Last update: Oct 2026

Cost of Living Comparison Between Kadikoy and Olsztyn

For one person, living costs are similar in Kadikoy and in Olsztyn: $1,746 and $1,703 a month, rent and utilities included.

84

Cost of Living Index in Kadikoy
Learn more

Kadikoy Living Index
81

Cost of Living Index in Olsztyn
Learn more

Olsztyn Living Index

Jump to prices

Kadikoy

🇹🇷 Turkey

$1,746

/mo nomad

Olsztyn

🇵🇱 Poland

$1,703

/mo nomad

Monthly Cost of Living

How much you'll spend in Kadikoy and in Olsztyn

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kadikoy and in Olsztyn actually costs, broken down by who's living it.

A single person spends $1,746 per month in Kadikoy vs $1,703 in Olsztyn, rent included.

Kadikoy $1,746
Olsztyn $1,703

A couple spends around $2,592 per month in Kadikoy vs $2,449 in Olsztyn, rent included.

Kadikoy $2,592
Olsztyn $2,449

A family of three spends $3,437 per month in Kadikoy vs $3,196 in Olsztyn, rent included.

Kadikoy $3,437
Olsztyn $3,196

Kadikoy costs about 3% more than Olsztyn, and outside of rent the biggest gap is in transport.

Both Kadikoy and Olsztyn sit above the global median – Kadikoy by 29%, Olsztyn by 26%.

Meal at Budget Restaurant

$12.20 ₺610

$12.63 zł 49.27

-3.40%

Three-Course Dinner for Two, Mid-Range

$53.7 ₺2,687

$50.3 zł 196

6.78%

Fast Food Meal (McDonalds, etc)

$8.85 ₺443

$8.70 zł 33.94

1.72%

Cappuccino

$4.47 ₺224

$3.29 zł 12.82

35.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 ₺86.6

$2.48 zł 9.66

-30.24%

Water (0.33 liter bottle)

$0.58 ₺28.90

$1.85 zł 7.21

-68.65%

Local Beer (0.5 liter draught)

$3.88 ₺194

$3.09 zł 12.04

25.57%

Imported Beer (0.33 liter bottle)

$4.58 ₺229

$3.75 zł 14.64

22.13%

Milk (1 liter)

$0.97 ₺48.36

$1.02 zł 3.99

-4.90%

White Bread (500g)

$0.94 ₺47.00

$1.25 zł 4.88

-24.80%

Rice (white) (1kg)

$2.16 ₺108

$1.38 zł 5.37

56.52%

Eggs

$2.02 ₺101

$3.87 zł 15.11

-47.80%

Local Cheese (1kg)

$10.28 ₺514

$9.61 zł 37.51

6.97%

Chicken Fillets (1kg)

$4.47 ₺224

$7.55 zł 29.47

-40.79%

Beef Round Steak (1kg)

$20.17 ₺1,009

$14.51 zł 56.6

39.01%

Apples (1kg)

$1.80 ₺89.9

$1.19 zł 4.64

51.26%

Banana (1kg)

$2.04 ₺102

$1.66 zł 6.46

22.89%

Oranges (1kg)

$1.21 ₺60.6

$1.82 zł 7.08

-33.52%

Tomato (1kg)

$1.46 ₺73.0

$3.44 zł 13.42

-57.56%

Potato (1kg)

$0.56 ₺28.17

$0.91 zł 3.55

-38.46%

Onion (1kg)

$0.44 ₺21.86

$1.18 zł 4.61

-62.71%

Lettuce (1 head)

$0.98 ₺49.07

$1.34 zł 5.24

-26.87%

Water (1.5 liter bottle)

$0.86 ₺42.81

$0.72 zł 2.81

19.44%

Cigarettes 20 Pack (Marlboro, Camel)

$2.34 ₺117

$5.49 zł 21.40

-57.38%

Wine (Bottle)

$5.88 ₺294

$7.81 zł 30.47

-24.71%

Local Beer (0.5 liter bottle)

$1.96 ₺97.8

$1.13 zł 4.42

73.45%

Imported Beer (0.33 liter bottle)

$3.39 ₺170

$1.56 zł 6.09

117.31%

One-way Ticket (Public Transport)

$0.80 ₺40.22

$1.04 zł 4.05

-23.08%

Public Transport Monthly Pass (Regular Price)

$67.3 ₺3,366

$25.18 zł 98.3

167.24%

Taxi Start (Normal Tariff)

$1.28 ₺64.1

$1.98 zł 7.72

-35.35%

Taxi (Normal Tariff) (1km)

$0.89 ₺44.30

$0.73 zł 2.85

21.92%

Taxi 1hour Waiting (Normal Tariff)

$10.88 ₺544

$10.27 zł 40.07

5.94%

Gasoline (1 liter)

$1.36 ₺68.2

$1.64 zł 6.40

-17.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.9K ₺2.0M

$31.2K zł 121.9K

27.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K ₺2.0M

$28.9K zł 112.8K

37.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.1 ₺4,507

$336 zł 1,312

-73.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.54 ₺577

$9.64 zł 37.62

19.71%

Internet (50+ Mbps, Unlimited Data)

$16.00 ₺800

$18.98 zł 74.1

-15.70%

Gym Membership (Monthly)

$50.1 ₺2,506

$45.06 zł 176

11.16%

Tennis Court (1 Hour on Weekend)

$13.74 ₺687

$22.38 zł 87.3

-38.61%

Cinema Ticket

$6.07 ₺304

$8.70 zł 33.96

-30.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$803 ₺40.2K

$374 zł 1,458

114.89%

International Primary School, 1 Child (Yearly)

$6,438 ₺322.0K

$14.0K zł 54.6K

-54.01%

Jeans (Levis 501 Or Similar)

$46.83 ₺2,342

$98.8 zł 385

-52.58%

Summer Dress (H&M, Zara, etc)

$42.24 ₺2,113

$47.62 zł 186

-11.30%

Sport Shoes (Adidas, Nike)

$79.1 ₺3,957

$99.9 zł 390

-20.80%

Men's Leather Business Shoes

$91.5 ₺4,575

$104 zł 404

-11.67%

1-bedroom Apartment, City Center (Monthly)

$1,213 ₺60.7K

$820 zł 3,198

47.99%

1-bedroom Apartment, Outside City Center (Monthly)

$930 ₺46.5K

$638 zł 2,491

45.67%

3-bedroom Apartment, City Center (Monthly)

$2,265 ₺113.3K

$1,308 zł 5,104

73.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,520 ₺76.1K

$1,025 zł 3,998

48.36%

Buy Apartment in City Center (m2)

$3,289 ₺164.5K

$3,616 zł 14.1K

-9.03%

Buy Apartment Outside City Center (m2)

$2,169 ₺108.5K

$2,519 zł 9,827

-13.87%

Average Monthly Net Salary (After Tax)

$1,574 ₺78.7K

$1,491 zł 5,816

5.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

39.33

7.52

423.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kadikoy: October 31, 2026

Last update for Olsztyn: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kadikoy

$930 53.3%

Olsztyn

$638 37.5% 31.4% $292

Groceries & Markets

Kadikoy

$228 13.1%

Olsztyn

$238 14% 4.3% $9.8

Eating Out

Kadikoy

$216 12.4%

Olsztyn

$207 12.1% 4.1% $8.9

Monthly Utilities & Internet

Kadikoy

$118 6.7%

Olsztyn

$365 21.4% 210% $247

Clothing & Footwear

Kadikoy

$117 6.7%

Olsztyn

$157 9.2% 34.7% $41

Getting Around

Kadikoy

$76 4.4%

Olsztyn

$35 2.1% 54.1% $41

Sport & Entertainment

Kadikoy

$62 3.6%

Olsztyn

$62 3.7% 0.4% $0.2

Cost Breakdown

A central one-bedroom costs $1,213 in Kadikoy versus $820 in Olsztyn. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Kadikoy. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $54 in Kadikoy versus $50 in Olsztyn. Groceries tell a different story – $228 in Kadikoy vs $238 in Olsztyn – so Kadikoy wins on supermarket bills even if dining out costs more.

Good to know

🇹🇷 Kadikoy

🇵🇱 Olsztyn

🕒 Local time

13:28 1:28 PM

11:28 11:28 AM

2 h behind Kadikoy

🌤 Weather

👥 Population

467,919

174,675

💱 Currency

Turkish Lira TRY ₺

Polish Złoty PLN zł

📈 Exchange rate

100 TRY = 2 USD

100 TRY = 1.78 EUR

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

PLN, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of November 5, 2026: 1 USD = 50.02 TRY (100 TRY = 2 USD). 1 EUR = 56.21 TRY (100 TRY = 1.78 EUR).

Polish Złoty exchange rates as of November 5, 2026: 1 USD = 3.9 PLN (1 PLN = 0.256 USD). 1 EUR = 4.38 PLN (1 PLN = 0.228 EUR).

USD to TRY in detail →

On the map

Lowest

Highest

Between locations

Kadikoy Olsztyn 1,560 km ≈ 2 h 30 min nonstop flight

From you

Kadikoy
Olsztyn

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kadikoy vs Olsztyn: Cost of Living - Frequently Asked Questions

Yes – Kadikoy is pricier by about 3%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $2,620 per month in Kadikoy and $2,554 in Olsztyn. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Olsztyn, especially for central apartments: a one-bedroom in the center costs $820 there versus $1,213 in Kadikoy.

Monthly expenses with rent come to $1,746 in Kadikoy and $1,703 in Olsztyn. That makes Olsztyn about 3% cheaper.

Public transport costs about 63% less in Olsztyn. For daily commuters, that gap adds up to noticeable savings over a year.

$2,500 covers both cities comfortably – all-in costs are $1,746 in Kadikoy and $1,703 in Olsztyn, leaving budget for savings and extras in both cases.

Families tend to lean toward Olsztyn – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Olsztyn. If higher salaries or specific career opportunities are the priority, Kadikoy makes more sense. Both are solid long-term options with distinct trade-offs.