Last update: Nov 2026

Cost of Living Comparison Between Olsztyn and Kadikoy

For one person, living costs are similar in Olsztyn and in Kadikoy: $1,703 and $1,746 a month, rent and utilities included.

81

Cost of Living Index in Olsztyn
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Olsztyn Living Index
84

Cost of Living Index in Kadikoy
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Kadikoy Living Index

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Olsztyn

🇵🇱 Poland

$1,703

/mo nomad

Kadikoy

🇹🇷 Turkey

$1,746

/mo nomad

Monthly Cost of Living

How much you'll spend in Olsztyn and in Kadikoy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Olsztyn and in Kadikoy actually costs, broken down by who's living it.

A single person spends $1,703 per month in Olsztyn vs $1,746 in Kadikoy, rent included.

Olsztyn $1,703
Kadikoy $1,746

A couple spends around $2,449 per month in Olsztyn vs $2,592 in Kadikoy, rent included.

Olsztyn $2,449
Kadikoy $2,592

A family of three spends $3,196 per month in Olsztyn vs $3,437 in Kadikoy, rent included.

Olsztyn $3,196
Kadikoy $3,437

Olsztyn is about 3% cheaper than Kadikoy, and outside of rent the biggest gap is in transport.

Both Olsztyn and Kadikoy sit above the global median – Olsztyn by 26%, Kadikoy by 29%.

Meal at Budget Restaurant

$12.63 zł 49.27

$12.20 ₺610

3.52%

Three-Course Dinner for Two, Mid-Range

$50.3 zł 196

$53.7 ₺2,687

-6.35%

Fast Food Meal (McDonalds, etc)

$8.70 zł 33.94

$8.85 ₺443

-1.69%

Cappuccino

$3.29 zł 12.82

$4.47 ₺224

-26.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 zł 9.66

$1.73 ₺86.6

43.35%

Water (0.33 liter bottle)

$1.85 zł 7.21

$0.58 ₺28.90

218.97%

Local Beer (0.5 liter draught)

$3.09 zł 12.04

$3.88 ₺194

-20.36%

Imported Beer (0.33 liter bottle)

$3.75 zł 14.64

$4.58 ₺229

-18.12%

Milk (1 liter)

$1.02 zł 3.99

$0.97 ₺48.36

5.15%

White Bread (500g)

$1.25 zł 4.88

$0.94 ₺47.00

32.98%

Rice (white) (1kg)

$1.38 zł 5.37

$2.16 ₺108

-36.11%

Eggs

$3.87 zł 15.11

$2.02 ₺101

91.58%

Local Cheese (1kg)

$9.61 zł 37.51

$10.28 ₺514

-6.52%

Chicken Fillets (1kg)

$7.55 zł 29.47

$4.47 ₺224

68.90%

Beef Round Steak (1kg)

$14.51 zł 56.6

$20.17 ₺1,009

-28.06%

Apples (1kg)

$1.19 zł 4.64

$1.80 ₺89.9

-33.89%

Banana (1kg)

$1.66 zł 6.46

$2.04 ₺102

-18.63%

Oranges (1kg)

$1.82 zł 7.08

$1.21 ₺60.6

50.41%

Tomato (1kg)

$3.44 zł 13.42

$1.46 ₺73.0

135.62%

Potato (1kg)

$0.91 zł 3.55

$0.56 ₺28.17

62.50%

Onion (1kg)

$1.18 zł 4.61

$0.44 ₺21.86

168.18%

Lettuce (1 head)

$1.34 zł 5.24

$0.98 ₺49.07

36.73%

Water (1.5 liter bottle)

$0.72 zł 2.81

$0.86 ₺42.81

-16.28%

Cigarettes 20 Pack (Marlboro, Camel)

$5.49 zł 21.40

$2.34 ₺117

134.62%

Wine (Bottle)

$7.81 zł 30.47

$5.88 ₺294

32.82%

Local Beer (0.5 liter bottle)

$1.13 zł 4.42

$1.96 ₺97.8

-42.35%

Imported Beer (0.33 liter bottle)

$1.56 zł 6.09

$3.39 ₺170

-53.98%

One-way Ticket (Public Transport)

$1.04 zł 4.05

$0.80 ₺40.22

30.00%

Public Transport Monthly Pass (Regular Price)

$25.18 zł 98.3

$67.3 ₺3,366

-62.58%

Taxi Start (Normal Tariff)

$1.98 zł 7.72

$1.28 ₺64.1

54.69%

Taxi (Normal Tariff) (1km)

$0.73 zł 2.85

$0.89 ₺44.30

-17.98%

Taxi 1hour Waiting (Normal Tariff)

$10.27 zł 40.07

$10.88 ₺544

-5.61%

Gasoline (1 liter)

$1.64 zł 6.40

$1.36 ₺68.2

20.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K zł 121.9K

$39.9K ₺2.0M

-21.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K zł 112.8K

$39.7K ₺2.0M

-27.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$336 zł 1,312

$90.1 ₺4,507

273.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.64 zł 37.62

$11.54 ₺577

-16.46%

Internet (50+ Mbps, Unlimited Data)

$18.98 zł 74.1

$16.00 ₺800

18.63%

Gym Membership (Monthly)

$45.06 zł 176

$50.1 ₺2,506

-10.04%

Tennis Court (1 Hour on Weekend)

$22.38 zł 87.3

$13.74 ₺687

62.88%

Cinema Ticket

$8.70 zł 33.96

$6.07 ₺304

43.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$374 zł 1,458

$803 ₺40.2K

-53.47%

International Primary School, 1 Child (Yearly)

$14.0K zł 54.6K

$6,438 ₺322.0K

117.44%

Jeans (Levis 501 Or Similar)

$98.8 zł 385

$46.83 ₺2,342

110.87%

Summer Dress (H&M, Zara, etc)

$47.62 zł 186

$42.24 ₺2,113

12.74%

Sport Shoes (Adidas, Nike)

$99.9 zł 390

$79.1 ₺3,957

26.26%

Men's Leather Business Shoes

$104 zł 404

$91.5 ₺4,575

13.21%

1-bedroom Apartment, City Center (Monthly)

$820 zł 3,198

$1,213 ₺60.7K

-32.43%

1-bedroom Apartment, Outside City Center (Monthly)

$638 zł 2,491

$930 ₺46.5K

-31.35%

3-bedroom Apartment, City Center (Monthly)

$1,308 zł 5,104

$2,265 ₺113.3K

-42.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,025 zł 3,998

$1,520 ₺76.1K

-32.60%

Buy Apartment in City Center (m2)

$3,616 zł 14.1K

$3,289 ₺164.5K

9.93%

Buy Apartment Outside City Center (m2)

$2,519 zł 9,827

$2,169 ₺108.5K

16.11%

Average Monthly Net Salary (After Tax)

$1,491 zł 5,816

$1,574 ₺78.7K

-5.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

39.33

-80.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: November 2, 2026

Last update for Kadikoy: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Olsztyn

$638 37.5%

Kadikoy

$930 53.3% 45.7% $292

Monthly Utilities & Internet

Olsztyn

$365 21.4%

Kadikoy

$118 6.7% 67.8% $247

Groceries & Markets

Olsztyn

$238 14%

Kadikoy

$228 13.1% 4.1% $9.8

Eating Out

Olsztyn

$207 12.1%

Kadikoy

$216 12.4% 4.3% $8.9

Clothing & Footwear

Olsztyn

$157 9.2%

Kadikoy

$117 6.7% 25.8% $41

Sport & Entertainment

Olsztyn

$62 3.7%

Kadikoy

$62 3.6% 0.4% $0.2

Getting Around

Olsztyn

$35 2.1%

Kadikoy

$76 4.4% 118% $41

Cost Breakdown

A central one-bedroom costs $820 in Olsztyn versus $1,213 in Kadikoy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Kadikoy. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50 in Olsztyn versus $54 in Kadikoy. Groceries tell a different story – $238 in Olsztyn vs $228 in Kadikoy – so Kadikoy wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Olsztyn

🇹🇷 Kadikoy

🕒 Local time

11:38 11:38 AM

13:38 1:38 PM

2 h ahead of Olsztyn

🌤 Weather

👥 Population

174,675

467,919

💱 Currency

Polish Złoty PLN zł

Turkish Lira TRY ₺

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

100 TRY = 2 USD

100 TRY = 1.78 EUR

Exchange rates and currency converter

TRY, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 5, 2026: 1 USD = 3.9 PLN (1 PLN = 0.256 USD). 1 EUR = 4.38 PLN (1 PLN = 0.228 EUR).

Turkish Lira exchange rates as of November 5, 2026: 1 USD = 50.02 TRY (100 TRY = 2 USD). 1 EUR = 56.21 TRY (100 TRY = 1.78 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Olsztyn Kadikoy 1,560 km ≈ 2 h 30 min nonstop flight

From you

Olsztyn
Kadikoy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olsztyn vs Kadikoy: Cost of Living - Frequently Asked Questions

Yes – Kadikoy is pricier by about 3%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $2,554 per month in Olsztyn and $2,620 in Kadikoy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Olsztyn, especially for central apartments: a one-bedroom in the center costs $820 there versus $1,213 in Kadikoy.

Monthly expenses with rent come to $1,703 in Olsztyn and $1,746 in Kadikoy. That makes Olsztyn about 3% cheaper.

Public transport costs about 63% less in Olsztyn. For daily commuters, that gap adds up to noticeable savings over a year.

$2,500 covers both cities comfortably – all-in costs are $1,703 in Olsztyn and $1,746 in Kadikoy, leaving budget for savings and extras in both cases.

Families tend to lean toward Olsztyn – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Olsztyn. If higher salaries or specific career opportunities are the priority, Kadikoy makes more sense. Both are solid long-term options with distinct trade-offs.