Cost of Living Comparison Between Saint Andrews and Toronto Cost of Living Comparison Between Saint Andrews and Toronto

🙂 Solo nomad: Saint Andrews is 16.3% cheaper than Toronto without rent, and 14.6% cheaper with rent.

🙂 Family of 3: Saint Andrews is 11.2% cheaper than Toronto without rent, and 17.4% cheaper with rent.

Meal at Budget Restaurant

$16.87 CA$23.11

$18.40 CA$25.20

-8.32%

Three-Course Dinner for Two, Mid-Range

$71.2 CA$97.6

$81.3 CA$111

-12.42%

Fast Food Meal (McDonalds, etc)

$10.94 CA$14.98

$10.92 CA$14.97

0.18%

Cappuccino

$3.86 CA$5.28

$3.83 CA$5.25

0.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.73

$2.19 CA$3.01

-9.13%

Water (0.33 liter bottle)

$1.64 CA$2.25

Local Beer (0.5 liter draught)

$5.64 CA$7.73

$5.87 CA$8.05

-3.92%

Imported Beer (0.33 liter bottle)

$6.01 CA$8.24

$6.74 CA$9.24

-10.83%

Milk (1 liter)

$2.13 CA$2.92

$2.69 CA$3.68

-20.82%

White Bread (500g)

$2.69 CA$3.69

$2.78 CA$3.81

-3.24%

Rice (white) (1kg)

$3.51 CA$4.81

Eggs

$3.37 CA$4.62

$3.47 CA$4.76

-2.88%

Local Cheese (1kg)

$11.11 CA$15.22

$13.25 CA$18.15

-16.15%

Chicken Fillets (1kg)

$11.64 CA$15.95

$12.92 CA$17.70

-9.91%

Beef Round Steak (1kg)

$14.99 CA$20.54

$16.38 CA$22.44

-8.49%

Apples (1kg)

$4.13 CA$5.66

$4.03 CA$5.52

2.48%

Banana (1kg)

$1.35 CA$1.86

$1.17 CA$1.61

15.38%

Oranges (1kg)

$3.77 CA$5.17

$3.35 CA$4.59

12.54%

Tomato (1kg)

$3.82 CA$5.23

$4.01 CA$5.50

-4.74%

Potato (1kg)

$2.47 CA$3.38

$2.44 CA$3.34

1.23%

Onion (1kg)

$2.47 CA$3.39

$2.84 CA$3.90

-13.03%

Lettuce (1 head)

$2.54 CA$3.48

$2.39 CA$3.27

6.28%

Water (1.5 liter bottle)

$1.74 CA$2.38

$1.98 CA$2.71

-12.12%

Cigarettes 20 Pack (Marlboro, Camel)

$13.79 CA$18.90

$14.82 CA$20.31

-6.95%

Wine (Bottle)

$12.45 CA$17.05

$14.37 CA$19.68

-13.36%

Local Beer (0.5 liter bottle)

$2.80 CA$3.84

$2.77 CA$3.79

1.08%

Imported Beer (0.33 liter bottle)

$3.18 CA$4.35

$3.30 CA$4.52

-3.64%

One-way Ticket (Public Transport)

$2.34 CA$3.21

$2.45 CA$3.35

-4.49%

Public Transport Monthly Pass (Regular Price)

$63.1 CA$86.5

$113 CA$155

-44.37%

Taxi Start (Normal Tariff)

$3.11 CA$4.27

$3.61 CA$4.95

-13.85%

Taxi (Normal Tariff) (1km)

$1.44 CA$1.97

$1.42 CA$1.94

1.41%

Taxi 1hour Waiting (Normal Tariff)

$25.45 CA$34.86

$25.90 CA$35.48

-1.74%

Gasoline (1 liter)

$1.11 CA$1.53

$1.10 CA$1.50

0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K CA$33.9K

$25.5K CA$35.0K

-3.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$28.7K

-0.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 CA$198

$119 CA$163

21.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.53 CA$59.6

$37.69 CA$51.6

15.49%

Internet (50+ Mbps, Unlimited Data)

$63.7 CA$87.2

$54.6 CA$74.7

16.68%

Gym Membership (Monthly)

$41.16 CA$56.4

$57.3 CA$78.5

-28.12%

Tennis Court (1 Hour on Weekend)

$20.68 CA$28.33

Cinema Ticket

$11.50 CA$15.76

$11.62 CA$15.92

-1.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$728 CA$997

$1,118 CA$1,531

-34.90%

International Primary School, 1 Child (Yearly)

$11.8K CA$16.2K

$18.3K CA$25.0K

-35.19%

Jeans (Levis 501 Or Similar)

$55.3 CA$75.8

$57.3 CA$78.6

-3.56%

Summer Dress (H&M, Zara, etc)

$39.74 CA$54.5

$39.80 CA$54.5

-0.15%

Sport Shoes (Adidas, Nike)

$84.9 CA$116

$88.4 CA$121

-4.02%

Men's Leather Business Shoes

$107 CA$146

$116 CA$159

-8.12%

1-bedroom Apartment, City Center (Monthly)

$1,334 CA$1,828

$1,836 CA$2,516

-27.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,198 CA$1,641

$1,550 CA$2,124

-22.74%

3-bedroom Apartment, City Center (Monthly)

$2,030 CA$2,781

$2,991 CA$4,097

-32.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,836 CA$2,515

$2,492 CA$3,415

-26.36%

Buy Apartment in City Center (m2)

$5,008 CA$6,860

$8,566 CA$11.7K

-41.54%

Buy Apartment Outside City Center (m2)

$3,778 CA$5,176

$6,905 CA$9,460

-45.28%

Average Monthly Net Salary (After Tax)

$3,697 CA$5,064

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

5.16

25.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrews: April 12, 2026

Last update for Toronto: April 13, 2026

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Andrews vs other spots: cost of living compared

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