Cost of Living Comparison Between Olsztyn and Warsaw Cost of Living Comparison Between Olsztyn and Warsaw

🙂 Solo nomad: Olsztyn is 11.8% cheaper than Warsaw without rent, and 27.4% cheaper with rent.
🙂 Family of 3: Olsztyn is 14.7% cheaper than Warsaw without rent, and 32.8% cheaper with rent.
Currency
🍽 Eating Out
Olsztyn
Warsaw
Difference
Meal at Budget Restaurant
$11.07 zł 39.73
$11.01 zł 39.52
0.54%
Three-Course Dinner for Two, Mid-Range
$46.95 zł 169
$56.5 zł 203
-16.93%
Fast Food Meal (McDonalds, etc)
$7.44 zł 26.72
$9.70 zł 34.81
-23.30%
Cappuccino
$2.90 zł 10.40
$4.25 zł 15.27
-31.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.62 zł 5.83
$2.04 zł 7.34
-20.59%
Water (0.33 liter bottle)
$1.91 zł 6.85
$1.84 zł 6.59
3.80%
Local Beer (0.5 liter draught)
$3.18 zł 11.41
$4.61 zł 16.55
-31.02%
Imported Beer (0.33 liter bottle)
$3.85 zł 13.82
$4.54 zł 16.30
-15.20%
🛒 Groceries & Markets
Olsztyn
Warsaw
Difference
Milk (1 liter)
$1.07 zł 3.82
$1.14 zł 4.08
-6.14%
White Bread (500g)
$1.38 zł 4.94
$1.42 zł 5.11
-2.82%
Rice (white) (1kg)
$1.48 zł 5.30
$1.76 zł 6.31
-15.91%
Eggs
$3.29 zł 11.82
$3.63 zł 13.05
-9.37%
Local Cheese (1kg)
$8.99 zł 32.28
$10.01 zł 35.93
-10.19%
Chicken Fillets (1kg)
$6.14 zł 22.04
$7.23 zł 25.95
-15.08%
Beef Round Steak (1kg)
$9.92 zł 35.60
$14.28 zł 51.3
-30.53%
Apples (1kg)
$1.14 zł 4.08
$1.29 zł 4.64
-11.63%
Banana (1kg)
$1.52 zł 5.46
$1.79 zł 6.42
-15.08%
Oranges (1kg)
$2.02 zł 7.24
$2.00 zł 7.17
1.00%
Tomato (1kg)
$2.64 zł 9.48
$3.67 zł 13.16
-28.07%
Potato (1kg)
$0.78 zł 2.80
$1.09 zł 3.90
-28.44%
Onion (1kg)
$1.20 zł 4.31
$1.24 zł 4.44
-3.23%
Lettuce (1 head)
$1.20 zł 4.29
$1.52 zł 5.45
-21.05%
Water (1.5 liter bottle)
$0.67 zł 2.42
$0.72 zł 2.60
-6.94%
Cigarettes 20 Pack (Marlboro, Camel)
$5.49 zł 19.71
$5.31 zł 19.07
3.39%
Wine (Bottle)
$8.34 zł 29.94
$8.37 zł 30.03
-0.36%
Local Beer (0.5 liter bottle)
$1.02 zł 3.66
$1.42 zł 5.10
-28.17%
Imported Beer (0.33 liter bottle)
$1.80 zł 6.48
$1.89 zł 6.77
-4.76%
🚌 Getting Around
Olsztyn
Warsaw
Difference
One-way Ticket (Public Transport)
$1.12 zł 4.03
$1.21 zł 4.35
-7.44%
Public Transport Monthly Pass (Regular Price)
$26.88 zł 96.5
$29.96 zł 108
-10.28%
Taxi Start (Normal Tariff)
$1.98 zł 7.11
$2.66 zł 9.55
-25.56%
Taxi (Normal Tariff) (1km)
$0.76 zł 2.73
$1.02 zł 3.65
-25.49%
Taxi 1hour Waiting (Normal Tariff)
$13.63 zł 48.91
$13.31 zł 47.78
2.40%
Gasoline (1 liter)
$1.69 zł 6.06
$1.73 zł 6.20
-2.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.3K zł 119.4K
$33.0K zł 118.4K
0.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K zł 110.0K
$33.3K zł 119.7K
-8.11%
🧾 Monthly Utilities & Internet
Olsztyn
Warsaw
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$278 zł 999
$363 zł 1,304
-23.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.06 zł 32.54
$10.21 zł 36.65
-11.26%
Internet (50+ Mbps, Unlimited Data)
$17.43 zł 62.6
$17.11 zł 61.4
1.87%
🎉 Sport & Entertainment
Olsztyn
Warsaw
Difference
Gym Membership (Monthly)
$31.92 zł 115
$44.18 zł 159
-27.75%
Tennis Court (1 Hour on Weekend)
$15.98 zł 57.4
$29.52 zł 106
-45.87%
Cinema Ticket
$8.00 zł 28.71
$9.62 zł 34.52
-16.84%
🧸 Childcare & Education
Olsztyn
Warsaw
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$136 zł 489
$575 zł 2,065
-76.31%
International Primary School, 1 Child (Yearly)
$15.9K zł 57.1K
$15.4K zł 55.3K
3.26%
👕👟 Clothing & Footwear
Olsztyn
Warsaw
Difference
Jeans (Levis 501 Or Similar)
$93.1 zł 334
$98.5 zł 354
-5.51%
Summer Dress (H&M, Zara, etc)
$47.27 zł 170
$47.34 zł 170
-0.15%
Sport Shoes (Adidas, Nike)
$80.2 zł 288
$95.4 zł 343
-15.91%
Men's Leather Business Shoes
$111 zł 397
$111 zł 399
-0.56%
🏠 Accommodation & Living
Olsztyn
Warsaw
Difference
1-bedroom Apartment, City Center (Monthly)
$640 zł 2,298
$1,159 zł 4,160
-44.77%
1-bedroom Apartment, Outside City Center (Monthly)
$541 zł 1,941
$908 zł 3,261
-40.47%
3-bedroom Apartment, City Center (Monthly)
$995 zł 3,572
$2,024 zł 7,267
-50.84%
3-bedroom Apartment, Outside City Center (Monthly)
$617 zł 2,213
$1,556 zł 5,585
-60.37%
Buy Apartment in City Center (m2)
$4,218 zł 15.1K
$6,437 zł 23.1K
-34.48%
Buy Apartment Outside City Center (m2)
$3,168 zł 11.4K
$4,092 zł 14.7K
-22.59%
💵 Salaries & Financials
Olsztyn
Warsaw
Difference
Average Monthly Net Salary (After Tax)
$1,668 zł 5,988
$2,308 zł 8,284
-27.71%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.81
7.55
-23.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: April 12, 2026

Last update for Warsaw: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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