Cost of Living Comparison Between Saint Andrews and Calgary Cost of Living Comparison Between Saint Andrews and Calgary

Monthly Cost of Living

Monthly costs for one person with rent: $2,365 in Saint Andrews versus $2,433 in Calgary.

Estimated couple costs with rent: $3,397 in Saint Andrews versus $3,642 in Calgary.

Monthly costs for a family of three with rent: $4,429 in Saint Andrews versus $4,850 in Calgary.

Living in Saint Andrews costs roughly 3% less than in Calgary, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Saint Andrews 76% above, Calgary 81% above.

Meal at Budget Restaurant

$16.87 CA$23.11

$18.20 CA$24.93

-7.31%

Three-Course Dinner for Two, Mid-Range

$71.2 CA$97.6

$70.0 CA$95.9

1.71%

Fast Food Meal (McDonalds, etc)

$10.94 CA$14.98

$11.01 CA$15.09

-0.64%

Cappuccino

$3.86 CA$5.28

$3.73 CA$5.11

3.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.73

$1.98 CA$2.71

0.51%

Water (0.33 liter bottle)

$1.64 CA$2.25

$1.65 CA$2.26

-0.61%

Local Beer (0.5 liter draught)

$5.64 CA$7.73

$5.27 CA$7.22

7.02%

Imported Beer (0.33 liter bottle)

$6.01 CA$8.24

$6.65 CA$9.11

-9.62%

Milk (1 liter)

$2.13 CA$2.92

$2.15 CA$2.94

-0.93%

White Bread (500g)

$2.69 CA$3.69

$2.68 CA$3.67

0.37%

Rice (white) (1kg)

$3.51 CA$4.81

$3.40 CA$4.66

3.24%

Eggs

$3.37 CA$4.62

$3.28 CA$4.49

2.74%

Local Cheese (1kg)

$11.11 CA$15.22

$14.65 CA$20.07

-24.16%

Chicken Fillets (1kg)

$11.64 CA$15.95

$12.61 CA$17.28

-7.69%

Beef Round Steak (1kg)

$14.99 CA$20.54

$16.13 CA$22.10

-7.07%

Apples (1kg)

$4.13 CA$5.66

$4.46 CA$6.11

-7.40%

Banana (1kg)

$1.35 CA$1.86

$1.34 CA$1.84

0.75%

Oranges (1kg)

$3.77 CA$5.17

$3.73 CA$5.11

1.07%

Tomato (1kg)

$3.82 CA$5.23

$4.29 CA$5.88

-10.96%

Potato (1kg)

$2.47 CA$3.38

$2.67 CA$3.65

-7.49%

Onion (1kg)

$2.47 CA$3.39

$2.61 CA$3.57

-5.36%

Lettuce (1 head)

$2.54 CA$3.48

$2.74 CA$3.76

-7.30%

Water (1.5 liter bottle)

$1.74 CA$2.38

$1.90 CA$2.60

-8.42%

Cigarettes 20 Pack (Marlboro, Camel)

$13.79 CA$18.90

$14.98 CA$20.52

-7.94%

Wine (Bottle)

$12.45 CA$17.05

$14.30 CA$19.59

-12.94%

Local Beer (0.5 liter bottle)

$2.80 CA$3.84

$2.90 CA$3.97

-3.45%

Imported Beer (0.33 liter bottle)

$3.18 CA$4.35

$3.97 CA$5.44

-19.90%

One-way Ticket (Public Transport)

$2.34 CA$3.21

$2.68 CA$3.67

-12.69%

Public Transport Monthly Pass (Regular Price)

$63.1 CA$86.5

$87.9 CA$120

-28.22%

Taxi Start (Normal Tariff)

$3.11 CA$4.27

$3.57 CA$4.88

-12.89%

Taxi (Normal Tariff) (1km)

$1.44 CA$1.97

$1.34 CA$1.84

7.46%

Taxi 1hour Waiting (Normal Tariff)

$25.45 CA$34.86

$29.30 CA$40.15

-13.14%

Gasoline (1 liter)

$1.11 CA$1.53

$1.13 CA$1.55

-1.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K CA$33.9K

$25.1K CA$34.4K

-1.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$28.7K

$22.2K CA$30.4K

-5.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 CA$198

$218 CA$299

-33.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.53 CA$59.6

$41.44 CA$56.8

5.04%

Internet (50+ Mbps, Unlimited Data)

$63.7 CA$87.2

$58.2 CA$79.7

9.42%

Gym Membership (Monthly)

$41.16 CA$56.4

$53.7 CA$73.6

-23.41%

Tennis Court (1 Hour on Weekend)

$52.4 CA$71.8

Cinema Ticket

$11.50 CA$15.76

$12.66 CA$17.34

-9.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$728 CA$997

$885 CA$1,212

-17.77%

International Primary School, 1 Child (Yearly)

$11.8K CA$16.2K

$16.1K CA$22.0K

-26.31%

Jeans (Levis 501 Or Similar)

$55.3 CA$75.8

$58.1 CA$79.6

-4.87%

Summer Dress (H&M, Zara, etc)

$39.74 CA$54.5

$48.22 CA$66.1

-17.59%

Sport Shoes (Adidas, Nike)

$84.9 CA$116

$88.4 CA$121

-3.99%

Men's Leather Business Shoes

$107 CA$146

$106 CA$146

0.27%

1-bedroom Apartment, City Center (Monthly)

$1,334 CA$1,828

$1,396 CA$1,913

-4.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,198 CA$1,641

$1,186 CA$1,625

0.98%

3-bedroom Apartment, City Center (Monthly)

$2,030 CA$2,781

$2,293 CA$3,142

-11.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,836 CA$2,515

$1,859 CA$2,547

-1.26%

Buy Apartment in City Center (m2)

$5,008 CA$6,860

$3,779 CA$5,178

32.49%

Buy Apartment Outside City Center (m2)

$3,778 CA$5,176

$3,509 CA$4,808

7.66%

Average Monthly Net Salary (After Tax)

$3,117 CA$4,271

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

5.71

13.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrews: April 12, 2026

Last update for Calgary: April 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,334 in Saint Andrews and $1,396 in Calgary. Housing cost is often the main lever when comparing two cities.

Dining out: $71 in Saint Andrews vs $70 in Calgary. Groceries flip the comparison at $364 vs $395, with Saint Andrews cheaper for home cooking.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Andrews vs Calgary: Cost of Living - Frequently Asked Questions

Saint Andrews is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 3% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,547 in Saint Andrews and $3,650 in Calgary to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,334 in Saint Andrews versus $1,396 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Saint Andrews – a meal for two runs $71.0 versus $70.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,365 per month in Saint Andrews versus $2,433 in Calgary – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,365 in Saint Andrews versus $2,433 in Calgary, a $3,000 budget is realistic in Saint Andrews but tight or insufficient in Calgary. The gap between the two cities makes Saint Andrews the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint Andrews gentler on the wallet – expenses run 3% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.