ฿17.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

9.45

-41.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Saint Ann's Bay: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Saint Ann's Bay

- * 0% 100%

Groceries & Markets

Phuket

$266 20.8%

Saint Ann's Bay

$383 38.1% 43.8% $117

Monthly Utilities & Internet

Phuket

$124 9.7%

Saint Ann's Bay

$251 24.9% 102% $126

Clothing & Footwear

Phuket

$122 9.5%

Saint Ann's Bay

$106 10.5% 13.3% $16

Eating Out

Phuket

$122 9.5%

Saint Ann's Bay

$222 22.1% 82.7% $101

Sport & Entertainment

Phuket

$82 6.4%

Saint Ann's Bay

$27 * 2.7% 67.4% $55

Getting Around

Phuket

$71 5.5%

Saint Ann's Bay

$17 * 1.7% 75.7% $53

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $32 in Phuket vs $50 in Saint Ann’s Bay for a mid-range dinner for two. Groceries echo the gap at $266 vs $383 per month, with Phuket cheaper across the board.

Good to know

🇹🇭 Phuket

🇯🇲 Saint Ann's Bay

🕒 Local time

02:59 2:59 AM

14:59 2:59 PM

12 h behind Phuket

🌤 Weather

👥 Population

79,308

13,671

💱 Currency

Thai Baht THB ฿

Jamaican Dollar JMD $

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

Exchange rates and currency converter

JMD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

USD to THB in detail →

On the map

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Between locations

Phuket Saint Ann's Bay 17,050 km ≈ 22 h nonstop flight

From you

Phuket
Saint Ann's Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Saint Ann's Bay: Cost of Living - Frequently Asked Questions

Saint Ann’s Bay is about 21% cheaper overall, especially in leisure, transport, and clothing. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,917 in Phuket and $1,508 in Saint Ann’s Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $476 in Phuket versus $366 in Saint Ann’s Bay. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Phuket – a meal for two runs $32 versus $50 in Saint Ann’s Bay. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Saint Ann’s Bay is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.