Last update: Nov 2026

Cost of Living Comparison Between Lisbon and Olsztyn

For one person, living is cheaper in Olsztyn: $1,703 a month against $2,206 in Lisbon, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Lisbon
Learn more

Lisbon Living Index
81

Cost of Living Index in Olsztyn
Learn more

Olsztyn Living Index

Jump to prices

Lisbon

🇵🇹 Portugal

$2,206

/mo nomad

Olsztyn

🇵🇱 Poland

$1,703

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Olsztyn

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Olsztyn actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,206 in Lisbon versus $1,703 in Olsztyn.

Lisbon $2,206
Olsztyn $1,703

Estimated couple costs with rent: $3,276 in Lisbon versus $2,449 in Olsztyn.

Lisbon $3,276
Olsztyn $2,449

Monthly costs for a family of three with rent: $4,346 in Lisbon versus $3,196 in Olsztyn.

Lisbon $4,346
Olsztyn $3,196

Living in Lisbon is roughly 30% more expensive than in Olsztyn, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Lisbon 63% above, Olsztyn 26% above.

Meal at Budget Restaurant

$16.86 €15.00

$12.63 zł 49.27

33.49%

Three-Course Dinner for Two, Mid-Range

$61.0 €54.3

$50.3 zł 196

21.35%

Fast Food Meal (McDonalds, etc)

$10.98 €9.77

$8.70 zł 33.94

26.21%

Cappuccino

$3.05 €2.71

$3.29 zł 12.82

-7.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 €2.03

$2.48 zł 9.66

-8.06%

Water (0.33 liter bottle)

$1.68 €1.50

$1.85 zł 7.21

-9.19%

Local Beer (0.5 liter draught)

$3.44 €3.06

$3.09 zł 12.04

11.33%

Imported Beer (0.33 liter bottle)

$3.91 €3.48

$3.75 zł 14.64

4.27%

Milk (1 liter)

$1.15 €1.02

$1.02 zł 3.99

12.75%

White Bread (500g)

$1.89 €1.68

$1.25 zł 4.88

51.20%

Rice (white) (1kg)

$1.50 €1.34

$1.38 zł 5.37

8.70%

Eggs

$4.12 €3.66

$3.87 zł 15.11

6.46%

Local Cheese (1kg)

$13.01 €11.57

$9.61 zł 37.51

35.38%

Chicken Fillets (1kg)

$8.04 €7.16

$7.55 zł 29.47

6.49%

Beef Round Steak (1kg)

$17.89 €15.92

$14.51 zł 56.6

23.29%

Apples (1kg)

$2.27 €2.02

$1.19 zł 4.64

90.76%

Banana (1kg)

$1.74 €1.55

$1.66 zł 6.46

4.82%

Oranges (1kg)

$1.82 €1.62

$1.82 zł 7.08

Tomato (1kg)

$2.69 €2.39

$3.44 zł 13.42

-21.80%

Potato (1kg)

$1.77 €1.57

$0.91 zł 3.55

94.51%

Onion (1kg)

$1.94 €1.72

$1.18 zł 4.61

64.41%

Lettuce (1 head)

$1.46 €1.30

$1.34 zł 5.24

8.96%

Water (1.5 liter bottle)

$0.76 €0.68

$0.72 zł 2.81

5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$6.66 €5.92

$5.49 zł 21.40

21.31%

Wine (Bottle)

$5.64 €5.02

$7.81 zł 30.47

-27.78%

Local Beer (0.5 liter bottle)

$1.29 €1.15

$1.13 zł 4.42

14.16%

Imported Beer (0.33 liter bottle)

$2.14 €1.90

$1.56 zł 6.09

37.18%

One-way Ticket (Public Transport)

$2.30 €2.05

$1.04 zł 4.05

121.15%

Public Transport Monthly Pass (Regular Price)

$44.02 €39.17

$25.18 zł 98.3

74.82%

Taxi Start (Normal Tariff)

$3.98 €3.54

$1.98 zł 7.72

101.01%

Taxi (Normal Tariff) (1km)

$0.64 €0.57

$0.73 zł 2.85

-12.33%

Taxi 1hour Waiting (Normal Tariff)

$18.93 €16.84

$10.27 zł 40.07

84.32%

Gasoline (1 liter)

$2.28 €2.03

$1.64 zł 6.40

39.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K €29.7K

$31.2K zł 121.9K

6.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €34.3K

$28.9K zł 112.8K

33.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 €141

$336 zł 1,312

-52.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.54 €15.61

$9.64 zł 37.62

81.95%

Internet (50+ Mbps, Unlimited Data)

$31.18 €27.75

$18.98 zł 74.1

64.28%

Gym Membership (Monthly)

$44.64 €39.73

$45.06 zł 176

-0.93%

Tennis Court (1 Hour on Weekend)

$18.98 €16.89

$22.38 zł 87.3

-15.19%

Cinema Ticket

$9.58 €8.52

$8.70 zł 33.96

10.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$674 €599

$374 zł 1,458

80.32%

International Primary School, 1 Child (Yearly)

$18.7K €16.7K

$14.0K zł 54.6K

33.80%

Jeans (Levis 501 Or Similar)

$102 €90.9

$98.8 zł 385

3.48%

Summer Dress (H&M, Zara, etc)

$45.90 €40.85

$47.62 zł 186

-3.61%

Sport Shoes (Adidas, Nike)

$102 €91.0

$99.9 zł 390

2.34%

Men's Leather Business Shoes

$122 €109

$104 zł 404

17.80%

1-bedroom Apartment, City Center (Monthly)

$1,641 €1,460

$820 zł 3,198

100.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,187 €1,057

$638 zł 2,491

85.99%

3-bedroom Apartment, City Center (Monthly)

$2,825 €2,514

$1,308 zł 5,104

115.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,018 €1,796

$1,025 zł 3,998

96.94%

Buy Apartment in City Center (m2)

$7,836 €6,973

$3,616 zł 14.1K

116.68%

Buy Apartment Outside City Center (m2)

$4,701 €4,183

$2,519 zł 9,827

86.64%

Average Monthly Net Salary (After Tax)

$1,687 €1,501

$1,491 zł 5,816

13.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.82

7.52

-49.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: November 1, 2026

Last update for Olsztyn: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

Olsztyn

$638 37.5% 46.2% $549

Groceries & Markets

Lisbon

$275 12.5%

Olsztyn

$238 14% 13.4% $37

Eating Out

Lisbon

$245 11.1%

Olsztyn

$207 12.1% 15.7% $39

Monthly Utilities & Internet

Lisbon

$207 9.4%

Olsztyn

$365 21.4% 76.4% $158

Clothing & Footwear

Lisbon

$168 7.6%

Olsztyn

$157 9.2% 6% $10

Sport & Entertainment

Lisbon

$64 2.9%

Olsztyn

$62 3.7% 2.1% $1.3

Getting Around

Lisbon

$60 2.7%

Olsztyn

$35 2.1% 42.1% $25

Cost Breakdown

A one-bedroom apartment in the center runs $1,641 in Lisbon and $820 in Olsztyn. Housing cost is often the main lever when comparing two cities.

Lisbon pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61 in Lisbon vs $50 in Olsztyn for a mid-range dinner for two. Groceries echo the gap at $275 vs $238 per month, with Olsztyn cheaper across the board.

Good to know

🇵🇹 Lisbon

🇵🇱 Olsztyn

🕒 Local time

02:44 2:44 AM

03:44 3:44 AM

1 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

174,675

💱 Currency

Euro EUR €

Polish Złoty PLN zł

📈 Exchange rate

1 EUR = 1.12 USD

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Lisbon Olsztyn 2,790 km ≈ 4 h nonstop flight

From you

Lisbon
Olsztyn

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Olsztyn: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,206 in Lisbon and $1,703 in Olsztyn, so Olsztyn is about 23% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 13% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,641 in Lisbon versus $820 in Olsztyn. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $674 in Lisbon versus $374 in Olsztyn. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 15% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

Either city works on $2,500 a month, though Olsztyn gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Olsztyn are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Olsztyn gentler on the wallet – expenses run 23% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.