Cost of Living Comparison Between Olsztyn and Lisbon Cost of Living Comparison Between Olsztyn and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $1,808 in Olsztyn versus $2,296 in Lisbon.

Estimated couple costs with rent: $2,733 in Olsztyn versus $3,376 in Lisbon.

Monthly costs for a family of three with rent: $3,659 in Olsztyn versus $4,457 in Lisbon.

Living in Olsztyn costs roughly 21% less than in Lisbon, driven mainly by Eating Out.

Both cities are pricier than the global median: Olsztyn 32% above, Lisbon 68% above.

Meal at Budget Restaurant

$13.39 zł 50.8

$17.59 €15.31

-23.88%

Three-Course Dinner for Two, Mid-Range

$51.9 zł 197

$62.9 €54.7

-17.48%

Fast Food Meal (McDonalds, etc)

$9.10 zł 34.53

$11.58 €10.08

-21.42%

Cappuccino

$3.45 zł 13.10

$3.10 €2.70

11.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 zł 9.57

$2.49 €2.17

1.20%

Water (0.33 liter bottle)

$1.98 zł 7.53

$1.74 €1.52

13.79%

Local Beer (0.5 liter draught)

$3.18 zł 12.06

$3.48 €3.03

-8.62%

Imported Beer (0.33 liter bottle)

$3.98 zł 15.10

$3.44 €3.00

15.70%

Milk (1 liter)

$1.07 zł 4.07

$1.15 €1.00

-6.96%

White Bread (500g)

$1.37 zł 5.21

$1.91 €1.66

-28.27%

Rice (white) (1kg)

$1.50 zł 5.69

$1.50 €1.31

Eggs

$4.06 zł 15.42

$3.98 €3.47

2.01%

Local Cheese (1kg)

$10.13 zł 38.45

$13.29 €11.57

-23.78%

Chicken Fillets (1kg)

$7.73 zł 29.34

$8.01 €6.97

-3.50%

Beef Round Steak (1kg)

$15.62 zł 59.3

$18.04 €15.70

-13.41%

Apples (1kg)

$1.23 zł 4.68

$2.35 €2.05

-47.66%

Banana (1kg)

$1.75 zł 6.62

$1.75 €1.52

Oranges (1kg)

$1.87 zł 7.09

$1.85 €1.61

1.08%

Tomato (1kg)

$3.49 zł 13.25

$2.55 €2.22

36.86%

Potato (1kg)

$1.02 zł 3.87

$1.84 €1.60

-44.57%

Onion (1kg)

$1.27 zł 4.83

$2.10 €1.83

-39.52%

Lettuce (1 head)

$1.36 zł 5.15

$1.49 €1.29

-8.72%

Water (1.5 liter bottle)

$0.75 zł 2.86

$0.82 €0.71

-8.54%

Cigarettes 20 Pack (Marlboro, Camel)

$5.72 zł 21.72

$7.10 €6.18

-19.44%

Wine (Bottle)

$7.91 zł 30.02

$5.91 €5.14

33.84%

Local Beer (0.5 liter bottle)

$1.15 zł 4.36

$1.31 €1.14

-12.21%

Imported Beer (0.33 liter bottle)

$1.63 zł 6.17

$2.13 €1.86

-23.47%

One-way Ticket (Public Transport)

$1.09 zł 4.13

$2.36 €2.05

-53.81%

Public Transport Monthly Pass (Regular Price)

$26.74 zł 102

$46.62 €40.57

-42.64%

Taxi Start (Normal Tariff)

$2.07 zł 7.86

$4.08 €3.55

-49.26%

Taxi (Normal Tariff) (1km)

$0.77 zł 2.91

$1.14 €0.99

-32.46%

Taxi 1hour Waiting (Normal Tariff)

$10.58 zł 40.15

$17.09 €14.88

-38.09%

Gasoline (1 liter)

$1.61 zł 6.11

$2.31 €2.01

-30.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K zł 126.1K

$34.1K €29.7K

-2.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.8K zł 113.3K

$41.4K €36.0K

-27.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$305 zł 1,157

$169 €147

80.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.77 zł 37.09

$19.33 €16.83

-49.46%

Internet (50+ Mbps, Unlimited Data)

$18.85 zł 71.6

$33.51 €29.17

-43.75%

Gym Membership (Monthly)

$52.6 zł 200

$48.84 €42.51

7.68%

Tennis Court (1 Hour on Weekend)

$23.45 zł 89.0

$19.43 €16.92

20.69%

Cinema Ticket

$9.43 zł 35.78

$9.57 €8.33

-1.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$403 zł 1,531

$696 €606

-42.04%

International Primary School, 1 Child (Yearly)

$14.6K zł 55.4K

$17.4K €15.1K

-15.88%

Jeans (Levis 501 Or Similar)

$104 zł 393

$105 €91.7

-1.63%

Summer Dress (H&M, Zara, etc)

$50.7 zł 192

$47.75 €41.56

6.07%

Sport Shoes (Adidas, Nike)

$105 zł 398

$101 €87.5

4.19%

Men's Leather Business Shoes

$108 zł 408

$124 €108

-13.56%

1-bedroom Apartment, City Center (Monthly)

$919 zł 3,487

$1,662 €1,446

-44.72%

1-bedroom Apartment, Outside City Center (Monthly)

$735 zł 2,791

$1,246 €1,085

-41.00%

3-bedroom Apartment, City Center (Monthly)

$1,785 zł 6,777

$2,965 €2,580

-39.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,404 zł 5,329

$2,049 €1,783

-31.48%

Buy Apartment in City Center (m2)

$3,850 zł 14.6K

$7,834 €6,819

-50.85%

Buy Apartment Outside City Center (m2)

$2,698 zł 10.2K

$4,464 €3,886

-39.56%

Average Monthly Net Salary (After Tax)

$1,456 zł 5,528

$1,632 €1,420

-10.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

3.78

98.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: September 14, 2026

Last update for Lisbon: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $919 in Olsztyn and $1,662 in Lisbon. Housing cost is often the main lever when comparing two cities.

Lisbon pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $52.0 in Olsztyn vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $249 vs $277 per month, with Olsztyn cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olsztyn vs Lisbon: Cost of Living - Frequently Asked Questions

Olsztyn and Lisbon differ by about 27% in total monthly costs ($1,808 vs $2,296 including rent). Olsztyn is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 12% lower in Lisbon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $919 in Olsztyn versus $1,662 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $403 in Olsztyn versus $696 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 11% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $1,808 in Olsztyn versus $2,296 in Lisbon, a $2,500 budget is realistic in Olsztyn but tight or insufficient in Lisbon. The gap between the two cities makes Olsztyn the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Olsztyn and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Olsztyn gentler on the wallet – expenses run 27% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.