Cost of Living Comparison Between Pembroke and Providenciales Cost of Living Comparison Between Pembroke and Providenciales

Monthly Cost of Living

Monthly costs for one person with rent: $2,397 in Pembroke versus $3,521 in Providenciales.

Estimated couple costs with rent: $3,872 in Pembroke versus $5,892 in Providenciales.

Monthly costs for a family of three with rent: $5,346 in Pembroke versus $8,264 in Providenciales.

Living in Pembroke costs roughly 32% less than in Providenciales, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Pembroke 75% above, Providenciales 157% above.

Meal at Budget Restaurant

$49.76 BMD 49.76

$17.82 $17.82

179.24%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$119 $119

28.59%

Fast Food Meal (McDonalds, etc)

$17.01 BMD 17.01

$10.92 $10.92

55.77%

Cappuccino

$4.40 BMD 4.40

$5.93 $5.93

-25.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.17 BMD 3.17

$3.05 $3.05

3.93%

Water (0.33 liter bottle)

$3.18 BMD 3.18

$2.27 $2.27

40.09%

Local Beer (0.5 liter draught)

$7.58 BMD 7.58

$4.97 $4.97

52.52%

Imported Beer (0.33 liter bottle)

$9.20 BMD 9.20

$6.59 $6.59

39.61%

Milk (1 liter)

$4.50 BMD 4.50

$4.68 $4.68

-3.85%

White Bread (500g)

$8.25 BMD 8.25

$6.12 $6.12

34.80%

Rice (white) (1kg)

$5.67 BMD 5.67

$5.11 $5.11

10.96%

Eggs

$7.69 BMD 7.69

Local Cheese (1kg)

$18.74 BMD 18.74

Chicken Fillets (1kg)

$23.17 BMD 23.17

$19.73 $19.73

17.44%

Beef Round Steak (1kg)

$27.04 BMD 27.04

$17.73 $17.73

52.51%

Apples (1kg)

$12.98 BMD 12.98

$4.10 $4.10

216.59%

Banana (1kg)

$6.53 BMD 6.53

$2.26 $2.26

188.94%

Oranges (1kg)

$6.94 BMD 6.94

$2.43 $2.43

185.60%

Tomato (1kg)

$3.95 BMD 3.95

Potato (1kg)

$6.81 BMD 6.81

Onion (1kg)

$3.20 BMD 3.20

$1.95 $1.95

64.10%

Lettuce (1 head)

$6.58 BMD 6.58

Water (1.5 liter bottle)

$3.66 BMD 3.66

$3.48 $3.48

5.17%

Cigarettes 20 Pack (Marlboro, Camel)

$17.82 BMD 17.82

Wine (Bottle)

$24.81 BMD 24.81

$20.11 $20.11

23.37%

Local Beer (0.5 liter bottle)

$5.07 BMD 5.07

Imported Beer (0.33 liter bottle)

$4.40 BMD 4.40

Public Transport Monthly Pass (Regular Price)

$132 BMD 132

Taxi Start (Normal Tariff)

$6.46 BMD 6.46

$2.94 $2.94

119.73%

Taxi (Normal Tariff) (1km)

$2.51 BMD 2.51

Taxi 1hour Waiting (Normal Tariff)

$69.5 BMD 69.5

Gasoline (1 liter)

$2.32 BMD 2.32

$2.15 $2.15

7.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.9K BMD 36.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.7K BMD 41.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$256 BMD 256

$393 $393

-34.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

$69.3 $69.3

116.09%

Internet (50+ Mbps, Unlimited Data)

$160 BMD 160

$142 $142

12.46%

Gym Membership (Monthly)

$80.7 BMD 80.7

$98.4 $98.4

-17.99%

Cinema Ticket

$13.64 BMD 13.64

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,328 BMD 1,328

$493 $493

169.11%

International Primary School, 1 Child (Yearly)

$24.9K BMD 24.9K

$13.0K $13.0K

91.90%

Jeans (Levis 501 Or Similar)

$90.4 BMD 90.4

$79.0 $79.0

14.45%

Summer Dress (H&M, Zara, etc)

$69.9 BMD 69.9

$60.5 $60.5

15.54%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$152 $152

-7.27%

Men's Leather Business Shoes

$130 BMD 130

$98.7 $98.7

31.70%

1-bedroom Apartment, City Center (Monthly)

$3,795 BMD 3,795

$1,802 $1,802

110.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,853 $1,853

3-bedroom Apartment, City Center (Monthly)

$4,664 $4,664

3-bedroom Apartment, Outside City Center (Monthly)

$5,057 $5,057

Buy Apartment Outside City Center (m2)

$2,128 $2,128

Average Monthly Net Salary (After Tax)

$7,911 BMD 7,911

$2,387 $2,387

231.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

23.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: September 12, 2026

Last update for Providenciales: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,795 in Pembroke and $1,802 in Providenciales. Housing cost is often the main lever when comparing two cities.

Pembroke pays 231% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $152 in Pembroke vs $119 in Providenciales for a mid-range dinner for two. Groceries echo the gap at $767 vs $410 per month, with Providenciales cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Providenciales: Cost of Living - Frequently Asked Questions

Pembroke and Providenciales differ by about 47% in total monthly costs ($2,397 vs $3,521 including rent). Pembroke is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 231% higher in Pembroke, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,795 in Pembroke versus $1,802 in Providenciales. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Providenciales pay roughly 87% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,397 per month in Pembroke versus $3,521 in Providenciales – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Pembroke is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Pembroke delivers better value – similar infrastructure at $2,397 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pembroke hard to pass up.

Safety-wise, Pembroke and Providenciales are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pembroke gentler on the wallet – expenses run 47% less than in Providenciales. Beyond cost, consider language, visa policies, and how big the international community is in each city.