Last update: Oct 2026

Cost of Living Comparison Between Oyo and Jos

For one person, living is cheaper in Jos: $534 a month against $619 in Oyo, rent and utilities included – about $1,000 less a year. Higher rent and utilities in Oyo outweigh lower spending on other living expenses.

30

Cost of Living Index in Oyo
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Oyo Living Index
26

Cost of Living Index in Jos
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Jos Living Index

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Oyo

🇳🇬 Nigeria

$619

/mo nomad

Jos

🇳🇬 Nigeria

$534

/mo nomad

Monthly Cost of Living

How much you'll spend in Oyo and in Jos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oyo and in Jos actually costs, broken down by who's living it.

A single person spends $619 per month in Oyo vs $534 in Jos, rent included.

Oyo $619
Jos $534

A couple spends around $1,152 per month in Oyo vs $1,097 in Jos, rent included.

Oyo $1,152
Jos $1,097

A family of three spends $1,685 per month in Oyo vs $1,661 in Jos, rent included.

Oyo $1,685
Jos $1,661

Oyo costs about 16% more than Jos, and outside of rent the biggest gap is in transport.

Both Oyo and Jos are more affordable than the global median – Oyo 55% lower, Jos 61% lower.

Meal at Budget Restaurant

$3.77 ₦5,055

$2.04 ₦2,729

84.80%

Three-Course Dinner for Two, Mid-Range

$50.8 ₦68.1K

$30.16 ₦40.4K

68.44%

Fast Food Meal (McDonalds, etc)

$7.43 ₦9,952

$3.97 ₦5,325

87.15%

Cappuccino

$2.76 ₦3,697

$3.25 ₦4,357

-15.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₦585

$0.43 ₦571

2.33%

Water (0.33 liter bottle)

$0.11 ₦153

$0.67 ₦896

-83.58%

Local Beer (0.5 liter draught)

$0.36 ₦482

$1.02 ₦1,366

-64.71%

Imported Beer (0.33 liter bottle)

$0.53 ₦713

$1.98 ₦2,658

-73.23%

Milk (1 liter)

$3.22 ₦4,322

$3.70 ₦4,958

-12.97%

White Bread (500g)

$0.55 ₦732

$0.87 ₦1,171

-36.78%

Rice (white) (1kg)

$0.92 ₦1,239

$2.19 ₦2,931

-57.99%

Eggs

$2.15 ₦2,885

$1.79 ₦2,397

20.11%

Local Cheese (1kg)

$3.58 ₦4,795

$9.95 ₦13.3K

-64.02%

Chicken Fillets (1kg)

$3.97 ₦5,320

$5.02 ₦6,728

-20.92%

Beef Round Steak (1kg)

$4.43 ₦5,932

$4.02 ₦5,384

10.20%

Apples (1kg)

$1.69 ₦2,261

$2.00 ₦2,674

-15.50%

Banana (1kg)

$1.31 ₦1,758

$1.45 ₦1,940

-9.66%

Oranges (1kg)

$1.08 ₦1,448

$1.51 ₦2,025

-28.48%

Tomato (1kg)

$1.48 ₦1,988

$2.27 ₦3,046

-34.80%

Potato (1kg)

$1.61 ₦2,158

$1.78 ₦2,390

-9.55%

Onion (1kg)

$1.50 ₦2,004

$2.41 ₦3,229

-37.76%

Lettuce (1 head)

$0.82 ₦1,104

$0.59 ₦785

38.98%

Water (1.5 liter bottle)

$0.31 ₦417

$0.40 ₦534

-22.50%

Cigarettes 20 Pack (Marlboro, Camel)

$0.58 ₦783

$1.95 ₦2,619

-70.26%

Wine (Bottle)

$2.46 ₦3,295

$5.93 ₦7,949

-58.52%

Local Beer (0.5 liter bottle)

$0.36 ₦481

$1.20 ₦1,605

-70.00%

Imported Beer (0.33 liter bottle)

$0.46 ₦620

$1.77 ₦2,371

-74.01%

One-way Ticket (Public Transport)

$0.36 ₦482

Public Transport Monthly Pass (Regular Price)

$14.82 ₦19.9K

Taxi Start (Normal Tariff)

$0.65 ₦878

$0.58 ₦780

12.07%

Taxi (Normal Tariff) (1km)

$0.90 ₦1,209

$0.87 ₦1,166

3.45%

Taxi 1hour Waiting (Normal Tariff)

$2.13 ₦2,852

$1.83 ₦2,453

16.39%

Gasoline (1 liter)

$0.90 ₦1,213

$0.54 ₦723

66.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.3K ₦15.2M

$25.7K ₦34.4M

-55.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K ₦37.9M

$36.3K ₦48.6M

-22.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$15.13 ₦20.3K

$100 ₦134.5K

-84.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.63 ₦19.6K

$6.50 ₦8,712

125.08%

Internet (50+ Mbps, Unlimited Data)

$33.32 ₦44.7K

$28.97 ₦38.8K

15.02%

Gym Membership (Monthly)

$14.71 ₦19.7K

$39.52 ₦53.0K

-62.78%

Tennis Court (1 Hour on Weekend)

$4.66 ₦6,241

$12.03 ₦16.1K

-61.26%

Cinema Ticket

$6.24 ₦8,362

$6.22 ₦8,331

0.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$672 ₦900.3K

$44.67 ₦59.9K

1403.76%

International Primary School, 1 Child (Yearly)

$19.8K ₦26.5M

$1,001 ₦1.3M

1876.09%

Jeans (Levis 501 Or Similar)

$5.95 ₦7,978

$10.09 ₦13.5K

-41.03%

Summer Dress (H&M, Zara, etc)

$18.40 ₦24.7K

$14.98 ₦20.1K

22.83%

Sport Shoes (Adidas, Nike)

$14.96 ₦20.1K

$51.0 ₦68.3K

-70.66%

Men's Leather Business Shoes

$10.29 ₦13.8K

$50.1 ₦67.1K

-79.46%

1-bedroom Apartment, City Center (Monthly)

$434 ₦582.2K

1-bedroom Apartment, Outside City Center (Monthly)

$250 ₦334.9K

3-bedroom Apartment, City Center (Monthly)

$1,126 ₦1.5M

$554 ₦743.1K

103.12%

3-bedroom Apartment, Outside City Center (Monthly)

$671 ₦899.6K

$483 ₦646.7K

39.11%

Buy Apartment in City Center (m2)

$741 ₦992.7K

$2,030 ₦2.7M

-63.51%

Buy Apartment Outside City Center (m2)

$185 ₦247.3K

$1,485 ₦2.0M

-87.57%

Average Monthly Net Salary (After Tax)

$33.86 ₦45.4K

$102 ₦136.4K

-66.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

-55.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: October 26, 2026

Last update for Jos: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oyo

$250 40.4%

Jos

- * 0% 100%

Groceries & Markets

Oyo

$144 23.3%

Jos

$203 38.1% 40.8% $59

Eating Out

Oyo

$91 14.6%

Jos

$81 15.1% 11% $10

Monthly Utilities & Internet

Oyo

$63 10.2%

Jos

$136 25.5% 115% $73

Sport & Entertainment

Oyo

$27 4.4%

Jos

$52 9.7% 91.1% $25

Clothing & Footwear

Oyo

$22 3.6%

Jos

$57 10.6% 154% $34

Getting Around

Oyo

$21 3.5%

Jos

$4.9 * 0.9% 77% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries in Jos are about 3 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $51 in Oyo versus $30 in Jos. Groceries tell a different story – $144 in Oyo vs $203 in Jos – so Oyo wins on supermarket bills even if dining out costs more.

Good to know

🇳🇬 Oyo

🇳🇬 Jos

🕒 Local time

07:32 7:32 AM

Same time as Oyo

🌤 Weather

👥 Population

736,100

900,000

💱 Currency

Nigerian Naira NGN ₦

📈 Exchange rate

10,000 NGN = 7.46 USD

10,000 NGN = 6.7 EUR

10,000 NGN = 7.46 USD

10,000 NGN = 6.7 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Oyo Jos 590 km ≈ 1 h 15 min nonstop flight

From you

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyo vs Jos: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $619 in Oyo, $534 in Jos – roughly 16% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $928 per month in Oyo and $800 in Jos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $51 in Oyo and $30 in Jos. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 29% cheaper in Oyo – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$1,200 covers both cities comfortably – all-in costs are $619 in Oyo and $534 in Jos, leaving budget for savings and extras in both cases.