Cost of Living Comparison Between Pembroke and Providenciales Cost of Living Comparison Between Pembroke and Providenciales

Monthly Cost of Living

Monthly costs for one person with rent: $2,339 in Pembroke versus $2,898 in Providenciales.

Estimated couple costs with rent: $3,925 in Pembroke versus $4,860 in Providenciales.

Monthly costs for a family of three with rent: $5,512 in Pembroke versus $6,823 in Providenciales.

Living in Pembroke costs roughly 19% less than in Providenciales, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Pembroke 75% above, Providenciales 117% above.

Meal at Budget Restaurant

$58.8 BMD 58.8

$19.68 $19.68

198.98%

Three-Course Dinner for Two, Mid-Range

$150 BMD 150

$121 $121

24.09%

Fast Food Meal (McDonalds, etc)

$14.90 BMD 14.90

$10.18 $10.18

46.37%

Cappuccino

$4.39 BMD 4.39

$5.37 $5.37

-18.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.36 BMD 3.36

$2.92 $2.92

15.07%

Water (0.33 liter bottle)

$2.98 BMD 2.98

$2.03 $2.03

46.80%

Local Beer (0.5 liter draught)

$8.23 BMD 8.23

$3.91 $3.91

110.49%

Imported Beer (0.33 liter bottle)

$8.46 BMD 8.46

$5.66 $5.66

49.47%

Milk (1 liter)

$4.40 BMD 4.40

$4.57 $4.57

-3.72%

White Bread (500g)

$8.93 BMD 8.93

$4.02 $4.02

122.14%

Rice (white) (1kg)

$5.43 BMD 5.43

Eggs

$7.64 BMD 7.64

$3.89 $3.89

96.40%

Local Cheese (1kg)

$11.73 BMD 11.73

$26.70 $26.70

-56.07%

Chicken Fillets (1kg)

$24.12 BMD 24.12

$14.82 $14.82

62.75%

Beef Round Steak (1kg)

$31.79 BMD 31.79

$17.48 $17.48

81.86%

Apples (1kg)

$10.29 BMD 10.29

$3.96 $3.96

159.85%

Banana (1kg)

$6.27 BMD 6.27

$2.53 $2.53

147.83%

Oranges (1kg)

$12.67 BMD 12.67

Tomato (1kg)

$11.45 BMD 11.45

Potato (1kg)

$8.23 BMD 8.23

Onion (1kg)

$5.16 BMD 5.16

$1.98 $1.98

160.61%

Lettuce (1 head)

$6.09 BMD 6.09

$8.08 $8.08

-24.63%

Water (1.5 liter bottle)

$3.15 BMD 3.15

$2.27 $2.27

38.77%

Cigarettes 20 Pack (Marlboro, Camel)

$17.48 BMD 17.48

$7.16 $7.16

144.13%

Wine (Bottle)

$24.78 BMD 24.78

$20.09 $20.09

23.34%

Local Beer (0.5 liter bottle)

$5.46 BMD 5.46

Imported Beer (0.33 liter bottle)

$4.46 BMD 4.46

One-way Ticket (Public Transport)

$3.86 BMD 3.86

Public Transport Monthly Pass (Regular Price)

$67.4 BMD 67.4

Taxi Start (Normal Tariff)

$6.27 BMD 6.27

$3.07 $3.07

104.23%

Taxi 1hour Waiting (Normal Tariff)

$54.6 BMD 54.6

Gasoline (1 liter)

$2.29 BMD 2.29

$2.14 $2.14

7.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K BMD 34.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.5K BMD 39.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 BMD 232

$407 $407

-43.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$121 BMD 121

$45.89 $45.89

163.04%

Internet (50+ Mbps, Unlimited Data)

$155 BMD 155

$142 $142

9.17%

Gym Membership (Monthly)

$79.2 BMD 79.2

$102 $102

-22.22%

Cinema Ticket

$13.76 BMD 13.76

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,332 BMD 1,332

$498 $498

167.54%

International Primary School, 1 Child (Yearly)

$24.0K BMD 24.0K

$13.0K $13.0K

85.44%

Jeans (Levis 501 Or Similar)

$80.8 BMD 80.8

$79.7 $79.7

1.44%

Summer Dress (H&M, Zara, etc)

$60.7 BMD 60.7

$60.8 $60.8

-0.16%

Sport Shoes (Adidas, Nike)

$135 BMD 135

$151 $151

-10.59%

Men's Leather Business Shoes

$128 BMD 128

$100 $100

27.31%

1-bedroom Apartment, City Center (Monthly)

$3,822 BMD 3,822

$1,686 $1,686

126.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,266 $1,266

3-bedroom Apartment, City Center (Monthly)

$3,745 $3,745

3-bedroom Apartment, Outside City Center (Monthly)

$3,185 $3,185

Buy Apartment in City Center (m2)

$5,763 BMD 5,763

Buy Apartment Outside City Center (m2)

$2,145 $2,145

Average Monthly Net Salary (After Tax)

$8,135 BMD 8,135

$2,416 $2,416

236.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.22

3.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: July 13, 2026

Last update for Providenciales: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,822 in Pembroke and $1,686 in Providenciales. Housing cost is often the main lever when comparing two cities.

Pembroke pays 237% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $150 in Pembroke vs $121 in Providenciales for a mid-range dinner for two. Groceries echo the gap at $817 vs $447 per month, with Providenciales cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Providenciales: Cost of Living - Frequently Asked Questions

Pembroke and Providenciales differ by about 24% in total monthly costs ($2,339 vs $2,898 including rent). Pembroke is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 237% higher in Pembroke, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,822 in Pembroke versus $1,686 in Providenciales. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Providenciales pay roughly 83% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,339 per month in Pembroke versus $2,898 in Providenciales – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Pembroke is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Pembroke delivers better value – similar infrastructure at $2,339 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pembroke hard to pass up.

Safety-wise, Pembroke and Providenciales are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pembroke gentler on the wallet – expenses run 24% less than in Providenciales. Beyond cost, consider language, visa policies, and how big the international community is in each city.