Cost of Living Comparison Between Regina and Toronto Cost of Living Comparison Between Regina and Toronto

Monthly Cost of Living

A single person spends $2,078 per month in Regina vs $2,811 in Toronto, rent included.

A couple spends around $3,237 per month in Regina vs $4,130 in Toronto, rent included.

A family of three spends $4,395 per month in Regina vs $5,449 in Toronto, rent included.

Regina is about 26% cheaper than Toronto, driven mainly by Getting Around.

Both Regina and Toronto sit above the global median – Regina by 55%, Toronto by 110%.

Currency
🍽 Eating Out
Regina
Toronto
Difference
Meal at Budget Restaurant
$22.43 CA$31.06
$18.71 CA$25.90
19.88%
Three-Course Dinner for Two, Mid-Range
$73.9 CA$102
$81.9 CA$113
-9.69%
Fast Food Meal (McDonalds, etc)
$9.51 CA$13.17
$10.83 CA$14.99
-12.19%
Cappuccino
$4.21 CA$5.83
$3.89 CA$5.38
8.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.25 CA$3.11
$2.22 CA$3.07
1.35%
Water (0.33 liter bottle)
$1.83 CA$2.53
$1.65 CA$2.28
10.91%
Local Beer (0.5 liter draught)
$6.06 CA$8.39
$6.05 CA$8.38
0.17%
Imported Beer (0.33 liter bottle)
$5.95 CA$8.24
$6.58 CA$9.11
-9.57%
🛒 Groceries & Markets
Regina
Toronto
Difference
Milk (1 liter)
$1.83 CA$2.53
$2.73 CA$3.77
-32.97%
White Bread (500g)
$1.95 CA$2.70
$2.72 CA$3.76
-28.31%
Rice (white) (1kg)
$3.16 CA$4.38
$3.54 CA$4.90
-10.73%
Eggs
$3.25 CA$4.50
$3.50 CA$4.84
-7.14%
Local Cheese (1kg)
$11.57 CA$16.02
$13.53 CA$18.73
-14.49%
Chicken Fillets (1kg)
$11.93 CA$16.52
$13.09 CA$18.12
-8.86%
Beef Round Steak (1kg)
$17.46 CA$24.17
$16.96 CA$23.49
2.95%
Apples (1kg)
$3.74 CA$5.18
$4.16 CA$5.76
-10.10%
Banana (1kg)
$1.59 CA$2.20
$1.18 CA$1.63
34.75%
Oranges (1kg)
$4.26 CA$5.90
$3.25 CA$4.50
31.08%
Tomato (1kg)
$3.55 CA$4.92
$4.12 CA$5.70
-13.83%
Potato (1kg)
$3.27 CA$4.53
$2.50 CA$3.47
30.80%
Onion (1kg)
$2.75 CA$3.80
$2.88 CA$3.98
-4.51%
Lettuce (1 head)
$2.60 CA$3.61
$2.35 CA$3.25
10.64%
Water (1.5 liter bottle)
$2.36 CA$3.26
$2.00 CA$2.77
18.00%
Cigarettes 20 Pack (Marlboro, Camel)
$14.85 CA$20.56
$14.58 CA$20.19
1.85%
Wine (Bottle)
$13.69 CA$18.95
$14.18 CA$19.63
-3.46%
Local Beer (0.5 liter bottle)
$3.79 CA$5.25
$2.80 CA$3.88
35.36%
Imported Beer (0.33 liter bottle)
$2.91 CA$4.03
$3.25 CA$4.51
-10.46%
🚌 Getting Around
Regina
Toronto
Difference
One-way Ticket (Public Transport)
$2.41 CA$3.34
$2.40 CA$3.32
0.42%
Public Transport Monthly Pass (Regular Price)
$64.1 CA$88.8
$114 CA$158
-43.77%
Taxi Start (Normal Tariff)
$3.23 CA$4.47
$3.76 CA$5.20
-14.10%
Taxi (Normal Tariff) (1km)
$0.67 CA$0.93
$1.41 CA$1.95
-52.48%
Taxi 1hour Waiting (Normal Tariff)
$30.02 CA$41.56
$25.53 CA$35.34
17.59%
Gasoline (1 liter)
$1.07 CA$1.49
$1.10 CA$1.52
-2.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.2K CA$34.9K
$25.2K CA$34.9K
-0.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K CA$28.0K
$21.1K CA$29.2K
-4.16%
🧾 Monthly Utilities & Internet
Regina
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$163 CA$225
$120 CA$166
35.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.0 CA$70.6
$37.54 CA$52.0
35.75%
Internet (50+ Mbps, Unlimited Data)
$51.7 CA$71.6
$54.5 CA$75.5
-5.17%
🎉 Sport & Entertainment
Regina
Toronto
Difference
Gym Membership (Monthly)
$38.05 CA$52.7
$55.5 CA$76.9
-31.45%
Tennis Court (1 Hour on Weekend)
$16.93 CA$23.45
$21.15 CA$29.28
-19.95%
Cinema Ticket
$9.35 CA$12.94
$11.56 CA$16.00
-19.12%
🧸 Childcare & Education
Regina
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 CA$679
$1,129 CA$1,564
-56.56%
International Primary School, 1 Child (Yearly)
$11.0K CA$15.3K
$18.0K CA$24.9K
-38.64%
👕👟 Clothing & Footwear
Regina
Toronto
Difference
Jeans (Levis 501 Or Similar)
$61.0 CA$84.5
$56.9 CA$78.8
7.15%
Summer Dress (H&M, Zara, etc)
$33.29 CA$46.10
$39.96 CA$55.3
-16.69%
Sport Shoes (Adidas, Nike)
$84.9 CA$117
$89.7 CA$124
-5.35%
Men's Leather Business Shoes
$113 CA$156
$114 CA$158
-1.48%
🏠 Accommodation & Living
Regina
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$923 CA$1,278
$1,849 CA$2,561
-50.09%
1-bedroom Apartment, Outside City Center (Monthly)
$850 CA$1,176
$1,560 CA$2,159
-45.52%
3-bedroom Apartment, City Center (Monthly)
$1,363 CA$1,887
$2,925 CA$4,051
-53.42%
3-bedroom Apartment, Outside City Center (Monthly)
$1,548 CA$2,144
$2,470 CA$3,420
-37.32%
Buy Apartment in City Center (m2)
$2,195 CA$3,040
$9,085 CA$12.6K
-75.84%
Buy Apartment Outside City Center (m2)
$2,096 CA$2,902
$7,036 CA$9,742
-70.21%
💵 Salaries & Financials
Regina
Toronto
Difference
Average Monthly Net Salary (After Tax)
$2,716 CA$3,761
$3,572 CA$4,946
-23.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.47
5.16
25.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Regina: June 1, 2026

Last update for Toronto: May 31, 2026

Cost Breakdown

A central one-bedroom costs $923 in Regina versus $1,849 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 32% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in Regina versus $82.0 in Toronto. Monthly groceries follow the same trend: $379 vs $396 – making Regina the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Regina vs Toronto: Cost of Living - Frequently Asked Questions
Is Toronto cheaper than Regina?
Yes – Toronto is pricier by about 35%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,118 per month in Regina and $4,216 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Regina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Regina and Toronto?
Groceries cost about 5% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Regina or Toronto?
A mid-range dinner for two costs $74.0 in Regina and $82.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $2,500 a realistic budget for Regina or Toronto?
A $2,500 monthly budget goes further in Regina, where all-in costs run around $2,078, than in Toronto at $2,811. In Regina it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Regina or Toronto more family-friendly?
Families tend to lean toward Regina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Regina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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