Cost of Living Comparison Between Panaji and Dhaka Cost of Living Comparison Between Panaji and Dhaka

Monthly Cost of Living

Monthly costs for one person with rent: $486 in Panaji versus $416 in Dhaka.

Estimated couple costs with rent: $775 in Panaji versus $705 in Dhaka.

Monthly costs for a family of three with rent: $1,064 in Panaji versus $995 in Dhaka.

Living in Panaji is roughly 17% more expensive than in Dhaka, driven mainly by Getting Around.

Both cities sit below the global median: Panaji 64% lower, Dhaka 69% lower.

Meal at Budget Restaurant

$3.59 ₹346

$2.50 ৳307

43.60%

Three-Course Dinner for Two, Mid-Range

$17.54 ₹1,688

$12.59 ৳1,544

39.32%

Fast Food Meal (McDonalds, etc)

$3.90 ₹376

$4.98 ৳611

-21.69%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.98 ৳488

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.79 ৳587

Cappuccino

$2.22 ₹214

$2.20 ৳270

0.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ₹43.86

$0.34 ৳42.14

35.29%

Water (0.33 liter bottle)

$0.19 ₹18.42

$0.19 ৳23.53

Local Beer (0.5 liter draught)

$1.18 ₹113

Imported Beer (0.33 liter bottle)

$2.08 ₹200

Milk (1 liter)

$0.82 ₹79.2

$0.82 ৳101

White Bread (500g)

$0.51 ₹49.01

$0.70 ৳86.2

-27.14%

Rice (white) (1kg)

$0.77 ₹73.7

$0.65 ৳79.8

18.46%

Eggs

$0.99 ₹95.5

$1.26 ৳154

-21.43%

Local Cheese (1kg)

$5.94 ₹572

$6.97 ৳855

-14.78%

Chicken Fillets (1kg)

$3.95 ₹380

$3.39 ৳415

16.52%

Beef Round Steak (1kg)

$6.44 ৳790

Apples (1kg)

$2.56 ₹246

$2.84 ৳348

-9.86%

Banana (1kg)

$0.89 ₹85.8

$1.12 ৳138

-20.54%

Oranges (1kg)

$1.29 ₹125

$2.55 ৳313

-49.41%

Tomato (1kg)

$0.66 ₹63.6

$0.90 ৳111

-26.67%

Potato (1kg)

$0.45 ₹43.37

$0.43 ৳52.8

4.65%

Onion (1kg)

$0.49 ₹47.15

$0.83 ৳102

-40.96%

Lettuce (1 head)

$0.95 ₹91.5

$0.33 ৳40.10

187.88%

Water (1.5 liter bottle)

$0.38 ₹36.27

$0.30 ৳37.26

26.67%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.03 ৳1,475

Local Non-Alcoholic Beer (0.5 liter bottle)

$3.91 ৳479

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.13 ৳874

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₹286

$2.99 ৳367

-0.67%

Wine (Bottle)

$7.16 ₹690

Local Beer (0.5 liter bottle)

$1.00 ₹96.2

Imported Beer (0.33 liter bottle)

$3.39 ₹326

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.75 ₹457

One-way Ticket (Public Transport)

$0.16 ₹15.57

$0.43 ৳52.5

-62.79%

Public Transport Monthly Pass (Regular Price)

$7.12 ₹686

$24.18 ৳2,965

-70.55%

Taxi Start (Normal Tariff)

$0.45 ₹43.80

$1.21 ৳148

-62.81%

Taxi (Normal Tariff) (1km)

$0.43 ৳52.6

Taxi 1hour Waiting (Normal Tariff)

$1.47 ₹142

$3.15 ৳386

-53.33%

Gasoline (1 liter)

$1.15 ₹111

$1.03 ৳127

11.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.0K ₹1.1M

$29.3K ৳3.6M

-62.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K ₹2.3M

$28.4K ৳3.5M

-14.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.36 ₹2,249

$32.72 ৳4,012

-28.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.26 ₹410

$4.78 ৳586

-10.88%

Internet (50+ Mbps, Unlimited Data)

$9.45 ₹910

$13.15 ৳1,613

-28.14%

Gym Membership (Monthly)

$34.59 ₹3,330

$19.26 ৳2,362

79.60%

Tennis Court (1 Hour on Weekend)

$3.46 ₹333

$14.25 ৳1,748

-75.72%

Cinema Ticket

$3.23 ₹311

$3.99 ৳490

-19.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$60.5 ₹5,828

$48.08 ৳5,895

25.89%

International Primary School, 1 Child (Yearly)

$1,625 ₹156.5K

$1,996 ৳244.7K

-18.58%

Jeans (Levis 501 Or Similar)

$41.17 ₹3,964

$18.81 ৳2,307

118.87%

Summer Dress (H&M, Zara, etc)

$28.50 ₹2,744

$23.73 ৳2,910

20.10%

Sport Shoes (Adidas, Nike)

$23.46 ₹2,259

$46.25 ৳5,671

-49.28%

Men's Leather Business Shoes

$17.56 ₹1,690

$36.71 ৳4,501

-52.17%

1-bedroom Apartment, City Center (Monthly)

$191 ₹18.4K

$118 ৳14.4K

61.74%

1-bedroom Apartment, Outside City Center (Monthly)

$148 ₹14.3K

$63.3 ৳7,760

133.97%

3-bedroom Apartment, City Center (Monthly)

$390 ₹37.6K

$309 ৳37.8K

26.47%

3-bedroom Apartment, Outside City Center (Monthly)

$282 ₹27.1K

$190 ৳23.3K

48.19%

Buy Apartment in City Center (m2)

$896 ₹86.3K

$1,569 ৳192.3K

-42.89%

Buy Apartment Outside City Center (m2)

$695 ₹66.9K

$764 ৳93.7K

-9.05%

Average Monthly Net Salary (After Tax)

$186 ₹17.9K

$278 ৳34.1K

-32.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

10.52

-8.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: July 11, 2026

Last update for Dhaka: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $191 in Panaji and $118 in Dhaka. Housing cost is often the main lever when comparing two cities.

Dhaka pays 49% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18.00 in Panaji vs $13.00 in Dhaka. Groceries flip the comparison at $121 vs $124, with Panaji cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panaji vs Dhaka: Cost of Living - Frequently Asked Questions

Dhaka is cheaper overall, especially in Eating Out, Sport & Entertainment. The 17% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 49% lower in Dhaka. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $191 in Panaji versus $118 in Dhaka. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $486 per month in Panaji versus $416 in Dhaka – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dhaka runs roughly 240% less than in Panaji. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Dhaka gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Dhaka is more practical. Housing and childcare are both notably cheaper than in Panaji, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Dhaka gentler on the wallet – expenses run 17% less than in Panaji. Beyond cost, consider language, visa policies, and how big the international community is in each city.