Cost of Living Comparison Between Abuja and Oyo Cost of Living Comparison Between Abuja and Oyo

Monthly Cost of Living

Monthly costs for one person with rent: $1,661 in Abuja versus $694 in Oyo.

Estimated couple costs with rent: $2,819 in Abuja versus $1,263 in Oyo.

Monthly costs for a family of three with rent: $3,976 in Abuja versus $1,832 in Oyo.

Living in Abuja is roughly 139% more expensive than in Oyo, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Abuja is 24% above, Oyo is 48% below.

Meal at Budget Restaurant

$2.03 ₦2,794

$2.65 ₦3,657

-23.40%

Three-Course Dinner for Two, Mid-Range

$44.41 ₦61.2K

$49.19 ₦67.8K

-9.72%

Fast Food Meal (McDonalds, etc)

$5.60 ₦7,714

$5.41 ₦7,454

3.51%

Cappuccino

$2.56 ₦3,525

$2.19 ₦3,012

16.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₦695

$0.34 ₦462

47.06%

Water (0.33 liter bottle)

$0.39 ₦535

$0.22 ₦303

77.27%

Local Beer (0.5 liter draught)

$1.11 ₦1,534

$0.78 ₦1,081

42.31%

Imported Beer (0.33 liter bottle)

$1.13 ₦1,560

$1.38 ₦1,902

-18.12%

Milk (1 liter)

$3.12 ₦4,305

$2.26 ₦3,115

38.05%

White Bread (500g)

$1.30 ₦1,798

$1.19 ₦1,642

9.24%

Rice (white) (1kg)

$2.51 ₦3,458

$2.26 ₦3,116

11.06%

Eggs

$1.56 ₦2,155

$1.75 ₦2,416

-10.86%

Local Cheese (1kg)

$5.26 ₦7,252

$6.39 ₦8,809

-17.68%

Chicken Fillets (1kg)

$4.62 ₦6,367

$4.31 ₦5,939

7.19%

Beef Round Steak (1kg)

$4.00 ₦5,508

$5.46 ₦7,528

-26.74%

Apples (1kg)

$3.00 ₦4,128

$3.57 ₦4,919

-15.97%

Banana (1kg)

$1.76 ₦2,419

$2.04 ₦2,805

-13.73%

Oranges (1kg)

$2.18 ₦3,008

$2.10 ₦2,897

3.81%

Tomato (1kg)

$1.69 ₦2,329

$2.40 ₦3,310

-29.58%

Potato (1kg)

$2.05 ₦2,831

$2.28 ₦3,148

-10.09%

Onion (1kg)

$2.44 ₦3,368

$1.94 ₦2,671

25.77%

Lettuce (1 head)

$0.58 ₦795

$1.98 ₦2,724

-70.71%

Water (1.5 liter bottle)

$0.29 ₦393

$0.35 ₦485

-17.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.46 ₦3,390

$1.30 ₦1,793

89.23%

Wine (Bottle)

$5.48 ₦7,545

$2.58 ₦3,553

112.40%

Local Beer (0.5 liter bottle)

$1.06 ₦1,457

$0.69 ₦945

53.62%

Imported Beer (0.33 liter bottle)

$1.45 ₦1,998

$0.89 ₦1,220

62.92%

One-way Ticket (Public Transport)

$0.70 ₦958

$0.37 ₦512

89.19%

Public Transport Monthly Pass (Regular Price)

$14.24 ₦19.6K

Taxi Start (Normal Tariff)

$0.91 ₦1,254

$1.25 ₦1,727

-27.20%

Taxi (Normal Tariff) (1km)

$1.08 ₦1,486

$2.17 ₦2,984

-50.23%

Taxi 1hour Waiting (Normal Tariff)

$4.42 ₦6,092

$4.57 ₦6,300

-3.28%

Gasoline (1 liter)

$0.81 ₦1,118

$0.74 ₦1,016

9.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K ₦27.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K ₦28.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.08 ₦41.5K

$40.73 ₦56.1K

-26.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.81 ₦14.9K

$10.24 ₦14.1K

5.57%

Internet (50+ Mbps, Unlimited Data)

$40.89 ₦56.4K

$34.72 ₦47.8K

17.77%

Gym Membership (Monthly)

$44.03 ₦60.7K

$14.06 ₦19.4K

213.16%

Tennis Court (1 Hour on Weekend)

$10.63 ₦14.6K

$4.61 ₦6,354

130.59%

Cinema Ticket

$8.27 ₦11.4K

$6.15 ₦8,477

34.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$133 ₦183.3K

$83.8 ₦115.5K

58.67%

International Primary School, 1 Child (Yearly)

$1,996 ₦2.8M

$2,338 ₦3.2M

-14.61%

Jeans (Levis 501 Or Similar)

$30.06 ₦41.4K

$19.36 ₦26.7K

55.27%

Summer Dress (H&M, Zara, etc)

$28.56 ₦39.4K

$24.37 ₦33.6K

17.19%

Sport Shoes (Adidas, Nike)

$67.9 ₦93.6K

$49.14 ₦67.7K

38.20%

Men's Leather Business Shoes

$85.5 ₦117.8K

$33.37 ₦46.0K

156.22%

1-bedroom Apartment, City Center (Monthly)

$2,418 ₦3.3M

$416 ₦573.0K

481.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,167 ₦1.6M

$247 ₦341.0K

371.49%

3-bedroom Apartment, City Center (Monthly)

$5,536 ₦7.6M

$1,063 ₦1.5M

420.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,634 ₦3.6M

$649 ₦894.1K

305.92%

Buy Apartment in City Center (m2)

$688 ₦947.9K

$730 ₦1.0M

-5.81%

Buy Apartment Outside City Center (m2)

$367 ₦506.4K

$182 ₦250.6K

102.06%

Average Monthly Net Salary (After Tax)

$166 ₦229.2K

$32.56 ₦44.9K

410.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

125.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Abuja: July 13, 2026

Last update for Oyo: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,418 in Abuja and $416 in Oyo. Housing cost is often the main lever when comparing two cities.

Abuja pays 411% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Abuja vs $49.00 in Oyo for a mid-range dinner for two. Groceries echo the gap at $190 vs $191 per month, with Abuja cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Abuja vs Oyo: Cost of Living - Frequently Asked Questions

Abuja and Oyo differ by about 139% in total monthly costs ($1,661 vs $694 including rent). Oyo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 411% higher in Abuja, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,418 in Abuja versus $416 in Oyo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $133 in Abuja versus $83.8 in Oyo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Oyo – a meal for two runs $49.00 versus $44.00 in Abuja. If you eat out regularly, this makes a real dent in your monthly spending.

At $694 in Oyo versus $1,661 in Abuja, a $1,500 budget is realistic in Oyo but tight or insufficient in Abuja. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Oyo gentler on the wallet – expenses run 139% less than in Abuja. Beyond cost, consider language, visa policies, and how big the international community is in each city.