Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Ozamiz

For one person, living is cheaper in Ozamiz: $726 a month against $936 in Chiang Mai, rent and utilities included – about $2,500 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
34

Cost of Living Index in Ozamiz
Learn more

Ozamiz Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Ozamiz

🇵🇭 Philippines

$726

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Ozamiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Ozamiz actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $726 in Ozamiz, rent included.

Chiang Mai $936
Ozamiz $726

A couple spends around $1,457 per month in Chiang Mai vs $1,089 in Ozamiz, rent included.

Chiang Mai $1,457
Ozamiz $1,089

A family of three spends $1,979 per month in Chiang Mai vs $1,453 in Ozamiz, rent included.

Chiang Mai $1,979
Ozamiz $1,453

Chiang Mai costs about 29% more than Ozamiz, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Ozamiz are more affordable than the global median – Chiang Mai 31% lower, Ozamiz 47% lower.

Meal at Budget Restaurant

$2.24 ฿75.7

$4.00 ₱255

-44.00%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿642

$16.28 ₱1,040

16.71%

Fast Food Meal (McDonalds, etc)

$5.55 ฿188

$2.35 ₱150

136.17%

Cappuccino

$1.67 ฿56.6

$1.97 ₱126

-15.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.56

$0.62 ₱39.54

3.23%

Water (0.33 liter bottle)

$0.31 ฿10.32

$0.33 ₱21.32

-6.06%

Local Beer (0.5 liter draught)

$2.36 ฿79.6

$1.34 ₱85.4

76.12%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$1.91 ₱122

91.62%

Milk (1 liter)

$1.95 ฿65.8

$1.57 ₱101

24.20%

White Bread (500g)

$1.44 ฿48.51

$0.76 ₱48.30

89.47%

Rice (white) (1kg)

$1.33 ฿45.07

$0.83 ₱52.9

60.24%

Eggs

$2.28 ฿77.1

$2.08 ₱133

9.62%

Local Cheese (1kg)

$16.45 ฿556

$6.01 ₱384

173.71%

Chicken Fillets (1kg)

$2.78 ฿94.0

$3.42 ₱219

-18.71%

Beef Round Steak (1kg)

$9.31 ฿314

$7.63 ₱487

22.02%

Apples (1kg)

$2.35 ฿79.5

$2.31 ₱148

1.73%

Banana (1kg)

$0.97 ฿32.82

$0.72 ₱45.74

34.72%

Oranges (1kg)

$1.60 ฿53.9

$2.27 ₱145

-29.52%

Tomato (1kg)

$1.50 ฿50.7

$1.16 ₱74.1

29.31%

Potato (1kg)

$1.28 ฿43.15

$2.07 ₱132

-38.16%

Onion (1kg)

$1.10 ฿37.22

$2.73 ₱174

-59.71%

Lettuce (1 head)

$0.71 ฿23.84

$1.20 ₱76.7

-40.83%

Water (1.5 liter bottle)

$0.49 ฿16.38

$0.52 ₱33.48

-5.77%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$2.91 ₱186

42.27%

Wine (Bottle)

$17.52 ฿592

$6.77 ₱433

158.79%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$0.94 ₱59.8

71.28%

Imported Beer (0.33 liter bottle)

$2.78 ฿94.0

$1.82 ₱117

52.75%

One-way Ticket (Public Transport)

$0.87 ฿29.33

$0.26 ₱16.43

234.62%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,827

$12.73 ₱814

324.90%

Taxi Start (Normal Tariff)

$1.16 ฿39.08

$0.83 ₱52.9

39.76%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.82

$0.23 ₱14.42

130.43%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

$1.82 ₱116

32.97%

Gasoline (1 liter)

$1.45 ฿48.93

$0.98 ₱62.8

47.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿711.2K

$19.8K ₱1.3M

6.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.8K

$17.1K ₱1.1M

57.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,100

$119 ₱7,578

-47.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$16.71 ₱1,068

-27.17%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿680

$23.69 ₱1,514

-15.07%

Gym Membership (Monthly)

$37.31 ฿1,260

$31.10 ₱1,987

19.97%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$5.33 ₱340

-29.27%

Cinema Ticket

$6.49 ฿219

$4.56 ₱291

42.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.9K

$146 ₱9,318

404.80%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.6K

$8,434 ₱538.9K

75.06%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,802

$33.85 ₱2,163

57.67%

Summer Dress (H&M, Zara, etc)

$24.64 ฿832

$21.35 ₱1,364

15.41%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,089

$70.1 ₱4,478

30.52%

Men's Leather Business Shoes

$71.9 ฿2,429

$54.8 ₱3,503

31.23%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$252 ₱16.1K

91.02%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$185 ₱11.8K

67.27%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿34.0K

$488 ₱31.2K

105.92%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$347 ₱22.2K

82.47%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

$2,802 ₱179.0K

-15.65%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.7K

$1,042 ₱66.6K

52.44%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$189 ₱12.1K

212.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.92

-19.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Ozamiz: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Ozamiz

$185 25.4% 40.2% $124

Groceries & Markets

Chiang Mai

$234 25.1%

Ozamiz

$168 23.2% 28.2% $66

Clothing & Footwear

Chiang Mai

$109 11.6%

Ozamiz

$81 11.2% 25.4% $28

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Ozamiz

$159 21.9% 68.3% $65

Eating Out

Chiang Mai

$78 8.3%

Ozamiz

$77 10.6% 0.7% $0.6

Getting Around

Chiang Mai

$61 6.6%

Ozamiz

$16 2.2% 74.4% $46

Sport & Entertainment

Chiang Mai

$50 5.4%

Ozamiz

$40 5.5% 20% $10

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $252 in Ozamiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Chiang Mai are about 3.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $16 in Ozamiz. Monthly groceries follow the same trend: $234 vs $168 – making Ozamiz the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇵🇭 Ozamiz

🕒 Local time

02:04 2:04 AM

03:04 3:04 AM

1 h ahead of Chiang Mai

🌤 Weather

👥 Population

127,240

141,828

💱 Currency

Thai Baht THB ฿

Philippine Peso PHP ₱

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Ozamiz 2,930 km ≈ 4 h 15 min nonstop flight

From you

Chiang Mai
Ozamiz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Ozamiz: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 29% more than Ozamiz, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,089 in Ozamiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ozamiz, especially for central apartments: a one-bedroom in the center costs $252 there versus $482 in Chiang Mai.

Kindergarten costs $736 per month in Chiang Mai and $146 in Ozamiz. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 39% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

Families tend to lean toward Ozamiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ozamiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.