Cost of Living Comparison Between Olsztyn and Erbil Cost of Living Comparison Between Olsztyn and Erbil

Monthly Cost of Living

A single person spends $1,455 per month in Olsztyn vs $1,034 in Erbil, rent included.

A couple spends around $1,981 per month in Olsztyn vs $1,522 in Erbil, rent included.

A family of three spends $2,506 per month in Olsztyn vs $2,010 in Erbil, rent included.

Olsztyn costs about 41% more than Erbil, driven mainly by Sport & Entertainment.

Olsztyn sits 9% above the global median, while Erbil is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.64 zł 40.34

$7.71 IQD 10.1K

38.00%

Three-Course Dinner for Two, Mid-Range

$46.03 zł 174

$22.64 IQD 29.6K

103.31%

Fast Food Meal (McDonalds, etc)

$7.54 zł 28.57

$8.88 IQD 11.6K

-15.09%

Cappuccino

$3.02 zł 11.46

$3.20 IQD 4,189

-5.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.69 zł 6.40

$0.48 IQD 630

252.08%

Water (0.33 liter bottle)

$1.90 zł 7.21

$0.20 IQD 262

850.00%

Local Beer (0.5 liter draught)

$3.30 zł 12.50

$1.93 IQD 2,523

70.98%

Imported Beer (0.33 liter bottle)

$3.83 zł 14.52

$2.14 IQD 2,803

78.97%

Milk (1 liter)

$1.05 zł 3.98

$1.31 IQD 1,719

-19.85%

White Bread (500g)

$1.36 zł 5.16

$0.85 IQD 1,108

60.00%

Rice (white) (1kg)

$1.49 zł 5.65

$1.86 IQD 2,439

-19.89%

Eggs

$3.27 zł 12.40

$1.98 IQD 2,590

65.15%

Local Cheese (1kg)

$8.87 zł 33.62

$7.23 IQD 9,474

22.68%

Chicken Fillets (1kg)

$6.02 zł 22.82

$4.72 IQD 6,184

27.54%

Beef Round Steak (1kg)

$9.81 zł 37.16

$14.24 IQD 18.7K

-31.11%

Apples (1kg)

$1.14 zł 4.32

$1.19 IQD 1,563

-4.20%

Banana (1kg)

$1.50 zł 5.67

$1.15 IQD 1,505

30.43%

Oranges (1kg)

$2.01 zł 7.61

$1.15 IQD 1,502

74.78%

Tomato (1kg)

$2.69 zł 10.20

$0.81 IQD 1,057

232.10%

Potato (1kg)

$0.75 zł 2.84

$0.68 IQD 888

10.29%

Onion (1kg)

$1.19 zł 4.52

$0.75 IQD 980

58.67%

Lettuce (1 head)

$1.15 zł 4.38

$0.73 IQD 952

57.53%

Water (1.5 liter bottle)

$0.73 zł 2.77

$0.57 IQD 742

28.07%

Cigarettes 20 Pack (Marlboro, Camel)

$5.44 zł 20.61

$2.62 IQD 3,428

107.63%

Wine (Bottle)

$8.04 zł 30.48

$12.19 IQD 16.0K

-34.04%

Local Beer (0.5 liter bottle)

$0.99 zł 3.75

$1.39 IQD 1,824

-28.78%

Imported Beer (0.33 liter bottle)

$1.71 zł 6.49

$1.97 IQD 2,579

-13.20%

One-way Ticket (Public Transport)

$1.07 zł 4.04

$0.59 IQD 776

81.36%

Public Transport Monthly Pass (Regular Price)

$27.54 zł 104

$35.14 IQD 46.0K

-21.63%

Taxi Start (Normal Tariff)

$1.99 zł 7.54

$2.25 IQD 2,942

-11.56%

Taxi (Normal Tariff) (1km)

$0.71 zł 2.70

$2.33 IQD 3,052

-69.53%

Taxi 1hour Waiting (Normal Tariff)

$13.84 zł 52.4

$6.75 IQD 8,845

105.04%

Gasoline (1 liter)

$1.75 zł 6.64

$0.65 IQD 849

169.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K zł 126.1K

$19.4K IQD 25.4M

71.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K zł 118.2K

$20.8K IQD 27.3M

49.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$278 zł 1,053

$102 IQD 133.2K

173.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.00 zł 34.13

$17.42 IQD 22.8K

-48.34%

Internet (50+ Mbps, Unlimited Data)

$17.01 zł 64.5

$29.58 IQD 38.7K

-42.49%

Gym Membership (Monthly)

$32.99 zł 125

$73.8 IQD 96.6K

-55.27%

Tennis Court (1 Hour on Weekend)

$16.57 zł 62.8

$11.55 IQD 15.1K

43.46%

Cinema Ticket

$8.12 zł 30.76

$11.41 IQD 14.9K

-28.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$136 zł 515

$263 IQD 343.7K

-48.26%

International Primary School, 1 Child (Yearly)

$15.8K zł 59.9K

$3,250 IQD 4.3M

386.12%

Jeans (Levis 501 Or Similar)

$96.4 zł 365

$33.46 IQD 43.8K

188.02%

Summer Dress (H&M, Zara, etc)

$47.27 zł 179

$49.61 IQD 65.0K

-4.72%

Sport Shoes (Adidas, Nike)

$80.9 zł 307

$81.1 IQD 106.2K

-0.19%

Men's Leather Business Shoes

$111 zł 422

$76.5 IQD 100.2K

45.69%

1-bedroom Apartment, City Center (Monthly)

$640 zł 2,427

$429 IQD 562.2K

49.16%

1-bedroom Apartment, Outside City Center (Monthly)

$532 zł 2,016

$275 IQD 360.3K

93.31%

3-bedroom Apartment, City Center (Monthly)

$958 zł 3,631

$732 IQD 958.5K

30.86%

3-bedroom Apartment, Outside City Center (Monthly)

$596 zł 2,260

$495 IQD 647.8K

20.51%

Buy Apartment in City Center (m2)

$3,909 zł 14.8K

$1,130 IQD 1.5M

246.03%

Buy Apartment Outside City Center (m2)

$2,714 zł 10.3K

$660 IQD 864.4K

311.11%

Average Monthly Net Salary (After Tax)

$1,425 zł 5,402

$581 IQD 760.9K

145.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.81

14.33

-59.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: July 12, 2026

Last update for Erbil: July 12, 2026

Cost Breakdown

A central one-bedroom costs $640 in Olsztyn versus $429 in Erbil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 145% higher in Olsztyn, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $46.00 in Olsztyn versus $23.00 in Erbil. Monthly groceries follow the same trend: $208 vs $195 – making Erbil the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olsztyn vs Erbil: Cost of Living - Frequently Asked Questions

Yes – Olsztyn is pricier by about 41%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,182 per month in Olsztyn and $1,551 in Erbil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Erbil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 7% more in Olsztyn, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $46.00 in Olsztyn and $23.00 in Erbil. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Erbil, where all-in costs run around $1,034, than in Olsztyn at $1,455. In Erbil it covers expenses comfortably, while in Olsztyn it requires careful planning or may not stretch far enough.

Families tend to lean toward Erbil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Erbil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Olsztyn makes more sense. Both are solid long-term options with distinct trade-offs.