Last update: Oct 2026

Cost of Living Comparison Between Saint Ann's Bay and Austin, TX

For one person, living is cheaper in Saint Ann’s Bay: $1,005 a month against $2,689 in Austin, TX, rent and utilities included – about $20,200 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Saint Ann's Bay
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Saint Ann's Bay Living Index
128

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Saint Ann's Bay

🇯🇲 Jamaica

$1,005

/mo nomad

Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Ann's Bay and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Ann's Bay and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,005 in Saint Ann’s Bay versus $2,689 in Austin, TX.

Saint Ann's Bay $1,005
Austin, TX $2,689

Estimated couple costs with rent: $1,601 in Saint Ann’s Bay versus $4,112 in Austin, TX.

Saint Ann's Bay $1,601
Austin, TX $4,112

Monthly costs for a family of three with rent: $2,196 in Saint Ann’s Bay versus $5,534 in Austin, TX.

Saint Ann's Bay $2,196
Austin, TX $5,534

Living in Saint Ann’s Bay costs roughly 63% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Saint Ann’s Bay is 26% below, Austin, TX is 99% above.

Meal at Budget Restaurant

$13.71 JMD 2,163

$21.34 $21.34

-35.75%

Three-Course Dinner for Two, Mid-Range

$49.95 JMD 7,881

$87.9 $87.9

-43.16%

Fast Food Meal (McDonalds, etc)

$8.24 JMD 1,300

$12.44 $12.44

-33.76%

Cappuccino

$5.24 JMD 827

$5.60 $5.60

-6.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 JMD 181

$3.65 $3.65

-68.49%

Water (0.33 liter bottle)

$0.69 JMD 109

$2.39 $2.39

-71.13%

Local Beer (0.5 liter draught)

$2.22 JMD 350

$7.82 $7.82

-71.61%

Imported Beer (0.33 liter bottle)

$3.23 JMD 510

$8.75 $8.75

-63.09%

Milk (1 liter)

$4.03 JMD 636

$1.12 $1.12

259.82%

White Bread (500g)

$3.80 JMD 600

$3.62 $3.62

4.97%

Rice (white) (1kg)

$1.61 JMD 254

$3.50 $3.50

-54.00%

Eggs

$3.49 JMD 550

$4.45 $4.45

-21.57%

Local Cheese (1kg)

$11.37 JMD 1,795

$13.18 $13.18

-13.73%

Chicken Fillets (1kg)

$6.37 JMD 1,005

$13.94 $13.94

-54.30%

Beef Round Steak (1kg)

$10.11 JMD 1,595

$16.46 $16.46

-38.58%

Apples (1kg)

$6.01 JMD 949

$4.73 $4.73

27.06%

Banana (1kg)

$3.96 JMD 625

$1.50 $1.50

164.00%

Oranges (1kg)

$7.48 JMD 1,180

$4.64 $4.64

61.21%

Tomato (1kg)

$3.00 JMD 473

$4.52 $4.52

-33.63%

Potato (1kg)

$3.14 JMD 496

$2.55 $2.55

23.14%

Onion (1kg)

$2.69 JMD 424

$2.39 $2.39

12.55%

Lettuce (1 head)

$3.16 JMD 499

$1.84 $1.84

71.74%

Water (1.5 liter bottle)

$1.49 JMD 235

$2.13 $2.13

-30.05%

Cigarettes 20 Pack (Marlboro, Camel)

$9.26 JMD 1,462

$10.05 $10.05

-7.86%

Wine (Bottle)

$11.23 JMD 1,771

$14.88 $14.88

-24.53%

Local Beer (0.5 liter bottle)

$2.80 JMD 442

$2.82 $2.82

-0.71%

Imported Beer (0.33 liter bottle)

$4.02 JMD 635

$3.29 $3.29

22.19%

One-way Ticket (Public Transport)

$1.23 $1.23

Public Transport Monthly Pass (Regular Price)

$41.43 $41.43

Taxi Start (Normal Tariff)

$1.28 JMD 202

$2.68 $2.68

-52.24%

Taxi (Normal Tariff) (1km)

$3.24 JMD 510

$1.63 $1.63

98.77%

Taxi 1hour Waiting (Normal Tariff)

$6.43 JMD 1,014

$35.20 $35.20

-81.73%

Gasoline (1 liter)

$1.29 JMD 203

$0.98 $0.98

31.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.8K JMD 6.9M

$34.4K $34.4K

27.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K JMD 5.1M

$26.8K $26.8K

21.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 JMD 26.2K

$252 $252

-34.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.56 JMD 4,664

$59.8 $59.8

-50.60%

Internet (50+ Mbps, Unlimited Data)

$53.5 JMD 8,446

$69.7 $69.7

-23.14%

Gym Membership (Monthly)

$60.4 $60.4

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

Cinema Ticket

$13.35 JMD 2,106

$13.75 $13.75

-2.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$362 JMD 57.1K

$1,458 $1,458

-75.20%

International Primary School, 1 Child (Yearly)

$8,303 JMD 1.3M

$26.6K $26.6K

-68.75%

Jeans (Levis 501 Or Similar)

$23.97 JMD 3,782

$52.6 $52.6

-54.46%

Summer Dress (H&M, Zara, etc)

$31.41 JMD 4,956

$45.76 $45.76

-31.36%

Sport Shoes (Adidas, Nike)

$78.5 JMD 12.4K

$85.5 $85.5

-8.20%

Men's Leather Business Shoes

$101 JMD 15.9K

$106 $106

-4.58%

1-bedroom Apartment, City Center (Monthly)

$2,195 $2,195

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

3-bedroom Apartment, City Center (Monthly)

$4,000 $4,000

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

Buy Apartment in City Center (m2)

$7,381 $7,381

Buy Apartment Outside City Center (m2)

$2,964 $2,964

Average Monthly Net Salary (After Tax)

$5,043 $5,043

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

6.82

38.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Ann's Bay: October 31, 2026

Last update for Austin, TX: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Saint Ann's Bay

$384 38.2%

Austin, TX

$407 15.2% 6.2% $24

Monthly Utilities & Internet

Saint Ann's Bay

$249 24.8%

Austin, TX

$382 14.2% 53% $132

Eating Out

Saint Ann's Bay

$222 22.1%

Austin, TX

$356 13.2% 60.3% $134

Clothing & Footwear

Saint Ann's Bay

$106 10.5%

Austin, TX

$130 4.9% 23.4% $25

Sport & Entertainment

Saint Ann's Bay

$27 * 2.7%

Austin, TX

$88 3.3% 229% $61

Getting Around

Saint Ann's Bay

$17 * 1.7%

Austin, TX

$57 2.1% 227% $40

Accommodation & Living

Saint Ann's Bay

- * 0%

Austin, TX

$1.3K 47.2%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $50 in Saint Ann’s Bay vs $88 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $384 vs $407 per month, with Saint Ann’s Bay cheaper across the board.

Good to know

🇯🇲 Saint Ann's Bay

🇺🇸 Austin, TX

🕒 Local time

11:58 11:58 AM

10:58 10:58 AM

1 h behind Saint Ann's Bay

🌤 Weather

👥 Population

13,671

974,447

💱 Currency

Jamaican Dollar JMD $

United States Dollar USD $

📈 Exchange rate

1,000 JMD = 6.34 USD

1,000 JMD = 5.64 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of November 6, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 177 JMD (1,000 JMD = 5.64 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to JMD in detail →

On the map

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Between locations

Saint Ann's Bay Austin, TX 2,460 km ≈ 3 h 30 min nonstop flight

From you

Saint Ann's Bay
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Ann's Bay vs Austin, TX: Cost of Living - Frequently Asked Questions

Saint Ann’s Bay wins on cost – living expenses run 63% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Saint Ann’s Bay the obvious pick if budget is a priority.

You’d need roughly $1,508 in Saint Ann’s Bay and $4,034 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $362 in Saint Ann’s Bay versus $1,458 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Saint Ann’s Bay – a meal for two runs $50 versus $88 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Saint Ann’s Bay is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.