Cost of Living Comparison Between Abuja and Oyo Cost of Living Comparison Between Abuja and Oyo

Monthly Cost of Living

Monthly costs for one person with rent: $1,700 in Abuja versus $716 in Oyo.

Estimated couple costs with rent: $2,793 in Abuja versus $1,268 in Oyo.

Monthly costs for a family of three with rent: $3,886 in Abuja versus $1,821 in Oyo.

Living in Abuja is roughly 138% more expensive than Oyo, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Abuja is 27% above, Oyo is 47% below.

Meal at Budget Restaurant

$1.97 ₦2,684

$2.65 ₦3,605

-25.66%

Three-Course Dinner for Two, Mid-Range

$45.77 ₦62.3K

$49.97 ₦68.0K

-8.41%

Fast Food Meal (McDonalds, etc)

$5.68 ₦7,732

$5.27 ₦7,176

7.78%

Cappuccino

$2.52 ₦3,426

$2.10 ₦2,858

20.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₦687

$0.36 ₦494

38.89%

Water (0.33 liter bottle)

$0.42 ₦566

$0.22 ₦300

90.91%

Local Beer (0.5 liter draught)

$1.11 ₦1,506

$0.85 ₦1,151

30.59%

Imported Beer (0.33 liter bottle)

$1.14 ₦1,551

$1.37 ₦1,870

-16.79%

Milk (1 liter)

$3.06 ₦4,161

$2.36 ₦3,219

29.66%

White Bread (500g)

$1.32 ₦1,793

$1.18 ₦1,613

11.86%

Rice (white) (1kg)

$2.38 ₦3,244

$2.23 ₦3,037

6.73%

Eggs

$1.57 ₦2,132

$1.75 ₦2,379

-10.29%

Local Cheese (1kg)

$5.39 ₦7,339

$6.32 ₦8,608

-14.72%

Chicken Fillets (1kg)

$4.45 ₦6,058

$4.15 ₦5,650

7.23%

Beef Round Steak (1kg)

$3.88 ₦5,287

$5.52 ₦7,518

-29.71%

Apples (1kg)

$3.10 ₦4,222

$3.50 ₦4,761

-11.43%

Banana (1kg)

$1.77 ₦2,414

$2.05 ₦2,788

-13.66%

Oranges (1kg)

$2.11 ₦2,869

$2.14 ₦2,914

-1.40%

Tomato (1kg)

$1.68 ₦2,285

$2.38 ₦3,247

-29.41%

Potato (1kg)

$2.14 ₦2,908

$2.30 ₦3,131

-6.96%

Onion (1kg)

$2.53 ₦3,447

$2.01 ₦2,739

25.87%

Lettuce (1 head)

$0.58 ₦788

$1.97 ₦2,686

-70.56%

Water (1.5 liter bottle)

$0.31 ₦427

$0.36 ₦485

-13.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.43 ₦3,305

$1.24 ₦1,695

95.97%

Wine (Bottle)

$5.68 ₦7,741

$2.62 ₦3,569

116.79%

Local Beer (0.5 liter bottle)

$1.06 ₦1,445

$0.65 ₦880

63.08%

Imported Beer (0.33 liter bottle)

$1.42 ₦1,928

$0.95 ₦1,293

49.47%

One-way Ticket (Public Transport)

$0.64 ₦877

$0.35 ₦476

82.86%

Public Transport Monthly Pass (Regular Price)

$14.27 ₦19.4K

Taxi Start (Normal Tariff)

$0.91 ₦1,234

$1.20 ₦1,628

-24.17%

Taxi (Normal Tariff) (1km)

$1.06 ₦1,445

$2.23 ₦3,036

-52.47%

Taxi 1hour Waiting (Normal Tariff)

$4.40 ₦5,991

$4.64 ₦6,321

-5.17%

Gasoline (1 liter)

$0.83 ₦1,132

$0.73 ₦994

13.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.1K ₦27.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K ₦28.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.22 ₦42.5K

$41.91 ₦57.1K

-25.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.68 ₦14.5K

$10.21 ₦13.9K

4.60%

Internet (50+ Mbps, Unlimited Data)

$42.07 ₦57.3K

$34.50 ₦47.0K

21.94%

Gym Membership (Monthly)

$44.35 ₦60.4K

$14.15 ₦19.3K

213.43%

Tennis Court (1 Hour on Weekend)

$10.95 ₦14.9K

$4.63 ₦6,301

136.50%

Cinema Ticket

$8.16 ₦11.1K

$6.51 ₦8,864

25.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$133 ₦180.8K

$83.9 ₦114.2K

58.27%

International Primary School, 1 Child (Yearly)

$1,969 ₦2.7M

$2,257 ₦3.1M

-12.74%

Jeans (Levis 501 Or Similar)

$29.33 ₦39.9K

$19.08 ₦26.0K

53.72%

Summer Dress (H&M, Zara, etc)

$28.29 ₦38.5K

$24.46 ₦33.3K

15.66%

Sport Shoes (Adidas, Nike)

$68.6 ₦93.4K

$48.81 ₦66.5K

40.52%

Men's Leather Business Shoes

$84.8 ₦115.5K

$34.06 ₦46.4K

149.09%

1-bedroom Apartment, City Center (Monthly)

$2,485 ₦3.4M

$410 ₦557.8K

506.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,167 ₦1.6M

$247 ₦335.8K

373.43%

3-bedroom Apartment, City Center (Monthly)

$5,456 ₦7.4M

$1,067 ₦1.5M

411.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,666 ₦3.6M

$653 ₦889.9K

307.99%

Buy Apartment in City Center (m2)

$1,106 ₦1.5M

$715 ₦974.3K

54.59%

Buy Apartment Outside City Center (m2)

$362 ₦493.6K

$179 ₦243.5K

102.69%

Average Monthly Net Salary (After Tax)

$168 ₦228.7K

$32.20 ₦43.9K

421.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

125.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Abuja: June 1, 2026

Last update for Oyo: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,485 in Abuja and $410 in Oyo. Housing cost is often the main lever when comparing two cities.

Abuja pays 422% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Abuja vs $50.0 in Oyo for a mid-range dinner for two. Groceries echo the gap at $190 vs $191 per month, with Abuja cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Abuja vs Oyo: Cost of Living - Frequently Asked Questions

Abuja and Oyo differ by about 138% in total monthly costs ($1,700 vs $716 including rent). Oyo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Abuja pays 422% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,485 in Abuja versus $410 in Oyo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $133 in Abuja versus $83.9 in Oyo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Oyo – a meal for two runs $50.0 versus $46.00 in Abuja. If you eat out regularly, this makes a real dent in your monthly spending.

At $716 in Oyo versus $1,700 in Abuja, a $1,500 budget is realistic in Oyo but tight or insufficient in Abuja. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Oyo gentler on the wallet – expenses run 138% less than in Abuja. Beyond cost, consider language, visa policies, and how big the international community is in each city.