Last update: Oct 2026

Cost of Living Comparison Between Saint Andrews and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $2,159 in Saint Andrews, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Saint Andrews outweigh lower spending on other living expenses.

108

Cost of Living Index in Saint Andrews
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Saint Andrews Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Saint Andrews

🇨🇦 Canada

$2,159

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Andrews and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Andrews and in Montreal actually costs, broken down by who's living it.

A single person spends $2,159 per month in Saint Andrews vs $2,018 in Montreal, rent included.

Saint Andrews $2,159
Montreal $2,018

A couple spends around $3,265 per month in Saint Andrews vs $3,085 in Montreal, rent included.

Saint Andrews $3,265
Montreal $3,085

A family of three spends $4,371 per month in Saint Andrews vs $4,152 in Montreal, rent included.

Saint Andrews $4,371
Montreal $4,152

Saint Andrews costs about 7% more than Montreal, and outside of rent the biggest gap is in transport.

Both Saint Andrews and Montreal sit above the global median – Saint Andrews by 60%, Montreal by 49%.

Meal at Budget Restaurant

$17.79 CA$25.14

$18.82 CA$26.61

-5.47%

Three-Course Dinner for Two, Mid-Range

$64.2 CA$90.8

$70.3 CA$99.4

-8.66%

Fast Food Meal (McDonalds, etc)

$10.32 CA$14.60

$10.66 CA$15.06

-3.19%

Cappuccino

$3.66 CA$5.18

$3.84 CA$5.43

-4.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 CA$2.77

$1.92 CA$2.71

2.08%

Water (0.33 liter bottle)

$1.69 CA$2.38

$1.54 CA$2.18

9.74%

Local Beer (0.5 liter draught)

$5.32 CA$7.52

$6.23 CA$8.81

-14.61%

Imported Beer (0.33 liter bottle)

$5.53 CA$7.81

$7.10 CA$10.03

-22.11%

Milk (1 liter)

$2.05 CA$2.90

$2.31 CA$3.27

-11.26%

White Bread (500g)

$2.50 CA$3.53

$3.14 CA$4.44

-20.38%

Rice (white) (1kg)

$3.29 CA$4.65

$3.21 CA$4.54

2.49%

Eggs

$3.36 CA$4.75

$3.52 CA$4.97

-4.55%

Local Cheese (1kg)

$9.15 CA$12.93

$12.81 CA$18.11

-28.57%

Chicken Fillets (1kg)

$10.13 CA$14.32

$11.46 CA$16.20

-11.61%

Beef Round Steak (1kg)

$14.70 CA$20.79

$13.39 CA$18.92

9.78%

Apples (1kg)

$3.23 CA$4.57

$3.14 CA$4.43

2.87%

Banana (1kg)

$1.37 CA$1.94

$1.44 CA$2.03

-4.86%

Oranges (1kg)

$3.43 CA$4.85

$3.47 CA$4.91

-1.15%

Tomato (1kg)

$3.73 CA$5.27

$3.07 CA$4.34

21.50%

Potato (1kg)

$2.55 CA$3.61

$1.90 CA$2.69

34.21%

Onion (1kg)

$2.23 CA$3.15

$1.77 CA$2.50

25.99%

Lettuce (1 head)

$2.65 CA$3.74

$2.34 CA$3.31

13.25%

Water (1.5 liter bottle)

$1.48 CA$2.10

$1.55 CA$2.19

-4.52%

Cigarettes 20 Pack (Marlboro, Camel)

$14.07 CA$19.89

$11.38 CA$16.09

23.64%

Wine (Bottle)

$10.91 CA$15.43

$10.63 CA$15.03

2.63%

Local Beer (0.5 liter bottle)

$2.51 CA$3.56

$2.27 CA$3.21

10.57%

Imported Beer (0.33 liter bottle)

$2.96 CA$4.18

$2.82 CA$3.99

4.96%

One-way Ticket (Public Transport)

$2.51 CA$3.55

$2.66 CA$3.76

-5.64%

Public Transport Monthly Pass (Regular Price)

$53.3 CA$75.3

$77.3 CA$109

-31.06%

Taxi Start (Normal Tariff)

$3.08 CA$4.35

$3.20 CA$4.53

-3.75%

Taxi (Normal Tariff) (1km)

$1.50 CA$2.13

$1.48 CA$2.09

1.35%

Taxi 1hour Waiting (Normal Tariff)

$21.88 CA$30.93

$32.88 CA$46.48

-33.45%

Gasoline (1 liter)

$1.09 CA$1.54

$1.34 CA$1.90

-18.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$38.1K

$28.2K CA$39.8K

-4.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.5K CA$23.3K

$19.6K CA$27.8K

-15.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$173

$76.0 CA$107

60.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.87 CA$53.5

$33.95 CA$48.00

11.55%

Internet (50+ Mbps, Unlimited Data)

$54.4 CA$76.9

$42.31 CA$59.8

28.50%

Gym Membership (Monthly)

$36.89 CA$52.2

$29.76 CA$42.07

23.96%

Tennis Court (1 Hour on Weekend)

$19.70 CA$27.84

$20.28 CA$28.67

-2.86%

Cinema Ticket

$12.55 CA$17.74

$11.15 CA$15.77

12.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$856 CA$1,211

$507 CA$717

68.86%

International Primary School, 1 Child (Yearly)

$11.7K CA$16.6K

$16.1K CA$22.7K

-26.89%

Jeans (Levis 501 Or Similar)

$60.1 CA$85.0

$57.6 CA$81.4

4.48%

Summer Dress (H&M, Zara, etc)

$38.20 CA$54.0

$37.58 CA$53.1

1.65%

Sport Shoes (Adidas, Nike)

$87.2 CA$123

$91.9 CA$130

-5.07%

Men's Leather Business Shoes

$105 CA$148

$110 CA$155

-4.23%

1-bedroom Apartment, City Center (Monthly)

$1,254 CA$1,773

$1,260 CA$1,782

-0.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,077 CA$1,522

$948 CA$1,340

13.64%

3-bedroom Apartment, City Center (Monthly)

$1,928 CA$2,725

$2,137 CA$3,021

-9.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,905 CA$2,693

$1,614 CA$2,281

18.06%

Buy Apartment in City Center (m2)

$3,808 CA$5,383

$4,960 CA$7,011

-23.22%

Buy Apartment Outside City Center (m2)

$3,916 CA$5,536

$3,838 CA$5,425

2.04%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

20-Year Fixed Mortgage Interest Rate (Annual %)

4.66

4.48

4.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrews: October 12, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Andrews

$1.1K 49.9%

Montreal

$948 47% 12% $129

Groceries & Markets

Saint Andrews

$332 15.4%

Montreal

$346 17.2% 4.4% $15

Eating Out

Saint Andrews

$269 12.5%

Montreal

$288 14.3% 6.8% $18

Monthly Utilities & Internet

Saint Andrews

$214 9.9%

Montreal

$152 7.5% 29% $62

Clothing & Footwear

Saint Andrews

$131 6.1%

Montreal

$133 6.6% 2.1% $2.7

Getting Around

Saint Andrews

$74 3.4%

Montreal

$99 4.9% 33.3% $25

Sport & Entertainment

Saint Andrews

$62 2.9%

Montreal

$52 2.6% 16% $9.9

Cost Breakdown

A central one-bedroom costs $1,254 in Saint Andrews versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $64.0 in Saint Andrews versus $70.0 in Montreal. Monthly groceries follow the same trend: $332 vs $346 – making Saint Andrews the more affordable choice for daily food spending.

Good to know

🇨🇦 Saint Andrews

🇨🇦 Montreal

🕒 Local time

06:21 6:21 AM

05:21 5:21 AM

1 h behind Saint Andrews

🌤 Weather

👥 Population

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Between locations

Saint Andrews Montreal 510 km ≈ 1 h 15 min nonstop flight

From you

Saint Andrews
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Andrews vs Montreal: Cost of Living - Frequently Asked Questions

Saint Andrews costs about 7% more than Montreal, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,238 per month in Saint Andrews and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 4% cheaper in Saint Andrews – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $64.0 in Saint Andrews and $70.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,018, than in Saint Andrews at $2,159. In Montreal it covers expenses comfortably, while in Saint Andrews it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,018 versus $2,159 in Saint Andrews. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Andrews makes more sense. Both are solid long-term options with distinct trade-offs.