Cost of Living Comparison Between Regina and Montreal Cost of Living Comparison Between Regina and Montreal

Monthly Cost of Living

A single person spends $2,102 per month in Regina vs $2,042 in Montreal, rent included.

A couple spends around $3,201 per month in Regina vs $3,163 in Montreal, rent included.

A family of three spends $4,300 per month in Regina vs $4,284 in Montreal, rent included.

Regina costs about 3% more than Montreal, driven mainly by Monthly Utilities & Internet.

Both Regina and Montreal sit above the global median – Regina by 54%, Montreal by 49%.

Meal at Budget Restaurant

$21.15 CA$29.59

$18.22 CA$25.49

16.08%

Three-Course Dinner for Two, Mid-Range

$67.7 CA$94.7

$70.6 CA$98.8

-4.19%

Fast Food Meal (McDonalds, etc)

$10.81 CA$15.12

$10.89 CA$15.23

-0.73%

Cappuccino

$4.54 CA$6.36

$3.92 CA$5.49

15.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 CA$3.22

$1.97 CA$2.76

16.75%

Water (0.33 liter bottle)

$1.81 CA$2.53

$1.59 CA$2.23

13.84%

Local Beer (0.5 liter draught)

$6.54 CA$9.15

$6.52 CA$9.12

0.31%

Imported Beer (0.33 liter bottle)

$6.03 CA$8.44

$7.24 CA$10.13

-16.71%

Milk (1 liter)

$1.58 CA$2.21

$2.29 CA$3.20

-31.00%

White Bread (500g)

$2.32 CA$3.25

$3.11 CA$4.35

-25.40%

Rice (white) (1kg)

$3.12 CA$4.36

$3.03 CA$4.24

2.97%

Eggs

$3.47 CA$4.85

$3.59 CA$5.03

-3.34%

Local Cheese (1kg)

$14.07 CA$19.68

$14.29 CA$19.99

-1.54%

Chicken Fillets (1kg)

$11.56 CA$16.17

$11.39 CA$15.93

1.49%

Beef Round Steak (1kg)

$16.68 CA$23.34

$14.56 CA$20.37

14.56%

Apples (1kg)

$4.29 CA$6.01

$3.44 CA$4.81

24.71%

Banana (1kg)

$1.48 CA$2.07

$1.53 CA$2.14

-3.27%

Oranges (1kg)

$3.95 CA$5.53

$3.20 CA$4.48

23.44%

Tomato (1kg)

$3.76 CA$5.27

$2.89 CA$4.04

30.10%

Potato (1kg)

$2.35 CA$3.28

$1.91 CA$2.67

23.04%

Onion (1kg)

$2.40 CA$3.35

$1.80 CA$2.52

33.33%

Lettuce (1 head)

$2.71 CA$3.80

$2.56 CA$3.58

5.86%

Water (1.5 liter bottle)

$1.92 CA$2.68

$1.50 CA$2.10

28.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.64 CA$20.48

$11.68 CA$16.35

25.34%

Wine (Bottle)

$13.34 CA$18.66

$10.62 CA$14.85

25.61%

Local Beer (0.5 liter bottle)

$3.50 CA$4.89

$2.37 CA$3.32

47.68%

Imported Beer (0.33 liter bottle)

$3.37 CA$4.71

$3.03 CA$4.24

11.22%

One-way Ticket (Public Transport)

$2.39 CA$3.35

$2.72 CA$3.80

-12.13%

Public Transport Monthly Pass (Regular Price)

$62.2 CA$87.0

$74.2 CA$104

-16.19%

Taxi Start (Normal Tariff)

$3.66 CA$5.12

$3.19 CA$4.47

14.73%

Taxi (Normal Tariff) (1km)

$0.81 CA$1.14

$1.45 CA$2.03

-44.14%

Taxi 1hour Waiting (Normal Tariff)

$21.70 CA$30.36

$33.52 CA$46.90

-35.26%

Gasoline (1 liter)

$1.18 CA$1.65

$1.31 CA$1.83

-9.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K CA$39.7K

$28.7K CA$40.1K

-1.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K CA$29.3K

$20.4K CA$28.5K

2.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 CA$246

$78.2 CA$109

124.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.9 CA$73.9

$35.53 CA$49.70

48.78%

Internet (50+ Mbps, Unlimited Data)

$58.4 CA$81.8

$43.37 CA$60.7

34.75%

Gym Membership (Monthly)

$37.42 CA$52.4

$30.84 CA$43.14

21.34%

Tennis Court (1 Hour on Weekend)

$16.57 CA$23.18

$19.99 CA$27.97

-17.11%

Cinema Ticket

$9.74 CA$13.63

$11.58 CA$16.20

-15.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$488 CA$682

$552 CA$772

-11.71%

International Primary School, 1 Child (Yearly)

$10.9K CA$15.2K

$16.5K CA$23.1K

-34.18%

Jeans (Levis 501 Or Similar)

$52.4 CA$73.3

$55.4 CA$77.5

-5.36%

Summer Dress (H&M, Zara, etc)

$39.08 CA$54.7

$38.30 CA$53.6

2.04%

Sport Shoes (Adidas, Nike)

$96.6 CA$135

$99.0 CA$138

-2.41%

Men's Leather Business Shoes

$108 CA$151

$104 CA$146

3.30%

1-bedroom Apartment, City Center (Monthly)

$1,074 CA$1,502

$1,234 CA$1,726

-12.95%

1-bedroom Apartment, Outside City Center (Monthly)

$825 CA$1,154

$990 CA$1,385

-16.69%

3-bedroom Apartment, City Center (Monthly)

$1,815 CA$2,539

$2,171 CA$3,037

-16.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,556 CA$2,177

$1,636 CA$2,289

-4.87%

Buy Apartment in City Center (m2)

$2,156 CA$3,016

$5,129 CA$7,176

-57.97%

Buy Apartment Outside City Center (m2)

$2,108 CA$2,948

$3,724 CA$5,209

-43.40%

Average Monthly Net Salary (After Tax)

$2,722 CA$3,808

$3,059 CA$4,279

-11.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.58

4.44

3.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Regina: September 14, 2026

Last update for Montreal: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,074 in Regina versus $1,234 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Montreal, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $68.0 in Regina versus $71.0 in Montreal. Groceries tell a different story – $377 in Regina vs $354 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Regina vs Montreal: Cost of Living - Frequently Asked Questions

Regina costs about 3% more than Montreal, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,154 per month in Regina and $3,063 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 6% more in Regina, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $68.0 in Regina and $71.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,042, than in Regina at $2,102. In Montreal it covers expenses comfortably, while in Regina it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,042 versus $2,102 in Regina. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Regina makes more sense. Both are solid long-term options with distinct trade-offs.