Last update: Oct 2026

Cost of Living Comparison Between Olsztyn and London

For one person, living is cheaper in Olsztyn: $1,816 a month against $3,986 in London, rent and utilities included – about $26,000 less a year. Rent and utilities account for most of the difference.

89

Cost of Living Index in Olsztyn
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Olsztyn Living Index
194

Cost of Living Index in London
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London Living Index

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Olsztyn

🇵🇱 Poland

$1,816

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in Olsztyn and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Olsztyn and in London actually costs, broken down by who's living it.

A single person spends $1,816 per month in Olsztyn vs $3,986 in London, rent included.

Olsztyn $1,816
London $3,986

A couple spends around $2,678 per month in Olsztyn vs $5,791 in London, rent included.

Olsztyn $2,678
London $5,791

A family of three spends $3,540 per month in Olsztyn vs $7,595 in London, rent included.

Olsztyn $3,540
London $7,595

Olsztyn is about 54% cheaper than London, and outside of rent the biggest gap is in transport.

Both Olsztyn and London sit above the global median – Olsztyn by 34%, London by 195%.

Meal at Budget Restaurant

$12.84 zł 49.88

$25.93 £19.45

-50.48%

Three-Course Dinner for Two, Mid-Range

$50.4 zł 196

$107 £79.9

-52.67%

Fast Food Meal (McDonalds, etc)

$8.92 zł 34.67

$10.71 £8.03

-16.71%

Cappuccino

$3.31 zł 12.85

$5.47 £4.11

-39.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 zł 9.75

$2.97 £2.23

-15.49%

Water (0.33 liter bottle)

$1.87 zł 7.26

$2.20 £1.65

-15.00%

Local Beer (0.5 liter draught)

$2.98 zł 11.59

$9.13 £6.85

-67.36%

Imported Beer (0.33 liter bottle)

$3.91 zł 15.18

$7.94 £5.96

-50.76%

Milk (1 liter)

$1.05 zł 4.09

$1.86 £1.40

-43.55%

White Bread (500g)

$1.26 zł 4.90

$2.07 £1.55

-39.13%

Rice (white) (1kg)

$1.42 zł 5.52

$2.42 £1.81

-41.32%

Eggs

$3.85 zł 14.95

$5.09 £3.82

-24.36%

Local Cheese (1kg)

$9.72 zł 37.77

$12.87 £9.66

-24.48%

Chicken Fillets (1kg)

$7.34 zł 28.51

$10.43 £7.82

-29.63%

Beef Round Steak (1kg)

$15.04 zł 58.5

$16.87 £12.66

-10.85%

Apples (1kg)

$1.23 zł 4.77

$3.11 £2.33

-60.45%

Banana (1kg)

$1.61 zł 6.25

$1.40 £1.05

15.00%

Oranges (1kg)

$1.80 zł 6.99

$3.08 £2.31

-41.56%

Tomato (1kg)

$3.43 zł 13.32

$3.27 £2.45

4.89%

Potato (1kg)

$0.97 zł 3.78

$1.58 £1.19

-38.61%

Onion (1kg)

$1.17 zł 4.54

$1.74 £1.31

-32.76%

Lettuce (1 head)

$1.37 zł 5.32

$1.40 £1.05

-2.14%

Water (1.5 liter bottle)

$0.68 zł 2.64

$1.80 £1.35

-62.22%

Cigarettes 20 Pack (Marlboro, Camel)

$5.49 zł 21.32

$23.28 £17.46

-76.42%

Wine (Bottle)

$7.42 zł 28.84

$13.03 £9.77

-43.05%

Local Beer (0.5 liter bottle)

$1.13 zł 4.39

$3.17 £2.38

-64.35%

Imported Beer (0.33 liter bottle)

$1.54 zł 6.00

$4.42 £3.32

-65.16%

One-way Ticket (Public Transport)

$1.05 zł 4.07

$4.07 £3.05

-74.20%

Public Transport Monthly Pass (Regular Price)

$25.79 zł 100

$247 £185

-89.55%

Taxi Start (Normal Tariff)

$2.08 zł 8.09

$5.58 £4.18

-62.72%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.88

$3.36 £2.52

-77.98%

Taxi 1hour Waiting (Normal Tariff)

$10.21 zł 39.67

$56.8 £42.57

-82.01%

Gasoline (1 liter)

$1.66 zł 6.43

$2.13 £1.60

-22.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K zł 121.9K

$38.2K £28.6K

-17.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K zł 114.4K

$40.9K £30.7K

-27.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$329 zł 1,277

$372 £279

-11.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.17 zł 39.53

$17.82 £13.37

-42.93%

Internet (50+ Mbps, Unlimited Data)

$19.00 zł 73.8

$40.37 £30.29

-52.94%

Gym Membership (Monthly)

$50.7 zł 197

$60.0 £44.99

-15.52%

Tennis Court (1 Hour on Weekend)

$22.47 zł 87.3

$21.29 £15.97

5.54%

Cinema Ticket

$9.12 zł 35.42

$17.74 £13.31

-48.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$378 zł 1,467

$2,864 £2,149

-86.82%

International Primary School, 1 Child (Yearly)

$13.7K zł 53.4K

$35.3K £26.5K

-61.09%

Jeans (Levis 501 Or Similar)

$103 zł 399

$114 £85.5

-9.95%

Summer Dress (H&M, Zara, etc)

$48.59 zł 189

$54.3 £40.71

-10.47%

Sport Shoes (Adidas, Nike)

$103 zł 402

$124 £93.2

-16.73%

Men's Leather Business Shoes

$105 zł 406

$163 £122

-35.88%

1-bedroom Apartment, City Center (Monthly)

$1,004 zł 3,900

$2,869 £2,152

-65.01%

1-bedroom Apartment, Outside City Center (Monthly)

$744 zł 2,892

$2,233 £1,675

-66.67%

3-bedroom Apartment, City Center (Monthly)

$1,685 zł 6,546

$5,266 £3,950

-68.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,344 zł 5,221

$3,778 £2,834

-64.43%

Buy Apartment in City Center (m2)

$3,690 zł 14.3K

$18.3K £13.8K

-79.87%

Buy Apartment Outside City Center (m2)

$2,548 zł 9,898

$8,024 £6,019

-68.25%

Average Monthly Net Salary (After Tax)

$1,374 zł 5,338

$5,037 £3,778

-72.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

4.74

58.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: October 10, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Olsztyn

$744 41%

London

$2.2K 56% 200% $1.5K

Monthly Utilities & Internet

Olsztyn

$358 19.7%

London

$430 10.8% 20.3% $73

Groceries & Markets

Olsztyn

$238 13.1%

London

$349 8.8% 47% $112

Eating Out

Olsztyn

$209 11.5%

London

$388 9.7% 85% $178

Clothing & Footwear

Olsztyn

$162 8.9%

London

$205 5.1% 26.8% $43

Sport & Entertainment

Olsztyn

$69 3.8%

London

$95 2.4% 38.6% $27

Getting Around

Olsztyn

$36 2%

London

$285 7.2% 698% $250

Cost Breakdown

A central one-bedroom costs $1,004 in Olsztyn versus $2,869 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 267% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in Olsztyn versus $107 in London. Monthly groceries follow the same trend: $238 vs $349 – making Olsztyn the more affordable choice for daily food spending.

Good to know

🇵🇱 Olsztyn

🇬🇧 London

🕒 Local time

19:34 7:34 PM

18:34 6:34 PM

1 h behind Olsztyn

🌤 Weather

👥 Population

174,675

8,908,083 Capital

💱 Currency

Polish Złoty PLN zł

British Pound GBP £

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 17, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

British Pound exchange rates as of October 17, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Olsztyn London 1,410 km ≈ 2 h 15 min nonstop flight

From you

Olsztyn
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olsztyn vs London: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,816 in Olsztyn, $3,986 in London – roughly 120% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $2,724 per month in Olsztyn and $5,979 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Olsztyn, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 47% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $50.0 in Olsztyn and $107 in London. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Olsztyn, where all-in costs run around $1,816, than in London at $3,986. In Olsztyn it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $1,816 in Olsztyn to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Olsztyn. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.