Last update: Oct 2026 Canada

Cost of Living in Saint Andrews

For one person, living costs in Saint Andrews are estimated at $2,159 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $32 a day.

Monthly Cost of Living

How much you'll spend in Saint Andrews

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Andrews actually costs, broken down by who's living it.

A single person spends around $2,159 per month with rent, or $960 for everyday expenses alone.

$2,159 /mo

A couple spends around $3,265 per month with rent, or $1,652 for everyday expenses alone.

$3,265 /mo

A family of three spends around $4,371 per month with rent, or $2,344 without housing.

$4,371 /mo
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$17.79 CA$25.14
$11.38 CA$16.09
$28.47 CA$40.24
Three-Course Dinner for Two, Mid-Range
$64.2 CA$90.8
$48.37 CA$68.4
$104 CA$147
Fast Food Meal (McDonalds, etc)
$10.32 CA$14.60
$8.95 CA$12.65
$12.39 CA$17.51
Cappuccino
$3.66 CA$5.18
$2.14 CA$3.03
$5.00 CA$7.07
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.96 CA$2.77
$1.38 CA$1.96
$2.77 CA$3.91
Water (0.33 liter bottle)
$1.69 CA$2.38
$1.27 CA$1.80
$2.62 CA$3.70
Local Beer (0.5 liter draught)
$5.32 CA$7.52
$3.55 CA$5.01
$7.09 CA$10.03
Imported Beer (0.33 liter bottle)
$5.53 CA$7.81
$4.84 CA$6.84
$6.91 CA$9.77
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.05 CA$2.90
$1.12 CA$1.58
$3.53 CA$4.99
White Bread (500g)
$2.50 CA$3.53
$1.75 CA$2.48
$3.53 CA$4.99
Rice (white) (1kg)
$3.29 CA$4.65
$1.77 CA$2.50
$7.08 CA$10.01
Eggs
$3.36 CA$4.75
$2.68 CA$3.78
$4.87 CA$6.89
Local Cheese (1kg)
$9.15 CA$12.93
$5.23 CA$7.40
$17.31 CA$24.47
Chicken Fillets (1kg)
$10.13 CA$14.32
$6.25 CA$8.83
$15.62 CA$22.09
Beef Round Steak (1kg)
$14.70 CA$20.79
$7.80 CA$11.03
$23.42 CA$33.11
Apples (1kg)
$3.23 CA$4.57
$1.55 CA$2.20
$4.84 CA$6.84
Banana (1kg)
$1.37 CA$1.94
$0.96 CA$1.36
$2.95 CA$4.17
Oranges (1kg)
$3.43 CA$4.85
$1.91 CA$2.69
$5.81 CA$8.22
Tomato (1kg)
$3.73 CA$5.27
$1.77 CA$2.50
$6.12 CA$8.65
Potato (1kg)
$2.55 CA$3.61
$0.97 CA$1.37
$5.06 CA$7.16
Onion (1kg)
$2.23 CA$3.15
$1.42 CA$2.01
$3.92 CA$5.54
Lettuce (1 head)
$2.65 CA$3.74
$1.54 CA$2.17
$3.84 CA$5.43
Water (1.5 liter bottle)
$1.48 CA$2.10
$0.65 CA$0.92
$2.41 CA$3.40
Cigarettes 20 Pack (Marlboro, Camel)
$14.07 CA$19.89
$11.26 CA$15.91
$16.18 CA$22.88
Wine (Bottle)
$10.91 CA$15.43
$7.88 CA$11.14
$15.15 CA$21.42
Local Beer (0.5 liter bottle)
$2.51 CA$3.56
$1.70 CA$2.40
$4.08 CA$5.76
Imported Beer (0.33 liter bottle)
$2.96 CA$4.18
$1.99 CA$2.82
$4.78 CA$6.76
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.51 CA$3.55
$2.12 CA$3.00
$2.70 CA$3.81
Public Transport Monthly Pass (Regular Price)
$53.3 CA$75.3
$44.14 CA$62.4
$54.8 CA$77.5
Taxi Start (Normal Tariff)
$3.08 CA$4.35
$2.97 CA$4.20
$4.50 CA$6.37
Taxi (Normal Tariff) (1km)
$1.50 CA$2.13
$1.40 CA$1.98
$1.90 CA$2.69
Taxi 1hour Waiting (Normal Tariff)
$21.88 CA$30.93
$20.06 CA$28.35
$26.75 CA$37.82
Gasoline (1 liter)
$1.09 CA$1.54
$0.86 CA$1.21
$1.23 CA$1.74
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.0K CA$38.1K
$27.0K CA$38.1K
$27.0K CA$38.1K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$16.5K CA$23.3K
$15.3K CA$21.7K
$18.3K CA$25.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 CA$173
$83.0 CA$117
$204 CA$289
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.87 CA$53.5
$22.27 CA$31.49
$68.9 CA$97.4
Internet (50+ Mbps, Unlimited Data)
$54.4 CA$76.9
$39.05 CA$55.2
$78.8 CA$111
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$36.89 CA$52.2
$16.03 CA$22.67
$48.11 CA$68.0
Tennis Court (1 Hour on Weekend)
$19.70 CA$27.84
$7.73 CA$10.93
$19.70 CA$27.84
Cinema Ticket
$12.55 CA$17.74
$11.94 CA$16.89
$15.93 CA$22.51
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$856 CA$1,211
$506 CA$715
$1,175 CA$1,662
International Primary School, 1 Child (Yearly)
$11.7K CA$16.6K
$8,881 CA$12.6K
$15.2K CA$21.5K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$60.1 CA$85.0
$31.90 CA$45.10
$90.1 CA$127
Summer Dress (H&M, Zara, etc)
$38.20 CA$54.0
$21.20 CA$29.96
$56.5 CA$79.9
Sport Shoes (Adidas, Nike)
$87.2 CA$123
$58.2 CA$82.2
$120 CA$170
Men's Leather Business Shoes
$105 CA$148
$61.3 CA$86.7
$144 CA$204
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,254 CA$1,773
$989 CA$1,399
$1,413 CA$1,998
1-bedroom Apartment, Outside City Center (Monthly)
$1,077 CA$1,522
$875 CA$1,237
$1,184 CA$1,674
3-bedroom Apartment, City Center (Monthly)
$1,928 CA$2,725
$1,603 CA$2,266
$2,090 CA$2,955
3-bedroom Apartment, Outside City Center (Monthly)
$1,905 CA$2,693
$1,625 CA$2,297
$2,209 CA$3,123
Buy Apartment in City Center (m2)
$3,808 CA$5,383
$2,052 CA$2,900
$3,808 CA$5,383
Buy Apartment Outside City Center (m2)
$3,916 CA$5,536
$2,473 CA$3,496
$3,916 CA$5,536
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
4.66
4.09
6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Saint Andrews $2,159
Accommodation & Living
$1.1K
Groceries & Markets
$332
Eating Out
$269
Monthly Utilities & Internet
$214
Clothing & Footwear
$131
Getting Around
$74
Sport & Entertainment
$62

Cost Breakdown

Groceries cost around $332 per month for one person. A mid-range dinner for two is priced at $64.0.

A monthly public transport pass costs about $53.3.

Cost Highlights

Saint Andrews is more expensive than 71% globally but cheaper than 67% within North America.

Good to know
🕒 Local time
14:12 2:12 PM
🌤 Weather
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

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Saint Andrews Median Internet Speeds (Updated March 2026)

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Fixed Broadband

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Digital Nomad Cost of Living Index
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Cost of Living in Saint Andrews - Frequently Asked Questions
How affordable is Saint Andrews, Canada for travelers, expats, and digital nomads, and who tends to find it good value?
Saint Andrews, Canada offers a compact mix of coastal charm and small-town practicality that many travelers and remote workers find approachable. Understanding Cost of Living in Saint Andrews, Canada helps you compare with similar small towns and beachside escapes. You’ll notice a slower pace, with straightforward needs and locally supplied options that often keep daily expenses reasonable, especially outside peak season. Long stays can feel more affordable when you balance seasonal tourism with local routines – think markets, casual eateries, and walkable neighborhoods. The vibe suits those who value quality of life over flashy nightlife. Tip: test a longer stay to match seasonal rhythms and find your best value.
What does daily life look like in Saint Andrews, especially housing, food, transport, coworking, and errands?
Daily life in Saint Andrews blends compact services with easy access to nature. Housing options span cozy apartments near the harbor to welcoming family homes within short walks of shops. For groceries and dining, you’ll find seafood stands, local markets, and cafés that emphasize seasonal produce and community. Transport leans on walking and short drives; bike-friendly streets and limited public transit keep things simple. For digital nomads or remote workers, coworking spaces and cafés with reliable Wi‑Fi are common, and framing your budget around Saint Andrews, Canada living cost helps you gauge choices as you shop for gear or services. Tip: map a few favorite work-friendly spots and test speed at different times of day.
How can you optimize your budget and quality of life, with seasonal differences and neighborhood fit?
Quality of life in Saint Andrews rests on a balanced routine rather than flashy amenities. A practical budgeting framework is to separate essentials (housing, groceries, utilities) from discretionary spend (dining out, activities), and to adapt plans to the season when crowds shift. Neighborhood fit matters: the harbor area offers walkable access to the sea and social venues, while the historic core provides quiet streets and compact services. Save tips include shopping at farmers' markets, borrowing gear from libraries or makerspaces, and choosing off-peak periods for deeper discounts on lodging. Tip: align your arrival with shoulder seasons to ease navigation and discover the town’s hidden gems.
What are the monthly living expenses in Saint Andrews as of 2026?
For 2026, a single person in Saint Andrews should plan on about $2,159 per month with rent, or $960 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
Is Saint Andrews affordable on an average income?
Saint Andrews sits squarely in the middle of the price spectrum – not cheap, not expensive. Monthly costs with rent tend to hover around $2,159, which most working professionals can handle without feeling financially squeezed.
What income do you need to cover all expenses in Saint Andrews?
You'll want at least $3,238 per month after taxes to live comfortably in Saint Andrews. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
Are apartments reasonably priced in Saint Andrews?
Rent in Saint Andrews is middle-of-the-road – 1-bedroom apartments fall between $1,077 and $1,254 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
How expensive is preschool in Saint Andrews per month?
Private kindergarten in Saint Andrews costs about $856 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
How much is a monthly gym pass in Saint Andrews?
Expect to pay about $36.89 per month for a gym in Saint Andrews – on par with the regional average. That typically gets you weights, cardio machines, and group classes. Boutique studios, yoga centers, and personal trainers charge extra.
Does $3,000 cover living expenses in Saint Andrews?
$3,000 is below the $2,159 average in Saint Andrews, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Why do digital nomads choose Saint Andrews?
Saint Andrews has become a go-to for digital nomads thanks to fast internet. At around $2,159 monthly all-in, the value is strong for the infrastructure and lifestyle you get. Coworking spaces, solid internet, and a growing international crowd make remote work here both productive and social.

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