Cost of Living Comparison Between Montreal and Regina Cost of Living Comparison Between Montreal and Regina

Monthly Cost of Living

A single person spends $2,042 per month in Montreal vs $2,102 in Regina, rent included.

A couple spends around $3,163 per month in Montreal vs $3,201 in Regina, rent included.

A family of three spends $4,284 per month in Montreal vs $4,300 in Regina, rent included.

Montreal is about 3% cheaper than Regina, driven mainly by Monthly Utilities & Internet.

Both Montreal and Regina sit above the global median – Montreal by 49%, Regina by 54%.

Meal at Budget Restaurant

$18.22 CA$25.49

$21.15 CA$29.59

-13.85%

Three-Course Dinner for Two, Mid-Range

$70.6 CA$98.8

$67.7 CA$94.7

4.37%

Fast Food Meal (McDonalds, etc)

$10.89 CA$15.23

$10.81 CA$15.12

0.74%

Cappuccino

$3.92 CA$5.49

$4.54 CA$6.36

-13.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.97 CA$2.76

$2.30 CA$3.22

-14.35%

Water (0.33 liter bottle)

$1.59 CA$2.23

$1.81 CA$2.53

-12.15%

Local Beer (0.5 liter draught)

$6.52 CA$9.12

$6.54 CA$9.15

-0.31%

Imported Beer (0.33 liter bottle)

$7.24 CA$10.13

$6.03 CA$8.44

20.07%

Milk (1 liter)

$2.29 CA$3.20

$1.58 CA$2.21

44.94%

White Bread (500g)

$3.11 CA$4.35

$2.32 CA$3.25

34.05%

Rice (white) (1kg)

$3.03 CA$4.24

$3.12 CA$4.36

-2.88%

Eggs

$3.59 CA$5.03

$3.47 CA$4.85

3.46%

Local Cheese (1kg)

$14.29 CA$19.99

$14.07 CA$19.68

1.56%

Chicken Fillets (1kg)

$11.39 CA$15.93

$11.56 CA$16.17

-1.47%

Beef Round Steak (1kg)

$14.56 CA$20.37

$16.68 CA$23.34

-12.71%

Apples (1kg)

$3.44 CA$4.81

$4.29 CA$6.01

-19.81%

Banana (1kg)

$1.53 CA$2.14

$1.48 CA$2.07

3.38%

Oranges (1kg)

$3.20 CA$4.48

$3.95 CA$5.53

-18.99%

Tomato (1kg)

$2.89 CA$4.04

$3.76 CA$5.27

-23.14%

Potato (1kg)

$1.91 CA$2.67

$2.35 CA$3.28

-18.72%

Onion (1kg)

$1.80 CA$2.52

$2.40 CA$3.35

-25.00%

Lettuce (1 head)

$2.56 CA$3.58

$2.71 CA$3.80

-5.54%

Water (1.5 liter bottle)

$1.50 CA$2.10

$1.92 CA$2.68

-21.87%

Cigarettes 20 Pack (Marlboro, Camel)

$11.68 CA$16.35

$14.64 CA$20.48

-20.22%

Wine (Bottle)

$10.62 CA$14.85

$13.34 CA$18.66

-20.39%

Local Beer (0.5 liter bottle)

$2.37 CA$3.32

$3.50 CA$4.89

-32.29%

Imported Beer (0.33 liter bottle)

$3.03 CA$4.24

$3.37 CA$4.71

-10.09%

One-way Ticket (Public Transport)

$2.72 CA$3.80

$2.39 CA$3.35

13.81%

Public Transport Monthly Pass (Regular Price)

$74.2 CA$104

$62.2 CA$87.0

19.32%

Taxi Start (Normal Tariff)

$3.19 CA$4.47

$3.66 CA$5.12

-12.84%

Taxi (Normal Tariff) (1km)

$1.45 CA$2.03

$0.81 CA$1.14

79.01%

Taxi 1hour Waiting (Normal Tariff)

$33.52 CA$46.90

$21.70 CA$30.36

54.47%

Gasoline (1 liter)

$1.31 CA$1.83

$1.18 CA$1.65

11.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K CA$40.1K

$28.4K CA$39.7K

1.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K CA$28.5K

$20.9K CA$29.3K

-2.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.2 CA$109

$176 CA$246

-55.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.53 CA$49.70

$52.9 CA$73.9

-32.78%

Internet (50+ Mbps, Unlimited Data)

$43.37 CA$60.7

$58.4 CA$81.8

-25.79%

Gym Membership (Monthly)

$30.84 CA$43.14

$37.42 CA$52.4

-17.58%

Tennis Court (1 Hour on Weekend)

$19.99 CA$27.97

$16.57 CA$23.18

20.64%

Cinema Ticket

$11.58 CA$16.20

$9.74 CA$13.63

18.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$552 CA$772

$488 CA$682

13.26%

International Primary School, 1 Child (Yearly)

$16.5K CA$23.1K

$10.9K CA$15.2K

51.92%

Jeans (Levis 501 Or Similar)

$55.4 CA$77.5

$52.4 CA$73.3

5.67%

Summer Dress (H&M, Zara, etc)

$38.30 CA$53.6

$39.08 CA$54.7

-2.00%

Sport Shoes (Adidas, Nike)

$99.0 CA$138

$96.6 CA$135

2.47%

Men's Leather Business Shoes

$104 CA$146

$108 CA$151

-3.19%

1-bedroom Apartment, City Center (Monthly)

$1,234 CA$1,726

$1,074 CA$1,502

14.87%

1-bedroom Apartment, Outside City Center (Monthly)

$990 CA$1,385

$825 CA$1,154

20.03%

3-bedroom Apartment, City Center (Monthly)

$2,171 CA$3,037

$1,815 CA$2,539

19.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,636 CA$2,289

$1,556 CA$2,177

5.12%

Buy Apartment in City Center (m2)

$5,129 CA$7,176

$2,156 CA$3,016

137.95%

Buy Apartment Outside City Center (m2)

$3,724 CA$5,209

$2,108 CA$2,948

76.69%

Average Monthly Net Salary (After Tax)

$3,059 CA$4,279

$2,722 CA$3,808

12.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

4.58

-3.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: September 13, 2026

Last update for Regina: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,234 in Montreal versus $1,074 in Regina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Montreal, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $71.0 in Montreal versus $68.0 in Regina. Groceries tell a different story – $354 in Montreal vs $377 in Regina – so Montreal wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Regina: Cost of Living - Frequently Asked Questions

Regina costs about 3% more than Montreal, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,063 per month in Montreal and $3,154 in Regina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 6% more in Regina, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $71.0 in Montreal and $68.0 in Regina. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,042, than in Regina at $2,102. In Montreal it covers expenses comfortably, while in Regina it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,042 versus $2,102 in Regina. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Regina makes more sense. Both are solid long-term options with distinct trade-offs.