Last update: Oct 2026

Cost of Living Comparison Between Saint Andrews and Lima

For one person, living is cheaper in Lima: $996 a month against $2,255 in Saint Andrews, rent and utilities included – about $15,100 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Saint Andrews
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Saint Andrews Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Saint Andrews

🇨🇦 Canada

$2,255

/mo nomad

Lima

🇵🇪 Peru

$996

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Andrews and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Andrews and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,255 in Saint Andrews versus $996 in Lima.

Saint Andrews $2,255
Lima $996

Estimated couple costs with rent: $3,245 in Saint Andrews versus $1,594 in Lima.

Saint Andrews $3,245
Lima $1,594

Monthly costs for a family of three with rent: $4,234 in Saint Andrews versus $2,191 in Lima.

Saint Andrews $4,234
Lima $2,191

Living in Saint Andrews is roughly 126% more expensive than in Lima, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Saint Andrews is 68% above, Lima is 26% below.

Meal at Budget Restaurant

$17.75 CA$25.30

$4.42 PEN 15.16

301.58%

Three-Course Dinner for Two, Mid-Range

$63.8 CA$91.0

$35.04 PEN 120

82.11%

Fast Food Meal (McDonalds, etc)

$10.59 CA$15.10

$6.84 PEN 23.44

54.82%

Cappuccino

$3.72 CA$5.30

$3.27 PEN 11.22

13.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.83

$1.10 PEN 3.78

80.91%

Water (0.33 liter bottle)

$1.58 CA$2.25

$0.65 PEN 2.22

143.08%

Local Beer (0.5 liter draught)

$5.17 CA$7.38

$2.58 PEN 8.85

100.39%

Imported Beer (0.33 liter bottle)

$5.77 CA$8.22

$4.47 PEN 15.34

29.08%

Milk (1 liter)

$2.04 CA$2.91

$1.59 PEN 5.46

28.30%

White Bread (500g)

$2.46 CA$3.51

$2.58 PEN 8.86

-4.65%

Rice (white) (1kg)

$3.36 CA$4.79

$1.36 PEN 4.65

147.06%

Eggs

$3.47 CA$4.94

$2.95 PEN 10.11

17.63%

Local Cheese (1kg)

$9.72 CA$13.86

$9.10 PEN 31.19

6.81%

Chicken Fillets (1kg)

$11.12 CA$15.85

$5.81 PEN 19.91

91.39%

Beef Round Steak (1kg)

$14.72 CA$20.98

$9.83 PEN 33.68

49.75%

Apples (1kg)

$3.66 CA$5.22

$2.01 PEN 6.89

82.09%

Banana (1kg)

$1.36 CA$1.93

$1.08 PEN 3.69

25.93%

Oranges (1kg)

$3.70 CA$5.28

$1.37 PEN 4.70

170.07%

Tomato (1kg)

$3.73 CA$5.31

$1.48 PEN 5.06

152.03%

Potato (1kg)

$2.59 CA$3.70

$0.96 PEN 3.30

169.79%

Onion (1kg)

$2.25 CA$3.21

$0.85 PEN 2.92

164.71%

Lettuce (1 head)

$2.53 CA$3.61

$0.88 PEN 3.02

187.50%

Water (1.5 liter bottle)

$1.57 CA$2.24

$0.87 PEN 2.97

80.46%

Cigarettes 20 Pack (Marlboro, Camel)

$13.96 CA$19.90

$5.90 PEN 20.24

136.61%

Wine (Bottle)

$12.42 CA$17.70

$8.81 PEN 30.21

40.98%

Local Beer (0.5 liter bottle)

$2.73 CA$3.89

$1.92 PEN 6.57

42.19%

Imported Beer (0.33 liter bottle)

$3.13 CA$4.46

$3.20 PEN 10.98

-2.19%

One-way Ticket (Public Transport)

$2.31 CA$3.29

$0.68 PEN 2.33

239.71%

Public Transport Monthly Pass (Regular Price)

$63.1 CA$90.0

$26.74 PEN 91.7

135.98%

Taxi Start (Normal Tariff)

$2.82 CA$4.02

$3.81 PEN 13.06

-25.98%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.12

$2.04 PEN 7.00

-26.96%

Taxi 1hour Waiting (Normal Tariff)

$23.25 CA$33.14

$7.14 PEN 24.49

225.63%

Gasoline (1 liter)

$1.11 CA$1.59

$1.65 PEN 5.65

-32.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$40.1K

$22.2K PEN 76.0K

26.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K CA$26.9K

$25.7K PEN 88.0K

-26.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 CA$197

$73.0 PEN 250

88.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.11 CA$54.3

$16.26 PEN 55.7

134.38%

Internet (50+ Mbps, Unlimited Data)

$55.0 CA$78.4

$27.60 PEN 94.6

99.20%

Gym Membership (Monthly)

$40.69 CA$58.0

$33.07 PEN 113

23.04%

Tennis Court (1 Hour on Weekend)

$18.31 CA$26.10

$19.49 PEN 66.8

-6.05%

Cinema Ticket

$10.95 CA$15.61

$7.39 PEN 25.33

48.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$724 CA$1,033

$182 PEN 624

298.04%

International Primary School, 1 Child (Yearly)

$13.3K CA$18.9K

$13.3K PEN 45.7K

-0.25%

Jeans (Levis 501 Or Similar)

$54.2 CA$77.2

$52.6 PEN 180

3.06%

Summer Dress (H&M, Zara, etc)

$37.35 CA$53.2

$34.23 PEN 117

9.11%

Sport Shoes (Adidas, Nike)

$84.5 CA$120

$83.8 PEN 287

0.86%

Men's Leather Business Shoes

$99.9 CA$142

$79.0 PEN 271

26.41%

1-bedroom Apartment, City Center (Monthly)

$1,239 CA$1,766

$723 PEN 2,479

71.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,151 CA$1,640

$340 PEN 1,166

238.34%

3-bedroom Apartment, City Center (Monthly)

$1,984 CA$2,829

$1,184 PEN 4,060

67.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,678 CA$2,392

$635 PEN 2,176

164.36%

Buy Apartment in City Center (m2)

$4,169 CA$5,942

$2,449 PEN 8,394

70.25%

Buy Apartment Outside City Center (m2)

$3,576 CA$5,097

$1,372 PEN 4,702

160.70%

Average Monthly Net Salary (After Tax)

$653 PEN 2,237

20-Year Fixed Mortgage Interest Rate (Annual %)

4.64

8.94

-48.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrews: October 5, 2026

Last update for Lima: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Andrews

$1.2K 50.7%

Lima

$340 33.6% 70.4% $811

Groceries & Markets

Saint Andrews

$347 15.3%

Lima

$226 22.4% 34.8% $121

Eating Out

Saint Andrews

$270 11.9%

Lima

$124 12.3% 54.1% $146

Monthly Utilities & Internet

Saint Andrews

$231 10.2%

Lima

$117 11.6% 49.4% $114

Clothing & Footwear

Saint Andrews

$124 5.5%

Lima

$112 11.1% 9.5% $12

Getting Around

Saint Andrews

$83 3.6%

Lima

$43 4.3% 47.4% $39

Sport & Entertainment

Saint Andrews

$63 2.8%

Lima

$48 4.7% 23.6% $15

Cost Breakdown

A one-bedroom apartment in the center runs $1,239 in Saint Andrews and $723 in Lima. Housing cost is often the main lever when comparing two cities.

Dining out: $64.0 in Saint Andrews vs $35.00 in Lima for a mid-range dinner for two. Groceries echo the gap at $347 vs $226 per month, with Lima cheaper across the board.

Good to know

🇨🇦 Saint Andrews

🇵🇪 Lima

🕒 Local time

04:30 4:30 AM

02:30 2:30 AM

2 h behind Saint Andrews

🌤 Weather

👥 Population

9,989,369 Capital

💱 Currency

Canadian Dollar CAD $

Peruvian Sol PEN S/

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 PEN = 0.292 USD

1 PEN = 0.26 EUR

Exchange rates and currency converter

PEN, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Peruvian Sol exchange rates as of October 10, 2026: 1 USD = 3.43 PEN (1 PEN = 0.292 USD). 1 EUR = 3.84 PEN (1 PEN = 0.26 EUR).

USD to CAD in detail →

On the map

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Between locations

Saint Andrews Lima 6,430 km ≈ 9 h nonstop flight

From you

Saint Andrews
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Andrews vs Lima: Cost of Living - Frequently Asked Questions

Saint Andrews and Lima differ by about 126% in total monthly costs ($2,255 vs $996 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,383 in Saint Andrews and $1,494 in Lima to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,239 in Saint Andrews versus $723 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $724 in Saint Andrews versus $182 in Lima. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 53% higher in Saint Andrews. For households that cook at home regularly, that difference adds up over a month.

At $996 in Lima versus $2,255 in Saint Andrews, a $2,000 budget is realistic in Lima but tight or insufficient in Saint Andrews. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lima gentler on the wallet – expenses run 126% less than in Saint Andrews. Beyond cost, consider language, visa policies, and how big the international community is in each city.