Last update: Oct 2026

Cost of Living Comparison Between Saint Andrews and Calgary

For one person, living costs are similar in Saint Andrews and in Calgary: $2,159 and $2,223 a month, rent and utilities included.

108

Cost of Living Index in Saint Andrews
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Saint Andrews Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Saint Andrews

🇨🇦 Canada

$2,159

/mo nomad

Calgary

🇨🇦 Canada

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Andrews and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Andrews and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,159 in Saint Andrews versus $2,223 in Calgary.

Saint Andrews $2,159
Calgary $2,223

Estimated couple costs with rent: $3,265 in Saint Andrews versus $3,301 in Calgary.

Saint Andrews $3,265
Calgary $3,301

Monthly costs for a family of three with rent: $4,371 in Saint Andrews versus $4,379 in Calgary.

Saint Andrews $4,371
Calgary $4,379

Living in Saint Andrews costs roughly 3% less than in Calgary, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Saint Andrews 60% above, Calgary 65% above.

Meal at Budget Restaurant

$17.79 CA$25.14

$17.22 CA$24.34

3.31%

Three-Course Dinner for Two, Mid-Range

$64.2 CA$90.8

$71.1 CA$100

-9.64%

Fast Food Meal (McDonalds, etc)

$10.32 CA$14.60

$10.53 CA$14.89

-1.99%

Cappuccino

$3.66 CA$5.18

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 CA$2.77

$1.98 CA$2.80

-1.01%

Water (0.33 liter bottle)

$1.69 CA$2.38

$1.94 CA$2.74

-12.89%

Local Beer (0.5 liter draught)

$5.32 CA$7.52

$4.95 CA$7.00

7.47%

Imported Beer (0.33 liter bottle)

$5.53 CA$7.81

$5.57 CA$7.87

-0.72%

Milk (1 liter)

$2.05 CA$2.90

$1.88 CA$2.65

9.04%

White Bread (500g)

$2.50 CA$3.53

$2.67 CA$3.78

-6.37%

Rice (white) (1kg)

$3.29 CA$4.65

$5.32 CA$7.52

-38.16%

Eggs

$3.36 CA$4.75

$3.79 CA$5.35

-11.35%

Local Cheese (1kg)

$9.15 CA$12.93

$11.09 CA$15.68

-17.49%

Chicken Fillets (1kg)

$10.13 CA$14.32

$11.36 CA$16.05

-10.83%

Beef Round Steak (1kg)

$14.70 CA$20.79

$18.40 CA$26.01

-20.11%

Apples (1kg)

$3.23 CA$4.57

$4.56 CA$6.45

-29.17%

Banana (1kg)

$1.37 CA$1.94

$1.44 CA$2.04

-4.86%

Oranges (1kg)

$3.43 CA$4.85

$4.08 CA$5.76

-15.93%

Tomato (1kg)

$3.73 CA$5.27

$3.89 CA$5.50

-4.11%

Potato (1kg)

$2.55 CA$3.61

$2.64 CA$3.73

-3.41%

Onion (1kg)

$2.23 CA$3.15

$2.64 CA$3.73

-15.53%

Lettuce (1 head)

$2.65 CA$3.74

$2.50 CA$3.54

6.00%

Water (1.5 liter bottle)

$1.48 CA$2.10

$1.50 CA$2.12

-1.33%

Cigarettes 20 Pack (Marlboro, Camel)

$14.07 CA$19.89

$14.05 CA$19.86

0.14%

Wine (Bottle)

$10.91 CA$15.43

$15.70 CA$22.20

-30.51%

Local Beer (0.5 liter bottle)

$2.51 CA$3.56

$2.44 CA$3.45

2.87%

Imported Beer (0.33 liter bottle)

$2.96 CA$4.18

$3.09 CA$4.37

-4.21%

One-way Ticket (Public Transport)

$2.51 CA$3.55

$2.82 CA$3.99

-10.99%

Public Transport Monthly Pass (Regular Price)

$53.3 CA$75.3

$88.6 CA$125

-39.89%

Taxi Start (Normal Tariff)

$3.08 CA$4.35

$3.12 CA$4.41

-1.28%

Taxi (Normal Tariff) (1km)

$1.50 CA$2.13

$1.35 CA$1.91

11.11%

Taxi 1hour Waiting (Normal Tariff)

$21.88 CA$30.93

$27.02 CA$38.20

-19.02%

Gasoline (1 liter)

$1.09 CA$1.54

$1.16 CA$1.64

-6.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$38.1K

$27.9K CA$39.5K

-3.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.5K CA$23.3K

$20.3K CA$28.8K

-18.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$173

$161 CA$227

-24.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.87 CA$53.5

$38.13 CA$53.9

-0.68%

Internet (50+ Mbps, Unlimited Data)

$54.4 CA$76.9

$50.0 CA$70.7

8.65%

Gym Membership (Monthly)

$36.89 CA$52.2

$51.5 CA$72.8

-28.36%

Tennis Court (1 Hour on Weekend)

$19.70 CA$27.84

$18.14 CA$25.64

8.60%

Cinema Ticket

$12.55 CA$17.74

$13.82 CA$19.54

-9.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$856 CA$1,211

$786 CA$1,111

8.91%

International Primary School, 1 Child (Yearly)

$11.7K CA$16.6K

$15.5K CA$21.8K

-24.06%

Jeans (Levis 501 Or Similar)

$60.1 CA$85.0

$58.3 CA$82.4

3.17%

Summer Dress (H&M, Zara, etc)

$38.20 CA$54.0

$39.27 CA$55.5

-2.72%

Sport Shoes (Adidas, Nike)

$87.2 CA$123

$89.8 CA$127

-2.80%

Men's Leather Business Shoes

$105 CA$148

$110 CA$155

-4.47%

1-bedroom Apartment, City Center (Monthly)

$1,254 CA$1,773

$1,229 CA$1,737

2.07%

1-bedroom Apartment, Outside City Center (Monthly)

$1,077 CA$1,522

$1,001 CA$1,415

7.54%

3-bedroom Apartment, City Center (Monthly)

$1,928 CA$2,725

$1,921 CA$2,716

0.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,905 CA$2,693

$1,621 CA$2,292

17.51%

Buy Apartment in City Center (m2)

$3,808 CA$5,383

$3,549 CA$5,018

7.29%

Buy Apartment Outside City Center (m2)

$3,916 CA$5,536

$3,335 CA$4,715

17.42%

Average Monthly Net Salary (After Tax)

$3,165 CA$4,474

20-Year Fixed Mortgage Interest Rate (Annual %)

4.66

4.51

3.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrews: October 12, 2026

Last update for Calgary: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Andrews

$1.1K 49.9%

Calgary

$1K 45% 7% $76

Groceries & Markets

Saint Andrews

$332 15.4%

Calgary

$385 17.3% 16.1% $53

Eating Out

Saint Andrews

$269 12.5%

Calgary

$265 11.9% 1.7% $4.6

Monthly Utilities & Internet

Saint Andrews

$214 9.9%

Calgary

$249 11.2% 16.2% $35

Clothing & Footwear

Saint Andrews

$131 6.1%

Calgary

$134 6% 2.3% $3

Getting Around

Saint Andrews

$74 3.4%

Calgary

$110 4.9% 48.6% $36

Sport & Entertainment

Saint Andrews

$62 2.9%

Calgary

$79 3.6% 27.7% $17

Cost Breakdown

A one-bedroom apartment in the center runs $1,254 in Saint Andrews and $1,229 in Calgary. Housing cost is often the main lever when comparing two cities.

Dining out: $64.0 in Saint Andrews vs $71.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $332 vs $385 per month, with Saint Andrews cheaper across the board.

Good to know

🇨🇦 Saint Andrews

🇨🇦 Calgary

🕒 Local time

06:06 6:06 AM

03:06 3:06 AM

3 h behind Saint Andrews

🌤 Weather

👥 Population

1,267,344

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Saint Andrews Calgary 3,490 km ≈ 4 h 45 min nonstop flight

From you

Saint Andrews
Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Andrews vs Calgary: Cost of Living - Frequently Asked Questions

Saint Andrews is cheaper overall, especially in groceries, clothing, and transport. The 3% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,238 in Saint Andrews and $3,335 in Calgary to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,254 in Saint Andrews versus $1,229 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Saint Andrews – a meal for two runs $64.0 versus $71.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,159 per month in Saint Andrews versus $2,223 in Calgary – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,159 in Saint Andrews versus $2,223 in Calgary, a $3,000 budget is realistic in Saint Andrews but tight or insufficient in Calgary. The gap between the two cities makes Saint Andrews the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint Andrews gentler on the wallet – expenses run 3% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.