Cost of Living Comparison Between Abuja and Oyo Cost of Living Comparison Between Abuja and Oyo

Monthly Cost of Living

Monthly costs for one person with rent: $1,095 in Abuja versus $630 in Oyo.

Estimated couple costs with rent: $2,028 in Abuja versus $1,163 in Oyo.

Monthly costs for a family of three with rent: $2,962 in Abuja versus $1,695 in Oyo.

Living in Abuja is roughly 74% more expensive than in Oyo, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Abuja 21% lower, Oyo 54% lower.

Meal at Budget Restaurant

$2.19 ₦2,897

$3.79 ₦5,016

-42.22%

Three-Course Dinner for Two, Mid-Range

$30.48 ₦40.4K

$50.8 ₦67.3K

-39.96%

Fast Food Meal (McDonalds, etc)

$4.46 ₦5,908

$7.56 ₦10.0K

-41.01%

Cappuccino

$3.28 ₦4,352

$2.85 ₦3,774

15.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.55 ₦736

$0.45 ₦596

22.22%

Water (0.33 liter bottle)

$0.72 ₦961

$0.10 ₦134

620.00%

Local Beer (0.5 liter draught)

$1.07 ₦1,415

$0.38 ₦507

181.58%

Imported Beer (0.33 liter bottle)

$2.11 ₦2,790

$0.54 ₦710

290.74%

Milk (1 liter)

$3.63 ₦4,817

$3.16 ₦4,190

14.87%

White Bread (500g)

$1.30 ₦1,724

$0.51 ₦673

154.90%

Rice (white) (1kg)

$2.19 ₦2,897

$0.91 ₦1,209

140.66%

Eggs

$1.88 ₦2,495

$2.25 ₦2,976

-16.44%

Local Cheese (1kg)

$11.16 ₦14.8K

$3.50 ₦4,643

218.86%

Chicken Fillets (1kg)

$5.21 ₦6,901

$3.79 ₦5,020

37.47%

Beef Round Steak (1kg)

$5.98 ₦7,925

$4.46 ₦5,913

34.08%

Apples (1kg)

$1.99 ₦2,639

$1.69 ₦2,235

17.75%

Banana (1kg)

$1.43 ₦1,895

$1.29 ₦1,705

10.85%

Oranges (1kg)

$1.54 ₦2,041

$1.13 ₦1,495

36.28%

Tomato (1kg)

$2.33 ₦3,093

$1.26 ₦1,676

84.92%

Potato (1kg)

$1.87 ₦2,482

$1.30 ₦1,727

43.85%

Onion (1kg)

$2.46 ₦3,256

$1.31 ₦1,743

87.79%

Lettuce (1 head)

$0.60 ₦794

$0.88 ₦1,169

-31.82%

Water (1.5 liter bottle)

$0.38 ₦503

$0.29 ₦382

31.03%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 ₦2,725

$0.59 ₦777

249.15%

Wine (Bottle)

$5.80 ₦7,687

$2.55 ₦3,383

127.45%

Local Beer (0.5 liter bottle)

$1.19 ₦1,576

$0.38 ₦506

213.16%

Imported Beer (0.33 liter bottle)

$1.85 ₦2,447

$0.47 ₦618

293.62%

One-way Ticket (Public Transport)

$0.40 ₦525

$0.38 ₦509

5.26%

Public Transport Monthly Pass (Regular Price)

$33.32 ₦44.2K

$15.06 ₦20.0K

121.25%

Taxi Start (Normal Tariff)

$0.58 ₦772

$0.70 ₦926

-17.14%

Taxi (Normal Tariff) (1km)

$0.81 ₦1,076

$0.96 ₦1,267

-15.62%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₦2,570

$2.22 ₦2,946

-12.61%

Gasoline (1 liter)

$0.55 ₦726

$0.89 ₦1,182

-38.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K ₦35.1M

$11.3K ₦14.9M

135.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.3K ₦24.3M

$13.5K ₦17.8M

36.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 ₦149.6K

$14.73 ₦19.5K

666.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 ₦8,691

$15.95 ₦21.1K

-58.87%

Internet (50+ Mbps, Unlimited Data)

$29.15 ₦38.6K

$32.53 ₦43.1K

-10.39%

Gym Membership (Monthly)

$35.66 ₦47.3K

$14.78 ₦19.6K

141.27%

Tennis Court (1 Hour on Weekend)

$10.81 ₦14.3K

$4.63 ₦6,136

133.48%

Cinema Ticket

$4.90 ₦6,488

$4.77 ₦6,326

2.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$45.43 ₦60.2K

$675 ₦895.2K

-93.27%

International Primary School, 1 Child (Yearly)

$3,219 ₦4.3M

$20.1K ₦26.6M

-83.99%

Jeans (Levis 501 Or Similar)

$25.57 ₦33.9K

$5.86 ₦7,764

336.35%

Summer Dress (H&M, Zara, etc)

$61.1 ₦81.0K

$18.04 ₦23.9K

238.64%

Sport Shoes (Adidas, Nike)

$78.2 ₦103.6K

$15.15 ₦20.1K

415.84%

Men's Leather Business Shoes

$107 ₦142.1K

$10.66 ₦14.1K

905.72%

1-bedroom Apartment, City Center (Monthly)

$1,426 ₦1.9M

$438 ₦580.9K

225.40%

1-bedroom Apartment, Outside City Center (Monthly)

$439 ₦581.7K

$256 ₦339.6K

71.30%

3-bedroom Apartment, City Center (Monthly)

$3,407 ₦4.5M

$1,118 ₦1.5M

204.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,515 ₦2.0M

$679 ₦900.2K

122.99%

Buy Apartment in City Center (m2)

$712 ₦943.7K

$761 ₦1.0M

-6.39%

Buy Apartment Outside City Center (m2)

$374 ₦496.2K

$190 ₦251.2K

97.53%

Average Monthly Net Salary (After Tax)

$166 ₦220.0K

$33.54 ₦44.4K

394.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

125.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Abuja: September 8, 2026

Last update for Oyo: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,426 in Abuja and $438 in Oyo. Housing cost is often the main lever when comparing two cities.

Abuja pays 395% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $30.00 in Abuja vs $51.0 in Oyo. Groceries flip the comparison at $218 vs $141, with Oyo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Abuja vs Oyo: Cost of Living - Frequently Asked Questions

Abuja and Oyo differ by about 74% in total monthly costs ($1,095 vs $630 including rent). Oyo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 395% higher in Abuja, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,426 in Abuja versus $438 in Oyo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,095 per month in Abuja versus $630 in Oyo – a 74% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Oyo runs roughly 121% less than in Abuja. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $630 in Oyo versus $1,095 in Abuja, a $1,500 budget is realistic in Oyo but tight or insufficient in Abuja. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Oyo gentler on the wallet – expenses run 74% less than in Abuja. Beyond cost, consider language, visa policies, and how big the international community is in each city.