Cost of Living Comparison Between Lisbon and Olsztyn Cost of Living Comparison Between Lisbon and Olsztyn

Monthly Cost of Living

Monthly costs for one person with rent: $2,296 in Lisbon versus $1,808 in Olsztyn.

Estimated couple costs with rent: $3,376 in Lisbon versus $2,733 in Olsztyn.

Monthly costs for a family of three with rent: $4,457 in Lisbon versus $3,659 in Olsztyn.

Living in Lisbon is roughly 27% more expensive than in Olsztyn, driven mainly by Eating Out.

Both cities are pricier than the global median: Lisbon 68% above, Olsztyn 32% above.

Meal at Budget Restaurant

$17.59 €15.31

$13.39 zł 50.8

31.37%

Three-Course Dinner for Two, Mid-Range

$62.9 €54.7

$51.9 zł 197

21.19%

Fast Food Meal (McDonalds, etc)

$11.58 €10.08

$9.10 zł 34.53

27.25%

Cappuccino

$3.10 €2.70

$3.45 zł 13.10

-10.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 €2.17

$2.52 zł 9.57

-1.19%

Water (0.33 liter bottle)

$1.74 €1.52

$1.98 zł 7.53

-12.12%

Local Beer (0.5 liter draught)

$3.48 €3.03

$3.18 zł 12.06

9.43%

Imported Beer (0.33 liter bottle)

$3.44 €3.00

$3.98 zł 15.10

-13.57%

Milk (1 liter)

$1.15 €1.00

$1.07 zł 4.07

7.48%

White Bread (500g)

$1.91 €1.66

$1.37 zł 5.21

39.42%

Rice (white) (1kg)

$1.50 €1.31

$1.50 zł 5.69

Eggs

$3.98 €3.47

$4.06 zł 15.42

-1.97%

Local Cheese (1kg)

$13.29 €11.57

$10.13 zł 38.45

31.19%

Chicken Fillets (1kg)

$8.01 €6.97

$7.73 zł 29.34

3.62%

Beef Round Steak (1kg)

$18.04 €15.70

$15.62 zł 59.3

15.49%

Apples (1kg)

$2.35 €2.05

$1.23 zł 4.68

91.06%

Banana (1kg)

$1.75 €1.52

$1.75 zł 6.62

Oranges (1kg)

$1.85 €1.61

$1.87 zł 7.09

-1.07%

Tomato (1kg)

$2.55 €2.22

$3.49 zł 13.25

-26.93%

Potato (1kg)

$1.84 €1.60

$1.02 zł 3.87

80.39%

Onion (1kg)

$2.10 €1.83

$1.27 zł 4.83

65.35%

Lettuce (1 head)

$1.49 €1.29

$1.36 zł 5.15

9.56%

Water (1.5 liter bottle)

$0.82 €0.71

$0.75 zł 2.86

9.33%

Cigarettes 20 Pack (Marlboro, Camel)

$7.10 €6.18

$5.72 zł 21.72

24.13%

Wine (Bottle)

$5.91 €5.14

$7.91 zł 30.02

-25.28%

Local Beer (0.5 liter bottle)

$1.31 €1.14

$1.15 zł 4.36

13.91%

Imported Beer (0.33 liter bottle)

$2.13 €1.86

$1.63 zł 6.17

30.67%

One-way Ticket (Public Transport)

$2.36 €2.05

$1.09 zł 4.13

116.51%

Public Transport Monthly Pass (Regular Price)

$46.62 €40.57

$26.74 zł 102

74.35%

Taxi Start (Normal Tariff)

$4.08 €3.55

$2.07 zł 7.86

97.10%

Taxi (Normal Tariff) (1km)

$1.14 €0.99

$0.77 zł 2.91

48.05%

Taxi 1hour Waiting (Normal Tariff)

$17.09 €14.88

$10.58 zł 40.15

61.53%

Gasoline (1 liter)

$2.31 €2.01

$1.61 zł 6.11

43.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €29.7K

$33.2K zł 126.1K

2.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.4K €36.0K

$29.8K zł 113.3K

38.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 €147

$305 zł 1,157

-44.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.33 €16.83

$9.77 zł 37.09

97.85%

Internet (50+ Mbps, Unlimited Data)

$33.51 €29.17

$18.85 zł 71.6

77.77%

Gym Membership (Monthly)

$48.84 €42.51

$52.6 zł 200

-7.13%

Tennis Court (1 Hour on Weekend)

$19.43 €16.92

$23.45 zł 89.0

-17.14%

Cinema Ticket

$9.57 €8.33

$9.43 zł 35.78

1.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$696 €606

$403 zł 1,531

72.52%

International Primary School, 1 Child (Yearly)

$17.4K €15.1K

$14.6K zł 55.4K

18.88%

Jeans (Levis 501 Or Similar)

$105 €91.7

$104 zł 393

1.66%

Summer Dress (H&M, Zara, etc)

$47.75 €41.56

$50.7 zł 192

-5.73%

Sport Shoes (Adidas, Nike)

$101 €87.5

$105 zł 398

-4.02%

Men's Leather Business Shoes

$124 €108

$108 zł 408

15.68%

1-bedroom Apartment, City Center (Monthly)

$1,662 €1,446

$919 zł 3,487

80.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,246 €1,085

$735 zł 2,791

69.48%

3-bedroom Apartment, City Center (Monthly)

$2,965 €2,580

$1,785 zł 6,777

66.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,049 €1,783

$1,404 zł 5,329

45.93%

Buy Apartment in City Center (m2)

$7,834 €6,819

$3,850 zł 14.6K

103.46%

Buy Apartment Outside City Center (m2)

$4,464 €3,886

$2,698 zł 10.2K

65.45%

Average Monthly Net Salary (After Tax)

$1,632 €1,420

$1,456 zł 5,528

12.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.78

7.52

-49.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: September 12, 2026

Last update for Olsztyn: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,662 in Lisbon and $919 in Olsztyn. Housing cost is often the main lever when comparing two cities.

Lisbon pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Lisbon vs $52.0 in Olsztyn for a mid-range dinner for two. Groceries echo the gap at $277 vs $249 per month, with Olsztyn cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Olsztyn: Cost of Living - Frequently Asked Questions

Lisbon and Olsztyn differ by about 27% in total monthly costs ($2,296 vs $1,808 including rent). Olsztyn is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 12% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,662 in Lisbon versus $919 in Olsztyn. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $696 in Lisbon versus $403 in Olsztyn. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 11% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $1,808 in Olsztyn versus $2,296 in Lisbon, a $2,500 budget is realistic in Olsztyn but tight or insufficient in Lisbon. The gap between the two cities makes Olsztyn the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Olsztyn are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Olsztyn gentler on the wallet – expenses run 27% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.