Cost of Living Comparison Between Olsztyn and Kadikoy Cost of Living Comparison Between Olsztyn and Kadikoy

Monthly Cost of Living

A single person spends $1,464 per month in Olsztyn vs $1,750 in Kadikoy, rent included.

A couple spends around $1,988 per month in Olsztyn vs $2,757 in Kadikoy, rent included.

A family of three spends $2,511 per month in Olsztyn vs $3,765 in Kadikoy, rent included.

Olsztyn is about 16% cheaper than Kadikoy, driven mainly by Groceries & Markets.

Both Olsztyn and Kadikoy sit above the global median – Olsztyn by 10%, Kadikoy by 31%.

Meal at Budget Restaurant

$11.05 zł 41.21

$8.79 ₺418

25.71%

Three-Course Dinner for Two, Mid-Range

$46.16 zł 172

$42.59 ₺2,025

8.38%

Fast Food Meal (McDonalds, etc)

$7.76 zł 28.96

$7.57 ₺360

2.51%

Cappuccino

$2.99 zł 11.16

$2.65 ₺126

12.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 zł 6.41

$1.30 ₺61.6

32.31%

Water (0.33 liter bottle)

$1.85 zł 6.88

$0.40 ₺19.19

362.50%

Local Beer (0.5 liter draught)

$3.18 zł 11.85

$3.80 ₺180

-16.32%

Imported Beer (0.33 liter bottle)

$3.82 zł 14.26

$5.16 ₺245

-25.97%

Milk (1 liter)

$1.06 zł 3.95

$1.07 ₺51.0

-0.93%

White Bread (500g)

$1.37 zł 5.11

$0.82 ₺38.77

67.07%

Rice (white) (1kg)

$1.50 zł 5.61

$2.19 ₺104

-31.51%

Eggs

$3.38 zł 12.60

$2.66 ₺126

27.07%

Local Cheese (1kg)

$9.36 zł 34.90

$10.33 ₺491

-9.39%

Chicken Fillets (1kg)

$5.79 zł 21.61

$6.75 ₺321

-14.22%

Beef Round Steak (1kg)

$9.93 zł 37.04

$20.21 ₺961

-50.87%

Apples (1kg)

$1.10 zł 4.11

$1.47 ₺69.8

-25.17%

Banana (1kg)

$1.58 zł 5.88

$2.22 ₺105

-28.83%

Oranges (1kg)

$1.93 zł 7.20

$1.27 ₺60.4

51.97%

Tomato (1kg)

$2.75 zł 10.26

$1.40 ₺66.5

96.43%

Potato (1kg)

$0.74 zł 2.77

$0.71 ₺33.53

4.23%

Onion (1kg)

$1.23 zł 4.57

$0.72 ₺34.09

70.83%

Lettuce (1 head)

$1.19 zł 4.45

$1.03 ₺48.95

15.53%

Water (1.5 liter bottle)

$0.68 zł 2.54

$0.58 ₺27.38

17.24%

Cigarettes 20 Pack (Marlboro, Camel)

$5.39 zł 20.12

$1.96 ₺93.1

175.00%

Wine (Bottle)

$7.91 zł 29.49

$6.46 ₺307

22.45%

Local Beer (0.5 liter bottle)

$0.99 zł 3.69

$2.20 ₺104

-55.00%

Imported Beer (0.33 liter bottle)

$1.78 zł 6.64

$3.05 ₺145

-41.64%

One-way Ticket (Public Transport)

$1.07 zł 4.00

$0.65 ₺31.09

64.62%

Public Transport Monthly Pass (Regular Price)

$26.83 zł 100

$29.93 ₺1,423

-10.36%

Taxi Start (Normal Tariff)

$1.98 zł 7.38

$1.06 ₺50.3

86.79%

Taxi (Normal Tariff) (1km)

$0.76 zł 2.84

$0.64 ₺30.55

18.75%

Taxi 1hour Waiting (Normal Tariff)

$13.53 zł 50.5

$9.11 ₺433

48.52%

Gasoline (1 liter)

$1.78 zł 6.63

$1.21 ₺57.4

47.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K zł 124.3K

$38.6K ₺1.8M

-13.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K zł 112.3K

$42.5K ₺2.0M

-29.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$274 zł 1,022

$62.3 ₺2,961

339.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.12 zł 34.01

$11.52 ₺548

-20.83%

Internet (50+ Mbps, Unlimited Data)

$17.28 zł 64.5

$13.06 ₺621

32.31%

Gym Membership (Monthly)

$32.05 zł 120

$37.59 ₺1,786

-14.74%

Tennis Court (1 Hour on Weekend)

$16.30 zł 60.8

Cinema Ticket

$8.10 zł 30.23

$7.42 ₺352

9.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$133 zł 496

$957 ₺45.5K

-86.10%

International Primary School, 1 Child (Yearly)

$15.4K zł 57.6K

$6,125 ₺291.1K

152.05%

Jeans (Levis 501 Or Similar)

$94.1 zł 351

$40.81 ₺1,940

130.58%

Summer Dress (H&M, Zara, etc)

$46.96 zł 175

$46.00 ₺2,186

2.09%

Sport Shoes (Adidas, Nike)

$81.3 zł 303

$87.6 ₺4,163

-7.18%

Men's Leather Business Shoes

$109 zł 408

$104 ₺4,935

5.34%

1-bedroom Apartment, City Center (Monthly)

$664 zł 2,476

$1,028 ₺48.8K

-35.41%

1-bedroom Apartment, Outside City Center (Monthly)

$536 zł 2,000

$1,013 ₺48.2K

-47.08%

3-bedroom Apartment, City Center (Monthly)

$981 zł 3,661

$1,897 ₺90.1K

-48.25%

3-bedroom Apartment, Outside City Center (Monthly)

$612 zł 2,282

$2,052 ₺97.5K

-70.19%

Buy Apartment in City Center (m2)

$3,911 zł 14.6K

$3,385 ₺160.9K

15.53%

Buy Apartment Outside City Center (m2)

$2,710 zł 10.1K

$2,234 ₺106.2K

21.33%

Average Monthly Net Salary (After Tax)

$1,417 zł 5,284

$1,666 ₺79.2K

-14.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.81

36.33

-84.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: July 26, 2026

Last update for Kadikoy: July 27, 2026

Cost Breakdown

A central one-bedroom costs $664 in Olsztyn versus $1,028 in Kadikoy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Kadikoy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $46.00 in Olsztyn versus $43.00 in Kadikoy. Groceries tell a different story – $209 in Olsztyn vs $241 in Kadikoy – so Olsztyn wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olsztyn vs Kadikoy: Cost of Living - Frequently Asked Questions

Yes – Kadikoy is pricier by about 19%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,196 per month in Olsztyn and $2,625 in Kadikoy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Olsztyn, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,464 in Olsztyn and $1,750 in Kadikoy. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 12% less in Olsztyn. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Olsztyn, where all-in costs run around $1,464, than in Kadikoy at $1,750. In Olsztyn it covers expenses comfortably, while in Kadikoy it requires careful planning or may not stretch far enough.

Families tend to lean toward Olsztyn – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Olsztyn. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kadikoy makes more sense. Both are solid long-term options with distinct trade-offs.