Cost of Living Comparison Between Panaji and Islamabad Cost of Living Comparison Between Panaji and Islamabad

😐 Solo nomad: Panaji is 5.4% more expensive than Islamabad without rent, and 9.4% cheaper with rent.
😐 Family of 3: Panaji is 2.2% more expensive than Islamabad without rent, and 7.3% cheaper with rent.
Currency
🍽 Eating Out
Panaji
Islamabad
Difference
Meal at Budget Restaurant
$3.39 ₹315
$2.76 PKR 771
22.83%
Three-Course Dinner for Two, Mid-Range
$17.20 ₹1,598
$14.25 PKR 3,974
20.70%
Fast Food Meal (McDonalds, etc)
$3.93 ₹365
$5.32 PKR 1,485
-26.13%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$1.73 PKR 482
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$3.98 PKR 1,109
-
Cappuccino
$2.21 ₹205
$2.08 PKR 581
6.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.48 ₹44.61
$0.42 PKR 118
14.29%
Water (0.33 liter bottle)
$0.21 ₹19.81
$0.24 PKR 67.2
-12.50%
Local Beer (0.5 liter draught)
$1.17 ₹109
-
-
Imported Beer (0.33 liter bottle)
$2.08 ₹194
-
-
🛒 Groceries & Markets
Panaji
Islamabad
Difference
Milk (1 liter)
$0.76 ₹70.5
$0.97 PKR 269
-21.65%
White Bread (500g)
$0.47 ₹43.58
$0.66 PKR 185
-28.79%
Rice (white) (1kg)
$0.81 ₹75.3
$1.26 PKR 352
-35.71%
Eggs
$1.03 ₹96.0
$1.27 PKR 355
-18.90%
Local Cheese (1kg)
$5.62 ₹522
$6.02 PKR 1,680
-6.64%
Chicken Fillets (1kg)
$3.86 ₹359
$3.43 PKR 958
12.54%
Beef Round Steak (1kg)
-
$4.40 PKR 1,227
-
Apples (1kg)
$2.54 ₹236
$1.00 PKR 279
154.00%
Banana (1kg)
$0.91 ₹84.8
$0.85 PKR 236
7.06%
Oranges (1kg)
$1.33 ₹124
$0.90 PKR 251
47.78%
Tomato (1kg)
$0.65 ₹60.4
$0.57 PKR 158
14.04%
Potato (1kg)
$0.46 ₹42.67
$0.38 PKR 106
21.05%
Onion (1kg)
$0.45 ₹41.88
$0.57 PKR 160
-21.05%
Lettuce (1 head)
$0.92 ₹85.2
$0.33 PKR 93.0
178.79%
Water (1.5 liter bottle)
$0.37 ₹34.77
$0.37 PKR 104
-
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.91 PKR 534
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$0.91 PKR 255
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.03 PKR 566
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.89 ₹269
$2.06 PKR 575
40.29%
Wine (Bottle)
$7.25 ₹674
-
-
Local Beer (0.5 liter bottle)
$1.06 ₹98.5
-
-
Imported Beer (0.33 liter bottle)
$3.50 ₹326
-
-
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$4.71 ₹437
-
-
🚌 Getting Around
Panaji
Islamabad
Difference
One-way Ticket (Public Transport)
$0.15 ₹13.48
$0.18 PKR 50.4
-16.67%
Public Transport Monthly Pass (Regular Price)
$7.01 ₹651
$6.90 PKR 1,923
1.59%
Taxi Start (Normal Tariff)
$0.46 ₹42.42
$0.91 PKR 253
-49.45%
Taxi (Normal Tariff) (1km)
-
$0.40 PKR 112
-
Taxi 1hour Waiting (Normal Tariff)
$1.41 ₹131
$2.87 PKR 801
-50.87%
Gasoline (1 liter)
$1.15 ₹107
$0.92 PKR 258
25.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$10.6K ₹980.5K
$20.9K PKR 5.8M
-49.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.2K ₹2.2M
$26.2K PKR 7.3M
-7.47%
🧾 Monthly Utilities & Internet
Panaji
Islamabad
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$22.89 ₹2,127
$111 PKR 31.1K
-79.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.39 ₹408
$5.57 PKR 1,555
-21.18%
Internet (50+ Mbps, Unlimited Data)
$9.78 ₹908
$18.70 PKR 5,216
-47.70%
🎉 Sport & Entertainment
Panaji
Islamabad
Difference
Gym Membership (Monthly)
$34.95 ₹3,247
$22.29 PKR 6,217
56.80%
Tennis Court (1 Hour on Weekend)
$3.48 ₹323
$5.86 PKR 1,634
-40.61%
Cinema Ticket
$3.15 ₹293
$4.30 PKR 1,200
-26.74%
🧸 Childcare & Education
Panaji
Islamabad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$61.0 ₹5,667
$60.6 PKR 16.9K
0.71%
International Primary School, 1 Child (Yearly)
$1,624 ₹150.9K
$2,738 PKR 763.7K
-40.70%
👕👟 Clothing & Footwear
Panaji
Islamabad
Difference
Jeans (Levis 501 Or Similar)
$40.12 ₹3,728
$21.38 PKR 5,962
87.65%
Summer Dress (H&M, Zara, etc)
$29.38 ₹2,729
$28.45 PKR 7,934
3.27%
Sport Shoes (Adidas, Nike)
$23.38 ₹2,172
$89.5 PKR 24.9K
-73.87%
Men's Leather Business Shoes
$17.31 ₹1,608
$40.17 PKR 11.2K
-56.91%
🏠 Accommodation & Living
Panaji
Islamabad
Difference
1-bedroom Apartment, City Center (Monthly)
$191 ₹17.8K
$197 PKR 55.0K
-3.02%
1-bedroom Apartment, Outside City Center (Monthly)
$148 ₹13.7K
$111 PKR 31.1K
32.52%
3-bedroom Apartment, City Center (Monthly)
$389 ₹36.1K
$505 PKR 140.7K
-22.93%
3-bedroom Apartment, Outside City Center (Monthly)
$288 ₹26.8K
$292 PKR 81.6K
-1.47%
Buy Apartment in City Center (m2)
$912 ₹84.7K
$1,535 PKR 428.0K
-40.59%
Buy Apartment Outside City Center (m2)
$677 ₹62.9K
$752 PKR 209.7K
-9.90%
💵 Salaries & Financials
Panaji
Islamabad
Difference
Average Monthly Net Salary (After Tax)
$187 ₹17.4K
$304 PKR 84.7K
-38.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.62
20.2
-52.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: April 11, 2026

Last update for Islamabad: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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