Last update: Nov 2026

Cost of Living Comparison Between Pembroke and Montevideo

For one person, living is cheaper in Montevideo: $1,764 a month against $2,331 in Pembroke, rent and utilities included – about $6,800 less a year. The total is higher in Pembroke despite lower rent and utilities.

111

Cost of Living Index in Pembroke
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Pembroke Living Index
85

Cost of Living Index in Montevideo
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Montevideo Living Index

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Pembroke

🇧🇲 Bermuda

$2,331

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,764

/mo nomad

Monthly Cost of Living

How much you'll spend in Pembroke and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pembroke and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,331 per month in Pembroke vs $1,764 in Montevideo, rent included.

Pembroke $2,331
Montevideo $1,764

A couple spends around $3,800 per month in Pembroke vs $2,751 in Montevideo, rent included.

Pembroke $3,800
Montevideo $2,751

A family of three spends $5,269 per month in Pembroke vs $3,738 in Montevideo, rent included.

Pembroke $5,269
Montevideo $3,738

Pembroke costs about 32% more than Montevideo, and outside of rent the biggest gap is in groceries.

Both Pembroke and Montevideo sit above the global median – Pembroke by 72%, Montevideo by 30%.

Meal at Budget Restaurant

$42.77 BMD 42.77

$15.45 UYU 622

176.83%

Three-Course Dinner for Two, Mid-Range

$153 BMD 153

$67.2 UYU 2,701

127.44%

Fast Food Meal (McDonalds, etc)

$17.73 BMD 17.73

$14.41 UYU 580

23.04%

Cappuccino

$4.44 BMD 4.44

$4.53 UYU 182

-1.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 BMD 2.96

$2.59 UYU 104

14.29%

Water (0.33 liter bottle)

$3.18 BMD 3.18

$1.86 UYU 74.6

70.97%

Local Beer (0.5 liter draught)

$7.60 BMD 7.60

$4.74 UYU 191

60.34%

Imported Beer (0.33 liter bottle)

$8.94 BMD 8.94

$3.64 UYU 146

145.60%

Milk (1 liter)

$4.96 BMD 4.96

$1.25 UYU 50.2

296.80%

White Bread (500g)

$8.07 BMD 8.07

$3.03 UYU 122

166.34%

Rice (white) (1kg)

$5.51 BMD 5.51

$1.68 UYU 67.7

227.98%

Eggs

$7.08 BMD 7.08

$4.62 UYU 186

53.25%

Local Cheese (1kg)

$23.60 BMD 23.60

$14.25 UYU 573

65.61%

Chicken Fillets (1kg)

$21.13 BMD 21.13

$11.38 UYU 458

85.68%

Beef Round Steak (1kg)

$19.75 BMD 19.75

$12.21 UYU 491

61.75%

Apples (1kg)

$9.11 BMD 9.11

$2.87 UYU 115

217.42%

Banana (1kg)

$6.57 BMD 6.57

$2.68 UYU 108

145.15%

Oranges (1kg)

$7.16 BMD 7.16

$1.71 UYU 68.7

318.71%

Tomato (1kg)

$8.45 BMD 8.45

$3.09 UYU 124

173.46%

Potato (1kg)

$5.74 BMD 5.74

$1.99 UYU 80.0

188.44%

Onion (1kg)

$4.07 BMD 4.07

$2.13 UYU 85.6

91.08%

Lettuce (1 head)

$6.38 BMD 6.38

$1.41 UYU 56.5

352.48%

Water (1.5 liter bottle)

$3.52 BMD 3.52

$1.99 UYU 80.2

76.88%

Cigarettes 20 Pack (Marlboro, Camel)

$17.81 BMD 17.81

$5.59 UYU 225

218.60%

Wine (Bottle)

$23.75 BMD 23.75

$8.26 UYU 332

187.53%

Local Beer (0.5 liter bottle)

$5.26 BMD 5.26

$2.25 UYU 90.4

133.78%

Imported Beer (0.33 liter bottle)

$4.25 BMD 4.25

$2.81 UYU 113

51.25%

One-way Ticket (Public Transport)

$1.62 UYU 65.1

Public Transport Monthly Pass (Regular Price)

$131 BMD 131

$74.1 UYU 2,979

77.19%

Taxi Start (Normal Tariff)

$6.43 BMD 6.43

$1.89 UYU 76.0

240.21%

Taxi (Normal Tariff) (1km)

$2.52 BMD 2.52

$1.04 UYU 42.01

142.31%

Taxi 1hour Waiting (Normal Tariff)

$69.7 BMD 69.7

$12.65 UYU 509

451.23%

Gasoline (1 liter)

$2.35 BMD 2.35

$2.16 UYU 86.8

8.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K BMD 37.0K

$26.2K UYU 1.1M

41.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.0K BMD 42.0K

$36.5K UYU 1.5M

15.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$293 BMD 293

$184 UYU 7,403

59.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

$21.28 UYU 856

606.72%

Internet (50+ Mbps, Unlimited Data)

$162 BMD 162

$42.23 UYU 1,699

282.57%

Gym Membership (Monthly)

$79.2 BMD 79.2

$48.74 UYU 1,960

62.58%

Tennis Court (1 Hour on Weekend)

$19.16 UYU 771

Cinema Ticket

$13.31 BMD 13.31

$12.21 UYU 491

9.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,338 BMD 1,338

$630 UYU 25.3K

112.47%

International Primary School, 1 Child (Yearly)

$27.0K BMD 27.0K

$11.5K UYU 461.0K

135.77%

Jeans (Levis 501 Or Similar)

$88.3 BMD 88.3

$99.4 UYU 3,999

-11.22%

Summer Dress (H&M, Zara, etc)

$68.7 BMD 68.7

$57.0 UYU 2,292

20.46%

Sport Shoes (Adidas, Nike)

$144 BMD 144

$122 UYU 4,923

17.36%

Men's Leather Business Shoes

$130 BMD 130

$134 UYU 5,394

-2.97%

1-bedroom Apartment, City Center (Monthly)

$3,706 BMD 3,706

$749 UYU 30.1K

395.10%

1-bedroom Apartment, Outside City Center (Monthly)

$569 UYU 22.9K

3-bedroom Apartment, City Center (Monthly)

$1,277 UYU 51.4K

3-bedroom Apartment, Outside City Center (Monthly)

$1,072 UYU 43.1K

Buy Apartment in City Center (m2)

$3,580 UYU 144.0K

Buy Apartment Outside City Center (m2)

$2,075 UYU 83.5K

Average Monthly Net Salary (After Tax)

$7,856 BMD 7,856

$1,280 UYU 51.5K

513.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

5.65

52.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: November 2, 2026

Last update for Montevideo: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pembroke

$748 32.1%

Montevideo

$330 18.7% 55.8% $418

Monthly Utilities & Internet

Pembroke

$605 25.9%

Montevideo

$248 14% 59.1% $357

Eating Out

Pembroke

$529 22.7%

Montevideo

$270 15.3% 49% $259

Clothing & Footwear

Pembroke

$194 8.3%

Montevideo

$186 10.5% 4.1% $8

Getting Around

Pembroke

$150 * 6.4%

Montevideo

$88 5% 41.7% $63

Sport & Entertainment

Pembroke

$106 4.5%

Montevideo

$73 4.2% 30.9% $33

Accommodation & Living

Pembroke

- * 0%

Montevideo

$569 32.3%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $3,706 in Pembroke versus $749 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Pembroke are about 6.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $153 in Pembroke versus $67 in Montevideo. Monthly groceries follow the same trend: $748 vs $330 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇧🇲 Pembroke

🇺🇾 Montevideo

🕒 Local time

05:04 5:04 AM

06:04 6:04 AM

1 h ahead of Pembroke

🌤 Weather

👥 Population

11,160

1,319,108 Capital

💱 Currency

Bermudian Dollar BMD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

100 UYU = 2.49 USD

100 UYU = 2.21 EUR

Exchange rates and currency converter

UYU, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of November 6, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

Uruguayan Peso exchange rates as of November 6, 2026: 1 USD = 40.22 UYU (100 UYU = 2.49 USD). 1 EUR = 45.17 UYU (100 UYU = 2.21 EUR).

USD to BMD in detail →

On the map

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Highest

Between locations

Pembroke Montevideo 7,530 km ≈ 10 h nonstop flight

From you

Pembroke
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Pembroke is pricier by about 32%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,497 per month in Pembroke and $2,645 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments: a one-bedroom in the center costs $749 there versus $3,706 in Pembroke.

Kindergarten costs $1,338 per month in Pembroke and $630 in Montevideo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 126% more in Pembroke, though the gap depends on what you buy.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Montevideo. If higher salaries or specific career opportunities are the priority, Pembroke makes more sense. Both are solid long-term options with distinct trade-offs.