Last update: Nov 2026

Cost of Living Comparison Between Montevideo and Pembroke

For one person, living is cheaper in Montevideo: $1,764 a month against $2,331 in Pembroke, rent and utilities included – about $6,800 less a year. The total is higher in Pembroke despite lower rent and utilities.

85

Cost of Living Index in Montevideo
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Montevideo Living Index
111

Cost of Living Index in Pembroke
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Pembroke Living Index

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Montevideo

🇺🇾 Uruguay

$1,764

/mo nomad

Pembroke

🇧🇲 Bermuda

$2,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Montevideo and in Pembroke

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Pembroke actually costs, broken down by who's living it.

A single person spends $1,764 per month in Montevideo vs $2,331 in Pembroke, rent included.

Montevideo $1,764
Pembroke $2,331

A couple spends around $2,751 per month in Montevideo vs $3,800 in Pembroke, rent included.

Montevideo $2,751
Pembroke $3,800

A family of three spends $3,738 per month in Montevideo vs $5,269 in Pembroke, rent included.

Montevideo $3,738
Pembroke $5,269

Montevideo is about 24% cheaper than Pembroke, and outside of rent the biggest gap is in groceries.

Both Montevideo and Pembroke sit above the global median – Montevideo by 30%, Pembroke by 72%.

Meal at Budget Restaurant

$15.45 UYU 622

$42.77 BMD 42.77

-63.88%

Three-Course Dinner for Two, Mid-Range

$67.2 UYU 2,701

$153 BMD 153

-56.03%

Fast Food Meal (McDonalds, etc)

$14.41 UYU 580

$17.73 BMD 17.73

-18.73%

Cappuccino

$4.53 UYU 182

$4.44 BMD 4.44

2.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.59 UYU 104

$2.96 BMD 2.96

-12.50%

Water (0.33 liter bottle)

$1.86 UYU 74.6

$3.18 BMD 3.18

-41.51%

Local Beer (0.5 liter draught)

$4.74 UYU 191

$7.60 BMD 7.60

-37.63%

Imported Beer (0.33 liter bottle)

$3.64 UYU 146

$8.94 BMD 8.94

-59.28%

Milk (1 liter)

$1.25 UYU 50.2

$4.96 BMD 4.96

-74.80%

White Bread (500g)

$3.03 UYU 122

$8.07 BMD 8.07

-62.45%

Rice (white) (1kg)

$1.68 UYU 67.7

$5.51 BMD 5.51

-69.51%

Eggs

$4.62 UYU 186

$7.08 BMD 7.08

-34.75%

Local Cheese (1kg)

$14.25 UYU 573

$23.60 BMD 23.60

-39.62%

Chicken Fillets (1kg)

$11.38 UYU 458

$21.13 BMD 21.13

-46.14%

Beef Round Steak (1kg)

$12.21 UYU 491

$19.75 BMD 19.75

-38.18%

Apples (1kg)

$2.87 UYU 115

$9.11 BMD 9.11

-68.50%

Banana (1kg)

$2.68 UYU 108

$6.57 BMD 6.57

-59.21%

Oranges (1kg)

$1.71 UYU 68.7

$7.16 BMD 7.16

-76.12%

Tomato (1kg)

$3.09 UYU 124

$8.45 BMD 8.45

-63.43%

Potato (1kg)

$1.99 UYU 80.0

$5.74 BMD 5.74

-65.33%

Onion (1kg)

$2.13 UYU 85.6

$4.07 BMD 4.07

-47.67%

Lettuce (1 head)

$1.41 UYU 56.5

$6.38 BMD 6.38

-77.90%

Water (1.5 liter bottle)

$1.99 UYU 80.2

$3.52 BMD 3.52

-43.47%

Cigarettes 20 Pack (Marlboro, Camel)

$5.59 UYU 225

$17.81 BMD 17.81

-68.61%

Wine (Bottle)

$8.26 UYU 332

$23.75 BMD 23.75

-65.22%

Local Beer (0.5 liter bottle)

$2.25 UYU 90.4

$5.26 BMD 5.26

-57.22%

Imported Beer (0.33 liter bottle)

$2.81 UYU 113

$4.25 BMD 4.25

-33.88%

One-way Ticket (Public Transport)

$1.62 UYU 65.1

Public Transport Monthly Pass (Regular Price)

$74.1 UYU 2,979

$131 BMD 131

-43.56%

Taxi Start (Normal Tariff)

$1.89 UYU 76.0

$6.43 BMD 6.43

-70.61%

Taxi (Normal Tariff) (1km)

$1.04 UYU 42.01

$2.52 BMD 2.52

-58.73%

Taxi 1hour Waiting (Normal Tariff)

$12.65 UYU 509

$69.7 BMD 69.7

-81.86%

Gasoline (1 liter)

$2.16 UYU 86.8

$2.35 BMD 2.35

-8.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K UYU 1.1M

$37.0K BMD 37.0K

-29.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.5K UYU 1.5M

$42.0K BMD 42.0K

-13.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 UYU 7,403

$293 BMD 293

-37.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.28 UYU 856

$150 BMD 150

-85.85%

Internet (50+ Mbps, Unlimited Data)

$42.23 UYU 1,699

$162 BMD 162

-73.86%

Gym Membership (Monthly)

$48.74 UYU 1,960

$79.2 BMD 79.2

-38.49%

Tennis Court (1 Hour on Weekend)

$19.16 UYU 771

Cinema Ticket

$12.21 UYU 491

$13.31 BMD 13.31

-8.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$630 UYU 25.3K

$1,338 BMD 1,338

-52.93%

International Primary School, 1 Child (Yearly)

$11.5K UYU 461.0K

$27.0K BMD 27.0K

-57.59%

Jeans (Levis 501 Or Similar)

$99.4 UYU 3,999

$88.3 BMD 88.3

12.64%

Summer Dress (H&M, Zara, etc)

$57.0 UYU 2,292

$68.7 BMD 68.7

-16.98%

Sport Shoes (Adidas, Nike)

$122 UYU 4,923

$144 BMD 144

-14.79%

Men's Leather Business Shoes

$134 UYU 5,394

$130 BMD 130

3.06%

1-bedroom Apartment, City Center (Monthly)

$749 UYU 30.1K

$3,706 BMD 3,706

-79.80%

1-bedroom Apartment, Outside City Center (Monthly)

$569 UYU 22.9K

3-bedroom Apartment, City Center (Monthly)

$1,277 UYU 51.4K

3-bedroom Apartment, Outside City Center (Monthly)

$1,072 UYU 43.1K

Buy Apartment in City Center (m2)

$3,580 UYU 144.0K

Buy Apartment Outside City Center (m2)

$2,075 UYU 83.5K

Average Monthly Net Salary (After Tax)

$1,280 UYU 51.5K

$7,856 BMD 7,856

-83.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.65

8.63

-34.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: November 2, 2026

Last update for Pembroke: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montevideo

$569 32.3%

Pembroke

- * 0% 100%

Groceries & Markets

Montevideo

$330 18.7%

Pembroke

$748 32.1% 127% $418

Eating Out

Montevideo

$270 15.3%

Pembroke

$529 22.7% 96% $259

Monthly Utilities & Internet

Montevideo

$248 14%

Pembroke

$605 25.9% 144% $357

Clothing & Footwear

Montevideo

$186 10.5%

Pembroke

$194 8.3% 4.3% $8

Getting Around

Montevideo

$88 5%

Pembroke

$150 * 6.4% 71.5% $63

Sport & Entertainment

Montevideo

$73 4.2%

Pembroke

$106 4.5% 44.7% $33

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $749 in Montevideo versus $3,706 in Pembroke. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Pembroke are about 6.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67 in Montevideo versus $153 in Pembroke. Monthly groceries follow the same trend: $330 vs $748 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇺🇾 Montevideo

🇧🇲 Pembroke

🕒 Local time

09:50 9:50 AM

08:50 8:50 AM

1 h behind Montevideo

🌤 Weather

👥 Population

1,319,108 Capital

11,160

💱 Currency

Uruguayan Peso UYU $U

Bermudian Dollar BMD $

📈 Exchange rate

100 UYU = 2.49 USD

100 UYU = 2.21 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

BMD, USD, EUR to UYU – Uruguayan Peso Converter

🇺🇸 United States Dollar ($)

🇺🇾 Uruguayan Peso ($U)

Uruguayan Peso exchange rates as of November 6, 2026: 1 USD = 40.22 UYU (100 UYU = 2.49 USD). 1 EUR = 45.17 UYU (100 UYU = 2.21 EUR).

Bermudian Dollar exchange rates as of November 6, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

USD to UYU in detail →

On the map

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Highest

Between locations

Montevideo Pembroke 7,530 km ≈ 10 h nonstop flight

From you

Montevideo
Pembroke

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montevideo vs Pembroke: Cost of Living - Frequently Asked Questions

Yes – Pembroke is pricier by about 32%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,645 per month in Montevideo and $3,497 in Pembroke. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments: a one-bedroom in the center costs $749 there versus $3,706 in Pembroke.

Kindergarten costs $630 per month in Montevideo and $1,338 in Pembroke. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 126% more in Pembroke, though the gap depends on what you buy.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Montevideo. If higher salaries or specific career opportunities are the priority, Pembroke makes more sense. Both are solid long-term options with distinct trade-offs.