Cost of Living Comparison Between Olsztyn and Kadikoy Cost of Living Comparison Between Olsztyn and Kadikoy

Monthly Cost of Living

A single person spends $1,808 per month in Olsztyn vs $1,707 in Kadikoy, rent included.

A couple spends around $2,733 per month in Olsztyn vs $2,542 in Kadikoy, rent included.

A family of three spends $3,659 per month in Olsztyn vs $3,377 in Kadikoy, rent included.

Olsztyn costs about 6% more than Kadikoy, driven mainly by Clothing & Footwear.

Both Olsztyn and Kadikoy sit above the global median – Olsztyn by 32%, Kadikoy by 25%.

Meal at Budget Restaurant

$13.39 zł 50.8

$10.13 ₺494

32.18%

Three-Course Dinner for Two, Mid-Range

$51.9 zł 197

$50.6 ₺2,465

2.61%

Fast Food Meal (McDonalds, etc)

$9.10 zł 34.53

$6.04 ₺295

50.66%

Cappuccino

$3.45 zł 13.10

$4.12 ₺201

-16.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 zł 9.57

$0.99 ₺48.44

154.55%

Water (0.33 liter bottle)

$1.98 zł 7.53

$0.41 ₺19.87

382.93%

Local Beer (0.5 liter draught)

$3.18 zł 12.06

$2.11 ₺103

50.71%

Imported Beer (0.33 liter bottle)

$3.98 zł 15.10

$3.60 ₺175

10.56%

Milk (1 liter)

$1.07 zł 4.07

$0.99 ₺48.14

8.08%

White Bread (500g)

$1.37 zł 5.21

$0.90 ₺43.73

52.22%

Rice (white) (1kg)

$1.50 zł 5.69

$2.46 ₺120

-39.02%

Eggs

$4.06 zł 15.42

$2.13 ₺104

90.61%

Local Cheese (1kg)

$10.13 zł 38.45

$10.25 ₺500

-1.17%

Chicken Fillets (1kg)

$7.73 zł 29.34

$4.56 ₺222

69.52%

Beef Round Steak (1kg)

$15.62 zł 59.3

$20.27 ₺988

-22.94%

Apples (1kg)

$1.23 zł 4.68

$2.02 ₺98.4

-39.11%

Banana (1kg)

$1.75 zł 6.62

$2.11 ₺103

-17.06%

Oranges (1kg)

$1.87 zł 7.09

$1.22 ₺59.5

53.28%

Tomato (1kg)

$3.49 zł 13.25

$1.56 ₺75.9

123.72%

Potato (1kg)

$1.02 zł 3.87

$0.63 ₺30.50

61.90%

Onion (1kg)

$1.27 zł 4.83

$0.45 ₺21.87

182.22%

Lettuce (1 head)

$1.36 zł 5.15

$1.00 ₺48.83

36.00%

Water (1.5 liter bottle)

$0.75 zł 2.86

$0.94 ₺45.68

-20.21%

Cigarettes 20 Pack (Marlboro, Camel)

$5.72 zł 21.72

$2.31 ₺112

147.62%

Wine (Bottle)

$7.91 zł 30.02

$6.02 ₺294

31.40%

Local Beer (0.5 liter bottle)

$1.15 zł 4.36

$1.96 ₺95.5

-41.33%

Imported Beer (0.33 liter bottle)

$1.63 zł 6.17

$3.44 ₺168

-52.62%

One-way Ticket (Public Transport)

$1.09 zł 4.13

$0.83 ₺40.24

31.33%

Public Transport Monthly Pass (Regular Price)

$26.74 zł 102

$68.7 ₺3,349

-61.07%

Taxi Start (Normal Tariff)

$2.07 zł 7.86

$1.31 ₺64.0

58.02%

Taxi (Normal Tariff) (1km)

$0.77 zł 2.91

$0.87 ₺42.19

-11.49%

Taxi 1hour Waiting (Normal Tariff)

$10.58 zł 40.15

$10.77 ₺525

-1.76%

Gasoline (1 liter)

$1.61 zł 6.11

$1.33 ₺65.0

21.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K zł 126.1K

$43.9K ₺2.1M

-24.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.8K zł 113.3K

$42.4K ₺2.1M

-29.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$305 zł 1,157

$66.0 ₺3,216

362.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.77 zł 37.09

$8.94 ₺436

9.28%

Internet (50+ Mbps, Unlimited Data)

$18.85 zł 71.6

$14.66 ₺715

28.58%

Gym Membership (Monthly)

$52.6 zł 200

$52.1 ₺2,542

0.90%

Tennis Court (1 Hour on Weekend)

$23.45 zł 89.0

$14.31 ₺698

63.87%

Cinema Ticket

$9.43 zł 35.78

$6.15 ₺300

53.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$403 zł 1,531

$806 ₺39.3K

-49.96%

International Primary School, 1 Child (Yearly)

$14.6K zł 55.4K

$6,619 ₺322.7K

120.53%

Jeans (Levis 501 Or Similar)

$104 zł 393

$45.86 ₺2,236

125.84%

Summer Dress (H&M, Zara, etc)

$50.7 zł 192

$38.04 ₺1,855

33.15%

Sport Shoes (Adidas, Nike)

$105 zł 398

$81.8 ₺3,988

28.08%

Men's Leather Business Shoes

$108 zł 408

$92.2 ₺4,495

16.69%

1-bedroom Apartment, City Center (Monthly)

$919 zł 3,487

$1,173 ₺57.2K

-21.66%

1-bedroom Apartment, Outside City Center (Monthly)

$735 zł 2,791

$969 ₺47.2K

-24.11%

3-bedroom Apartment, City Center (Monthly)

$1,785 zł 6,777

$2,133 ₺104.0K

-16.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,404 zł 5,329

$1,547 ₺75.4K

-9.24%

Buy Apartment in City Center (m2)

$3,850 zł 14.6K

$3,281 ₺160.0K

17.34%

Buy Apartment Outside City Center (m2)

$2,698 zł 10.2K

$2,249 ₺109.6K

20.00%

Average Monthly Net Salary (After Tax)

$1,456 zł 5,528

$1,567 ₺76.4K

-7.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

41.26

-81.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: September 14, 2026

Last update for Kadikoy: September 14, 2026

Cost Breakdown

A central one-bedroom costs $919 in Olsztyn versus $1,173 in Kadikoy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Kadikoy, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $52.0 in Olsztyn versus $51.0 in Kadikoy. Monthly groceries follow the same trend: $249 vs $234 – making Kadikoy the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olsztyn vs Kadikoy: Cost of Living - Frequently Asked Questions

Yes – Olsztyn is pricier by about 6%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,712 per month in Olsztyn and $2,561 in Kadikoy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kadikoy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,808 in Olsztyn and $1,707 in Kadikoy. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 157% less in Kadikoy. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Kadikoy, where all-in costs run around $1,707, than in Olsztyn at $1,808. In Kadikoy it covers expenses comfortably, while in Olsztyn it requires careful planning or may not stretch far enough.

Families tend to lean toward Kadikoy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kadikoy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Olsztyn makes more sense. Both are solid long-term options with distinct trade-offs.