Cost of Living Comparison Between Oyo and Abuja Cost of Living Comparison Between Oyo and Abuja

Monthly Cost of Living

Monthly costs for one person with rent: $694 in Oyo versus $1,661 in Abuja.

Estimated couple costs with rent: $1,263 in Oyo versus $2,819 in Abuja.

Monthly costs for a family of three with rent: $1,832 in Oyo versus $3,976 in Abuja.

Living in Oyo costs roughly 58% less than in Abuja, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Oyo is 48% below, Abuja is 24% above.

Meal at Budget Restaurant

$2.65 ₦3,657

$2.03 ₦2,794

30.54%

Three-Course Dinner for Two, Mid-Range

$49.19 ₦67.8K

$44.41 ₦61.2K

10.76%

Fast Food Meal (McDonalds, etc)

$5.41 ₦7,454

$5.60 ₦7,714

-3.39%

Cappuccino

$2.19 ₦3,012

$2.56 ₦3,525

-14.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 ₦462

$0.50 ₦695

-32.00%

Water (0.33 liter bottle)

$0.22 ₦303

$0.39 ₦535

-43.59%

Local Beer (0.5 liter draught)

$0.78 ₦1,081

$1.11 ₦1,534

-29.73%

Imported Beer (0.33 liter bottle)

$1.38 ₦1,902

$1.13 ₦1,560

22.12%

Milk (1 liter)

$2.26 ₦3,115

$3.12 ₦4,305

-27.56%

White Bread (500g)

$1.19 ₦1,642

$1.30 ₦1,798

-8.46%

Rice (white) (1kg)

$2.26 ₦3,116

$2.51 ₦3,458

-9.96%

Eggs

$1.75 ₦2,416

$1.56 ₦2,155

12.18%

Local Cheese (1kg)

$6.39 ₦8,809

$5.26 ₦7,252

21.48%

Chicken Fillets (1kg)

$4.31 ₦5,939

$4.62 ₦6,367

-6.71%

Beef Round Steak (1kg)

$5.46 ₦7,528

$4.00 ₦5,508

36.50%

Apples (1kg)

$3.57 ₦4,919

$3.00 ₦4,128

19.00%

Banana (1kg)

$2.04 ₦2,805

$1.76 ₦2,419

15.91%

Oranges (1kg)

$2.10 ₦2,897

$2.18 ₦3,008

-3.67%

Tomato (1kg)

$2.40 ₦3,310

$1.69 ₦2,329

42.01%

Potato (1kg)

$2.28 ₦3,148

$2.05 ₦2,831

11.22%

Onion (1kg)

$1.94 ₦2,671

$2.44 ₦3,368

-20.49%

Lettuce (1 head)

$1.98 ₦2,724

$0.58 ₦795

241.38%

Water (1.5 liter bottle)

$0.35 ₦485

$0.29 ₦393

20.69%

Cigarettes 20 Pack (Marlboro, Camel)

$1.30 ₦1,793

$2.46 ₦3,390

-47.15%

Wine (Bottle)

$2.58 ₦3,553

$5.48 ₦7,545

-52.92%

Local Beer (0.5 liter bottle)

$0.69 ₦945

$1.06 ₦1,457

-34.91%

Imported Beer (0.33 liter bottle)

$0.89 ₦1,220

$1.45 ₦1,998

-38.62%

One-way Ticket (Public Transport)

$0.37 ₦512

$0.70 ₦958

-47.14%

Public Transport Monthly Pass (Regular Price)

$14.24 ₦19.6K

Taxi Start (Normal Tariff)

$1.25 ₦1,727

$0.91 ₦1,254

37.36%

Taxi (Normal Tariff) (1km)

$2.17 ₦2,984

$1.08 ₦1,486

100.93%

Taxi 1hour Waiting (Normal Tariff)

$4.57 ₦6,300

$4.42 ₦6,092

3.39%

Gasoline (1 liter)

$0.74 ₦1,016

$0.81 ₦1,118

-8.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K ₦27.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K ₦28.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.73 ₦56.1K

$30.08 ₦41.5K

35.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.24 ₦14.1K

$10.81 ₦14.9K

-5.27%

Internet (50+ Mbps, Unlimited Data)

$34.72 ₦47.8K

$40.89 ₦56.4K

-15.09%

Gym Membership (Monthly)

$14.06 ₦19.4K

$44.03 ₦60.7K

-68.07%

Tennis Court (1 Hour on Weekend)

$4.61 ₦6,354

$10.63 ₦14.6K

-56.63%

Cinema Ticket

$6.15 ₦8,477

$8.27 ₦11.4K

-25.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$83.8 ₦115.5K

$133 ₦183.3K

-36.97%

International Primary School, 1 Child (Yearly)

$2,338 ₦3.2M

$1,996 ₦2.8M

17.11%

Jeans (Levis 501 Or Similar)

$19.36 ₦26.7K

$30.06 ₦41.4K

-35.60%

Summer Dress (H&M, Zara, etc)

$24.37 ₦33.6K

$28.56 ₦39.4K

-14.67%

Sport Shoes (Adidas, Nike)

$49.14 ₦67.7K

$67.9 ₦93.6K

-27.64%

Men's Leather Business Shoes

$33.37 ₦46.0K

$85.5 ₦117.8K

-60.97%

1-bedroom Apartment, City Center (Monthly)

$416 ₦573.0K

$2,418 ₦3.3M

-82.80%

1-bedroom Apartment, Outside City Center (Monthly)

$247 ₦341.0K

$1,167 ₦1.6M

-78.79%

3-bedroom Apartment, City Center (Monthly)

$1,063 ₦1.5M

$5,536 ₦7.6M

-80.79%

3-bedroom Apartment, Outside City Center (Monthly)

$649 ₦894.1K

$2,634 ₦3.6M

-75.36%

Buy Apartment in City Center (m2)

$730 ₦1.0M

$688 ₦947.9K

6.16%

Buy Apartment Outside City Center (m2)

$182 ₦250.6K

$367 ₦506.4K

-50.51%

Average Monthly Net Salary (After Tax)

$32.56 ₦44.9K

$166 ₦229.2K

-80.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

-55.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: July 13, 2026

Last update for Abuja: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $416 in Oyo and $2,418 in Abuja. Housing cost is often the main lever when comparing two cities.

Abuja pays 411% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $49.00 in Oyo vs $44.00 in Abuja for a mid-range dinner for two. Groceries echo the gap at $191 vs $190 per month, with Abuja cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyo vs Abuja: Cost of Living - Frequently Asked Questions

Oyo and Abuja differ by about 139% in total monthly costs ($694 vs $1,661 including rent). Oyo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 411% lower in Abuja. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $416 in Oyo versus $2,418 in Abuja. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $83.8 in Oyo versus $133 in Abuja. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Oyo – a meal for two runs $49.00 versus $44.00 in Abuja. If you eat out regularly, this makes a real dent in your monthly spending.

At $694 in Oyo versus $1,661 in Abuja, a $1,500 budget is realistic in Oyo but tight or insufficient in Abuja. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Oyo gentler on the wallet – expenses run 139% less than in Abuja. Beyond cost, consider language, visa policies, and how big the international community is in each city.