Last update: Oct 2026

Cost of Living Comparison Between London and Olsztyn

For one person, living is cheaper in Olsztyn: $1,816 a month against $3,986 in London, rent and utilities included – about $26,000 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
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London Living Index
89

Cost of Living Index in Olsztyn
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Olsztyn Living Index

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London

🇬🇧 United Kingdom

$3,986

/mo nomad

Olsztyn

🇵🇱 Poland

$1,816

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Olsztyn

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Olsztyn actually costs, broken down by who's living it.

A single person spends $3,986 per month in London vs $1,816 in Olsztyn, rent included.

London $3,986
Olsztyn $1,816

A couple spends around $5,791 per month in London vs $2,678 in Olsztyn, rent included.

London $5,791
Olsztyn $2,678

A family of three spends $7,595 per month in London vs $3,540 in Olsztyn, rent included.

London $7,595
Olsztyn $3,540

London costs about 120% more than Olsztyn, and outside of rent the biggest gap is in transport.

Both London and Olsztyn sit above the global median – London by 195%, Olsztyn by 34%.

Meal at Budget Restaurant

$25.93 £19.45

$12.84 zł 49.88

101.95%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$50.4 zł 196

111.27%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$8.92 zł 34.67

20.07%

Cappuccino

$5.47 £4.11

$3.31 zł 12.85

65.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$2.51 zł 9.75

18.33%

Water (0.33 liter bottle)

$2.20 £1.65

$1.87 zł 7.26

17.65%

Local Beer (0.5 liter draught)

$9.13 £6.85

$2.98 zł 11.59

206.38%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$3.91 zł 15.18

103.07%

Milk (1 liter)

$1.86 £1.40

$1.05 zł 4.09

77.14%

White Bread (500g)

$2.07 £1.55

$1.26 zł 4.90

64.29%

Rice (white) (1kg)

$2.42 £1.81

$1.42 zł 5.52

70.42%

Eggs

$5.09 £3.82

$3.85 zł 14.95

32.21%

Local Cheese (1kg)

$12.87 £9.66

$9.72 zł 37.77

32.41%

Chicken Fillets (1kg)

$10.43 £7.82

$7.34 zł 28.51

42.10%

Beef Round Steak (1kg)

$16.87 £12.66

$15.04 zł 58.5

12.17%

Apples (1kg)

$3.11 £2.33

$1.23 zł 4.77

152.85%

Banana (1kg)

$1.40 £1.05

$1.61 zł 6.25

-13.04%

Oranges (1kg)

$3.08 £2.31

$1.80 zł 6.99

71.11%

Tomato (1kg)

$3.27 £2.45

$3.43 zł 13.32

-4.66%

Potato (1kg)

$1.58 £1.19

$0.97 zł 3.78

62.89%

Onion (1kg)

$1.74 £1.31

$1.17 zł 4.54

48.72%

Lettuce (1 head)

$1.40 £1.05

$1.37 zł 5.32

2.19%

Water (1.5 liter bottle)

$1.80 £1.35

$0.68 zł 2.64

164.71%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$5.49 zł 21.32

324.04%

Wine (Bottle)

$13.03 £9.77

$7.42 zł 28.84

75.61%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$1.13 zł 4.39

180.53%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$1.54 zł 6.00

187.01%

One-way Ticket (Public Transport)

$4.07 £3.05

$1.05 zł 4.07

287.62%

Public Transport Monthly Pass (Regular Price)

$247 £185

$25.79 zł 100

856.80%

Taxi Start (Normal Tariff)

$5.58 £4.18

$2.08 zł 8.09

168.27%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$0.74 zł 2.88

354.05%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.57

$10.21 zł 39.67

455.83%

Gasoline (1 liter)

$2.13 £1.60

$1.66 zł 6.43

28.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$31.4K zł 121.9K

21.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$29.5K zł 114.4K

38.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$329 zł 1,277

13.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$10.17 zł 39.53

75.22%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$19.00 zł 73.8

112.47%

Gym Membership (Monthly)

$60.0 £44.99

$50.7 zł 197

18.38%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

$22.47 zł 87.3

-5.25%

Cinema Ticket

$17.74 £13.31

$9.12 zł 35.42

94.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$378 zł 1,467

658.72%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$13.7K zł 53.4K

156.98%

Jeans (Levis 501 Or Similar)

$114 £85.5

$103 zł 399

11.04%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$48.59 zł 189

11.69%

Sport Shoes (Adidas, Nike)

$124 £93.2

$103 zł 402

20.09%

Men's Leather Business Shoes

$163 £122

$105 zł 406

55.95%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$1,004 zł 3,900

185.80%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$744 zł 2,892

200.02%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,950

$1,685 zł 6,546

212.55%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,834

$1,344 zł 5,221

181.14%

Buy Apartment in City Center (m2)

$18.3K £13.8K

$3,690 zł 14.3K

396.88%

Buy Apartment Outside City Center (m2)

$8,024 £6,019

$2,548 zł 9,898

214.95%

Average Monthly Net Salary (After Tax)

$5,037 £3,778

$1,374 zł 5,338

266.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

7.52

-36.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Olsztyn: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Olsztyn

$744 41% 66.7% $1.5K

Monthly Utilities & Internet

London

$430 10.8%

Olsztyn

$358 19.7% 16.8% $73

Eating Out

London

$388 9.7%

Olsztyn

$209 11.5% 46% $178

Groceries & Markets

London

$349 8.8%

Olsztyn

$238 13.1% 32% $112

Getting Around

London

$285 7.2%

Olsztyn

$36 2% 87.5% $250

Clothing & Footwear

London

$205 5.1%

Olsztyn

$162 8.9% 21.1% $43

Sport & Entertainment

London

$95 2.4%

Olsztyn

$69 3.8% 27.8% $27

Cost Breakdown

A central one-bedroom costs $2,869 in London versus $1,004 in Olsztyn. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 267% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $107 in London versus $50.0 in Olsztyn. Monthly groceries follow the same trend: $349 vs $238 – making Olsztyn the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇵🇱 Olsztyn

🕒 Local time

22:11 10:11 PM

23:11 11:11 PM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

174,675

💱 Currency

British Pound GBP £

Polish Złoty PLN zł

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 17, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Polish Złoty exchange rates as of October 17, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to GBP in detail →

On the map

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Between locations

London Olsztyn 1,410 km ≈ 2 h 15 min nonstop flight

From you

London
Olsztyn

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Olsztyn: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,986 in London, $1,816 in Olsztyn – roughly 120% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $5,979 per month in London and $2,724 in Olsztyn. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Olsztyn, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 47% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $107 in London and $50.0 in Olsztyn. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Olsztyn, where all-in costs run around $1,816, than in London at $3,986. In Olsztyn it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $1,816 in Olsztyn to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Olsztyn. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.