Last update: Oct 2026

Cost of Living Comparison Between Abuja and Oyo

For one person, living is cheaper in Oyo: $619 a month against $991 in Abuja, rent and utilities included – about $4,500 less a year. Rent and utilities account for about half of the difference.

48

Cost of Living Index in Abuja
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Abuja Living Index
30

Cost of Living Index in Oyo
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Oyo Living Index

Jump to prices

Abuja

🇳🇬 Nigeria

$991

/mo nomad

Oyo

🇳🇬 Nigeria

$619

/mo nomad

Monthly Cost of Living

How much you'll spend in Abuja and in Oyo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Abuja and in Oyo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $991 in Abuja versus $619 in Oyo.

Abuja $991
Oyo $619

Estimated couple costs with rent: $1,872 in Abuja versus $1,152 in Oyo.

Abuja $1,872
Oyo $1,152

Monthly costs for a family of three with rent: $2,753 in Abuja versus $1,685 in Oyo.

Abuja $2,753
Oyo $1,685

Living in Abuja is roughly 60% more expensive than in Oyo, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Abuja 27% lower, Oyo 55% lower.

Meal at Budget Restaurant

$1.94 ₦2,602

$3.77 ₦5,055

-48.54%

Three-Course Dinner for Two, Mid-Range

$30.33 ₦40.7K

$50.8 ₦68.1K

-40.30%

Fast Food Meal (McDonalds, etc)

$4.08 ₦5,465

$7.43 ₦9,952

-45.09%

Cappuccino

$3.28 ₦4,400

$2.76 ₦3,697

18.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₦573

$0.44 ₦585

-2.27%

Water (0.33 liter bottle)

$0.71 ₦956

$0.11 ₦153

545.45%

Local Beer (0.5 liter draught)

$0.97 ₦1,301

$0.36 ₦482

169.44%

Imported Beer (0.33 liter bottle)

$1.97 ₦2,647

$0.53 ₦713

271.70%

Milk (1 liter)

$3.59 ₦4,814

$3.22 ₦4,322

11.49%

White Bread (500g)

$1.29 ₦1,731

$0.55 ₦732

134.55%

Rice (white) (1kg)

$2.27 ₦3,048

$0.92 ₦1,239

146.74%

Eggs

$1.81 ₦2,420

$2.15 ₦2,885

-15.81%

Local Cheese (1kg)

$11.11 ₦14.9K

$3.58 ₦4,795

210.34%

Chicken Fillets (1kg)

$5.35 ₦7,164

$3.97 ₦5,320

34.76%

Beef Round Steak (1kg)

$5.82 ₦7,795

$4.43 ₦5,932

31.38%

Apples (1kg)

$2.07 ₦2,775

$1.69 ₦2,261

22.49%

Banana (1kg)

$1.50 ₦2,006

$1.31 ₦1,758

14.50%

Oranges (1kg)

$1.52 ₦2,039

$1.08 ₦1,448

40.74%

Tomato (1kg)

$2.29 ₦3,068

$1.48 ₦1,988

54.73%

Potato (1kg)

$1.79 ₦2,393

$1.61 ₦2,158

11.18%

Onion (1kg)

$2.48 ₦3,324

$1.50 ₦2,004

65.33%

Lettuce (1 head)

$0.59 ₦794

$0.82 ₦1,104

-28.05%

Water (1.5 liter bottle)

$0.39 ₦526

$0.31 ₦417

25.81%

Cigarettes 20 Pack (Marlboro, Camel)

$1.96 ₦2,624

$0.58 ₦783

237.93%

Wine (Bottle)

$5.83 ₦7,818

$2.46 ₦3,295

136.99%

Local Beer (0.5 liter bottle)

$1.20 ₦1,604

$0.36 ₦481

233.33%

Imported Beer (0.33 liter bottle)

$1.85 ₦2,484

$0.46 ₦620

302.17%

One-way Ticket (Public Transport)

$0.46 ₦619

$0.36 ₦482

27.78%

Public Transport Monthly Pass (Regular Price)

$32.58 ₦43.7K

$14.82 ₦19.9K

119.84%

Taxi Start (Normal Tariff)

$0.61 ₦823

$0.65 ₦878

-6.15%

Taxi (Normal Tariff) (1km)

$0.81 ₦1,086

$0.90 ₦1,209

-10.00%

Taxi 1hour Waiting (Normal Tariff)

$1.85 ₦2,474

$2.13 ₦2,852

-13.15%

Gasoline (1 liter)

$0.57 ₦765

$0.90 ₦1,213

-36.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K ₦35.0M

$11.3K ₦15.2M

130.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K ₦50.0M

$28.3K ₦37.9M

31.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₦147.8K

$15.13 ₦20.3K

628.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.48 ₦8,687

$14.63 ₦19.6K

-55.71%

Internet (50+ Mbps, Unlimited Data)

$29.14 ₦39.1K

$33.32 ₦44.7K

-12.55%

Gym Membership (Monthly)

$25.74 ₦34.5K

$14.71 ₦19.7K

74.98%

Tennis Court (1 Hour on Weekend)

$9.62 ₦12.9K

$4.66 ₦6,241

106.44%

Cinema Ticket

$6.31 ₦8,456

$6.24 ₦8,362

1.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$44.68 ₦59.9K

$672 ₦900.3K

-93.35%

International Primary School, 1 Child (Yearly)

$3,103 ₦4.2M

$19.8K ₦26.5M

-84.32%

Jeans (Levis 501 Or Similar)

$26.03 ₦34.9K

$5.95 ₦7,978

337.48%

Summer Dress (H&M, Zara, etc)

$60.8 ₦81.4K

$18.40 ₦24.7K

230.16%

Sport Shoes (Adidas, Nike)

$76.5 ₦102.6K

$14.96 ₦20.1K

411.56%

Men's Leather Business Shoes

$105 ₦141.3K

$10.29 ₦13.8K

924.68%

1-bedroom Apartment, City Center (Monthly)

$589 ₦789.9K

$434 ₦582.2K

35.67%

1-bedroom Apartment, Outside City Center (Monthly)

$348 ₦465.8K

$250 ₦334.9K

39.08%

3-bedroom Apartment, City Center (Monthly)

$1,405 ₦1.9M

$1,126 ₦1.5M

24.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,346 ₦1.8M

$671 ₦899.6K

100.55%

Buy Apartment in City Center (m2)

$699 ₦937.2K

$741 ₦992.7K

-5.59%

Buy Apartment Outside City Center (m2)

$378 ₦506.9K

$185 ₦247.3K

104.95%

Average Monthly Net Salary (After Tax)

$162 ₦217.5K

$33.86 ₦45.4K

379.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

125.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Abuja: October 24, 2026

Last update for Oyo: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Abuja

$348 35.1%

Oyo

$250 40.4% 28.1% $98

Groceries & Markets

Abuja

$218 22%

Oyo

$144 23.3% 33.8% $74

Monthly Utilities & Internet

Abuja

$146 14.7%

Oyo

$63 10.2% 56.8% $83

Clothing & Footwear

Abuja

$121 12.2%

Oyo

$22 3.6% 81.5% $99

Eating Out

Abuja

$81 8.1%

Oyo

$91 14.6% 12.5% $10

Getting Around

Abuja

$39 4%

Oyo

$21 3.5% 45.2% $18

Sport & Entertainment

Abuja

$38 3.9%

Oyo

$27 4.4% 29.1% $11

Cost Breakdown

A one-bedroom apartment in the center runs $589 in Abuja and $434 in Oyo. Housing cost is often the main lever when comparing two cities.

Abuja pays about 4.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $30 in Abuja vs $51 in Oyo. Groceries flip the comparison at $218 vs $144, with Oyo cheaper for home cooking.

Good to know

🇳🇬 Abuja

🇳🇬 Oyo

🕒 Local time

19:40 7:40 PM

Same time as Abuja

🌤 Weather

👥 Population

776,298 Capital

736,100

💱 Currency

Nigerian Naira NGN ₦

📈 Exchange rate

10,000 NGN = 7.46 USD

10,000 NGN = 6.7 EUR

10,000 NGN = 7.46 USD

10,000 NGN = 6.7 EUR

Exchange rates and currency converter

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Abuja
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Abuja vs Oyo: Cost of Living - Frequently Asked Questions

Abuja and Oyo differ by about 60% in total monthly costs ($991 vs $619 including rent). Oyo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay in Abuja is about 4.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $589 in Abuja versus $434 in Oyo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $991 per month in Abuja versus $619 in Oyo – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Oyo runs roughly 55% less than in Abuja. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Oyo wins on affordability, Abuja on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.