Cost of Living Comparison Between Saint Andrews and Calgary Cost of Living Comparison Between Saint Andrews and Calgary

Monthly Cost of Living

Monthly costs for one person with rent: $2,300 in Saint Andrews versus $2,353 in Calgary.

Estimated couple costs with rent: $3,341 in Saint Andrews versus $3,488 in Calgary.

Monthly costs for a family of three with rent: $4,382 in Saint Andrews versus $4,622 in Calgary.

Living in Saint Andrews costs roughly 2% less than in Calgary, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Saint Andrews 67% above, Calgary 71% above.

Meal at Budget Restaurant

$17.76 CA$24.57

$17.94 CA$24.82

-1.00%

Three-Course Dinner for Two, Mid-Range

$65.6 CA$90.8

$70.5 CA$97.6

-6.96%

Fast Food Meal (McDonalds, etc)

$10.98 CA$15.19

$10.69 CA$14.79

2.71%

Cappuccino

$3.61 CA$4.99

$3.79 CA$5.24

-4.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 CA$2.79

$2.00 CA$2.77

0.50%

Water (0.33 liter bottle)

$1.64 CA$2.27

$1.98 CA$2.73

-17.17%

Local Beer (0.5 liter draught)

$5.53 CA$7.66

$5.19 CA$7.18

6.55%

Imported Beer (0.33 liter bottle)

$5.82 CA$8.05

$5.86 CA$8.11

-0.68%

Milk (1 liter)

$2.09 CA$2.90

$1.95 CA$2.70

7.18%

White Bread (500g)

$2.58 CA$3.57

$2.82 CA$3.91

-8.51%

Rice (white) (1kg)

$3.35 CA$4.63

$5.61 CA$7.77

-40.29%

Eggs

$3.47 CA$4.80

$3.75 CA$5.19

-7.47%

Local Cheese (1kg)

$11.65 CA$16.12

$11.50 CA$15.91

1.30%

Chicken Fillets (1kg)

$10.89 CA$15.07

$11.46 CA$15.86

-4.97%

Beef Round Steak (1kg)

$15.03 CA$20.80

$18.95 CA$26.23

-20.69%

Apples (1kg)

$3.85 CA$5.33

$4.83 CA$6.69

-20.29%

Banana (1kg)

$1.33 CA$1.83

$1.37 CA$1.89

-2.92%

Oranges (1kg)

$3.21 CA$4.44

$4.25 CA$5.88

-24.47%

Tomato (1kg)

$3.89 CA$5.39

$4.15 CA$5.74

-6.27%

Potato (1kg)

$2.41 CA$3.34

$2.70 CA$3.74

-10.74%

Onion (1kg)

$2.13 CA$2.94

$2.83 CA$3.91

-24.73%

Lettuce (1 head)

$2.37 CA$3.29

$2.64 CA$3.65

-10.23%

Water (1.5 liter bottle)

$1.71 CA$2.37

$1.51 CA$2.09

13.25%

Cigarettes 20 Pack (Marlboro, Camel)

$14.30 CA$19.79

$14.60 CA$20.21

-2.05%

Wine (Bottle)

$10.83 CA$14.98

$15.76 CA$21.80

-31.28%

Local Beer (0.5 liter bottle)

$2.76 CA$3.81

$2.60 CA$3.59

6.15%

Imported Beer (0.33 liter bottle)

$3.15 CA$4.35

$3.08 CA$4.26

2.27%

One-way Ticket (Public Transport)

$2.50 CA$3.46

$2.93 CA$4.05

-14.68%

Public Transport Monthly Pass (Regular Price)

$64.0 CA$88.6

$89.3 CA$124

-28.31%

Taxi Start (Normal Tariff)

$2.96 CA$4.10

$3.32 CA$4.59

-10.84%

Taxi (Normal Tariff) (1km)

$1.61 CA$2.23

$1.43 CA$1.98

12.59%

Taxi 1hour Waiting (Normal Tariff)

$21.95 CA$30.37

$27.71 CA$38.34

-20.79%

Gasoline (1 liter)

$1.03 CA$1.42

$1.26 CA$1.74

-18.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K CA$34.0K

$28.9K CA$40.0K

-15.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.2K

$21.3K CA$29.5K

-7.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 CA$203

$183 CA$253

-19.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.93 CA$53.9

$38.31 CA$53.0

1.62%

Internet (50+ Mbps, Unlimited Data)

$55.8 CA$77.2

$51.7 CA$71.5

8.03%

Gym Membership (Monthly)

$42.76 CA$59.2

$54.9 CA$75.9

-22.06%

Tennis Court (1 Hour on Weekend)

$19.95 CA$27.61

$18.66 CA$25.82

6.91%

Cinema Ticket

$10.72 CA$14.83

$14.26 CA$19.73

-24.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$679 CA$940

$828 CA$1,146

-18.00%

International Primary School, 1 Child (Yearly)

$12.6K CA$17.5K

$15.9K CA$22.0K

-20.70%

Jeans (Levis 501 Or Similar)

$60.2 CA$83.3

$59.6 CA$82.4

1.09%

Summer Dress (H&M, Zara, etc)

$34.35 CA$47.54

$39.47 CA$54.6

-12.97%

Sport Shoes (Adidas, Nike)

$85.4 CA$118

$94.3 CA$131

-9.49%

Men's Leather Business Shoes

$100 CA$139

$113 CA$156

-11.07%

1-bedroom Apartment, City Center (Monthly)

$1,286 CA$1,780

$1,265 CA$1,750

1.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,026 CA$1,420

$1,051 CA$1,454

-2.35%

3-bedroom Apartment, City Center (Monthly)

$2,110 CA$2,919

$1,934 CA$2,676

9.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,628 CA$2,253

$1,700 CA$2,352

-4.24%

Buy Apartment in City Center (m2)

$4,135 CA$5,721

$3,680 CA$5,092

12.35%

Buy Apartment Outside City Center (m2)

$4,012 CA$5,551

$3,333 CA$4,613

20.34%

Average Monthly Net Salary (After Tax)

$3,276 CA$4,533

20-Year Fixed Mortgage Interest Rate (Annual %)

4.68

4.4

6.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrews: August 31, 2026

Last update for Calgary: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,286 in Saint Andrews and $1,265 in Calgary. Housing cost is often the main lever when comparing two cities.

Dining out: $66.0 in Saint Andrews vs $71.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $351 vs $397 per month, with Saint Andrews cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Andrews vs Calgary: Cost of Living - Frequently Asked Questions

Saint Andrews is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 2% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,450 in Saint Andrews and $3,530 in Calgary to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,286 in Saint Andrews versus $1,265 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Saint Andrews – a meal for two runs $66.0 versus $71.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,300 per month in Saint Andrews versus $2,353 in Calgary – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,300 in Saint Andrews versus $2,353 in Calgary, a $3,000 budget is realistic in Saint Andrews but tight or insufficient in Calgary. The gap between the two cities makes Saint Andrews the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint Andrews gentler on the wallet – expenses run 2% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.