Cost of Living Comparison Between Oyo and Jos Cost of Living Comparison Between Oyo and Jos

Monthly Cost of Living

A single person spends $630 per month in Oyo vs $528 in Jos, rent included.

A couple spends around $1,163 per month in Oyo vs $1,094 in Jos, rent included.

A family of three spends $1,695 per month in Oyo vs $1,660 in Jos, rent included.

Oyo costs about 19% more than Jos, driven mainly by Groceries & Markets.

Both Oyo and Jos are more affordable than the global median – Oyo 54% lower, Jos 62% lower.

Meal at Budget Restaurant

$3.79 ₦5,016

$2.14 ₦2,835

77.10%

Three-Course Dinner for Two, Mid-Range

$50.8 ₦67.3K

$29.30 ₦38.8K

73.28%

Fast Food Meal (McDonalds, etc)

$7.56 ₦10.0K

$4.60 ₦6,094

64.35%

Cappuccino

$2.85 ₦3,774

$3.40 ₦4,508

-16.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 ₦596

$0.55 ₦730

-18.18%

Water (0.33 liter bottle)

$0.10 ₦134

$0.70 ₦928

-85.71%

Local Beer (0.5 liter draught)

$0.38 ₦507

$1.07 ₦1,421

-64.49%

Imported Beer (0.33 liter bottle)

$0.54 ₦710

$2.10 ₦2,779

-74.29%

Milk (1 liter)

$3.16 ₦4,190

$3.63 ₦4,811

-12.95%

White Bread (500g)

$0.51 ₦673

$0.85 ₦1,128

-40.00%

Rice (white) (1kg)

$0.91 ₦1,209

$2.25 ₦2,979

-59.56%

Eggs

$2.25 ₦2,976

$1.86 ₦2,461

20.97%

Local Cheese (1kg)

$3.50 ₦4,643

$9.99 ₦13.2K

-64.96%

Chicken Fillets (1kg)

$3.79 ₦5,020

$5.12 ₦6,780

-25.98%

Beef Round Steak (1kg)

$4.46 ₦5,913

$4.02 ₦5,324

10.95%

Apples (1kg)

$1.69 ₦2,235

$1.98 ₦2,622

-14.65%

Banana (1kg)

$1.29 ₦1,705

$1.49 ₦1,975

-13.42%

Oranges (1kg)

$1.13 ₦1,495

$1.53 ₦2,026

-26.14%

Tomato (1kg)

$1.26 ₦1,676

$2.29 ₦3,028

-44.98%

Potato (1kg)

$1.30 ₦1,727

$1.80 ₦2,381

-27.78%

Onion (1kg)

$1.31 ₦1,743

$2.43 ₦3,222

-46.09%

Lettuce (1 head)

$0.88 ₦1,169

$0.58 ₦769

51.72%

Water (1.5 liter bottle)

$0.29 ₦382

$0.37 ₦488

-21.62%

Cigarettes 20 Pack (Marlboro, Camel)

$0.59 ₦777

$2.04 ₦2,697

-71.08%

Wine (Bottle)

$2.55 ₦3,383

$5.77 ₦7,642

-55.81%

Local Beer (0.5 liter bottle)

$0.38 ₦506

$1.23 ₦1,632

-69.11%

Imported Beer (0.33 liter bottle)

$0.47 ₦618

$1.79 ₦2,378

-73.74%

One-way Ticket (Public Transport)

$0.38 ₦509

Public Transport Monthly Pass (Regular Price)

$15.06 ₦20.0K

Taxi Start (Normal Tariff)

$0.70 ₦926

$0.58 ₦774

20.69%

Taxi (Normal Tariff) (1km)

$0.96 ₦1,267

$0.80 ₦1,054

20.00%

Taxi 1hour Waiting (Normal Tariff)

$2.22 ₦2,946

$1.83 ₦2,427

21.31%

Gasoline (1 liter)

$0.89 ₦1,182

$0.58 ₦768

53.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.3K ₦14.9M

$26.5K ₦35.1M

-57.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.5K ₦17.8M

$18.3K ₦24.3M

-26.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$14.73 ₦19.5K

$101 ₦134.5K

-85.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.95 ₦21.1K

$6.36 ₦8,428

150.79%

Internet (50+ Mbps, Unlimited Data)

$32.53 ₦43.1K

$28.56 ₦37.9K

13.90%

Gym Membership (Monthly)

$14.78 ₦19.6K

$39.25 ₦52.0K

-62.34%

Tennis Court (1 Hour on Weekend)

$4.63 ₦6,136

$12.21 ₦16.2K

-62.08%

Cinema Ticket

$4.77 ₦6,326

$4.92 ₦6,523

-3.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$675 ₦895.2K

$44.31 ₦58.7K

1424.35%

International Primary School, 1 Child (Yearly)

$20.1K ₦26.6M

$1,017 ₦1.3M

1877.84%

Jeans (Levis 501 Or Similar)

$5.86 ₦7,764

$9.88 ₦13.1K

-40.69%

Summer Dress (H&M, Zara, etc)

$18.04 ₦23.9K

$15.03 ₦19.9K

20.03%

Sport Shoes (Adidas, Nike)

$15.15 ₦20.1K

$50.9 ₦67.4K

-70.23%

Men's Leather Business Shoes

$10.66 ₦14.1K

$49.03 ₦65.0K

-78.26%

1-bedroom Apartment, City Center (Monthly)

$438 ₦580.9K

1-bedroom Apartment, Outside City Center (Monthly)

$256 ₦339.6K

3-bedroom Apartment, City Center (Monthly)

$1,118 ₦1.5M

$549 ₦727.6K

103.63%

3-bedroom Apartment, Outside City Center (Monthly)

$679 ₦900.2K

$488 ₦646.9K

39.15%

Buy Apartment in City Center (m2)

$761 ₦1.0M

$2,040 ₦2.7M

-62.71%

Buy Apartment Outside City Center (m2)

$190 ₦251.2K

$1,481 ₦2.0M

-87.20%

Average Monthly Net Salary (After Tax)

$33.54 ₦44.4K

$100 ₦132.6K

-66.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

-55.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: September 5, 2026

Last update for Jos: September 5, 2026

Cost Breakdown

Salaries run about 198% higher in Jos, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $51.0 in Oyo versus $29.00 in Jos. Groceries tell a different story – $141 in Oyo vs $203 in Jos – so Oyo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyo vs Jos: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $630 in Oyo, $528 in Jos – roughly 19% apart. Oyo costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $945 per month in Oyo and $792 in Jos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $51.0 in Oyo and $29.00 in Jos. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 45% cheaper in Oyo – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$1,200 covers both cities comfortably – all-in costs are $630 in Oyo and $528 in Jos, leaving budget for savings and extras in both cases.

Families tend to lean toward Jos – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Jos. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oyo makes more sense. Both are solid long-term options with distinct trade-offs.