Last update: Oct 2026

Cost of Living Comparison Between Regina and Toronto

For one person, living is cheaper in Regina: $2,049 a month against $2,561 in Toronto, rent and utilities included – about $6,100 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

Regina
🇨🇦 Canada
$2,049
/mo nomad
Toronto
🇨🇦 Canada
$2,561
/mo nomad
Monthly Cost of Living

How much you'll spend in Regina and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Regina and in Toronto actually costs, broken down by who's living it.

A single person spends $2,049 per month in Regina vs $2,561 in Toronto, rent included.

  • Regina $2,049
  • Toronto $2,561

A couple spends around $3,139 per month in Regina vs $3,694 in Toronto, rent included.

  • Regina $3,139
  • Toronto $3,694

A family of three spends $4,229 per month in Regina vs $4,826 in Toronto, rent included.

  • Regina $4,229
  • Toronto $4,826

Regina is about 20% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Regina and Toronto sit above the global median – Regina by 52%, Toronto by 90%.

Currency
🍽 Eating Out
Regina
Toronto
Difference
Meal at Budget Restaurant
$20.59 CA$29.11
$17.18 CA$24.29
19.85%
Three-Course Dinner for Two, Mid-Range
$66.3 CA$93.7
$76.0 CA$107
-12.79%
Fast Food Meal (McDonalds, etc)
$10.67 CA$15.09
$10.54 CA$14.89
1.23%
Cappuccino
$4.34 CA$6.13
$4.02 CA$5.68
7.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.23 CA$3.15
$2.12 CA$3.00
5.19%
Water (0.33 liter bottle)
$1.75 CA$2.47
$1.75 CA$2.48
-
Local Beer (0.5 liter draught)
$6.50 CA$9.19
$6.24 CA$8.83
4.17%
Imported Beer (0.33 liter bottle)
$6.07 CA$8.59
$7.09 CA$10.02
-14.39%
🛒 Groceries & Markets
Regina
Toronto
Difference
Milk (1 liter)
$1.48 CA$2.09
$2.44 CA$3.45
-39.34%
White Bread (500g)
$2.23 CA$3.15
$2.68 CA$3.78
-16.79%
Rice (white) (1kg)
$2.94 CA$4.16
$2.24 CA$3.17
31.25%
Eggs
$3.26 CA$4.61
$3.56 CA$5.03
-8.43%
Local Cheese (1kg)
$13.38 CA$18.92
$9.09 CA$12.85
47.19%
Chicken Fillets (1kg)
$11.22 CA$15.86
$11.33 CA$16.01
-0.97%
Beef Round Steak (1kg)
$16.22 CA$22.93
$14.53 CA$20.55
11.63%
Apples (1kg)
$4.15 CA$5.86
$3.62 CA$5.12
14.64%
Banana (1kg)
$1.42 CA$2.01
$1.21 CA$1.72
17.36%
Oranges (1kg)
$3.74 CA$5.29
$3.60 CA$5.09
3.89%
Tomato (1kg)
$3.60 CA$5.09
$4.21 CA$5.96
-14.49%
Potato (1kg)
$2.17 CA$3.06
$1.79 CA$2.53
21.23%
Onion (1kg)
$2.25 CA$3.18
$1.59 CA$2.25
41.51%
Lettuce (1 head)
$2.61 CA$3.69
$2.27 CA$3.21
14.98%
Water (1.5 liter bottle)
$1.96 CA$2.78
$1.25 CA$1.77
56.80%
Cigarettes 20 Pack (Marlboro, Camel)
$14.65 CA$20.71
$13.82 CA$19.53
6.01%
Wine (Bottle)
$12.96 CA$18.32
$14.27 CA$20.18
-9.18%
Local Beer (0.5 liter bottle)
$3.51 CA$4.97
$2.20 CA$3.10
59.55%
Imported Beer (0.33 liter bottle)
$3.41 CA$4.82
$2.43 CA$3.44
40.33%
🚌 Getting Around
Regina
Toronto
Difference
One-way Ticket (Public Transport)
$2.30 CA$3.25
$2.39 CA$3.38
-3.77%
Public Transport Monthly Pass (Regular Price)
$61.8 CA$87.4
$111 CA$157
-44.27%
Taxi Start (Normal Tariff)
$3.50 CA$4.94
$2.91 CA$4.12
20.27%
Taxi (Normal Tariff) (1km)
$0.74 CA$1.04
$1.20 CA$1.69
-38.33%
Taxi 1hour Waiting (Normal Tariff)
$20.83 CA$29.45
$21.38 CA$30.23
-2.57%
Gasoline (1 liter)
$1.19 CA$1.69
$1.21 CA$1.71
-1.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K CA$39.9K
$28.2K CA$39.8K
0.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K CA$28.1K
$20.3K CA$28.6K
-2.01%
🧾 Monthly Utilities & Internet
Regina
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$174 CA$246
$120 CA$170
44.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$50.2 CA$70.9
$32.26 CA$45.60
55.46%
Internet (50+ Mbps, Unlimited Data)
$56.3 CA$79.6
$47.93 CA$67.8
17.40%
🎉 Sport & Entertainment
Regina
Toronto
Difference
Gym Membership (Monthly)
$36.74 CA$51.9
$38.48 CA$54.4
-4.52%
Tennis Court (1 Hour on Weekend)
$16.01 CA$22.64
$22.96 CA$32.46
-30.27%
Cinema Ticket
$9.43 CA$13.33
$12.38 CA$17.50
-23.83%
🧸 Childcare & Education
Regina
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$468 CA$662
$830 CA$1,173
-43.60%
International Primary School, 1 Child (Yearly)
$10.4K CA$14.7K
$23.1K CA$32.6K
-55.02%
👕👟 Clothing & Footwear
Regina
Toronto
Difference
Jeans (Levis 501 Or Similar)
$51.5 CA$72.7
$50.7 CA$71.7
1.46%
Summer Dress (H&M, Zara, etc)
$37.19 CA$52.6
$40.02 CA$56.6
-7.07%
Sport Shoes (Adidas, Nike)
$90.9 CA$129
$98.0 CA$139
-7.19%
Men's Leather Business Shoes
$104 CA$147
$121 CA$171
-13.74%
🏠 Accommodation & Living
Regina
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,044 CA$1,475
$1,592 CA$2,251
-34.46%
1-bedroom Apartment, Outside City Center (Monthly)
$833 CA$1,178
$1,410 CA$1,994
-40.91%
3-bedroom Apartment, City Center (Monthly)
$1,773 CA$2,506
$2,670 CA$3,775
-33.61%
3-bedroom Apartment, Outside City Center (Monthly)
$1,540 CA$2,177
$2,152 CA$3,042
-28.44%
Buy Apartment in City Center (m2)
$2,100 CA$2,969
$7,945 CA$11.2K
-73.57%
Buy Apartment Outside City Center (m2)
$2,032 CA$2,873
$6,542 CA$9,249
-68.94%
💵 Salaries & Financials
Regina
Toronto
Difference
Average Monthly Net Salary (After Tax)
$2,586 CA$3,656
$3,727 CA$5,269
-30.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.58
4.47
2.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Regina: October 13, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Regina
$833
Toronto
$1.4K 69.2% $577
Groceries & Markets
Regina
$364
Toronto
$340 6.7% $25
Eating Out
Regina
$309
Toronto
$278 10.1% $31
Monthly Utilities & Internet
Regina
$281
Toronto
$201 28.5% $80
Clothing & Footwear
Regina
$128
Toronto
$139 9.1% $12
Getting Around
Regina
$78
Toronto
$129 65.5% $51
Sport & Entertainment
Regina
$56
Toronto
$63 13.7% $7.6

Cost Breakdown

A central one-bedroom costs $1,044 in Regina versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Regina versus $76.0 in Toronto. Groceries tell a different story – $364 in Regina vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know
🇨🇦 Regina
🇨🇦 Toronto
🕒 Local time
00:50 12:50 AM
02:50 2:50 AM
2 h ahead of Regina
🌤 Weather
👥 Population
215,106
2,731,571
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Regina Toronto 2,040 km ≈ 3 h nonstop flight
From you
  • Regina
  • Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Regina vs Toronto: Cost of Living - Frequently Asked Questions
Is Toronto cheaper than Regina?
Yes – Toronto is pricier by about 25%, and outside of rent the gap shows up most in transport.
What income do you need for each city?
For a comfortable life, plan on about $3,074 per month in Regina and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Regina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Regina and in Toronto?
Interestingly, groceries are about 7% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is eating out cheaper in Regina or in Toronto?
A mid-range dinner for two costs $66.0 in Regina and $76.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $2,500 a realistic budget for living in Regina or in Toronto?
A $2,500 monthly budget goes further in Regina, where all-in costs run around $2,049, than in Toronto at $2,561. In Regina it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Regina or Toronto more family-friendly?
Families tend to lean toward Regina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Regina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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