Last update: Oct 2026 Nigeria 900K

Cost of Living in Jos

For one person, living costs in Jos are estimated at $535 a month, including rent and utilities – 29% below the national average. Rent and utilities take less than a third of the total.

Monthly Cost of Living

How much you'll spend in Jos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jos actually costs, broken down by who's living it.

A single person spends around $535 per month with rent, or $433 for everyday expenses alone.

$535 /mo

A couple spends around $1,104 per month with rent, or $756 for everyday expenses alone.

$1,104 /mo

A family of three spends around $1,674 per month with rent, or $1,079 without housing.

$1,674 /mo

Overall, Jos is 41–60% below the global median across household types. Within Africa, costs are well below average (41% lower) – one of the most affordable options in the region.

Currency
Do you live in Jos? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$1.96 ₦2,596
$1.77 ₦2,350
$3.43 ₦4,543
Three-Course Dinner for Two, Mid-Range
$30.24 ₦40.1K
$12.86 ₦17.1K
$100 ₦133.1K
Fast Food Meal (McDonalds, etc)
$3.92 ₦5,194
$2.21 ₦2,934
$4.37 ₦5,791
Cappuccino
$3.30 ₦4,372
$1.10 ₦1,462
$6.89 ₦9,136
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.48 ₦631
$0.33 ₦438
$0.97 ₦1,288
Water (0.33 liter bottle)
$0.71 ₦946
$0.34 ₦446
$1.02 ₦1,351
Local Beer (0.5 liter draught)
$1.01 ₦1,344
$0.69 ₦914
$2.03 ₦2,688
Imported Beer (0.33 liter bottle)
$2.08 ₦2,757
$0.98 ₦1,300
$2.59 ₦3,433
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$3.61 ₦4,786
$1.03 ₦1,369
$5.90 ₦7,824
White Bread (500g)
$0.87 ₦1,150
$0.73 ₦969
$1.95 ₦2,584
Rice (white) (1kg)
$2.19 ₦2,901
$1.11 ₦1,470
$4.90 ₦6,504
Eggs
$1.88 ₦2,499
$0.80 ₦1,065
$6.18 ₦8,192
Local Cheese (1kg)
$9.94 ₦13.2K
$2.49 ₦3,298
$17.98 ₦23.8K
Chicken Fillets (1kg)
$4.86 ₦6,445
$1.94 ₦2,578
$8.40 ₦11.1K
Beef Round Steak (1kg)
$4.15 ₦5,502
$1.92 ₦2,543
$14.33 ₦19.0K
Apples (1kg)
$1.99 ₦2,645
$0.71 ₦938
$3.93 ₦5,213
Banana (1kg)
$1.50 ₦1,983
$0.77 ₦1,019
$5.12 ₦6,792
Oranges (1kg)
$1.48 ₦1,959
$0.74 ₦979
$2.96 ₦3,930
Tomato (1kg)
$2.36 ₦3,126
$1.02 ₦1,353
$6.12 ₦8,119
Potato (1kg)
$1.87 ₦2,482
$1.16 ₦1,533
$10.22 ₦13.6K
Onion (1kg)
$2.46 ₦3,262
$1.11 ₦1,477
$4.05 ₦5,370
Lettuce (1 head)
$0.60 ₦794
$0.39 ₦521
$1.03 ₦1,370
Water (1.5 liter bottle)
$0.39 ₦524
$0.16 ₦207
$1.04 ₦1,379
Cigarettes 20 Pack (Marlboro, Camel)
$1.99 ₦2,639
$1.65 ₦2,191
$2.98 ₦3,959
Wine (Bottle)
$5.90 ₦7,832
$2.02 ₦2,682
$11.55 ₦15.3K
Local Beer (0.5 liter bottle)
$1.19 ₦1,580
$0.33 ₦444
$1.97 ₦2,611
Imported Beer (0.33 liter bottle)
$1.86 ₦2,467
$1.16 ₦1,545
$2.55 ₦3,388
🚌 Getting Around
Cost
Range
Taxi Start (Normal Tariff)
$0.62 ₦826
$0.31 ₦413
$1.04 ₦1,377
Taxi (Normal Tariff) (1km)
$0.80 ₦1,068
$0.57 ₦763
$1.03 ₦1,360
Taxi 1hour Waiting (Normal Tariff)
$1.90 ₦2,523
$1.53 ₦2,027
$10.12 ₦13.4K
Gasoline (1 liter)
$0.54 ₦715
$0.45 ₦600
$0.96 ₦1,277
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K ₦34.3M
$25.9K ₦34.3M
$25.9K ₦34.3M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.5K ₦24.6M
$14.5K ₦19.2M
$22.5K ₦29.9M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 ₦134.6K
$73.1 ₦96.9K
$191 ₦253.5K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.36 ₦8,434
$3.74 ₦4,961
$14.95 ₦19.8K
Internet (50+ Mbps, Unlimited Data)
$29.17 ₦38.7K
$22.61 ₦30.0K
$36.02 ₦47.8K
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$40.27 ₦53.4K
-
Tennis Court (1 Hour on Weekend)
$12.15 ₦16.1K
-
Cinema Ticket
$6.36 ₦8,440
$5.24 ₦6,950
$9.94 ₦13.2K
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$44.69 ₦59.3K
$44.69 ₦59.3K
$44.69 ₦59.3K
International Primary School, 1 Child (Yearly)
$1,010 ₦1.3M
$1,010 ₦1.3M
$4,337 ₦5.8M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$9.90 ₦13.1K
$7.46 ₦9,890
$33.57 ₦44.5K
Summer Dress (H&M, Zara, etc)
$15.29 ₦20.3K
$10.19 ₦13.5K
$115 ₦152.8K
Sport Shoes (Adidas, Nike)
$49.73 ₦66.0K
$37.46 ₦49.7K
$135 ₦178.9K
Men's Leather Business Shoes
$49.21 ₦65.3K
$29.65 ₦39.3K
$148 ₦196.7K
🏠 Accommodation & Living
Cost
Range
3-bedroom Apartment, City Center (Monthly)
$561 ₦744.2K
-
3-bedroom Apartment, Outside City Center (Monthly)
$494 ₦655.0K
-
Buy Apartment in City Center (m2)
$1,987 ₦2.6M
-
Buy Apartment Outside City Center (m2)
$1,525 ₦2.0M
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$102 ₦134.7K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
22.5
22.5
22.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Jos $535
Groceries & Markets
$203
Monthly Utilities & Internet
$137
Eating Out
$81
Clothing & Footwear
$56
Sport & Entertainment
$53
Getting Around
$4.7 *
Accommodation & Living
- *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

The average net salary is $102 – below monthly costs of $535. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.

Groceries cost around $203 per month for one person. A mid-range dinner for two is priced at $30.00 – well below the African average of $41.00.

Cost Highlights

Milk is more expensive than 97% of cities in Africa

Average monthly net salary is lower than 94% of cities in Africa

Preschool or kindergarten, full day, private, 1 child is cheaper than 93% of cities in Africa

Good to know
🕒 Local time
06:28 6:28 AM
🌤 Weather
👥 Population
900,000
💱 Currency
Exchange rates and currency converter

USD, EUR to NGN – Nigerian Naira Converter

Nigerian Naira exchange rates as of October 17, 2026: 1 USD = 1,326 NGN (10,000 NGN = 7.54 USD). 1 EUR = 1,494 NGN (10,000 NGN = 6.7 EUR).

On the map
From you
  • Jos

Distances are measured in a straight line. Your location is detected approximately.

Jos Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
City tags:
Cost of Living in Jos - Frequently Asked Questions
Is Jos, Nigeria a good value for travelers and expats compared with other Nigerian cities?
Jos, Nigeria offers a balanced cost of living for travelers, expats, and digital nomads. Cost of Living in Jos, Nigeria is typically more affordable than coastal megacities, with a mix of modest apartments and guesthouses that fit flexible schedules. You’ll find value in neighborhood markets for groceries, and casual eateries provide cheaper meals than formal dining. Utilities and internet usually require some planning, especially during the dry season when power can be steadier in some areas and more limited in others. Shopping around for housing – considering compound living or shared spaces – can dramatically cut monthly costs. Tip: choose a well-connected neighborhood near work or co-working hubs to save time and transport costs.
What does daily life look like in Jos for housing, food, transport, and getting work done?
Jos, Nigeria living cost varies by neighborhood and lifestyle, with compounds and modest apartments offering solid value for long stays. For food, you’ll find a spectrum from lively street stalls to casual eateries, plus markets where you can cook to control costs. Groceries let you plan inexpensive meals. Transport mostly relies on public minibuses, shared taxis, and ride-hailing apps; in many areas, you’ll enjoy reasonable access within a short ride. Co-working spaces and cafes with reliable Wi‑Fi provide productive options for digital nomads, though you may encounter occasional power or connectivity gaps. Tip: pick a base near reliable transit and a grocery cluster to minimize trips.
What neighborhood fits your style in Jos, and what budgeting framework helps maximize quality of life?
Neighborhood fit in Jos depends on vibe and safety: central markets for activity, calmer hills for longer-term stays, and family-friendly compounds outside town. Build a simple budgeting framework: categorize housing, meals, transport, and utilities; track a monthly rough split and adjust with seasonal shifts, like higher cooling needs or travel during holidays. Save by opting for longer leases in safe compounds, cooking at home, and choosing public transport over private rides when feasible. Seasonal rains can affect road conditions and access to certain stores, so have backup options. Tip: test a few areas with short stays before committing to a longer lease.
What are the monthly living expenses in Jos as of 2026?
For 2026, a single person in Jos should plan on about $535 per month with rent, or $433 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
Is Jos one of the cheaper cities to live in?
Jos is affordable because both rent and daily expenses are genuinely low. Total monthly costs with housing come to just $535, making it firmly budget-friendly for residents and long-term visitors alike.
What is the average net income after taxes in Jos?
After taxes, the average worker in Jos takes home about $102 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
How much is a monthly gym pass in Jos?
A gym membership in Jos runs about $40.27 per month – affordable by regional standards. Most gyms include basic equipment, group classes, and locker rooms. Boutique studios and personal training cost more, but the baseline is budget-friendly.
How expensive is preschool in Jos per month?
Private kindergarten in Jos costs about $44.69 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Does $1,200 cover living expenses in Jos?
$1,200 a month in Jos? Very doable. Average costs with rent come to just $535, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
What is expat life like in Jos?
Jos has an established expat community and is welcoming to foreigners. great local cuisine, multilingual environment, easy for English speakers smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $535 including housing.
Is Jos budget-friendly for long-term stays?
Jos is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $535 per month with rent, it sits well below the global average for cities of similar size.
How much does a backpacker need per day in Jos?
Jos is great for backpackers. All-in costs average just $535 monthly, and even short-term visitors on tight budgets can stretch their money. Cheap hostels, affordable street food, budget transport, and free attractions make it easy to explore without overspending.

Jos vs other spots: cost of living compared

Nearby cities

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?