Last update: Oct 2026

Cost of Living Comparison Between Saint Andrews and Chiang Mai

For one person, living is cheaper in Chiang Mai: $925 a month against $2,244 in Saint Andrews, rent and utilities included – about $15,800 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Saint Andrews
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Saint Andrews Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Saint Andrews

🇨🇦 Canada

$2,244

/mo nomad

Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Andrews and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Andrews and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,244 per month in Saint Andrews vs $925 in Chiang Mai, rent included.

Saint Andrews $2,244
Chiang Mai $925

A couple spends around $3,223 per month in Saint Andrews vs $1,414 in Chiang Mai, rent included.

Saint Andrews $3,223
Chiang Mai $1,414

A family of three spends $4,202 per month in Saint Andrews vs $1,903 in Chiang Mai, rent included.

Saint Andrews $4,202
Chiang Mai $1,903

Saint Andrews costs about 143% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Saint Andrews sits 66% above the global median, while Chiang Mai is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.66 CA$24.97

$2.29 ฿76.5

671.18%

Three-Course Dinner for Two, Mid-Range

$65.7 CA$92.8

$19.64 ฿656

234.32%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.97

$5.61 ฿188

88.77%

Cappuccino

$3.64 CA$5.14

$1.66 ฿55.6

119.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 CA$2.73

$0.70 ฿23.40

175.71%

Water (0.33 liter bottle)

$1.55 CA$2.19

$0.31 ฿10.24

400.00%

Local Beer (0.5 liter draught)

$5.20 CA$7.35

$2.41 ฿80.4

115.77%

Imported Beer (0.33 liter bottle)

$5.62 CA$7.95

$3.71 ฿124

51.48%

Milk (1 liter)

$2.05 CA$2.90

$1.95 ฿65.3

5.13%

White Bread (500g)

$2.42 CA$3.42

$1.41 ฿47.03

71.63%

Rice (white) (1kg)

$3.27 CA$4.63

$1.31 ฿43.62

149.62%

Eggs

$3.41 CA$4.83

$2.18 ฿72.9

56.42%

Local Cheese (1kg)

$9.55 CA$13.50

$16.65 ฿556

-42.64%

Chicken Fillets (1kg)

$11.41 CA$16.13

$2.76 ฿92.2

313.41%

Beef Round Steak (1kg)

$14.79 CA$20.90

$9.11 ฿304

62.35%

Apples (1kg)

$3.65 CA$5.16

$2.39 ฿80.0

52.72%

Banana (1kg)

$1.27 CA$1.79

$1.03 ฿34.26

23.30%

Oranges (1kg)

$3.71 CA$5.25

$1.63 ฿54.4

127.61%

Tomato (1kg)

$3.67 CA$5.18

$1.50 ฿50.0

144.67%

Potato (1kg)

$2.50 CA$3.54

$1.29 ฿43.13

93.80%

Onion (1kg)

$2.12 CA$3.00

$1.11 ฿37.03

90.99%

Lettuce (1 head)

$2.45 CA$3.46

$0.72 ฿24.08

240.28%

Water (1.5 liter bottle)

$1.60 CA$2.26

$0.53 ฿17.59

201.89%

Cigarettes 20 Pack (Marlboro, Camel)

$13.98 CA$19.76

$4.31 ฿144

224.36%

Wine (Bottle)

$12.82 CA$18.12

$17.95 ฿600

-28.58%

Local Beer (0.5 liter bottle)

$2.57 CA$3.64

$1.58 ฿52.9

62.66%

Imported Beer (0.33 liter bottle)

$3.01 CA$4.25

$2.84 ฿95.0

5.99%

One-way Ticket (Public Transport)

$2.31 CA$3.27

$0.86 ฿28.86

168.60%

Public Transport Monthly Pass (Regular Price)

$60.6 CA$85.7

$53.3 ฿1,780

13.74%

Taxi Start (Normal Tariff)

$2.83 CA$4.00

$1.21 ฿40.29

133.88%

Taxi (Normal Tariff) (1km)

$1.47 CA$2.07

$0.57 ฿18.99

157.89%

Taxi 1hour Waiting (Normal Tariff)

$22.74 CA$32.15

$2.35 ฿78.6

867.66%

Gasoline (1 liter)

$1.18 CA$1.67

$1.44 ฿47.96

-18.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K CA$39.4K

$20.7K ฿692.8K

34.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K CA$27.1K

$26.8K ฿895.7K

-28.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 CA$186

$62.3 ฿2,083

110.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.72 CA$54.7

$12.11 ฿405

219.74%

Internet (50+ Mbps, Unlimited Data)

$54.4 CA$77.0

$19.94 ฿666

173.02%

Gym Membership (Monthly)

$40.72 CA$57.6

$37.07 ฿1,239

9.85%

Tennis Court (1 Hour on Weekend)

$18.09 CA$25.57

$3.78 ฿126

378.57%

Cinema Ticket

$11.25 CA$15.90

$6.50 ฿217

73.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$750 CA$1,061

$793 ฿26.5K

-5.36%

International Primary School, 1 Child (Yearly)

$12.8K CA$18.1K

$14.8K ฿494.9K

-13.63%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.6

$53.7 ฿1,796

-0.54%

Summer Dress (H&M, Zara, etc)

$38.15 CA$53.9

$24.62 ฿823

54.96%

Sport Shoes (Adidas, Nike)

$83.4 CA$118

$90.9 ฿3,036

-8.24%

Men's Leather Business Shoes

$101 CA$143

$71.1 ฿2,378

42.11%

1-bedroom Apartment, City Center (Monthly)

$1,261 CA$1,783

$455 ฿15.2K

176.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,139 CA$1,610

$298 ฿9,954

282.29%

3-bedroom Apartment, City Center (Monthly)

$1,907 CA$2,696

$908 ฿30.4K

109.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,691 CA$2,391

$554 ฿18.5K

205.44%

Buy Apartment in City Center (m2)

$4,194 CA$5,930

$1,931 ฿64.5K

117.23%

Buy Apartment Outside City Center (m2)

$3,621 CA$5,119

$1,445 ฿48.3K

150.69%

Average Monthly Net Salary (After Tax)

$591 ฿19.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.66

5.57

-16.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrews: October 20, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Andrews

$1.1K 50.7%

Chiang Mai

$298 32.2% 73.8% $841

Groceries & Markets

Saint Andrews

$346 15.4%

Chiang Mai

$235 25.5% 31.9% $110

Eating Out

Saint Andrews

$268 11.9%

Chiang Mai

$79 8.5% 70.7% $189

Monthly Utilities & Internet

Saint Andrews

$225 10%

Chiang Mai

$94 10.2% 58% $130

Clothing & Footwear

Saint Andrews

$124 5.5%

Chiang Mai

$108 11.7% 12.9% $16

Getting Around

Saint Andrews

$80 3.6%

Chiang Mai

$61 6.6% 24.1% $19

Sport & Entertainment

Saint Andrews

$63 2.8%

Chiang Mai

$50 5.4% 20.8% $13

Cost Breakdown

A central one-bedroom costs $1,261 in Saint Andrews versus $455 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $66.0 in Saint Andrews versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $346 vs $235 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇨🇦 Saint Andrews

🇹🇭 Chiang Mai

🕒 Local time

07:52 7:52 AM

17:52 5:52 PM

10 h ahead of Saint Andrews

🌤 Weather

👥 Population

127,240

💱 Currency

Canadian Dollar CAD $

Thai Baht THB ฿

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to CAD in detail →

On the map

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Between locations

Saint Andrews Chiang Mai 12,770 km ≈ 16 h nonstop flight

From you

Saint Andrews
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Andrews vs Chiang Mai: Cost of Living - Frequently Asked Questions

Saint Andrews costs about 143% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,367 per month in Saint Andrews and $1,388 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $750 per month in Saint Andrews and $793 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 47% more in Saint Andrews, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Saint Andrews at $2,244. In Chiang Mai it covers expenses comfortably, while in Saint Andrews it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $925 versus $2,244 in Saint Andrews. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Andrews makes more sense. Both are solid long-term options with distinct trade-offs.