Cost of Living Comparison Between Panaji and Dhaka Cost of Living Comparison Between Panaji and Dhaka

Monthly Cost of Living

Monthly costs for one person with rent: $474 in Panaji versus $417 in Dhaka.

Estimated couple costs with rent: $764 in Panaji versus $707 in Dhaka.

Monthly costs for a family of three with rent: $1,055 in Panaji versus $997 in Dhaka.

Living in Panaji is roughly 14% more expensive than Dhaka, driven mainly by Getting Around.

Both cities sit below the global median: Panaji 65% lower, Dhaka 69% lower.

Meal at Budget Restaurant

$3.47 ₹331

$2.40 ৳294

44.58%

Three-Course Dinner for Two, Mid-Range

$17.57 ₹1,674

$12.97 ৳1,589

35.47%

Fast Food Meal (McDonalds, etc)

$3.87 ₹369

$4.88 ৳598

-20.70%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.99 ৳489

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.01 ৳614

Cappuccino

$2.13 ₹203

$2.27 ৳278

-6.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ₹43.78

$0.32 ৳38.71

43.75%

Water (0.33 liter bottle)

$0.18 ₹16.73

$0.15 ৳17.89

20.00%

Local Beer (0.5 liter draught)

$1.18 ₹113

Imported Beer (0.33 liter bottle)

$2.02 ₹192

Milk (1 liter)

$0.83 ₹79.0

$0.83 ৳101

White Bread (500g)

$0.48 ₹45.61

$0.71 ৳86.4

-32.39%

Rice (white) (1kg)

$0.78 ₹74.5

$0.65 ৳80.2

20.00%

Eggs

$0.99 ₹94.5

$1.29 ৳158

-23.26%

Local Cheese (1kg)

$5.87 ₹559

$6.74 ৳826

-12.91%

Chicken Fillets (1kg)

$3.93 ₹374

$3.45 ৳422

13.91%

Beef Round Steak (1kg)

$6.66 ৳816

Apples (1kg)

$2.47 ₹236

$2.74 ৳335

-9.85%

Banana (1kg)

$0.89 ₹85.2

$1.14 ৳140

-21.93%

Oranges (1kg)

$1.35 ₹129

$2.67 ৳327

-49.44%

Tomato (1kg)

$0.62 ₹59.0

$0.91 ৳111

-31.87%

Potato (1kg)

$0.45 ₹43.20

$0.44 ৳53.7

2.27%

Onion (1kg)

$0.46 ₹43.43

$0.79 ৳96.5

-41.77%

Lettuce (1 head)

$0.94 ₹89.8

$0.35 ৳43.36

168.57%

Water (1.5 liter bottle)

$0.37 ₹35.61

$0.30 ৳37.02

23.33%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.06 ৳1,478

Local Non-Alcoholic Beer (0.5 liter bottle)

$3.89 ৳477

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.93 ৳849

Cigarettes 20 Pack (Marlboro, Camel)

$2.82 ₹269

$3.03 ৳371

-6.93%

Wine (Bottle)

$7.26 ₹691

Local Beer (0.5 liter bottle)

$1.06 ₹101

Imported Beer (0.33 liter bottle)

$3.44 ₹328

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.54 ₹432

One-way Ticket (Public Transport)

$0.19 ₹17.86

$0.39 ৳48.27

-51.28%

Public Transport Monthly Pass (Regular Price)

$7.16 ₹682

$24.89 ৳3,050

-71.23%

Taxi Start (Normal Tariff)

$0.45 ₹43.10

$1.22 ৳149

-63.11%

Taxi (Normal Tariff) (1km)

$0.43 ৳52.7

Taxi 1hour Waiting (Normal Tariff)

$1.48 ₹141

$3.06 ৳375

-51.63%

Gasoline (1 liter)

$1.19 ₹113

$1.04 ৳127

14.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.7K ₹1.0M

$28.9K ৳3.5M

-62.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K ₹2.3M

$28.5K ৳3.5M

-16.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.32 ₹2,222

$32.66 ৳4,001

-28.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.25 ₹405

$4.75 ৳582

-10.53%

Internet (50+ Mbps, Unlimited Data)

$9.63 ₹918

$12.98 ৳1,590

-25.81%

Gym Membership (Monthly)

$34.21 ₹3,259

$19.31 ৳2,366

77.16%

Tennis Court (1 Hour on Weekend)

$3.46 ₹330

$14.78 ৳1,810

-76.59%

Cinema Ticket

$3.12 ₹297

$4.11 ৳504

-24.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$61.9 ₹5,892

$46.92 ৳5,748

31.84%

International Primary School, 1 Child (Yearly)

$1,611 ₹153.4K

$1,979 ৳242.4K

-18.60%

Jeans (Levis 501 Or Similar)

$40.89 ₹3,895

$18.61 ৳2,281

119.72%

Summer Dress (H&M, Zara, etc)

$28.65 ₹2,729

$24.19 ৳2,963

18.44%

Sport Shoes (Adidas, Nike)

$22.90 ₹2,181

$46.70 ৳5,721

-50.96%

Men's Leather Business Shoes

$17.18 ₹1,637

$36.80 ৳4,508

-53.32%

1-bedroom Apartment, City Center (Monthly)

$197 ₹18.7K

$117 ৳14.3K

68.48%

1-bedroom Apartment, Outside City Center (Monthly)

$145 ₹13.9K

$63.5 ৳7,775

129.17%

3-bedroom Apartment, City Center (Monthly)

$389 ₹37.0K

$316 ৳38.7K

23.05%

3-bedroom Apartment, Outside City Center (Monthly)

$284 ₹27.0K

$184 ৳22.5K

54.41%

Buy Apartment in City Center (m2)

$906 ₹86.3K

$1,493 ৳182.9K

-39.34%

Buy Apartment Outside City Center (m2)

$688 ₹65.6K

$659 ৳80.7K

4.54%

Average Monthly Net Salary (After Tax)

$189 ₹18.0K

$286 ৳35.0K

-33.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

10.52

-8.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: June 2, 2026

Last update for Dhaka: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $197 in Panaji and $117 in Dhaka. Housing cost is often the main lever when comparing two cities.

Dhaka pays 51% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18.00 in Panaji vs $13.00 in Dhaka. Groceries flip the comparison at $121 vs $124, with Panaji cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panaji vs Dhaka: Cost of Living - Frequently Asked Questions

Dhaka is cheaper overall, especially in Eating Out, Sport & Entertainment. The 14% gap adds up to real monthly savings that compound significantly over time.

On paper, Dhaka earns 51% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $197 in Panaji versus $117 in Dhaka. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $474 per month in Panaji versus $417 in Dhaka – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dhaka runs roughly 248% less than in Panaji. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Dhaka gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Dhaka is more practical. Housing and childcare are both notably cheaper than in Panaji, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Dhaka gentler on the wallet – expenses run 14% less than in Panaji. Beyond cost, consider language, visa policies, and how big the international community is in each city.