Cost of Living Comparison Between Regina and Toronto Cost of Living Comparison Between Regina and Toronto

Monthly Cost of Living

A single person spends $2,115 per month in Regina vs $2,628 in Toronto, rent included.

A couple spends around $3,242 per month in Regina vs $3,848 in Toronto, rent included.

A family of three spends $4,368 per month in Regina vs $5,067 in Toronto, rent included.

Regina is about 20% cheaper than Toronto, driven mainly by Getting Around.

Both Regina and Toronto sit above the global median – Regina by 54%, Toronto by 91%.

Meal at Budget Restaurant

$21.24 CA$29.52

$17.88 CA$24.85

18.79%

Three-Course Dinner for Two, Mid-Range

$69.3 CA$96.3

$87.9 CA$122

-21.13%

Fast Food Meal (McDonalds, etc)

$10.99 CA$15.28

$10.93 CA$15.19

0.55%

Cappuccino

$4.51 CA$6.27

$4.06 CA$5.64

11.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 CA$3.37

$2.18 CA$3.03

11.47%

Water (0.33 liter bottle)

$1.75 CA$2.44

$1.70 CA$2.36

2.94%

Local Beer (0.5 liter draught)

$6.78 CA$9.43

$6.69 CA$9.29

1.35%

Imported Beer (0.33 liter bottle)

$6.22 CA$8.64

$7.35 CA$10.21

-15.37%

Milk (1 liter)

$1.58 CA$2.20

$2.78 CA$3.86

-43.17%

White Bread (500g)

$2.28 CA$3.17

$2.89 CA$4.02

-21.11%

Rice (white) (1kg)

$3.02 CA$4.19

$2.56 CA$3.56

17.97%

Eggs

$3.34 CA$4.65

$3.79 CA$5.26

-11.87%

Local Cheese (1kg)

$13.67 CA$19.00

$10.17 CA$14.13

34.41%

Chicken Fillets (1kg)

$11.77 CA$16.35

$11.95 CA$16.60

-1.51%

Beef Round Steak (1kg)

$16.79 CA$23.32

$16.12 CA$22.40

4.16%

Apples (1kg)

$4.34 CA$6.04

$3.89 CA$5.41

11.57%

Banana (1kg)

$1.49 CA$2.06

$1.27 CA$1.77

17.32%

Oranges (1kg)

$3.97 CA$5.51

$3.88 CA$5.39

2.32%

Tomato (1kg)

$3.83 CA$5.32

$4.33 CA$6.02

-11.55%

Potato (1kg)

$2.30 CA$3.20

$1.83 CA$2.54

25.68%

Onion (1kg)

$2.32 CA$3.23

$1.50 CA$2.08

54.67%

Lettuce (1 head)

$2.62 CA$3.64

$2.28 CA$3.16

14.91%

Water (1.5 liter bottle)

$1.95 CA$2.71

$1.44 CA$2.00

35.42%

Cigarettes 20 Pack (Marlboro, Camel)

$14.94 CA$20.76

$14.20 CA$19.73

5.21%

Wine (Bottle)

$13.48 CA$18.73

$14.24 CA$19.79

-5.34%

Local Beer (0.5 liter bottle)

$3.56 CA$4.94

$2.25 CA$3.12

58.22%

Imported Beer (0.33 liter bottle)

$3.43 CA$4.77

$2.53 CA$3.52

35.57%

One-way Ticket (Public Transport)

$2.39 CA$3.32

$2.47 CA$3.43

-3.24%

Public Transport Monthly Pass (Regular Price)

$63.5 CA$88.3

$112 CA$156

-43.27%

Taxi Start (Normal Tariff)

$3.75 CA$5.21

$3.05 CA$4.24

22.95%

Taxi (Normal Tariff) (1km)

$0.77 CA$1.07

$1.24 CA$1.72

-37.90%

Taxi 1hour Waiting (Normal Tariff)

$21.88 CA$30.40

$22.44 CA$31.18

-2.50%

Gasoline (1 liter)

$1.14 CA$1.59

$1.24 CA$1.72

-8.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K CA$39.1K

$27.5K CA$38.2K

2.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$28.7K

$21.1K CA$29.4K

-2.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 CA$251

$128 CA$177

41.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.7 CA$74.6

$33.79 CA$46.95

58.92%

Internet (50+ Mbps, Unlimited Data)

$57.3 CA$79.6

$49.25 CA$68.4

16.24%

Gym Membership (Monthly)

$37.59 CA$52.2

$40.93 CA$56.9

-8.16%

Tennis Court (1 Hour on Weekend)

$16.54 CA$22.98

$24.62 CA$34.21

-32.82%

Cinema Ticket

$9.92 CA$13.79

$13.16 CA$18.29

-24.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$474 CA$659

$792 CA$1,101

-40.14%

International Primary School, 1 Child (Yearly)

$10.9K CA$15.2K

$24.1K CA$33.5K

-54.65%

Jeans (Levis 501 Or Similar)

$53.2 CA$74.0

$54.5 CA$75.8

-2.38%

Summer Dress (H&M, Zara, etc)

$39.17 CA$54.4

$43.11 CA$59.9

-9.14%

Sport Shoes (Adidas, Nike)

$94.7 CA$132

$102 CA$141

-6.66%

Men's Leather Business Shoes

$111 CA$154

$123 CA$171

-10.16%

1-bedroom Apartment, City Center (Monthly)

$1,078 CA$1,498

$1,653 CA$2,297

-34.77%

1-bedroom Apartment, Outside City Center (Monthly)

$849 CA$1,180

$1,452 CA$2,017

-41.50%

3-bedroom Apartment, City Center (Monthly)

$1,788 CA$2,485

$2,694 CA$3,744

-33.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,585 CA$2,202

$2,149 CA$2,987

-26.28%

Buy Apartment in City Center (m2)

$2,135 CA$2,967

$8,347 CA$11.6K

-74.42%

Buy Apartment Outside City Center (m2)

$2,104 CA$2,924

$6,816 CA$9,471

-69.13%

Average Monthly Net Salary (After Tax)

$2,662 CA$3,700

$3,614 CA$5,022

-26.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.58

4.49

2.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Regina: September 1, 2026

Last update for Toronto: August 30, 2026

Cost Breakdown

A central one-bedroom costs $1,078 in Regina versus $1,653 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69.0 in Regina versus $88.0 in Toronto. Groceries tell a different story – $377 in Regina vs $365 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Regina vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 24%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,173 per month in Regina and $3,942 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 3% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $69.0 in Regina and $88.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Regina, where all-in costs run around $2,115, than in Toronto at $2,628. In Regina it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Regina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Regina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.