Last update: Nov 2026

Cost of Living Comparison Between Cebu and Ormoc

For one person, living is cheaper in Ormoc: $801 a month against $943 in Cebu, rent and utilities included – about $1,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
40

Cost of Living Index in Ormoc
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Ormoc Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Ormoc

🇵🇭 Philippines

$801

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ormoc

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ormoc actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $801 in Ormoc.

Cebu $943
Ormoc $801

Estimated couple costs with rent: $1,437 in Cebu versus $1,192 in Ormoc.

Cebu $1,437
Ormoc $1,192

Monthly costs for a family of three with rent: $1,930 in Cebu versus $1,582 in Ormoc.

Cebu $1,930
Ormoc $1,582

Living in Cebu is roughly 18% more expensive than in Ormoc, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Ormoc 41% lower.

Meal at Budget Restaurant

$3.88 ₱246

$3.58 ₱227

8.38%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,473

$16.26 ₱1,032

42.80%

Fast Food Meal (McDonalds, etc)

$3.90 ₱248

$4.80 ₱305

-18.75%

Cappuccino

$2.56 ₱162

$2.15 ₱136

19.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱102

$0.69 ₱43.74

131.88%

Water (0.33 liter bottle)

$0.51 ₱32.28

$0.39 ₱24.49

30.77%

Local Beer (0.5 liter draught)

$1.76 ₱112

$1.26 ₱79.7

39.68%

Imported Beer (0.33 liter bottle)

$2.15 ₱137

$2.19 ₱139

-1.83%

Milk (1 liter)

$1.99 ₱126

$1.54 ₱97.5

29.22%

White Bread (500g)

$1.37 ₱87.0

$1.18 ₱74.6

16.10%

Rice (white) (1kg)

$0.95 ₱60.3

$0.92 ₱58.4

3.26%

Eggs

$2.02 ₱128

$1.93 ₱122

4.66%

Local Cheese (1kg)

$9.63 ₱611

$4.16 ₱264

131.49%

Chicken Fillets (1kg)

$4.35 ₱276

$4.20 ₱267

3.57%

Beef Round Steak (1kg)

$7.70 ₱489

$6.12 ₱388

25.82%

Apples (1kg)

$3.30 ₱209

$2.37 ₱150

39.24%

Banana (1kg)

$1.27 ₱80.3

$2.09 ₱132

-39.23%

Oranges (1kg)

$2.34 ₱149

$2.14 ₱136

9.35%

Tomato (1kg)

$1.51 ₱96.1

$0.93 ₱59.1

62.37%

Potato (1kg)

$2.23 ₱142

$1.54 ₱97.6

44.81%

Onion (1kg)

$1.93 ₱123

$1.50 ₱94.9

28.67%

Lettuce (1 head)

$1.18 ₱75.0

$0.80 ₱50.6

47.50%

Water (1.5 liter bottle)

$0.65 ₱41.24

$0.55 ₱34.79

18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱183

$2.98 ₱189

-3.02%

Wine (Bottle)

$6.35 ₱403

$6.85 ₱434

-7.30%

Local Beer (0.5 liter bottle)

$1.27 ₱80.7

Imported Beer (0.33 liter bottle)

$1.64 ₱104

$1.75 ₱111

-6.29%

One-way Ticket (Public Transport)

$0.23 ₱14.53

$0.21 ₱13.61

9.52%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱776

$11.35 ₱720

7.84%

Taxi Start (Normal Tariff)

$0.82 ₱51.9

$0.87 ₱55.0

-5.75%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.66

$0.20 ₱12.73

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱274

$2.13 ₱135

102.82%

Gasoline (1 liter)

$1.38 ₱87.4

$1.11 ₱70.7

24.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$18.4K ₱1.2M

15.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$17.6K ₱1.1M

9.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,876

$113 ₱7,173

9.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,011

$15.74 ₱999

1.21%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,781

$26.03 ₱1,651

7.84%

Gym Membership (Monthly)

$33.41 ₱2,120

$30.33 ₱1,925

10.15%

Tennis Court (1 Hour on Weekend)

$6.40 ₱406

Cinema Ticket

$5.85 ₱371

$5.01 ₱318

16.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.2K

$308 ₱19.5K

-12.18%

International Primary School, 1 Child (Yearly)

$8,060 ₱511.3K

$7,941 ₱503.8K

1.50%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,065

$43.00 ₱2,728

12.35%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,558

$28.33 ₱1,797

-13.31%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,893

$74.4 ₱4,723

3.61%

Men's Leather Business Shoes

$56.5 ₱3,585

$59.7 ₱3,789

-5.39%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.4K

$364 ₱23.1K

36.10%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.4K

$247 ₱15.7K

30.32%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.8K

$824 ₱52.3K

20.13%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.9K

$457 ₱29.0K

37.38%

Buy Apartment in City Center (m2)

$4,459 ₱282.9K

$3,654 ₱231.8K

22.03%

Buy Apartment Outside City Center (m2)

$3,030 ₱192.2K

$2,438 ₱154.7K

24.25%

Average Monthly Net Salary (After Tax)

$343 ₱21.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Ormoc: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Ormoc

$247 30.8% 23.3% $75

Groceries & Markets

Cebu

$206 21.8%

Ormoc

$169 21.1% 17.9% $37

Monthly Utilities & Internet

Cebu

$168 17.8%

Ormoc

$155 19.3% 7.9% $13

Eating Out

Cebu

$95 10.1%

Ormoc

$84 10.5% 11.8% $11

Clothing & Footwear

Cebu

$93 9.9%

Ormoc

$92 11.5% 0.5% $0.5

Sport & Entertainment

Cebu

$45 4.8%

Ormoc

$40 5% 10.6% $4.8

Getting Around

Cebu

$15 1.6%

Ormoc

$14 1.8% 5.9% $0.9

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $364 in Ormoc. Housing cost is often the main lever when comparing two cities.

Dining out: $23 in Cebu vs $16 in Ormoc for a mid-range dinner for two. Groceries echo the gap at $206 vs $169 per month, with Ormoc cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇭 Ormoc

🕒 Local time

01:35 1:35 AM

Same time as Cebu

🌤 Weather

👥 Population

964,169

230,998

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

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Cebu Ormoc 110 km

From you

Cebu
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ormoc: Cost of Living - Frequently Asked Questions

Ormoc is about 15% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,415 in Cebu and $1,202 in Ormoc to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $495 in Cebu versus $364 in Ormoc. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $943 per month in Cebu versus $801 in Ormoc – Ormoc is about 15% cheaper, which adds up to real savings over time.

A monthly transit pass in Ormoc runs roughly 7% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ormoc gentler on the wallet – expenses run 15% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.