Cost of Living Comparison Between Montreal and Regina Cost of Living Comparison Between Montreal and Regina

Monthly Cost of Living

A single person spends $2,073 per month in Montreal vs $2,051 in Regina, rent included.

A couple spends around $3,175 per month in Montreal vs $3,147 in Regina, rent included.

A family of three spends $4,277 per month in Montreal vs $4,242 in Regina, rent included.

Montreal costs about 1% more than Regina, driven mainly by Eating Out.

Both Montreal and Regina sit above the global median – Montreal by 56%, Regina by 54%.

Meal at Budget Restaurant

$16.22 CA$22.74

$22.41 CA$31.40

-27.62%

Three-Course Dinner for Two, Mid-Range

$74.3 CA$104

$73.4 CA$103

1.14%

Fast Food Meal (McDonalds, etc)

$11.14 CA$15.61

$9.77 CA$13.69

14.02%

Cappuccino

$3.83 CA$5.37

$4.16 CA$5.83

-7.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 CA$2.99

$2.33 CA$3.27

-8.58%

Water (0.33 liter bottle)

$1.45 CA$2.03

$1.86 CA$2.60

-22.04%

Local Beer (0.5 liter draught)

$6.11 CA$8.57

$5.78 CA$8.10

5.71%

Imported Beer (0.33 liter bottle)

$6.46 CA$9.05

$6.01 CA$8.41

7.49%

Milk (1 liter)

$2.24 CA$3.14

$1.82 CA$2.56

23.08%

White Bread (500g)

$3.22 CA$4.51

$1.94 CA$2.72

65.98%

Rice (white) (1kg)

$3.65 CA$5.12

$3.08 CA$4.31

18.51%

Eggs

$3.36 CA$4.71

$3.19 CA$4.47

5.33%

Local Cheese (1kg)

$15.97 CA$22.37

$11.21 CA$15.71

42.46%

Chicken Fillets (1kg)

$11.84 CA$16.59

$11.79 CA$16.53

0.42%

Beef Round Steak (1kg)

$15.18 CA$21.28

$17.57 CA$24.62

-13.60%

Apples (1kg)

$3.74 CA$5.24

$3.63 CA$5.09

3.03%

Banana (1kg)

$1.70 CA$2.38

$1.58 CA$2.22

7.59%

Oranges (1kg)

$3.98 CA$5.57

$4.45 CA$6.23

-10.56%

Tomato (1kg)

$4.45 CA$6.24

$3.62 CA$5.07

22.93%

Potato (1kg)

$2.66 CA$3.72

$3.17 CA$4.44

-16.09%

Onion (1kg)

$2.57 CA$3.60

$2.75 CA$3.85

-6.55%

Lettuce (1 head)

$2.22 CA$3.11

$2.62 CA$3.67

-15.27%

Water (1.5 liter bottle)

$1.71 CA$2.40

$2.25 CA$3.15

-24.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.02 CA$18.24

$14.60 CA$20.46

-10.82%

Wine (Bottle)

$10.74 CA$15.05

$13.28 CA$18.61

-19.13%

Local Beer (0.5 liter bottle)

$3.07 CA$4.30

$3.66 CA$5.13

-16.12%

Imported Beer (0.33 liter bottle)

$3.55 CA$4.97

$2.97 CA$4.16

19.53%

One-way Ticket (Public Transport)

$2.69 CA$3.76

$2.43 CA$3.40

10.70%

Public Transport Monthly Pass (Regular Price)

$74.0 CA$104

$63.7 CA$89.3

16.12%

Taxi Start (Normal Tariff)

$3.64 CA$5.10

$3.30 CA$4.62

10.30%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.02

$0.66 CA$0.93

118.18%

Taxi 1hour Waiting (Normal Tariff)

$34.18 CA$47.90

$29.81 CA$41.78

14.66%

Gasoline (1 liter)

$1.17 CA$1.64

$1.13 CA$1.58

3.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K CA$34.9K

$25.1K CA$35.1K

-0.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K CA$30.9K

$20.1K CA$28.1K

9.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.2 CA$105

$165 CA$231

-54.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.93 CA$51.8

$51.8 CA$72.5

-28.64%

Internet (50+ Mbps, Unlimited Data)

$44.25 CA$62.0

$50.4 CA$70.6

-12.15%

Gym Membership (Monthly)

$42.03 CA$58.9

$39.00 CA$54.7

7.77%

Tennis Court (1 Hour on Weekend)

$16.79 CA$23.53

$16.90 CA$23.68

-0.65%

Cinema Ticket

$10.87 CA$15.24

$9.50 CA$13.31

14.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$624 CA$874

$491 CA$688

27.04%

International Primary School, 1 Child (Yearly)

$5,856 CA$8,207

$11.1K CA$15.5K

-47.07%

Jeans (Levis 501 Or Similar)

$61.7 CA$86.4

$61.6 CA$86.3

0.15%

Summer Dress (H&M, Zara, etc)

$44.74 CA$62.7

$33.04 CA$46.30

35.41%

Sport Shoes (Adidas, Nike)

$102 CA$142

$85.0 CA$119

19.46%

Men's Leather Business Shoes

$121 CA$169

$111 CA$156

8.47%

1-bedroom Apartment, City Center (Monthly)

$1,220 CA$1,710

$936 CA$1,311

30.37%

1-bedroom Apartment, Outside City Center (Monthly)

$956 CA$1,339

$826 CA$1,157

15.77%

3-bedroom Apartment, City Center (Monthly)

$2,044 CA$2,865

$1,331 CA$1,864

53.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,584 CA$2,219

$1,526 CA$2,139

3.76%

Buy Apartment in City Center (m2)

$5,158 CA$7,228

$2,137 CA$2,995

141.32%

Buy Apartment Outside City Center (m2)

$3,803 CA$5,329

$2,095 CA$2,936

81.52%

Average Monthly Net Salary (After Tax)

$2,899 CA$4,062

$2,643 CA$3,703

9.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.47

-22.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: July 26, 2026

Last update for Regina: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,220 in Montreal versus $936 in Regina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in Montreal versus $73.0 in Regina. Monthly groceries follow the same trend: $389 vs $375 – making Regina the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Regina: Cost of Living - Frequently Asked Questions

Montreal costs about 1% more than Regina, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,110 per month in Montreal and $3,077 in Regina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 4% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $74.0 in Montreal and $73.0 in Regina. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Regina, where all-in costs run around $2,051, than in Montreal at $2,073. In Regina it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Regina costs $2,051 versus $2,073 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Regina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.