Last update: Oct 2026

Cost of Living Comparison Between Oyo and Abuja

For one person, living is cheaper in Oyo: $619 a month against $991 in Abuja, rent and utilities included – about $4,500 less a year. Rent and utilities account for about half of the difference.

30

Cost of Living Index in Oyo
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Oyo Living Index
48

Cost of Living Index in Abuja
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Abuja Living Index

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Oyo

🇳🇬 Nigeria

$619

/mo nomad

Abuja

🇳🇬 Nigeria

$991

/mo nomad

Monthly Cost of Living

How much you'll spend in Oyo and in Abuja

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oyo and in Abuja actually costs, broken down by who's living it.

Monthly costs for one person with rent: $619 in Oyo versus $991 in Abuja.

Oyo $619
Abuja $991

Estimated couple costs with rent: $1,152 in Oyo versus $1,872 in Abuja.

Oyo $1,152
Abuja $1,872

Monthly costs for a family of three with rent: $1,685 in Oyo versus $2,753 in Abuja.

Oyo $1,685
Abuja $2,753

Living in Oyo costs roughly 38% less than in Abuja, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Oyo 55% lower, Abuja 27% lower.

Meal at Budget Restaurant

$3.77 ₦5,055

$1.94 ₦2,602

94.33%

Three-Course Dinner for Two, Mid-Range

$50.8 ₦68.1K

$30.33 ₦40.7K

67.49%

Fast Food Meal (McDonalds, etc)

$7.43 ₦9,952

$4.08 ₦5,465

82.11%

Cappuccino

$2.76 ₦3,697

$3.28 ₦4,400

-15.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₦585

$0.43 ₦573

2.33%

Water (0.33 liter bottle)

$0.11 ₦153

$0.71 ₦956

-84.51%

Local Beer (0.5 liter draught)

$0.36 ₦482

$0.97 ₦1,301

-62.89%

Imported Beer (0.33 liter bottle)

$0.53 ₦713

$1.97 ₦2,647

-73.10%

Milk (1 liter)

$3.22 ₦4,322

$3.59 ₦4,814

-10.31%

White Bread (500g)

$0.55 ₦732

$1.29 ₦1,731

-57.36%

Rice (white) (1kg)

$0.92 ₦1,239

$2.27 ₦3,048

-59.47%

Eggs

$2.15 ₦2,885

$1.81 ₦2,420

18.78%

Local Cheese (1kg)

$3.58 ₦4,795

$11.11 ₦14.9K

-67.78%

Chicken Fillets (1kg)

$3.97 ₦5,320

$5.35 ₦7,164

-25.79%

Beef Round Steak (1kg)

$4.43 ₦5,932

$5.82 ₦7,795

-23.88%

Apples (1kg)

$1.69 ₦2,261

$2.07 ₦2,775

-18.36%

Banana (1kg)

$1.31 ₦1,758

$1.50 ₦2,006

-12.67%

Oranges (1kg)

$1.08 ₦1,448

$1.52 ₦2,039

-28.95%

Tomato (1kg)

$1.48 ₦1,988

$2.29 ₦3,068

-35.37%

Potato (1kg)

$1.61 ₦2,158

$1.79 ₦2,393

-10.06%

Onion (1kg)

$1.50 ₦2,004

$2.48 ₦3,324

-39.52%

Lettuce (1 head)

$0.82 ₦1,104

$0.59 ₦794

38.98%

Water (1.5 liter bottle)

$0.31 ₦417

$0.39 ₦526

-20.51%

Cigarettes 20 Pack (Marlboro, Camel)

$0.58 ₦783

$1.96 ₦2,624

-70.41%

Wine (Bottle)

$2.46 ₦3,295

$5.83 ₦7,818

-57.80%

Local Beer (0.5 liter bottle)

$0.36 ₦481

$1.20 ₦1,604

-70.00%

Imported Beer (0.33 liter bottle)

$0.46 ₦620

$1.85 ₦2,484

-75.14%

One-way Ticket (Public Transport)

$0.36 ₦482

$0.46 ₦619

-21.74%

Public Transport Monthly Pass (Regular Price)

$14.82 ₦19.9K

$32.58 ₦43.7K

-54.51%

Taxi Start (Normal Tariff)

$0.65 ₦878

$0.61 ₦823

6.56%

Taxi (Normal Tariff) (1km)

$0.90 ₦1,209

$0.81 ₦1,086

11.11%

Taxi 1hour Waiting (Normal Tariff)

$2.13 ₦2,852

$1.85 ₦2,474

15.14%

Gasoline (1 liter)

$0.90 ₦1,213

$0.57 ₦765

57.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.3K ₦15.2M

$26.1K ₦35.0M

-56.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K ₦37.9M

$37.3K ₦50.0M

-24.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$15.13 ₦20.3K

$110 ₦147.8K

-86.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.63 ₦19.6K

$6.48 ₦8,687

125.77%

Internet (50+ Mbps, Unlimited Data)

$33.32 ₦44.7K

$29.14 ₦39.1K

14.34%

Gym Membership (Monthly)

$14.71 ₦19.7K

$25.74 ₦34.5K

-42.85%

Tennis Court (1 Hour on Weekend)

$4.66 ₦6,241

$9.62 ₦12.9K

-51.56%

Cinema Ticket

$6.24 ₦8,362

$6.31 ₦8,456

-1.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$672 ₦900.3K

$44.68 ₦59.9K

1403.42%

International Primary School, 1 Child (Yearly)

$19.8K ₦26.5M

$3,103 ₦4.2M

537.70%

Jeans (Levis 501 Or Similar)

$5.95 ₦7,978

$26.03 ₦34.9K

-77.14%

Summer Dress (H&M, Zara, etc)

$18.40 ₦24.7K

$60.8 ₦81.4K

-69.71%

Sport Shoes (Adidas, Nike)

$14.96 ₦20.1K

$76.5 ₦102.6K

-80.45%

Men's Leather Business Shoes

$10.29 ₦13.8K

$105 ₦141.3K

-90.24%

1-bedroom Apartment, City Center (Monthly)

$434 ₦582.2K

$589 ₦789.9K

-26.29%

1-bedroom Apartment, Outside City Center (Monthly)

$250 ₦334.9K

$348 ₦465.8K

-28.10%

3-bedroom Apartment, City Center (Monthly)

$1,126 ₦1.5M

$1,405 ₦1.9M

-19.82%

3-bedroom Apartment, Outside City Center (Monthly)

$671 ₦899.6K

$1,346 ₦1.8M

-50.14%

Buy Apartment in City Center (m2)

$741 ₦992.7K

$699 ₦937.2K

5.92%

Buy Apartment Outside City Center (m2)

$185 ₦247.3K

$378 ₦506.9K

-51.21%

Average Monthly Net Salary (After Tax)

$33.86 ₦45.4K

$162 ₦217.5K

-79.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

-55.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: October 26, 2026

Last update for Abuja: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oyo

$250 40.4%

Abuja

$348 35.1% 39.1% $98

Groceries & Markets

Oyo

$144 23.3%

Abuja

$218 22% 51.2% $74

Eating Out

Oyo

$91 14.6%

Abuja

$81 8.1% 11.1% $10

Monthly Utilities & Internet

Oyo

$63 10.2%

Abuja

$146 14.7% 131% $83

Sport & Entertainment

Oyo

$27 4.4%

Abuja

$38 3.9% 41.1% $11

Clothing & Footwear

Oyo

$22 3.6%

Abuja

$121 12.2% 442% $99

Getting Around

Oyo

$21 3.5%

Abuja

$39 4% 82.4% $18

Cost Breakdown

A one-bedroom apartment in the center runs $434 in Oyo and $589 in Abuja. Housing cost is often the main lever when comparing two cities.

Abuja pays about 4.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $51 in Oyo vs $30 in Abuja. Groceries flip the comparison at $144 vs $218, with Oyo cheaper for home cooking.

Good to know

🇳🇬 Oyo

🇳🇬 Abuja

🕒 Local time

21:23 9:23 PM

Same time as Oyo

🌤 Weather

👥 Population

736,100

776,298 Capital

💱 Currency

Nigerian Naira NGN ₦

📈 Exchange rate

10,000 NGN = 7.46 USD

10,000 NGN = 6.7 EUR

10,000 NGN = 7.46 USD

10,000 NGN = 6.7 EUR

Exchange rates and currency converter

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Oyo
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyo vs Abuja: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $619 in Oyo and $991 in Abuja, so Oyo is about 38% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 79% lower in Oyo. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $434 in Oyo versus $589 in Abuja. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $619 per month in Oyo versus $991 in Abuja – Oyo is about 38% cheaper, which adds up to real savings over time.

A monthly transit pass in Oyo runs roughly 55% less than in Abuja. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Oyo wins on affordability, Abuja on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.