Cost of Living Comparison Between Montreal and Regina Cost of Living Comparison Between Montreal and Regina

Monthly Cost of Living

A single person spends $2,084 per month in Montreal vs $2,053 in Regina, rent included.

A couple spends around $3,161 per month in Montreal vs $3,150 in Regina, rent included.

A family of three spends $4,239 per month in Montreal vs $4,247 in Regina, rent included.

Montreal costs about 2% more than Regina, driven mainly by Eating Out.

Both Montreal and Regina sit above the global median – Montreal by 55%, Regina by 53%.

Meal at Budget Restaurant

$15.97 CA$22.30

$22.35 CA$31.21

-28.55%

Three-Course Dinner for Two, Mid-Range

$73.4 CA$102

$74.5 CA$104

-1.57%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.32

$9.58 CA$13.39

14.51%

Cappuccino

$3.79 CA$5.29

$4.20 CA$5.87

-9.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.01

$2.27 CA$3.17

-4.85%

Water (0.33 liter bottle)

$1.50 CA$2.09

$1.89 CA$2.64

-20.63%

Local Beer (0.5 liter draught)

$5.90 CA$8.24

$5.84 CA$8.15

1.03%

Imported Beer (0.33 liter bottle)

$6.82 CA$9.52

$6.04 CA$8.43

12.91%

Milk (1 liter)

$2.31 CA$3.23

$1.87 CA$2.61

23.53%

White Bread (500g)

$3.38 CA$4.72

$2.03 CA$2.83

66.50%

Rice (white) (1kg)

$3.83 CA$5.36

$3.16 CA$4.42

21.20%

Eggs

$3.40 CA$4.75

$3.10 CA$4.33

9.68%

Local Cheese (1kg)

$16.11 CA$22.50

$11.27 CA$15.74

42.95%

Chicken Fillets (1kg)

$11.78 CA$16.46

$11.97 CA$16.71

-1.59%

Beef Round Steak (1kg)

$15.32 CA$21.40

$17.53 CA$24.48

-12.61%

Apples (1kg)

$3.66 CA$5.11

$3.75 CA$5.24

-2.40%

Banana (1kg)

$1.61 CA$2.25

$1.67 CA$2.33

-3.59%

Oranges (1kg)

$4.07 CA$5.68

$4.33 CA$6.04

-6.00%

Tomato (1kg)

$4.40 CA$6.14

$3.57 CA$4.99

23.25%

Potato (1kg)

$2.68 CA$3.74

$3.33 CA$4.65

-19.52%

Onion (1kg)

$2.66 CA$3.72

$2.83 CA$3.95

-6.01%

Lettuce (1 head)

$2.29 CA$3.20

$2.53 CA$3.54

-9.49%

Water (1.5 liter bottle)

$1.77 CA$2.48

$2.25 CA$3.15

-21.33%

Cigarettes 20 Pack (Marlboro, Camel)

$13.07 CA$18.25

$14.61 CA$20.41

-10.54%

Wine (Bottle)

$10.70 CA$14.94

$13.40 CA$18.71

-20.15%

Local Beer (0.5 liter bottle)

$3.13 CA$4.37

$3.66 CA$5.11

-14.48%

Imported Beer (0.33 liter bottle)

$3.45 CA$4.82

$3.08 CA$4.30

12.01%

One-way Ticket (Public Transport)

$2.84 CA$3.97

$2.35 CA$3.27

20.85%

Public Transport Monthly Pass (Regular Price)

$72.7 CA$102

$64.3 CA$89.9

12.98%

Taxi Start (Normal Tariff)

$3.52 CA$4.92

$3.34 CA$4.67

5.39%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.01

$0.65 CA$0.91

121.54%

Taxi 1hour Waiting (Normal Tariff)

$33.29 CA$46.48

$29.71 CA$41.49

12.05%

Gasoline (1 liter)

$1.23 CA$1.71

$1.08 CA$1.50

13.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$35.4K

-0.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K CA$30.0K

$20.0K CA$28.0K

7.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.9 CA$103

$164 CA$229

-54.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.87 CA$51.5

$50.0 CA$69.8

-26.27%

Internet (50+ Mbps, Unlimited Data)

$42.97 CA$60.0

$51.4 CA$71.7

-16.35%

Gym Membership (Monthly)

$42.82 CA$59.8

$38.06 CA$53.2

12.51%

Tennis Court (1 Hour on Weekend)

$16.86 CA$23.55

$16.85 CA$23.54

0.06%

Cinema Ticket

$11.19 CA$15.63

$9.61 CA$13.43

16.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$608 CA$850

$489 CA$683

24.48%

International Primary School, 1 Child (Yearly)

$5,823 CA$8,132

$11.1K CA$15.5K

-47.62%

Jeans (Levis 501 Or Similar)

$61.1 CA$85.3

$62.1 CA$86.8

-1.67%

Summer Dress (H&M, Zara, etc)

$44.96 CA$62.8

$32.79 CA$45.79

37.11%

Sport Shoes (Adidas, Nike)

$102 CA$143

$86.1 CA$120

18.51%

Men's Leather Business Shoes

$122 CA$170

$111 CA$155

9.92%

1-bedroom Apartment, City Center (Monthly)

$1,198 CA$1,674

$912 CA$1,274

31.41%

1-bedroom Apartment, Outside City Center (Monthly)

$942 CA$1,316

$825 CA$1,152

14.26%

3-bedroom Apartment, City Center (Monthly)

$2,087 CA$2,914

$1,355 CA$1,892

54.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,559 CA$2,178

$1,547 CA$2,160

0.82%

Buy Apartment in City Center (m2)

$5,093 CA$7,112

$2,170 CA$3,030

134.71%

Buy Apartment Outside City Center (m2)

$3,783 CA$5,283

$2,122 CA$2,963

78.27%

Average Monthly Net Salary (After Tax)

$2,880 CA$4,022

$2,692 CA$3,759

7.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.47

-22.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: June 7, 2026

Last update for Regina: June 8, 2026

Cost Breakdown

A central one-bedroom costs $1,198 in Montreal versus $912 in Regina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73.0 in Montreal versus $75.0 in Regina. Groceries tell a different story – $393 in Montreal vs $378 in Regina – so Regina wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Regina: Cost of Living - Frequently Asked Questions

Montreal costs about 2% more than Regina, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,126 per month in Montreal and $3,079 in Regina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 4% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $73.0 in Montreal and $75.0 in Regina. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Regina, where all-in costs run around $2,053, than in Montreal at $2,084. In Regina it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Regina costs $2,053 versus $2,084 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Regina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.