Last update: Nov 2026

Cost of Living Comparison Between Olsztyn and Lisbon

For one person, living is cheaper in Olsztyn: $1,703 a month against $2,206 in Lisbon, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

81

Cost of Living Index in Olsztyn
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Olsztyn Living Index
106

Cost of Living Index in Lisbon
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Lisbon Living Index

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Olsztyn

🇵🇱 Poland

$1,703

/mo nomad

Lisbon

🇵🇹 Portugal

$2,206

/mo nomad

Monthly Cost of Living

How much you'll spend in Olsztyn and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Olsztyn and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,703 in Olsztyn versus $2,206 in Lisbon.

Olsztyn $1,703
Lisbon $2,206

Estimated couple costs with rent: $2,449 in Olsztyn versus $3,276 in Lisbon.

Olsztyn $2,449
Lisbon $3,276

Monthly costs for a family of three with rent: $3,196 in Olsztyn versus $4,346 in Lisbon.

Olsztyn $3,196
Lisbon $4,346

Living in Olsztyn costs roughly 23% less than in Lisbon, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Olsztyn 26% above, Lisbon 63% above.

Meal at Budget Restaurant

$12.63 zł 49.27

$16.86 €15.00

-25.09%

Three-Course Dinner for Two, Mid-Range

$50.3 zł 196

$61.0 €54.3

-17.60%

Fast Food Meal (McDonalds, etc)

$8.70 zł 33.94

$10.98 €9.77

-20.77%

Cappuccino

$3.29 zł 12.82

$3.05 €2.71

7.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 zł 9.66

$2.28 €2.03

8.77%

Water (0.33 liter bottle)

$1.85 zł 7.21

$1.68 €1.50

10.12%

Local Beer (0.5 liter draught)

$3.09 zł 12.04

$3.44 €3.06

-10.17%

Imported Beer (0.33 liter bottle)

$3.75 zł 14.64

$3.91 €3.48

-4.09%

Milk (1 liter)

$1.02 zł 3.99

$1.15 €1.02

-11.30%

White Bread (500g)

$1.25 zł 4.88

$1.89 €1.68

-33.86%

Rice (white) (1kg)

$1.38 zł 5.37

$1.50 €1.34

-8.00%

Eggs

$3.87 zł 15.11

$4.12 €3.66

-6.07%

Local Cheese (1kg)

$9.61 zł 37.51

$13.01 €11.57

-26.13%

Chicken Fillets (1kg)

$7.55 zł 29.47

$8.04 €7.16

-6.09%

Beef Round Steak (1kg)

$14.51 zł 56.6

$17.89 €15.92

-18.89%

Apples (1kg)

$1.19 zł 4.64

$2.27 €2.02

-47.58%

Banana (1kg)

$1.66 zł 6.46

$1.74 €1.55

-4.60%

Oranges (1kg)

$1.82 zł 7.08

$1.82 €1.62

Tomato (1kg)

$3.44 zł 13.42

$2.69 €2.39

27.88%

Potato (1kg)

$0.91 zł 3.55

$1.77 €1.57

-48.59%

Onion (1kg)

$1.18 zł 4.61

$1.94 €1.72

-39.18%

Lettuce (1 head)

$1.34 zł 5.24

$1.46 €1.30

-8.22%

Water (1.5 liter bottle)

$0.72 zł 2.81

$0.76 €0.68

-5.26%

Cigarettes 20 Pack (Marlboro, Camel)

$5.49 zł 21.40

$6.66 €5.92

-17.57%

Wine (Bottle)

$7.81 zł 30.47

$5.64 €5.02

38.48%

Local Beer (0.5 liter bottle)

$1.13 zł 4.42

$1.29 €1.15

-12.40%

Imported Beer (0.33 liter bottle)

$1.56 zł 6.09

$2.14 €1.90

-27.10%

One-way Ticket (Public Transport)

$1.04 zł 4.05

$2.30 €2.05

-54.78%

Public Transport Monthly Pass (Regular Price)

$25.18 zł 98.3

$44.02 €39.17

-42.80%

Taxi Start (Normal Tariff)

$1.98 zł 7.72

$3.98 €3.54

-50.25%

Taxi (Normal Tariff) (1km)

$0.73 zł 2.85

$0.64 €0.57

14.06%

Taxi 1hour Waiting (Normal Tariff)

$10.27 zł 40.07

$18.93 €16.84

-45.75%

Gasoline (1 liter)

$1.64 zł 6.40

$2.28 €2.03

-28.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K zł 121.9K

$33.4K €29.7K

-6.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K zł 112.8K

$38.5K €34.3K

-24.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$336 zł 1,312

$158 €141

112.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.64 zł 37.62

$17.54 €15.61

-45.04%

Internet (50+ Mbps, Unlimited Data)

$18.98 zł 74.1

$31.18 €27.75

-39.13%

Gym Membership (Monthly)

$45.06 zł 176

$44.64 €39.73

0.94%

Tennis Court (1 Hour on Weekend)

$22.38 zł 87.3

$18.98 €16.89

17.91%

Cinema Ticket

$8.70 zł 33.96

$9.58 €8.52

-9.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$374 zł 1,458

$674 €599

-44.54%

International Primary School, 1 Child (Yearly)

$14.0K zł 54.6K

$18.7K €16.7K

-25.26%

Jeans (Levis 501 Or Similar)

$98.8 zł 385

$102 €90.9

-3.37%

Summer Dress (H&M, Zara, etc)

$47.62 zł 186

$45.90 €40.85

3.75%

Sport Shoes (Adidas, Nike)

$99.9 zł 390

$102 €91.0

-2.29%

Men's Leather Business Shoes

$104 zł 404

$122 €109

-15.11%

1-bedroom Apartment, City Center (Monthly)

$820 zł 3,198

$1,641 €1,460

-50.04%

1-bedroom Apartment, Outside City Center (Monthly)

$638 zł 2,491

$1,187 €1,057

-46.23%

3-bedroom Apartment, City Center (Monthly)

$1,308 zł 5,104

$2,825 €2,514

-53.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,025 zł 3,998

$2,018 €1,796

-49.22%

Buy Apartment in City Center (m2)

$3,616 zł 14.1K

$7,836 €6,973

-53.85%

Buy Apartment Outside City Center (m2)

$2,519 zł 9,827

$4,701 €4,183

-46.42%

Average Monthly Net Salary (After Tax)

$1,491 zł 5,816

$1,687 €1,501

-11.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

3.82

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: November 2, 2026

Last update for Lisbon: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Olsztyn

$638 37.5%

Lisbon

$1.2K 53.8% 86% $549

Monthly Utilities & Internet

Olsztyn

$365 21.4%

Lisbon

$207 9.4% 43.3% $158

Groceries & Markets

Olsztyn

$238 14%

Lisbon

$275 12.5% 15.5% $37

Eating Out

Olsztyn

$207 12.1%

Lisbon

$245 11.1% 18.6% $39

Clothing & Footwear

Olsztyn

$157 9.2%

Lisbon

$168 7.6% 6.4% $10

Sport & Entertainment

Olsztyn

$62 3.7%

Lisbon

$64 2.9% 2.1% $1.3

Getting Around

Olsztyn

$35 2.1%

Lisbon

$60 2.7% 72.7% $25

Cost Breakdown

A one-bedroom apartment in the center runs $820 in Olsztyn and $1,641 in Lisbon. Housing cost is often the main lever when comparing two cities.

Lisbon pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50 in Olsztyn vs $61 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $238 vs $275 per month, with Olsztyn cheaper across the board.

Good to know

🇵🇱 Olsztyn

🇵🇹 Lisbon

🕒 Local time

03:30 3:30 AM

02:30 2:30 AM

1 h behind Olsztyn

🌤 Weather

👥 Population

174,675

545,923 Capital

💱 Currency

Polish Złoty PLN zł

Euro EUR €

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 5, 2026: 1 USD = 3.9 PLN (1 PLN = 0.256 USD). 1 EUR = 4.39 PLN (1 PLN = 0.228 EUR).

Euro exchange rates as of November 5, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Olsztyn Lisbon 2,790 km ≈ 4 h nonstop flight

From you

Olsztyn
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olsztyn vs Lisbon: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,703 in Olsztyn and $2,206 in Lisbon, so Olsztyn is about 23% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 12% lower in Olsztyn. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $820 in Olsztyn versus $1,641 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $374 in Olsztyn versus $674 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 15% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

Either city works on $2,500 a month, though Olsztyn gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Olsztyn and Lisbon are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Olsztyn gentler on the wallet – expenses run 23% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.