Last update: Oct 2026

Cost of Living Comparison Between Calgary and Saint Andrews

For one person, living costs are similar in Calgary and in Saint Andrews: $2,255 and $2,244 a month, rent and utilities included.

109

Cost of Living Index in Calgary
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Calgary Living Index
108

Cost of Living Index in Saint Andrews
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Saint Andrews Living Index

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Calgary

🇨🇦 Canada

$2,255

/mo nomad

Saint Andrews

🇨🇦 Canada

$2,244

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Saint Andrews

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Saint Andrews actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,255 in Calgary versus $2,244 in Saint Andrews.

Calgary $2,255
Saint Andrews $2,244

Estimated couple costs with rent: $3,361 in Calgary versus $3,223 in Saint Andrews.

Calgary $3,361
Saint Andrews $3,223

Monthly costs for a family of three with rent: $4,468 in Calgary versus $4,202 in Saint Andrews.

Calgary $4,468
Saint Andrews $4,202

Monthly costs are close between Calgary and Saint Andrews; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Calgary 66% above, Saint Andrews 66% above.

Meal at Budget Restaurant

$17.58 CA$24.85

$17.66 CA$24.97

-0.45%

Three-Course Dinner for Two, Mid-Range

$69.1 CA$97.6

$65.7 CA$92.8

5.16%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.97

Cappuccino

$3.84 CA$5.42

$3.64 CA$5.14

5.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 CA$2.72

$1.93 CA$2.73

Water (0.33 liter bottle)

$1.88 CA$2.66

$1.55 CA$2.19

21.29%

Local Beer (0.5 liter draught)

$5.09 CA$7.20

$5.20 CA$7.35

-2.12%

Imported Beer (0.33 liter bottle)

$5.64 CA$7.97

$5.62 CA$7.95

0.36%

Milk (1 liter)

$2.00 CA$2.82

$2.05 CA$2.90

-2.44%

White Bread (500g)

$2.78 CA$3.93

$2.42 CA$3.42

14.88%

Rice (white) (1kg)

$5.59 CA$7.90

$3.27 CA$4.63

70.95%

Eggs

$3.70 CA$5.23

$3.41 CA$4.83

8.50%

Local Cheese (1kg)

$11.48 CA$16.23

$9.55 CA$13.50

20.21%

Chicken Fillets (1kg)

$11.20 CA$15.84

$11.41 CA$16.13

-1.84%

Beef Round Steak (1kg)

$18.59 CA$26.28

$14.79 CA$20.90

25.69%

Apples (1kg)

$4.70 CA$6.64

$3.65 CA$5.16

28.77%

Banana (1kg)

$1.45 CA$2.05

$1.27 CA$1.79

14.17%

Oranges (1kg)

$4.34 CA$6.13

$3.71 CA$5.25

16.98%

Tomato (1kg)

$3.79 CA$5.36

$3.67 CA$5.18

3.27%

Potato (1kg)

$2.69 CA$3.81

$2.50 CA$3.54

7.60%

Onion (1kg)

$2.75 CA$3.88

$2.12 CA$3.00

29.72%

Lettuce (1 head)

$2.56 CA$3.62

$2.45 CA$3.46

4.49%

Water (1.5 liter bottle)

$1.50 CA$2.12

$1.60 CA$2.26

-6.25%

Cigarettes 20 Pack (Marlboro, Camel)

$14.39 CA$20.34

$13.98 CA$19.76

2.93%

Wine (Bottle)

$15.81 CA$22.35

$12.82 CA$18.12

23.32%

Local Beer (0.5 liter bottle)

$2.47 CA$3.49

$2.57 CA$3.64

-3.89%

Imported Beer (0.33 liter bottle)

$3.10 CA$4.39

$3.01 CA$4.25

2.99%

One-way Ticket (Public Transport)

$2.81 CA$3.97

$2.31 CA$3.27

21.65%

Public Transport Monthly Pass (Regular Price)

$90.6 CA$128

$60.6 CA$85.7

49.47%

Taxi Start (Normal Tariff)

$3.28 CA$4.64

$2.83 CA$4.00

15.90%

Taxi (Normal Tariff) (1km)

$1.40 CA$1.97

$1.47 CA$2.07

-4.76%

Taxi 1hour Waiting (Normal Tariff)

$26.49 CA$37.45

$22.74 CA$32.15

16.49%

Gasoline (1 liter)

$1.22 CA$1.72

$1.18 CA$1.67

3.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K CA$40.1K

$27.8K CA$39.4K

1.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K CA$29.5K

$19.1K CA$27.1K

8.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 CA$233

$131 CA$186

25.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.24 CA$54.1

$38.72 CA$54.7

-1.24%

Internet (50+ Mbps, Unlimited Data)

$50.1 CA$70.9

$54.4 CA$77.0

-7.92%

Gym Membership (Monthly)

$53.8 CA$76.1

$40.72 CA$57.6

32.12%

Tennis Court (1 Hour on Weekend)

$18.04 CA$25.51

$18.09 CA$25.57

-0.28%

Cinema Ticket

$14.04 CA$19.84

$11.25 CA$15.90

24.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 CA$1,126

$750 CA$1,061

6.19%

International Primary School, 1 Child (Yearly)

$15.8K CA$22.3K

$12.8K CA$18.1K

23.59%

Jeans (Levis 501 Or Similar)

$59.1 CA$83.5

$53.5 CA$75.6

10.51%

Summer Dress (H&M, Zara, etc)

$40.20 CA$56.8

$38.15 CA$53.9

5.37%

Sport Shoes (Adidas, Nike)

$90.8 CA$128

$83.4 CA$118

8.88%

Men's Leather Business Shoes

$109 CA$155

$101 CA$143

8.24%

1-bedroom Apartment, City Center (Monthly)

$1,207 CA$1,707

$1,261 CA$1,783

-4.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,011 CA$1,429

$1,139 CA$1,610

-11.20%

3-bedroom Apartment, City Center (Monthly)

$1,949 CA$2,756

$1,907 CA$2,696

2.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,677 CA$2,371

$1,691 CA$2,391

-0.83%

Buy Apartment in City Center (m2)

$3,532 CA$4,993

$4,194 CA$5,930

-15.79%

Buy Apartment Outside City Center (m2)

$3,392 CA$4,795

$3,621 CA$5,119

-6.33%

Average Monthly Net Salary (After Tax)

$3,152 CA$4,456

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

4.66

-3.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 18, 2026

Last update for Saint Andrews: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$1K 44.8%

Saint Andrews

$1.1K 50.7% 12.6% $128

Groceries & Markets

Calgary

$392 17.4%

Saint Andrews

$346 15.4% 11.7% $46

Eating Out

Calgary

$270 12%

Saint Andrews

$268 11.9% 0.9% $2.6

Monthly Utilities & Internet

Calgary

$253 11.2%

Saint Andrews

$225 10% 11.3% $29

Clothing & Footwear

Calgary

$135 6%

Saint Andrews

$124 5.5% 7.8% $11

Getting Around

Calgary

$112 5%

Saint Andrews

$80 3.6% 28.6% $32

Sport & Entertainment

Calgary

$82 3.6%

Saint Andrews

$63 2.8% 22.8% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,207 in Calgary and $1,261 in Saint Andrews. Housing cost is often the main lever when comparing two cities.

Dining out: $69.0 in Calgary vs $66.0 in Saint Andrews for a mid-range dinner for two. Groceries echo the gap at $392 vs $346 per month, with Saint Andrews cheaper across the board.

Good to know

🇨🇦 Calgary

🇨🇦 Saint Andrews

🕒 Local time

11:48 11:48 AM

14:48 2:48 PM

3 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Between locations

Calgary Saint Andrews 3,490 km ≈ 4 h 45 min nonstop flight

From you

Calgary
Saint Andrews

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Saint Andrews: Cost of Living - Frequently Asked Questions

You'd need roughly $3,382 in Calgary and $3,367 in Saint Andrews to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,207 in Calgary versus $1,261 in Saint Andrews. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $797 in Calgary versus $750 in Saint Andrews. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Saint Andrews – a meal for two runs $66.0 versus $69.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,244 in Saint Andrews versus $2,255 in Calgary, a $3,000 budget is realistic in Saint Andrews but tight or insufficient in Calgary. The gap between the two cities makes Saint Andrews the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Saint Andrews wins on affordability, Calgary on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.