Last update: Oct 2026

Cost of Living Comparison Between Panaji and Dhaka

For one person, living is cheaper in Dhaka: $406 a month against $435 in Panaji, rent and utilities included – about $350 less a year. Higher rent and utilities in Panaji outweigh lower spending on other living expenses.

21

Cost of Living Index in Panaji
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Panaji Living Index
20

Cost of Living Index in Dhaka
Learn more

Dhaka Living Index

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Panaji

🇮🇳 India

$435

/mo nomad

Dhaka

🇧🇩 Bangladesh

$406

/mo nomad

Monthly Cost of Living

How much you'll spend in Panaji and in Dhaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panaji and in Dhaka actually costs, broken down by who's living it.

Monthly costs for one person with rent: $435 in Panaji versus $406 in Dhaka.

Panaji $435
Dhaka $406

Estimated couple costs with rent: $691 in Panaji versus $687 in Dhaka.

Panaji $691
Dhaka $687

Monthly costs for a family of three with rent: $948 in Panaji versus $969 in Dhaka.

Panaji $948
Dhaka $969

Living in Panaji is roughly 7% more expensive than in Dhaka, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Panaji 68% lower, Dhaka 70% lower.

Meal at Budget Restaurant

$2.56 ₹243

$2.28 ৳282

12.28%

Three-Course Dinner for Two, Mid-Range

$15.63 ₹1,484

$12.33 ৳1,523

26.76%

Fast Food Meal (McDonalds, etc)

$3.61 ₹342

$3.95 ৳488

-8.61%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.48 ৳554

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.13 ৳510

Cappuccino

$1.68 ₹160

$2.28 ৳281

-26.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₹39.92

$0.33 ৳40.88

27.27%

Water (0.33 liter bottle)

$0.16 ₹15.46

$0.16 ৳19.86

Local Beer (0.5 liter draught)

$1.08 ₹102

Imported Beer (0.33 liter bottle)

$1.78 ₹169

Milk (1 liter)

$0.72 ₹68.8

$0.85 ৳104

-15.29%

White Bread (500g)

$0.52 ₹49.77

$0.60 ৳74.5

-13.33%

Rice (white) (1kg)

$0.75 ₹71.3

$0.69 ৳85.4

8.70%

Eggs

$0.88 ₹83.9

$1.23 ৳152

-28.46%

Local Cheese (1kg)

$7.42 ₹705

$8.80 ৳1,087

-15.68%

Chicken Fillets (1kg)

$3.51 ₹334

$3.33 ৳412

5.41%

Beef Round Steak (1kg)

$6.63 ৳819

Apples (1kg)

$2.38 ₹226

$2.85 ৳352

-16.49%

Banana (1kg)

$0.82 ₹77.6

$0.90 ৳111

-8.89%

Oranges (1kg)

$1.31 ₹124

$2.34 ৳289

-44.02%

Tomato (1kg)

$0.40 ₹37.88

$0.63 ৳78.4

-36.51%

Potato (1kg)

$0.38 ₹36.50

$0.24 ৳29.59

58.33%

Onion (1kg)

$0.42 ₹39.58

$0.46 ৳57.3

-8.70%

Lettuce (1 head)

$0.81 ₹76.6

$0.35 ৳42.79

131.43%

Water (1.5 liter bottle)

$0.34 ₹32.09

$0.28 ৳34.24

21.43%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.11 ৳1,496

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.31 ৳656

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.42 ৳794

Cigarettes 20 Pack (Marlboro, Camel)

$3.86 ₹366

$3.28 ৳405

17.68%

Wine (Bottle)

$7.79 ₹740

Local Beer (0.5 liter bottle)

$0.97 ₹91.9

Imported Beer (0.33 liter bottle)

$3.11 ₹295

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.44 ₹422

One-way Ticket (Public Transport)

$0.16 ₹15.66

$0.42 ৳52.3

-61.90%

Public Transport Monthly Pass (Regular Price)

$6.43 ₹610

$22.43 ৳2,772

-71.33%

Taxi Start (Normal Tariff)

$0.30 ₹28.26

$1.19 ৳147

-74.79%

Taxi (Normal Tariff) (1km)

$0.50 ₹47.13

$0.39 ৳48.71

28.21%

Taxi 1hour Waiting (Normal Tariff)

$2.12 ₹202

$3.28 ৳406

-35.37%

Gasoline (1 liter)

$1.04 ₹98.3

$1.10 ৳136

-5.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.8K ₹1.6M

$29.4K ৳3.6M

-42.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K ₹2.4M

$32.2K ৳4.0M

-21.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.79 ₹1,974

$38.28 ৳4,729

-45.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.47 ₹330

$4.09 ৳506

-15.16%

Internet (50+ Mbps, Unlimited Data)

$8.98 ₹853

$9.02 ৳1,114

-0.44%

Gym Membership (Monthly)

$27.58 ₹2,619

$13.66 ৳1,688

101.90%

Tennis Court (1 Hour on Weekend)

$3.23 ₹307

$10.21 ৳1,261

-68.36%

Cinema Ticket

$2.95 ₹280

$4.11 ৳508

-28.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$54.2 ₹5,144

$90.7 ৳11.2K

-40.30%

International Primary School, 1 Child (Yearly)

$1,415 ₹134.4K

$2,591 ৳320.2K

-45.38%

Jeans (Levis 501 Or Similar)

$35.85 ₹3,405

$17.06 ৳2,108

110.14%

Summer Dress (H&M, Zara, etc)

$26.15 ₹2,483

$21.38 ৳2,641

22.31%

Sport Shoes (Adidas, Nike)

$20.61 ₹1,957

$51.4 ৳6,355

-59.93%

Men's Leather Business Shoes

$15.39 ₹1,462

$36.78 ৳4,545

-58.16%

1-bedroom Apartment, City Center (Monthly)

$176 ₹16.7K

$133 ৳16.4K

32.30%

1-bedroom Apartment, Outside City Center (Monthly)

$132 ₹12.6K

$65.1 ৳8,041

103.47%

3-bedroom Apartment, City Center (Monthly)

$353 ₹33.6K

$377 ৳46.6K

-6.32%

3-bedroom Apartment, Outside City Center (Monthly)

$259 ₹24.6K

$192 ৳23.8K

34.59%

Buy Apartment in City Center (m2)

$896 ₹85.1K

$1,621 ৳200.3K

-44.71%

Buy Apartment Outside City Center (m2)

$687 ₹65.2K

$760 ৳93.9K

-9.65%

Average Monthly Net Salary (After Tax)

$187 ₹17.8K

$246 ৳30.4K

-24.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.74

10.48

-7.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: October 11, 2026

Last update for Dhaka: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panaji

$132 30.5%

Dhaka

$65 16% 50.9% $67

Groceries & Markets

Panaji

$119 27.3%

Dhaka

$124 30.5% 4.1% $4.8

Eating Out

Panaji

$63 14.4%

Dhaka

$59 14.6% 5.4% $3.4

Clothing & Footwear

Panaji

$44 10.2%

Dhaka

$57 14.1% 29.2% $13

Sport & Entertainment

Panaji

$33 7.7%

Dhaka

$22 5.4% 34.6% $12

Monthly Utilities & Internet

Panaji

$33 7.7%

Dhaka

$51 12.7% 54.6% $18

Getting Around

Panaji

$9.9 2.3%

Dhaka

$27 6.7% 177% $17

Cost Breakdown

A one-bedroom apartment in the center runs $176 in Panaji and $133 in Dhaka. Housing cost is often the main lever when comparing two cities.

Dhaka pays 32% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16.00 in Panaji vs $12.00 in Dhaka. Groceries flip the comparison at $119 vs $124, with Panaji cheaper for home cooking.

Good to know

🇮🇳 Panaji

🇧🇩 Dhaka

🕒 Local time

18:22 6:22 PM

18:52 6:52 PM

30 min ahead of Panaji

🌤 Weather

👥 Population

114,759

21,741,000 Capital

💱 Currency

Indian Rupee INR ₹

Bangladeshi Taka BDT ৳

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 BDT = 8.09 USD

1,000 BDT = 7.2 EUR

Exchange rates and currency converter

BDT, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Bangladeshi Taka exchange rates as of October 17, 2026: 1 USD = 124 BDT (1,000 BDT = 8.09 USD). 1 EUR = 139 BDT (1,000 BDT = 7.2 EUR).

USD to INR in detail →

On the map

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Between locations

Panaji Dhaka 1,960 km ≈ 3 h nonstop flight

From you

Panaji
Dhaka

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panaji vs Dhaka: Cost of Living - Frequently Asked Questions

Dhaka is cheaper overall, especially in eating out and leisure. The 7% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 32% lower in Dhaka. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $176 in Panaji versus $133 in Dhaka. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $435 per month in Panaji versus $406 in Dhaka – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dhaka runs roughly 249% less than in Panaji. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Dhaka gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Dhaka is more practical. Housing and childcare are both notably cheaper than in Panaji, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Dhaka gentler on the wallet – expenses run 7% less than in Panaji. Beyond cost, consider language, visa policies, and how big the international community is in each city.