Cost of Living Comparison Between Regina and Montreal Cost of Living Comparison Between Regina and Montreal

Monthly Cost of Living

A single person spends $2,104 per month in Regina vs $2,088 in Montreal, rent included.

A couple spends around $3,249 per month in Regina vs $3,123 in Montreal, rent included.

A family of three spends $4,394 per month in Regina vs $4,157 in Montreal, rent included.

Regina costs about 1% more than Montreal, driven mainly by Eating Out.

Both Regina and Montreal sit above the global median – Regina by 57%, Montreal by 56%.

Meal at Budget Restaurant

$22.15 CA$30.35

$15.89 CA$21.77

39.40%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$100

$74.7 CA$102

-2.05%

Fast Food Meal (McDonalds, etc)

$9.63 CA$13.20

$10.83 CA$14.83

-11.08%

Cappuccino

$4.35 CA$5.97

$3.80 CA$5.21

14.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 CA$3.07

$2.10 CA$2.88

6.67%

Water (0.33 liter bottle)

$1.86 CA$2.55

$1.51 CA$2.08

23.18%

Local Beer (0.5 liter draught)

$5.85 CA$8.02

$6.09 CA$8.34

-3.94%

Imported Beer (0.33 liter bottle)

$5.98 CA$8.20

$6.48 CA$8.88

-7.72%

Milk (1 liter)

$1.80 CA$2.47

$2.32 CA$3.18

-22.41%

White Bread (500g)

$2.02 CA$2.77

$3.26 CA$4.47

-38.04%

Rice (white) (1kg)

$3.05 CA$4.19

$3.79 CA$5.19

-19.53%

Eggs

$3.09 CA$4.23

$3.46 CA$4.73

-10.69%

Local Cheese (1kg)

$11.58 CA$15.87

$16.07 CA$22.02

-27.94%

Chicken Fillets (1kg)

$12.10 CA$16.58

$11.78 CA$16.14

2.72%

Beef Round Steak (1kg)

$17.95 CA$24.60

$15.13 CA$20.73

18.64%

Apples (1kg)

$3.74 CA$5.12

Banana (1kg)

$1.67 CA$2.29

$1.71 CA$2.34

-2.34%

Oranges (1kg)

$4.44 CA$6.08

$3.92 CA$5.37

13.27%

Tomato (1kg)

$3.50 CA$4.80

$4.28 CA$5.87

-18.22%

Potato (1kg)

$3.33 CA$4.57

$2.74 CA$3.75

21.53%

Onion (1kg)

$2.86 CA$3.91

$2.64 CA$3.62

8.33%

Lettuce (1 head)

$2.61 CA$3.57

$2.28 CA$3.13

14.47%

Water (1.5 liter bottle)

$2.26 CA$3.09

$1.71 CA$2.34

32.16%

Cigarettes 20 Pack (Marlboro, Camel)

$14.59 CA$19.98

$13.39 CA$18.35

8.96%

Wine (Bottle)

$13.51 CA$18.51

$10.95 CA$15.00

23.38%

Local Beer (0.5 liter bottle)

$3.72 CA$5.10

$3.00 CA$4.11

24.00%

Imported Beer (0.33 liter bottle)

$3.04 CA$4.17

$3.60 CA$4.94

-15.56%

One-way Ticket (Public Transport)

$2.35 CA$3.22

$2.82 CA$3.86

-16.67%

Public Transport Monthly Pass (Regular Price)

$63.6 CA$87.2

$75.1 CA$103

-15.24%

Taxi Start (Normal Tariff)

$3.30 CA$4.52

$3.52 CA$4.82

-6.25%

Taxi (Normal Tariff) (1km)

$0.62 CA$0.85

$1.46 CA$2.00

-57.53%

Taxi 1hour Waiting (Normal Tariff)

$29.78 CA$40.80

$34.29 CA$46.97

-13.15%

Gasoline (1 liter)

$1.07 CA$1.47

$1.19 CA$1.63

-10.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$34.7K

$25.1K CA$34.3K

1.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K CA$27.5K

$21.9K CA$30.0K

-8.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$167 CA$228

$74.7 CA$102

123.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.9 CA$69.8

$35.83 CA$49.09

42.09%

Internet (50+ Mbps, Unlimited Data)

$51.1 CA$69.9

$43.53 CA$59.6

17.28%

Gym Membership (Monthly)

$38.36 CA$52.6

$43.06 CA$59.0

-10.92%

Tennis Court (1 Hour on Weekend)

$17.05 CA$23.36

$16.90 CA$23.15

0.89%

Cinema Ticket

$9.47 CA$12.97

$11.10 CA$15.21

-14.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 CA$670

$609 CA$834

-19.63%

International Primary School, 1 Child (Yearly)

$10.9K CA$14.9K

$5,925 CA$8,117

83.92%

Jeans (Levis 501 Or Similar)

$62.8 CA$86.1

$62.8 CA$86.0

0.10%

Summer Dress (H&M, Zara, etc)

$33.30 CA$45.61

$44.85 CA$61.5

-25.75%

Sport Shoes (Adidas, Nike)

$87.1 CA$119

$101 CA$138

-13.70%

Men's Leather Business Shoes

$109 CA$149

$118 CA$162

-7.74%

1-bedroom Apartment, City Center (Monthly)

$922 CA$1,263

$1,221 CA$1,673

-24.51%

1-bedroom Apartment, Outside City Center (Monthly)

$833 CA$1,141

$955 CA$1,308

-12.78%

3-bedroom Apartment, City Center (Monthly)

$1,346 CA$1,844

$2,105 CA$2,883

-36.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,548 CA$2,120

$1,600 CA$2,192

-3.27%

Buy Apartment in City Center (m2)

$2,212 CA$3,030

$5,308 CA$7,272

-58.33%

Buy Apartment Outside City Center (m2)

$2,219 CA$3,040

$4,045 CA$5,542

-45.15%

Average Monthly Net Salary (After Tax)

$2,726 CA$3,735

$3,031 CA$4,152

-10.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

5.01

29.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Regina: April 25, 2026

Last update for Montreal: April 27, 2026

Cost Breakdown

A central one-bedroom costs $922 in Regina versus $1,221 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Montreal, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $73.0 in Regina versus $75.0 in Montreal. Monthly groceries follow the same trend: $381 vs $391 – making Regina the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Regina vs Montreal: Cost of Living - Frequently Asked Questions

Regina costs about 1% more than Montreal, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,156 per month in Regina and $3,132 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 3% cheaper in Regina – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $73.0 in Regina and $75.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,088, than in Regina at $2,104. In Montreal it covers expenses comfortably, while in Regina it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,088 versus $2,104 in Regina. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Regina makes more sense. Both are solid long-term options with distinct trade-offs.