Cost of Living Comparison Between Regina and Toronto Cost of Living Comparison Between Regina and Toronto

Monthly Cost of Living

A single person spends $2,037 per month in Regina vs $2,788 in Toronto, rent included.

A couple spends around $3,142 per month in Regina vs $4,110 in Toronto, rent included.

A family of three spends $4,247 per month in Regina vs $5,432 in Toronto, rent included.

Regina is about 27% cheaper than Toronto, driven mainly by Getting Around.

Both Regina and Toronto sit above the global median – Regina by 52%, Toronto by 109%.

Meal at Budget Restaurant

$21.66 CA$30.37

$18.51 CA$25.96

17.02%

Three-Course Dinner for Two, Mid-Range

$74.8 CA$105

$83.8 CA$118

-10.71%

Fast Food Meal (McDonalds, etc)

$9.42 CA$13.20

$10.97 CA$15.38

-14.13%

Cappuccino

$4.25 CA$5.96

$3.99 CA$5.59

6.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 CA$3.29

$2.11 CA$2.96

11.37%

Water (0.33 liter bottle)

$1.92 CA$2.69

$1.69 CA$2.37

13.61%

Local Beer (0.5 liter draught)

$5.74 CA$8.04

$5.92 CA$8.30

-3.04%

Imported Beer (0.33 liter bottle)

$5.98 CA$8.39

$6.48 CA$9.08

-7.72%

Milk (1 liter)

$1.87 CA$2.62

$2.71 CA$3.80

-31.00%

White Bread (500g)

$2.02 CA$2.84

$2.85 CA$4.00

-29.12%

Rice (white) (1kg)

$3.08 CA$4.31

$3.56 CA$4.99

-13.48%

Eggs

$3.09 CA$4.33

$3.54 CA$4.96

-12.71%

Local Cheese (1kg)

$11.36 CA$15.93

$13.26 CA$18.59

-14.33%

Chicken Fillets (1kg)

$11.80 CA$16.55

$13.05 CA$18.29

-9.58%

Beef Round Steak (1kg)

$17.77 CA$24.91

$16.77 CA$23.51

5.96%

Apples (1kg)

$3.65 CA$5.12

$4.11 CA$5.77

-11.19%

Banana (1kg)

$1.67 CA$2.34

$1.14 CA$1.60

46.49%

Oranges (1kg)

$4.39 CA$6.16

$3.40 CA$4.76

29.12%

Tomato (1kg)

$3.54 CA$4.97

$4.02 CA$5.64

-11.94%

Potato (1kg)

$3.19 CA$4.48

$2.43 CA$3.41

31.28%

Onion (1kg)

$2.70 CA$3.78

$2.94 CA$4.12

-8.16%

Lettuce (1 head)

$2.63 CA$3.68

$2.47 CA$3.47

6.48%

Water (1.5 liter bottle)

$2.26 CA$3.17

$1.92 CA$2.69

17.71%

Cigarettes 20 Pack (Marlboro, Camel)

$14.69 CA$20.60

$14.99 CA$21.01

-2.00%

Wine (Bottle)

$13.25 CA$18.57

$14.34 CA$20.10

-7.60%

Local Beer (0.5 liter bottle)

$3.71 CA$5.20

$2.71 CA$3.80

36.90%

Imported Beer (0.33 liter bottle)

$2.94 CA$4.12

$3.12 CA$4.38

-5.77%

One-way Ticket (Public Transport)

$2.36 CA$3.31

$2.45 CA$3.44

-3.67%

Public Transport Monthly Pass (Regular Price)

$63.9 CA$89.5

$113 CA$158

-43.41%

Taxi Start (Normal Tariff)

$3.39 CA$4.75

$3.63 CA$5.08

-6.61%

Taxi (Normal Tariff) (1km)

$0.66 CA$0.93

$1.34 CA$1.88

-50.75%

Taxi 1hour Waiting (Normal Tariff)

$29.26 CA$41.02

$25.55 CA$35.82

14.52%

Gasoline (1 liter)

$1.07 CA$1.50

$1.11 CA$1.55

-3.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K CA$34.8K

$25.3K CA$35.4K

-1.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K CA$28.0K

$21.8K CA$30.5K

-8.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 CA$230

$117 CA$164

40.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.9 CA$71.3

$37.60 CA$52.7

35.32%

Internet (50+ Mbps, Unlimited Data)

$51.4 CA$72.1

$53.7 CA$75.3

-4.21%

Gym Membership (Monthly)

$38.19 CA$53.5

$57.1 CA$80.1

-33.12%

Tennis Court (1 Hour on Weekend)

$16.97 CA$23.79

$20.86 CA$29.24

-18.65%

Cinema Ticket

$9.15 CA$12.83

$11.56 CA$16.20

-20.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$497 CA$697

$1,125 CA$1,577

-55.80%

International Primary School, 1 Child (Yearly)

$11.1K CA$15.6K

$18.4K CA$25.9K

-39.68%

Jeans (Levis 501 Or Similar)

$61.9 CA$86.8

$57.3 CA$80.4

8.03%

Summer Dress (H&M, Zara, etc)

$32.86 CA$46.07

$39.05 CA$54.8

-15.85%

Sport Shoes (Adidas, Nike)

$84.8 CA$119

$87.6 CA$123

-3.20%

Men's Leather Business Shoes

$110 CA$154

$114 CA$159

-3.24%

1-bedroom Apartment, City Center (Monthly)

$916 CA$1,285

$1,842 CA$2,582

-50.24%

1-bedroom Apartment, Outside City Center (Monthly)

$854 CA$1,197

$1,531 CA$2,146

-44.24%

3-bedroom Apartment, City Center (Monthly)

$1,383 CA$1,939

$2,925 CA$4,101

-52.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,551 CA$2,175

$2,502 CA$3,508

-38.00%

Buy Apartment in City Center (m2)

$2,161 CA$3,030

$8,725 CA$12.2K

-75.23%

Buy Apartment Outside City Center (m2)

$2,056 CA$2,883

$6,867 CA$9,628

-70.06%

Average Monthly Net Salary (After Tax)

$2,656 CA$3,723

$3,454 CA$4,842

-23.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

5.16

25.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Regina: July 14, 2026

Last update for Toronto: July 11, 2026

Cost Breakdown

A central one-bedroom costs $916 in Regina versus $1,842 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Regina versus $84.0 in Toronto. Monthly groceries follow the same trend: $377 vs $395 – making Regina the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Regina vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 37%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,055 per month in Regina and $4,181 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 5% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $75.0 in Regina and $84.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Regina, where all-in costs run around $2,037, than in Toronto at $2,788. In Regina it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Regina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Regina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.