Cost of Living Comparison Between Oyo and Abuja Cost of Living Comparison Between Oyo and Abuja

Monthly Cost of Living

Monthly costs for one person with rent: $716 in Oyo versus $1,700 in Abuja.

Estimated couple costs with rent: $1,268 in Oyo versus $2,793 in Abuja.

Monthly costs for a family of three with rent: $1,821 in Oyo versus $3,886 in Abuja.

Living in Oyo costs roughly 58% less than in Abuja, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Oyo is 47% below, Abuja is 27% above.

Meal at Budget Restaurant

$2.65 ₦3,605

$1.97 ₦2,684

34.52%

Three-Course Dinner for Two, Mid-Range

$49.97 ₦68.0K

$45.77 ₦62.3K

9.18%

Fast Food Meal (McDonalds, etc)

$5.27 ₦7,176

$5.68 ₦7,732

-7.22%

Cappuccino

$2.10 ₦2,858

$2.52 ₦3,426

-16.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₦494

$0.50 ₦687

-28.00%

Water (0.33 liter bottle)

$0.22 ₦300

$0.42 ₦566

-47.62%

Local Beer (0.5 liter draught)

$0.85 ₦1,151

$1.11 ₦1,506

-23.42%

Imported Beer (0.33 liter bottle)

$1.37 ₦1,870

$1.14 ₦1,551

20.18%

Milk (1 liter)

$2.36 ₦3,219

$3.06 ₦4,161

-22.88%

White Bread (500g)

$1.18 ₦1,613

$1.32 ₦1,793

-10.61%

Rice (white) (1kg)

$2.23 ₦3,037

$2.38 ₦3,244

-6.30%

Eggs

$1.75 ₦2,379

$1.57 ₦2,132

11.46%

Local Cheese (1kg)

$6.32 ₦8,608

$5.39 ₦7,339

17.25%

Chicken Fillets (1kg)

$4.15 ₦5,650

$4.45 ₦6,058

-6.74%

Beef Round Steak (1kg)

$5.52 ₦7,518

$3.88 ₦5,287

42.27%

Apples (1kg)

$3.50 ₦4,761

$3.10 ₦4,222

12.90%

Banana (1kg)

$2.05 ₦2,788

$1.77 ₦2,414

15.82%

Oranges (1kg)

$2.14 ₦2,914

$2.11 ₦2,869

1.42%

Tomato (1kg)

$2.38 ₦3,247

$1.68 ₦2,285

41.67%

Potato (1kg)

$2.30 ₦3,131

$2.14 ₦2,908

7.48%

Onion (1kg)

$2.01 ₦2,739

$2.53 ₦3,447

-20.55%

Lettuce (1 head)

$1.97 ₦2,686

$0.58 ₦788

239.66%

Water (1.5 liter bottle)

$0.36 ₦485

$0.31 ₦427

16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$1.24 ₦1,695

$2.43 ₦3,305

-48.97%

Wine (Bottle)

$2.62 ₦3,569

$5.68 ₦7,741

-53.87%

Local Beer (0.5 liter bottle)

$0.65 ₦880

$1.06 ₦1,445

-38.68%

Imported Beer (0.33 liter bottle)

$0.95 ₦1,293

$1.42 ₦1,928

-33.10%

One-way Ticket (Public Transport)

$0.35 ₦476

$0.64 ₦877

-45.31%

Public Transport Monthly Pass (Regular Price)

$14.27 ₦19.4K

Taxi Start (Normal Tariff)

$1.20 ₦1,628

$0.91 ₦1,234

31.87%

Taxi (Normal Tariff) (1km)

$2.23 ₦3,036

$1.06 ₦1,445

110.38%

Taxi 1hour Waiting (Normal Tariff)

$4.64 ₦6,321

$4.40 ₦5,991

5.45%

Gasoline (1 liter)

$0.73 ₦994

$0.83 ₦1,132

-12.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.1K ₦27.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K ₦28.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.91 ₦57.1K

$31.22 ₦42.5K

34.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.21 ₦13.9K

$10.68 ₦14.5K

-4.40%

Internet (50+ Mbps, Unlimited Data)

$34.50 ₦47.0K

$42.07 ₦57.3K

-17.99%

Gym Membership (Monthly)

$14.15 ₦19.3K

$44.35 ₦60.4K

-68.09%

Tennis Court (1 Hour on Weekend)

$4.63 ₦6,301

$10.95 ₦14.9K

-57.72%

Cinema Ticket

$6.51 ₦8,864

$8.16 ₦11.1K

-20.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$83.9 ₦114.2K

$133 ₦180.8K

-36.82%

International Primary School, 1 Child (Yearly)

$2,257 ₦3.1M

$1,969 ₦2.7M

14.60%

Jeans (Levis 501 Or Similar)

$19.08 ₦26.0K

$29.33 ₦39.9K

-34.95%

Summer Dress (H&M, Zara, etc)

$24.46 ₦33.3K

$28.29 ₦38.5K

-13.54%

Sport Shoes (Adidas, Nike)

$48.81 ₦66.5K

$68.6 ₦93.4K

-28.84%

Men's Leather Business Shoes

$34.06 ₦46.4K

$84.8 ₦115.5K

-59.85%

1-bedroom Apartment, City Center (Monthly)

$410 ₦557.8K

$2,485 ₦3.4M

-83.52%

1-bedroom Apartment, Outside City Center (Monthly)

$247 ₦335.8K

$1,167 ₦1.6M

-78.88%

3-bedroom Apartment, City Center (Monthly)

$1,067 ₦1.5M

$5,456 ₦7.4M

-80.45%

3-bedroom Apartment, Outside City Center (Monthly)

$653 ₦889.9K

$2,666 ₦3.6M

-75.49%

Buy Apartment in City Center (m2)

$715 ₦974.3K

$1,106 ₦1.5M

-35.31%

Buy Apartment Outside City Center (m2)

$179 ₦243.5K

$362 ₦493.6K

-50.66%

Average Monthly Net Salary (After Tax)

$32.20 ₦43.9K

$168 ₦228.7K

-80.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

-55.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: May 31, 2026

Last update for Abuja: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $410 in Oyo and $2,485 in Abuja. Housing cost is often the main lever when comparing two cities.

Abuja pays 422% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Oyo vs $46.00 in Abuja for a mid-range dinner for two. Groceries echo the gap at $191 vs $190 per month, with Abuja cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyo vs Abuja: Cost of Living - Frequently Asked Questions

Oyo and Abuja differ by about 138% in total monthly costs ($716 vs $1,700 including rent). Oyo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Abuja earns 422% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $410 in Oyo versus $2,485 in Abuja. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $83.9 in Oyo versus $133 in Abuja. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Oyo – a meal for two runs $50.0 versus $46.00 in Abuja. If you eat out regularly, this makes a real dent in your monthly spending.

At $716 in Oyo versus $1,700 in Abuja, a $1,500 budget is realistic in Oyo but tight or insufficient in Abuja. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Oyo gentler on the wallet – expenses run 138% less than in Abuja. Beyond cost, consider language, visa policies, and how big the international community is in each city.