Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Saint Andrews

For one person, living is cheaper in Chiang Mai: $925 a month against $2,244 in Saint Andrews, rent and utilities included – about $15,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
108

Cost of Living Index in Saint Andrews
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Saint Andrews Living Index

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Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Saint Andrews

🇨🇦 Canada

$2,244

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Saint Andrews

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Saint Andrews actually costs, broken down by who's living it.

A single person spends $925 per month in Chiang Mai vs $2,244 in Saint Andrews, rent included.

Chiang Mai $925
Saint Andrews $2,244

A couple spends around $1,414 per month in Chiang Mai vs $3,223 in Saint Andrews, rent included.

Chiang Mai $1,414
Saint Andrews $3,223

A family of three spends $1,903 per month in Chiang Mai vs $4,202 in Saint Andrews, rent included.

Chiang Mai $1,903
Saint Andrews $4,202

Chiang Mai is about 59% cheaper than Saint Andrews, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 32% below the global median, while Saint Andrews is 66% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.29 ฿76.5

$17.66 CA$24.97

-87.03%

Three-Course Dinner for Two, Mid-Range

$19.64 ฿656

$65.7 CA$92.8

-70.09%

Fast Food Meal (McDonalds, etc)

$5.61 ฿188

$10.59 CA$14.97

-47.03%

Cappuccino

$1.66 ฿55.6

$3.64 CA$5.14

-54.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ฿23.40

$1.93 CA$2.73

-63.73%

Water (0.33 liter bottle)

$0.31 ฿10.24

$1.55 CA$2.19

-80.00%

Local Beer (0.5 liter draught)

$2.41 ฿80.4

$5.20 CA$7.35

-53.65%

Imported Beer (0.33 liter bottle)

$3.71 ฿124

$5.62 CA$7.95

-33.99%

Milk (1 liter)

$1.95 ฿65.3

$2.05 CA$2.90

-4.88%

White Bread (500g)

$1.41 ฿47.03

$2.42 CA$3.42

-41.74%

Rice (white) (1kg)

$1.31 ฿43.62

$3.27 CA$4.63

-59.94%

Eggs

$2.18 ฿72.9

$3.41 CA$4.83

-36.07%

Local Cheese (1kg)

$16.65 ฿556

$9.55 CA$13.50

74.35%

Chicken Fillets (1kg)

$2.76 ฿92.2

$11.41 CA$16.13

-75.81%

Beef Round Steak (1kg)

$9.11 ฿304

$14.79 CA$20.90

-38.40%

Apples (1kg)

$2.39 ฿80.0

$3.65 CA$5.16

-34.52%

Banana (1kg)

$1.03 ฿34.26

$1.27 CA$1.79

-18.90%

Oranges (1kg)

$1.63 ฿54.4

$3.71 CA$5.25

-56.06%

Tomato (1kg)

$1.50 ฿50.0

$3.67 CA$5.18

-59.13%

Potato (1kg)

$1.29 ฿43.13

$2.50 CA$3.54

-48.40%

Onion (1kg)

$1.11 ฿37.03

$2.12 CA$3.00

-47.64%

Lettuce (1 head)

$0.72 ฿24.08

$2.45 CA$3.46

-70.61%

Water (1.5 liter bottle)

$0.53 ฿17.59

$1.60 CA$2.26

-66.88%

Cigarettes 20 Pack (Marlboro, Camel)

$4.31 ฿144

$13.98 CA$19.76

-69.17%

Wine (Bottle)

$17.95 ฿600

$12.82 CA$18.12

40.02%

Local Beer (0.5 liter bottle)

$1.58 ฿52.9

$2.57 CA$3.64

-38.52%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.0

$3.01 CA$4.25

-5.65%

One-way Ticket (Public Transport)

$0.86 ฿28.86

$2.31 CA$3.27

-62.77%

Public Transport Monthly Pass (Regular Price)

$53.3 ฿1,780

$60.6 CA$85.7

-12.08%

Taxi Start (Normal Tariff)

$1.21 ฿40.29

$2.83 CA$4.00

-57.24%

Taxi (Normal Tariff) (1km)

$0.57 ฿18.99

$1.47 CA$2.07

-61.22%

Taxi 1hour Waiting (Normal Tariff)

$2.35 ฿78.6

$22.74 CA$32.15

-89.67%

Gasoline (1 liter)

$1.44 ฿47.96

$1.18 CA$1.67

22.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K ฿692.8K

$27.8K CA$39.4K

-25.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K ฿895.7K

$19.1K CA$27.1K

40.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ฿2,083

$131 CA$186

-52.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.11 ฿405

$38.72 CA$54.7

-68.72%

Internet (50+ Mbps, Unlimited Data)

$19.94 ฿666

$54.4 CA$77.0

-63.37%

Gym Membership (Monthly)

$37.07 ฿1,239

$40.72 CA$57.6

-8.96%

Tennis Court (1 Hour on Weekend)

$3.78 ฿126

$18.09 CA$25.57

-79.10%

Cinema Ticket

$6.50 ฿217

$11.25 CA$15.90

-42.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$793 ฿26.5K

$750 CA$1,061

5.66%

International Primary School, 1 Child (Yearly)

$14.8K ฿494.9K

$12.8K CA$18.1K

15.78%

Jeans (Levis 501 Or Similar)

$53.7 ฿1,796

$53.5 CA$75.6

0.54%

Summer Dress (H&M, Zara, etc)

$24.62 ฿823

$38.15 CA$53.9

-35.47%

Sport Shoes (Adidas, Nike)

$90.9 ฿3,036

$83.4 CA$118

8.99%

Men's Leather Business Shoes

$71.1 ฿2,378

$101 CA$143

-29.63%

1-bedroom Apartment, City Center (Monthly)

$455 ฿15.2K

$1,261 CA$1,783

-63.88%

1-bedroom Apartment, Outside City Center (Monthly)

$298 ฿9,954

$1,139 CA$1,610

-73.84%

3-bedroom Apartment, City Center (Monthly)

$908 ฿30.4K

$1,907 CA$2,696

-52.37%

3-bedroom Apartment, Outside City Center (Monthly)

$554 ฿18.5K

$1,691 CA$2,391

-67.26%

Buy Apartment in City Center (m2)

$1,931 ฿64.5K

$4,194 CA$5,930

-53.97%

Buy Apartment Outside City Center (m2)

$1,445 ฿48.3K

$3,621 CA$5,119

-60.11%

Average Monthly Net Salary (After Tax)

$591 ฿19.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

4.66

19.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 17, 2026

Last update for Saint Andrews: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$298 32.2%

Saint Andrews

$1.1K 50.7% 282% $841

Groceries & Markets

Chiang Mai

$235 25.5%

Saint Andrews

$346 15.4% 46.9% $110

Clothing & Footwear

Chiang Mai

$108 11.7%

Saint Andrews

$124 5.5% 14.9% $16

Monthly Utilities & Internet

Chiang Mai

$94 10.2%

Saint Andrews

$225 10% 138% $130

Eating Out

Chiang Mai

$79 8.5%

Saint Andrews

$268 11.9% 241% $189

Getting Around

Chiang Mai

$61 6.6%

Saint Andrews

$80 3.6% 31.7% $19

Sport & Entertainment

Chiang Mai

$50 5.4%

Saint Andrews

$63 2.8% 26.3% $13

Cost Breakdown

A central one-bedroom costs $455 in Chiang Mai versus $1,261 in Saint Andrews. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $66.0 in Saint Andrews. Monthly groceries follow the same trend: $235 vs $346 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇨🇦 Saint Andrews

🕒 Local time

18:41 6:41 PM

08:41 8:41 AM

10 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

💱 Currency

Thai Baht THB ฿

Canadian Dollar CAD $

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Saint Andrews 12,770 km ≈ 16 h nonstop flight

From you

Chiang Mai
Saint Andrews

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Saint Andrews: Cost of Living - Frequently Asked Questions

Saint Andrews costs about 143% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,388 per month in Chiang Mai and $3,367 in Saint Andrews. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $793 per month in Chiang Mai and $750 in Saint Andrews. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 47% more in Saint Andrews, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Saint Andrews at $2,244. In Chiang Mai it covers expenses comfortably, while in Saint Andrews it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $925 versus $2,244 in Saint Andrews. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Andrews makes more sense. Both are solid long-term options with distinct trade-offs.