Cost of Living Comparison Between Oyo and Abuja Cost of Living Comparison Between Oyo and Abuja

Monthly Cost of Living

Monthly costs for one person with rent: $630 in Oyo versus $1,095 in Abuja.

Estimated couple costs with rent: $1,163 in Oyo versus $2,028 in Abuja.

Monthly costs for a family of three with rent: $1,695 in Oyo versus $2,962 in Abuja.

Living in Oyo costs roughly 42% less than in Abuja, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Oyo 54% lower, Abuja 21% lower.

Meal at Budget Restaurant

$3.79 ₦5,016

$2.19 ₦2,897

73.06%

Three-Course Dinner for Two, Mid-Range

$50.8 ₦67.3K

$30.48 ₦40.4K

66.57%

Fast Food Meal (McDonalds, etc)

$7.56 ₦10.0K

$4.46 ₦5,908

69.51%

Cappuccino

$2.85 ₦3,774

$3.28 ₦4,352

-13.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 ₦596

$0.55 ₦736

-18.18%

Water (0.33 liter bottle)

$0.10 ₦134

$0.72 ₦961

-86.11%

Local Beer (0.5 liter draught)

$0.38 ₦507

$1.07 ₦1,415

-64.49%

Imported Beer (0.33 liter bottle)

$0.54 ₦710

$2.11 ₦2,790

-74.41%

Milk (1 liter)

$3.16 ₦4,190

$3.63 ₦4,817

-12.95%

White Bread (500g)

$0.51 ₦673

$1.30 ₦1,724

-60.77%

Rice (white) (1kg)

$0.91 ₦1,209

$2.19 ₦2,897

-58.45%

Eggs

$2.25 ₦2,976

$1.88 ₦2,495

19.68%

Local Cheese (1kg)

$3.50 ₦4,643

$11.16 ₦14.8K

-68.64%

Chicken Fillets (1kg)

$3.79 ₦5,020

$5.21 ₦6,901

-27.26%

Beef Round Steak (1kg)

$4.46 ₦5,913

$5.98 ₦7,925

-25.42%

Apples (1kg)

$1.69 ₦2,235

$1.99 ₦2,639

-15.08%

Banana (1kg)

$1.29 ₦1,705

$1.43 ₦1,895

-9.79%

Oranges (1kg)

$1.13 ₦1,495

$1.54 ₦2,041

-26.62%

Tomato (1kg)

$1.26 ₦1,676

$2.33 ₦3,093

-45.92%

Potato (1kg)

$1.30 ₦1,727

$1.87 ₦2,482

-30.48%

Onion (1kg)

$1.31 ₦1,743

$2.46 ₦3,256

-46.75%

Lettuce (1 head)

$0.88 ₦1,169

$0.60 ₦794

46.67%

Water (1.5 liter bottle)

$0.29 ₦382

$0.38 ₦503

-23.68%

Cigarettes 20 Pack (Marlboro, Camel)

$0.59 ₦777

$2.06 ₦2,725

-71.36%

Wine (Bottle)

$2.55 ₦3,383

$5.80 ₦7,687

-56.03%

Local Beer (0.5 liter bottle)

$0.38 ₦506

$1.19 ₦1,576

-68.07%

Imported Beer (0.33 liter bottle)

$0.47 ₦618

$1.85 ₦2,447

-74.59%

One-way Ticket (Public Transport)

$0.38 ₦509

$0.40 ₦525

-5.00%

Public Transport Monthly Pass (Regular Price)

$15.06 ₦20.0K

$33.32 ₦44.2K

-54.80%

Taxi Start (Normal Tariff)

$0.70 ₦926

$0.58 ₦772

20.69%

Taxi (Normal Tariff) (1km)

$0.96 ₦1,267

$0.81 ₦1,076

18.52%

Taxi 1hour Waiting (Normal Tariff)

$2.22 ₦2,946

$1.94 ₦2,570

14.43%

Gasoline (1 liter)

$0.89 ₦1,182

$0.55 ₦726

61.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.3K ₦14.9M

$26.5K ₦35.1M

-57.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.5K ₦17.8M

$18.3K ₦24.3M

-26.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$14.73 ₦19.5K

$113 ₦149.6K

-86.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.95 ₦21.1K

$6.56 ₦8,691

143.14%

Internet (50+ Mbps, Unlimited Data)

$32.53 ₦43.1K

$29.15 ₦38.6K

11.60%

Gym Membership (Monthly)

$14.78 ₦19.6K

$35.66 ₦47.3K

-58.55%

Tennis Court (1 Hour on Weekend)

$4.63 ₦6,136

$10.81 ₦14.3K

-57.17%

Cinema Ticket

$4.77 ₦6,326

$4.90 ₦6,488

-2.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$675 ₦895.2K

$45.43 ₦60.2K

1386.77%

International Primary School, 1 Child (Yearly)

$20.1K ₦26.6M

$3,219 ₦4.3M

524.53%

Jeans (Levis 501 Or Similar)

$5.86 ₦7,764

$25.57 ₦33.9K

-77.08%

Summer Dress (H&M, Zara, etc)

$18.04 ₦23.9K

$61.1 ₦81.0K

-70.47%

Sport Shoes (Adidas, Nike)

$15.15 ₦20.1K

$78.2 ₦103.6K

-80.61%

Men's Leather Business Shoes

$10.66 ₦14.1K

$107 ₦142.1K

-90.06%

1-bedroom Apartment, City Center (Monthly)

$438 ₦580.9K

$1,426 ₦1.9M

-69.27%

1-bedroom Apartment, Outside City Center (Monthly)

$256 ₦339.6K

$439 ₦581.7K

-41.62%

3-bedroom Apartment, City Center (Monthly)

$1,118 ₦1.5M

$3,407 ₦4.5M

-67.19%

3-bedroom Apartment, Outside City Center (Monthly)

$679 ₦900.2K

$1,515 ₦2.0M

-55.15%

Buy Apartment in City Center (m2)

$761 ₦1.0M

$712 ₦943.7K

6.83%

Buy Apartment Outside City Center (m2)

$190 ₦251.2K

$374 ₦496.2K

-49.37%

Average Monthly Net Salary (After Tax)

$33.54 ₦44.4K

$166 ₦220.0K

-79.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

-55.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: September 5, 2026

Last update for Abuja: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $438 in Oyo and $1,426 in Abuja. Housing cost is often the main lever when comparing two cities.

Abuja pays 395% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Oyo vs $30.00 in Abuja. Groceries flip the comparison at $141 vs $218, with Oyo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyo vs Abuja: Cost of Living - Frequently Asked Questions

Oyo and Abuja differ by about 74% in total monthly costs ($630 vs $1,095 including rent). Oyo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 395% lower in Abuja. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $438 in Oyo versus $1,426 in Abuja. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $630 per month in Oyo versus $1,095 in Abuja – a 74% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Oyo runs roughly 121% less than in Abuja. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $630 in Oyo versus $1,095 in Abuja, a $1,500 budget is realistic in Oyo but tight or insufficient in Abuja. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Oyo gentler on the wallet – expenses run 74% less than in Abuja. Beyond cost, consider language, visa policies, and how big the international community is in each city.