Cost of Living Comparison Between Providenciales and Pembroke Cost of Living Comparison Between Providenciales and Pembroke

Monthly Cost of Living

Monthly costs for one person with rent: $3,433 in Providenciales versus $2,436 in Pembroke.

Estimated couple costs with rent: $5,906 in Providenciales versus $3,946 in Pembroke.

Monthly costs for a family of three with rent: $8,379 in Providenciales versus $5,457 in Pembroke.

Living in Providenciales is roughly 41% more expensive than in Pembroke, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Providenciales 150% above, Pembroke 77% above.

Meal at Budget Restaurant

$18.13 $18.13

$55.7 BMD 55.7

-67.46%

Three-Course Dinner for Two, Mid-Range

$118 $118

$152 BMD 152

-22.41%

Fast Food Meal (McDonalds, etc)

$10.81 $10.81

$17.16 BMD 17.16

-37.00%

Cappuccino

$5.93 $5.93

$4.46 BMD 4.46

32.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 $3.06

$3.04 BMD 3.04

0.66%

Water (0.33 liter bottle)

$2.30 $2.30

$3.21 BMD 3.21

-28.35%

Local Beer (0.5 liter draught)

$4.90 $4.90

$7.33 BMD 7.33

-33.15%

Imported Beer (0.33 liter bottle)

$6.63 $6.63

$8.91 BMD 8.91

-25.59%

Milk (1 liter)

$4.83 $4.83

$4.54 BMD 4.54

6.39%

White Bread (500g)

$5.97 $5.97

$8.40 BMD 8.40

-28.93%

Rice (white) (1kg)

$5.04 $5.04

$5.72 BMD 5.72

-11.89%

Eggs

$7.39 BMD 7.39

Local Cheese (1kg)

$18.35 BMD 18.35

Chicken Fillets (1kg)

$19.80 $19.80

$22.86 BMD 22.86

-13.39%

Beef Round Steak (1kg)

$17.72 $17.72

$26.94 BMD 26.94

-34.22%

Apples (1kg)

$3.88 $3.88

$12.56 BMD 12.56

-69.11%

Banana (1kg)

$2.33 $2.33

$6.78 BMD 6.78

-65.63%

Oranges (1kg)

$2.44 $2.44

$7.04 BMD 7.04

-65.34%

Tomato (1kg)

$4.07 BMD 4.07

Potato (1kg)

$6.82 BMD 6.82

Onion (1kg)

$1.96 $1.96

$3.12 BMD 3.12

-37.18%

Lettuce (1 head)

$6.50 BMD 6.50

Water (1.5 liter bottle)

$3.48 $3.48

$3.49 BMD 3.49

-0.29%

Cigarettes 20 Pack (Marlboro, Camel)

$17.50 BMD 17.50

Wine (Bottle)

$20.14 $20.14

$25.30 BMD 25.30

-20.40%

Local Beer (0.5 liter bottle)

$5.13 BMD 5.13

Imported Beer (0.33 liter bottle)

$4.41 BMD 4.41

Public Transport Monthly Pass (Regular Price)

$131 BMD 131

Taxi Start (Normal Tariff)

$2.96 $2.96

$6.64 BMD 6.64

-55.42%

Taxi (Normal Tariff) (1km)

$2.55 BMD 2.55

Taxi 1hour Waiting (Normal Tariff)

$70.8 BMD 70.8

Gasoline (1 liter)

$2.11 $2.11

$2.46 BMD 2.46

-14.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K BMD 38.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.2K BMD 43.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$407 $407

$256 BMD 256

59.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.7 $69.7

$149 BMD 149

-53.24%

Internet (50+ Mbps, Unlimited Data)

$142 $142

$159 BMD 159

-10.97%

Gym Membership (Monthly)

$100 $100

$79.1 BMD 79.1

26.84%

Cinema Ticket

$13.71 BMD 13.71

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 $494

$1,332 BMD 1,332

-62.91%

International Primary School, 1 Child (Yearly)

$12.9K $12.9K

$25.1K BMD 25.1K

-48.58%

Jeans (Levis 501 Or Similar)

$79.5 $79.5

$89.2 BMD 89.2

-10.86%

Summer Dress (H&M, Zara, etc)

$60.6 $60.6

$70.1 BMD 70.1

-13.55%

Sport Shoes (Adidas, Nike)

$148 $148

$145 BMD 145

2.28%

Men's Leather Business Shoes

$100 $100

$128 BMD 128

-21.58%

1-bedroom Apartment, City Center (Monthly)

$1,754 $1,754

$3,767 BMD 3,767

-53.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,870 $1,870

3-bedroom Apartment, City Center (Monthly)

$4,678 $4,678

3-bedroom Apartment, Outside City Center (Monthly)

$4,964 $4,964

Buy Apartment Outside City Center (m2)

$2,189 $2,189

Average Monthly Net Salary (After Tax)

$2,404 $2,404

$7,937 BMD 7,937

-69.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

-18.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Providenciales: August 30, 2026

Last update for Pembroke: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,754 in Providenciales and $3,767 in Pembroke. Housing cost is often the main lever when comparing two cities.

Pembroke pays 230% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $118 in Providenciales vs $152 in Pembroke for a mid-range dinner for two. Groceries echo the gap at $409 vs $764 per month, with Providenciales cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Providenciales vs Pembroke: Cost of Living - Frequently Asked Questions

Providenciales and Pembroke differ by about 41% in total monthly costs ($3,433 vs $2,436 including rent). Pembroke is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 230% lower in Pembroke. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,754 in Providenciales versus $3,767 in Pembroke. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Providenciales pay roughly 87% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $3,433 per month in Providenciales versus $2,436 in Pembroke – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Pembroke is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Pembroke delivers better value – similar infrastructure at $2,436 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pembroke hard to pass up.

Safety-wise, Providenciales and Pembroke are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pembroke gentler on the wallet – expenses run 41% less than in Providenciales. Beyond cost, consider language, visa policies, and how big the international community is in each city.