Last update: Nov 2026

Cost of Living Comparison Between Oyo and Lagos

For one person, living is cheaper in Oyo: $623 a month against $964 in Lagos, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

30

Cost of Living Index in Oyo
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Oyo Living Index
46

Cost of Living Index in Lagos
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Lagos Living Index

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Oyo

🇳🇬 Nigeria

$623

/mo nomad

Lagos

🇳🇬 Nigeria

$964

/mo nomad

Monthly Cost of Living

How much you'll spend in Oyo and in Lagos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oyo and in Lagos actually costs, broken down by who's living it.

A single person spends $623 per month in Oyo vs $964 in Lagos, rent included.

Oyo $623
Lagos $964

A couple spends around $1,151 per month in Oyo vs $1,871 in Lagos, rent included.

Oyo $1,151
Lagos $1,871

A family of three spends $1,679 per month in Oyo vs $2,777 in Lagos, rent included.

Oyo $1,679
Lagos $2,777

Oyo is about 35% cheaper than Lagos, and outside of rent the biggest gap is in clothing.

Both Oyo and Lagos are more affordable than the global median – Oyo 54% lower, Lagos 29% lower.

Meal at Budget Restaurant

$3.84 ₦5,164

$3.78 ₦5,080

1.59%

Three-Course Dinner for Two, Mid-Range

$49.17 ₦66.1K

$50.0 ₦67.3K

-1.74%

Fast Food Meal (McDonalds, etc)

$7.42 ₦9,978

$7.39 ₦9,936

0.41%

Cappuccino

$2.78 ₦3,736

$2.87 ₦3,854

-3.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₦581

$0.44 ₦592

-2.27%

Water (0.33 liter bottle)

$0.10 ₦137

$0.22 ₦295

-54.55%

Local Beer (0.5 liter draught)

$0.38 ₦516

$1.03 ₦1,382

-63.11%

Imported Beer (0.33 liter bottle)

$0.50 ₦674

$2.02 ₦2,719

-75.25%

Milk (1 liter)

$3.11 ₦4,186

$3.14 ₦4,226

-0.96%

White Bread (500g)

$0.50 ₦675

$1.43 ₦1,919

-65.03%

Rice (white) (1kg)

$0.93 ₦1,251

$1.20 ₦1,614

-22.50%

Eggs

$2.24 ₦3,008

$2.24 ₦3,010

Local Cheese (1kg)

$3.60 ₦4,847

$3.45 ₦4,646

4.35%

Chicken Fillets (1kg)

$3.81 ₦5,125

$3.92 ₦5,265

-2.81%

Beef Round Steak (1kg)

$4.37 ₦5,882

$4.35 ₦5,847

0.46%

Apples (1kg)

$1.67 ₦2,252

$1.68 ₦2,261

-0.60%

Banana (1kg)

$1.31 ₦1,768

$1.26 ₦1,688

3.97%

Oranges (1kg)

$1.13 ₦1,525

$1.10 ₦1,477

2.73%

Tomato (1kg)

$1.49 ₦2,005

$1.26 ₦1,688

18.25%

Potato (1kg)

$1.54 ₦2,065

$1.46 ₦1,970

5.48%

Onion (1kg)

$1.50 ₦2,018

$1.92 ₦2,580

-21.87%

Lettuce (1 head)

$0.85 ₦1,139

$0.90 ₦1,212

-5.56%

Water (1.5 liter bottle)

$0.31 ₦423

$0.40 ₦532

-22.50%

Cigarettes 20 Pack (Marlboro, Camel)

$0.55 ₦736

$0.58 ₦779

-5.17%

Wine (Bottle)

$2.45 ₦3,295

$2.64 ₦3,554

-7.20%

Local Beer (0.5 liter bottle)

$0.38 ₦512

$0.54 ₦732

-29.63%

Imported Beer (0.33 liter bottle)

$0.46 ₦623

$0.49 ₦662

-6.12%

One-way Ticket (Public Transport)

$0.38 ₦512

$0.78 ₦1,048

-51.28%

Public Transport Monthly Pass (Regular Price)

$14.76 ₦19.8K

$21.97 ₦29.6K

-32.82%

Taxi Start (Normal Tariff)

$0.70 ₦944

$0.70 ₦938

Taxi (Normal Tariff) (1km)

$0.96 ₦1,291

$0.95 ₦1,275

1.05%

Taxi 1hour Waiting (Normal Tariff)

$2.10 ₦2,822

$2.21 ₦2,968

-4.98%

Gasoline (1 liter)

$0.85 ₦1,149

$0.92 ₦1,241

-7.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.3K ₦15.2M

$11.4K ₦15.3M

-0.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K ₦38.0M

$30.8K ₦41.5M

-8.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$14.83 ₦19.9K

$113 ₦152.1K

-86.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.55 ₦19.6K

$14.67 ₦19.7K

-0.82%

Internet (50+ Mbps, Unlimited Data)

$33.28 ₦44.8K

$35.64 ₦47.9K

-6.62%

Gym Membership (Monthly)

$15.13 ₦20.4K

$28.38 ₦38.2K

-46.69%

Tennis Court (1 Hour on Weekend)

$4.72 ₦6,344

$6.90 ₦9,277

-31.59%

Cinema Ticket

$6.01 ₦8,088

$6.35 ₦8,536

-5.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$661 ₦889.1K

$661 ₦889.3K

-0.03%

International Primary School, 1 Child (Yearly)

$19.8K ₦26.6M

$18.6K ₦25.0M

6.48%

Jeans (Levis 501 Or Similar)

$6.11 ₦8,217

$14.47 ₦19.5K

-57.77%

Summer Dress (H&M, Zara, etc)

$17.73 ₦23.8K

$18.12 ₦24.4K

-2.15%

Sport Shoes (Adidas, Nike)

$15.21 ₦20.5K

$36.71 ₦49.4K

-58.57%

Men's Leather Business Shoes

$10.64 ₦14.3K

$47.80 ₦64.3K

-77.74%

1-bedroom Apartment, City Center (Monthly)

$438 ₦588.3K

$702 ₦943.9K

-37.67%

1-bedroom Apartment, Outside City Center (Monthly)

$255 ₦342.4K

$423 ₦568.8K

-39.80%

3-bedroom Apartment, City Center (Monthly)

$1,110 ₦1.5M

$2,801 ₦3.8M

-60.36%

3-bedroom Apartment, Outside City Center (Monthly)

$676 ₦908.5K

$1,515 ₦2.0M

-55.42%

Buy Apartment in City Center (m2)

$750 ₦1.0M

$3,241 ₦4.4M

-76.85%

Buy Apartment Outside City Center (m2)

$186 ₦250.3K

$1,652 ₦2.2M

-88.73%

Average Monthly Net Salary (After Tax)

$33.91 ₦45.6K

$120 ₦161.0K

-71.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

18.39

-45.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: November 2, 2026

Last update for Lagos: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oyo

$255 40.9%

Lagos

$423 43.9% 66.1% $168

Groceries & Markets

Oyo

$143 22.9%

Lagos

$155 16% 8.5% $12

Eating Out

Oyo

$91 14.7%

Lagos

$99 10.2% 7.9% $7.2

Monthly Utilities & Internet

Oyo

$63 10.1%

Lagos

$163 17% 161% $101

Sport & Entertainment

Oyo

$27 4.4%

Lagos

$41 4.3% 51.2% $14

Clothing & Footwear

Oyo

$22 3.6%

Lagos

$53 5.5% 136% $30

Getting Around

Oyo

$22 3.5%

Lagos

$31 3.2% 40.2% $8.8

Cost Breakdown

A central one-bedroom costs $438 in Oyo versus $702 in Lagos. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Lagos are about 3.5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49 in Oyo versus $50 in Lagos. Monthly groceries follow the same trend: $143 vs $155 – making Oyo the more affordable choice for daily food spending.

Good to know

🇳🇬 Oyo

🇳🇬 Lagos

🕒 Local time

23:25 11:25 PM

Same time as Oyo

🌤 Weather

👥 Population

736,100

10,404,112

💱 Currency

Nigerian Naira NGN ₦

📈 Exchange rate

10,000 NGN = 7.44 USD

10,000 NGN = 6.62 EUR

10,000 NGN = 7.44 USD

10,000 NGN = 6.62 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyo vs Lagos: Cost of Living - Frequently Asked Questions

Lagos costs about 55% more than Oyo, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $934 per month in Oyo and $1,446 in Lagos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oyo, especially for central apartments: a one-bedroom in the center costs $438 there versus $702 in Lagos.

Public transport costs about 33% less in Oyo. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 8% more in Lagos, though the gap depends on what you buy.

It depends on your priorities. Lagos has an edge in some lifestyle areas, with costs from $623 in Oyo to $964 in Lagos. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Oyo. If higher salaries or specific career opportunities are the priority, Lagos makes more sense. Both are solid long-term options with distinct trade-offs.