Last update: Nov 2026

Cost of Living Comparison Between Austin, TX and Saint Ann's Bay

For one person, living is cheaper in Saint Ann’s Bay: $1,005 a month against $2,689 in Austin, TX, rent and utilities included – about $20,200 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Austin, TX
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Austin, TX Living Index
48

Cost of Living Index in Saint Ann's Bay
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Saint Ann's Bay Living Index

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Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Saint Ann's Bay

🇯🇲 Jamaica

$1,005

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Saint Ann's Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Saint Ann's Bay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,689 in Austin, TX versus $1,005 in Saint Ann’s Bay.

Austin, TX $2,689
Saint Ann's Bay $1,005

Estimated couple costs with rent: $4,112 in Austin, TX versus $1,601 in Saint Ann’s Bay.

Austin, TX $4,112
Saint Ann's Bay $1,601

Monthly costs for a family of three with rent: $5,534 in Austin, TX versus $2,196 in Saint Ann’s Bay.

Austin, TX $5,534
Saint Ann's Bay $2,196

Living in Austin, TX is roughly 168% more expensive than in Saint Ann’s Bay, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 99% above, Saint Ann’s Bay is 26% below.

Meal at Budget Restaurant

$21.34 $21.34

$13.71 JMD 2,163

55.65%

Three-Course Dinner for Two, Mid-Range

$87.9 $87.9

$49.95 JMD 7,881

75.94%

Fast Food Meal (McDonalds, etc)

$12.44 $12.44

$8.24 JMD 1,300

50.97%

Cappuccino

$5.60 $5.60

$5.24 JMD 827

6.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 $3.65

$1.15 JMD 181

217.39%

Water (0.33 liter bottle)

$2.39 $2.39

$0.69 JMD 109

246.38%

Local Beer (0.5 liter draught)

$7.82 $7.82

$2.22 JMD 350

252.25%

Imported Beer (0.33 liter bottle)

$8.75 $8.75

$3.23 JMD 510

170.90%

Milk (1 liter)

$1.12 $1.12

$4.03 JMD 636

-72.21%

White Bread (500g)

$3.62 $3.62

$3.80 JMD 600

-4.74%

Rice (white) (1kg)

$3.50 $3.50

$1.61 JMD 254

117.39%

Eggs

$4.45 $4.45

$3.49 JMD 550

27.51%

Local Cheese (1kg)

$13.18 $13.18

$11.37 JMD 1,795

15.92%

Chicken Fillets (1kg)

$13.94 $13.94

$6.37 JMD 1,005

118.84%

Beef Round Steak (1kg)

$16.46 $16.46

$10.11 JMD 1,595

62.81%

Apples (1kg)

$4.73 $4.73

$6.01 JMD 949

-21.30%

Banana (1kg)

$1.50 $1.50

$3.96 JMD 625

-62.12%

Oranges (1kg)

$4.64 $4.64

$7.48 JMD 1,180

-37.97%

Tomato (1kg)

$4.52 $4.52

$3.00 JMD 473

50.67%

Potato (1kg)

$2.55 $2.55

$3.14 JMD 496

-18.79%

Onion (1kg)

$2.39 $2.39

$2.69 JMD 424

-11.15%

Lettuce (1 head)

$1.84 $1.84

$3.16 JMD 499

-41.77%

Water (1.5 liter bottle)

$2.13 $2.13

$1.49 JMD 235

42.95%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$9.26 JMD 1,462

8.53%

Wine (Bottle)

$14.88 $14.88

$11.23 JMD 1,771

32.50%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$2.80 JMD 442

0.71%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$4.02 JMD 635

-18.16%

One-way Ticket (Public Transport)

$1.23 $1.23

Public Transport Monthly Pass (Regular Price)

$41.43 $41.43

Taxi Start (Normal Tariff)

$2.68 $2.68

$1.28 JMD 202

109.38%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$3.24 JMD 510

-49.69%

Taxi 1hour Waiting (Normal Tariff)

$35.20 $35.20

$6.43 JMD 1,014

447.43%

Gasoline (1 liter)

$0.98 $0.98

$1.29 JMD 203

-24.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$43.8K JMD 6.9M

-21.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$32.5K JMD 5.1M

-17.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 $252

$166 JMD 26.2K

51.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$29.56 JMD 4,664

102.44%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$53.5 JMD 8,446

30.11%

Gym Membership (Monthly)

$60.4 $60.4

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

Cinema Ticket

$13.75 $13.75

$13.35 JMD 2,106

3.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$362 JMD 57.1K

303.26%

International Primary School, 1 Child (Yearly)

$26.6K $26.6K

$8,303 JMD 1.3M

220.04%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$23.97 JMD 3,782

119.61%

Summer Dress (H&M, Zara, etc)

$45.76 $45.76

$31.41 JMD 4,956

45.69%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$78.5 JMD 12.4K

8.93%

Men's Leather Business Shoes

$106 $106

$101 JMD 15.9K

4.79%

1-bedroom Apartment, City Center (Monthly)

$2,195 $2,195

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

3-bedroom Apartment, City Center (Monthly)

$4,000 $4,000

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

Buy Apartment in City Center (m2)

$7,381 $7,381

Buy Apartment Outside City Center (m2)

$2,964 $2,964

Average Monthly Net Salary (After Tax)

$5,043 $5,043

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

9.45

-27.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 2, 2026

Last update for Saint Ann's Bay: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.2%

Saint Ann's Bay

- * 0% 100%

Groceries & Markets

Austin, TX

$407 15.2%

Saint Ann's Bay

$384 38.2% 5.8% $24

Monthly Utilities & Internet

Austin, TX

$382 14.2%

Saint Ann's Bay

$249 24.8% 34.7% $132

Eating Out

Austin, TX

$356 13.2%

Saint Ann's Bay

$222 22.1% 37.6% $134

Clothing & Footwear

Austin, TX

$130 4.9%

Saint Ann's Bay

$106 10.5% 18.9% $25

Sport & Entertainment

Austin, TX

$88 3.3%

Saint Ann's Bay

$27 * 2.7% 69.6% $61

Getting Around

Austin, TX

$57 2.1%

Saint Ann's Bay

$17 * 1.7% 69.5% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $88 in Austin, TX vs $50 in Saint Ann’s Bay for a mid-range dinner for two. Groceries echo the gap at $407 vs $384 per month, with Saint Ann’s Bay cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇯🇲 Saint Ann's Bay

🕒 Local time

20:16 8:16 PM

21:16 9:16 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

13,671

💱 Currency

United States Dollar USD $

Jamaican Dollar JMD $

📈 Exchange rate

1 USD = 0.895 EUR

1,000 JMD = 6.34 USD

1,000 JMD = 5.67 EUR

Exchange rates and currency converter

JMD, EUR to USD – United States Dollar Converter

🇯🇲 Jamaican Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Jamaican Dollar exchange rates as of November 7, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.67 EUR).

JMD to USD in detail →

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Austin, TX Saint Ann's Bay 2,460 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
Saint Ann's Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Saint Ann's Bay: Cost of Living - Frequently Asked Questions

Saint Ann’s Bay wins on cost – living expenses run 63% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Saint Ann’s Bay the obvious pick if budget is a priority.

You’d need roughly $4,034 in Austin, TX and $1,508 in Saint Ann’s Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $1,458 in Austin, TX versus $362 in Saint Ann’s Bay. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Saint Ann’s Bay – a meal for two runs $50 versus $88 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Saint Ann’s Bay is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.