Cost of Living Comparison Between Saint Andrews and Montreal Cost of Living Comparison Between Saint Andrews and Montreal

Monthly Cost of Living

A single person spends $2,365 per month in Saint Andrews vs $2,085 in Montreal, rent included.

A couple spends around $3,392 per month in Saint Andrews vs $3,174 in Montreal, rent included.

A family of three spends $4,419 per month in Saint Andrews vs $4,262 in Montreal, rent included.

Saint Andrews costs about 13% more than Montreal, driven mainly by Groceries & Markets.

Both Saint Andrews and Montreal sit above the global median – Saint Andrews by 77%, Montreal by 56%.

Meal at Budget Restaurant

$17.00 CA$23.92

$16.52 CA$23.24

2.91%

Three-Course Dinner for Two, Mid-Range

$70.7 CA$99.4

$74.0 CA$104

-4.51%

Fast Food Meal (McDonalds, etc)

$10.98 CA$15.45

$10.94 CA$15.40

0.37%

Cappuccino

$3.83 CA$5.39

$3.84 CA$5.41

-0.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 CA$2.86

$2.14 CA$3.01

-5.14%

Water (0.33 liter bottle)

$1.71 CA$2.40

$1.45 CA$2.04

17.93%

Local Beer (0.5 liter draught)

$5.58 CA$7.85

$6.13 CA$8.63

-8.97%

Imported Beer (0.33 liter bottle)

$5.87 CA$8.25

$6.73 CA$9.47

-12.78%

Milk (1 liter)

$2.11 CA$2.96

$2.35 CA$3.31

-10.21%

White Bread (500g)

$2.64 CA$3.72

$3.34 CA$4.69

-20.96%

Rice (white) (1kg)

$3.49 CA$4.92

$3.74 CA$5.27

-6.68%

Eggs

$3.44 CA$4.83

$3.39 CA$4.77

1.47%

Local Cheese (1kg)

$11.29 CA$15.88

$16.30 CA$22.93

-30.74%

Chicken Fillets (1kg)

$11.67 CA$16.42

$11.81 CA$16.62

-1.19%

Beef Round Steak (1kg)

$14.92 CA$20.99

$15.64 CA$22.01

-4.60%

Apples (1kg)

$3.99 CA$5.61

$3.69 CA$5.20

8.13%

Banana (1kg)

$1.37 CA$1.93

$1.70 CA$2.39

-19.41%

Oranges (1kg)

$3.69 CA$5.19

$4.11 CA$5.79

-10.22%

Tomato (1kg)

$3.82 CA$5.37

$4.41 CA$6.20

-13.38%

Potato (1kg)

$2.51 CA$3.54

$2.79 CA$3.93

-10.04%

Onion (1kg)

$2.46 CA$3.46

$2.64 CA$3.72

-6.82%

Lettuce (1 head)

$2.59 CA$3.64

$2.29 CA$3.22

13.10%

Water (1.5 liter bottle)

$1.77 CA$2.48

$1.78 CA$2.51

-0.56%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.53

$13.17 CA$18.53

5.39%

Wine (Bottle)

$10.93 CA$15.39

$10.64 CA$14.97

2.73%

Local Beer (0.5 liter bottle)

$2.82 CA$3.97

$2.99 CA$4.20

-5.69%

Imported Beer (0.33 liter bottle)

$3.03 CA$4.26

$3.44 CA$4.83

-11.92%

One-way Ticket (Public Transport)

$2.31 CA$3.25

$2.81 CA$3.95

-17.79%

Public Transport Monthly Pass (Regular Price)

$63.4 CA$89.2

$72.8 CA$102

-12.99%

Taxi Start (Normal Tariff)

$3.21 CA$4.52

$3.52 CA$4.95

-8.81%

Taxi (Normal Tariff) (1km)

$1.43 CA$2.02

$1.45 CA$2.05

-1.38%

Taxi 1hour Waiting (Normal Tariff)

$26.00 CA$36.58

$34.29 CA$48.26

-24.18%

Gasoline (1 liter)

$1.11 CA$1.56

$1.22 CA$1.72

-9.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K CA$34.7K

$25.3K CA$35.5K

-2.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K CA$29.5K

$22.1K CA$31.1K

-5.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 CA$203

$76.5 CA$108

88.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.07 CA$62.0

$35.60 CA$50.1

23.79%

Internet (50+ Mbps, Unlimited Data)

$62.3 CA$87.6

$42.96 CA$60.5

45.00%

Gym Membership (Monthly)

$41.27 CA$58.1

$43.39 CA$61.1

-4.89%

Tennis Court (1 Hour on Weekend)

$16.83 CA$23.68

Cinema Ticket

$11.54 CA$16.24

$11.09 CA$15.60

4.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$725 CA$1,020

$625 CA$879

16.04%

International Primary School, 1 Child (Yearly)

$11.8K CA$16.6K

$5,896 CA$8,296

100.68%

Jeans (Levis 501 Or Similar)

$54.6 CA$76.8

$63.1 CA$88.8

-13.50%

Summer Dress (H&M, Zara, etc)

$39.52 CA$55.6

$44.50 CA$62.6

-11.19%

Sport Shoes (Adidas, Nike)

$86.4 CA$122

$103 CA$145

-16.00%

Men's Leather Business Shoes

$107 CA$151

$118 CA$166

-9.12%

1-bedroom Apartment, City Center (Monthly)

$1,312 CA$1,845

$1,207 CA$1,699

8.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,159 CA$1,630

$965 CA$1,358

20.05%

3-bedroom Apartment, City Center (Monthly)

$2,056 CA$2,893

$2,031 CA$2,858

1.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,849 CA$2,602

$1,577 CA$2,219

17.29%

Buy Apartment in City Center (m2)

$4,687 CA$6,594

$5,085 CA$7,155

-7.84%

Buy Apartment Outside City Center (m2)

$4,016 CA$5,651

$3,783 CA$5,324

6.15%

Average Monthly Net Salary (After Tax)

$2,890 CA$4,066

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

5.01

28.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrews: July 14, 2026

Last update for Montreal: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,312 in Saint Andrews versus $1,207 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $71.0 in Saint Andrews versus $74.0 in Montreal. Monthly groceries follow the same trend: $360 vs $395 – making Saint Andrews the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Andrews vs Montreal: Cost of Living - Frequently Asked Questions

Saint Andrews costs about 13% more than Montreal, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,547 per month in Saint Andrews and $3,127 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 10% cheaper in Saint Andrews – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $71.0 in Saint Andrews and $74.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,085, than in Saint Andrews at $2,365. In Montreal it covers expenses comfortably, while in Saint Andrews it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,085 versus $2,365 in Saint Andrews. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Andrews makes more sense. Both are solid long-term options with distinct trade-offs.