Cost of Living Comparison Between Oyo and Jos Cost of Living Comparison Between Oyo and Jos

Monthly Cost of Living

A single person spends $714 per month in Oyo vs $1,025 in Jos, rent included.

A couple spends around $1,272 per month in Oyo vs $1,409 in Jos, rent included.

A family of three spends $1,831 per month in Oyo vs $1,792 in Jos, rent included.

Oyo is about 30% cheaper than Jos, driven mainly by Groceries & Markets.

Both Oyo and Jos are more affordable than the global median – Oyo 46% lower, Jos 23% lower.

Meal at Budget Restaurant

$2.56 ₦3,486

$1.31 ₦1,789

95.42%

Three-Course Dinner for Two, Mid-Range

$49.45 ₦67.4K

$13.82 ₦18.8K

257.81%

Fast Food Meal (McDonalds, etc)

$5.37 ₦7,318

$4.56 ₦6,209

17.76%

Cappuccino

$2.19 ₦2,991

$2.36 ₦3,218

-7.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₦492

$0.34 ₦469

5.88%

Water (0.33 liter bottle)

$0.20 ₦272

$0.25 ₦343

-20.00%

Local Beer (0.5 liter draught)

$0.85 ₦1,152

$0.69 ₦934

23.19%

Imported Beer (0.33 liter bottle)

$1.43 ₦1,954

Milk (1 liter)

$2.29 ₦3,116

$3.61 ₦4,920

-36.57%

White Bread (500g)

$1.24 ₦1,691

$0.89 ₦1,213

39.33%

Rice (white) (1kg)

$2.23 ₦3,041

$3.42 ₦4,658

-34.80%

Eggs

$1.77 ₦2,411

$2.92 ₦3,978

-39.38%

Local Cheese (1kg)

$6.41 ₦8,740

$10.07 ₦13.7K

-36.35%

Chicken Fillets (1kg)

$4.33 ₦5,897

$4.98 ₦6,782

-13.05%

Beef Round Steak (1kg)

$5.49 ₦7,485

$4.41 ₦6,016

24.49%

Apples (1kg)

$3.60 ₦4,906

$4.11 ₦5,609

-12.41%

Banana (1kg)

$2.13 ₦2,903

$4.97 ₦6,774

-57.14%

Oranges (1kg)

$2.13 ₦2,900

$2.74 ₦3,736

-22.26%

Tomato (1kg)

$2.41 ₦3,278

$3.95 ₦5,381

-38.99%

Potato (1kg)

$2.31 ₦3,153

$2.30 ₦3,139

0.43%

Onion (1kg)

$1.93 ₦2,628

$1.97 ₦2,686

-2.03%

Lettuce (1 head)

$1.98 ₦2,703

$0.64 ₦874

209.37%

Water (1.5 liter bottle)

$0.38 ₦520

$0.77 ₦1,056

-50.65%

Cigarettes 20 Pack (Marlboro, Camel)

$1.32 ₦1,795

Wine (Bottle)

$2.54 ₦3,463

$5.78 ₦7,881

-56.06%

Local Beer (0.5 liter bottle)

$0.67 ₦914

$0.74 ₦1,015

-9.46%

Imported Beer (0.33 liter bottle)

$0.88 ₦1,194

One-way Ticket (Public Transport)

$0.35 ₦475

Public Transport Monthly Pass (Regular Price)

$14.30 ₦19.5K

Taxi Start (Normal Tariff)

$1.23 ₦1,677

$0.98 ₦1,330

25.51%

Taxi (Normal Tariff) (1km)

$2.21 ₦3,018

Taxi 1hour Waiting (Normal Tariff)

$4.80 ₦6,546

$9.88 ₦13.5K

-51.42%

Gasoline (1 liter)

$0.74 ₦1,004

$0.88 ₦1,197

-15.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K ₦27.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K ₦28.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.71 ₦56.9K

$100 ₦136.9K

-58.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.35 ₦14.1K

$9.95 ₦13.6K

4.02%

Internet (50+ Mbps, Unlimited Data)

$34.55 ₦47.1K

Gym Membership (Monthly)

$14.19 ₦19.3K

$40.13 ₦54.7K

-64.64%

Tennis Court (1 Hour on Weekend)

$4.44 ₦6,048

$12.12 ₦16.5K

-63.37%

Cinema Ticket

$6.17 ₦8,408

$9.23 ₦12.6K

-33.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$82.3 ₦112.2K

International Primary School, 1 Child (Yearly)

$2,290 ₦3.1M

$985 ₦1.3M

132.50%

Jeans (Levis 501 Or Similar)

$18.88 ₦25.7K

$9.94 ₦13.5K

89.94%

Summer Dress (H&M, Zara, etc)

$24.89 ₦33.9K

$14.79 ₦20.2K

68.29%

Sport Shoes (Adidas, Nike)

$48.00 ₦65.4K

$50.9 ₦69.3K

-5.62%

Men's Leather Business Shoes

$34.60 ₦47.2K

$50.6 ₦68.9K

-31.59%

1-bedroom Apartment, City Center (Monthly)

$414 ₦564.0K

$696 ₦949.0K

-40.56%

1-bedroom Apartment, Outside City Center (Monthly)

$241 ₦328.7K

$472 ₦642.7K

-48.85%

3-bedroom Apartment, City Center (Monthly)

$1,097 ₦1.5M

$850 ₦1.2M

29.00%

3-bedroom Apartment, Outside City Center (Monthly)

$639 ₦870.6K

$606 ₦826.6K

5.32%

Buy Apartment in City Center (m2)

$741 ₦1.0M

$2,033 ₦2.8M

-63.53%

Buy Apartment Outside City Center (m2)

$186 ₦253.2K

$1,478 ₦2.0M

-87.43%

Average Monthly Net Salary (After Tax)

$33.09 ₦45.1K

$68.2 ₦92.9K

-51.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: July 28, 2026

Last update for Jos: July 28, 2026

Cost Breakdown

A central one-bedroom costs $414 in Oyo versus $696 in Jos. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 106% higher in Jos, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in Oyo versus $14.00 in Jos. Groceries tell a different story – $193 in Oyo vs $258 in Jos – so Oyo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyo vs Jos: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $714 in Oyo, $1,025 in Jos – roughly 44% apart. Jos costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,071 per month in Oyo and $1,538 in Jos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oyo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $49.00 in Oyo and $14.00 in Jos. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $714 in Oyo and $1,025 in Jos. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Oyo, where all-in costs run around $714, than in Jos at $1,025. In Oyo it covers expenses comfortably, while in Jos it requires careful planning or may not stretch far enough.

Families tend to lean toward Oyo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Oyo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jos makes more sense. Both are solid long-term options with distinct trade-offs.