Cost of Living Comparison Between Kadikoy and Olsztyn Cost of Living Comparison Between Kadikoy and Olsztyn

Monthly Cost of Living

A single person spends $1,750 per month in Kadikoy vs $1,464 in Olsztyn, rent included.

A couple spends around $2,757 per month in Kadikoy vs $1,988 in Olsztyn, rent included.

A family of three spends $3,765 per month in Kadikoy vs $2,511 in Olsztyn, rent included.

Kadikoy costs about 19% more than Olsztyn, driven mainly by Groceries & Markets.

Both Kadikoy and Olsztyn sit above the global median – Kadikoy by 31%, Olsztyn by 10%.

Meal at Budget Restaurant

$8.79 ₺418

$11.05 zł 41.21

-20.45%

Three-Course Dinner for Two, Mid-Range

$42.59 ₺2,025

$46.16 zł 172

-7.73%

Fast Food Meal (McDonalds, etc)

$7.57 ₺360

$7.76 zł 28.96

-2.45%

Cappuccino

$2.65 ₺126

$2.99 zł 11.16

-11.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 ₺61.6

$1.72 zł 6.41

-24.42%

Water (0.33 liter bottle)

$0.40 ₺19.19

$1.85 zł 6.88

-78.38%

Local Beer (0.5 liter draught)

$3.80 ₺180

$3.18 zł 11.85

19.50%

Imported Beer (0.33 liter bottle)

$5.16 ₺245

$3.82 zł 14.26

35.08%

Milk (1 liter)

$1.07 ₺51.0

$1.06 zł 3.95

0.94%

White Bread (500g)

$0.82 ₺38.77

$1.37 zł 5.11

-40.15%

Rice (white) (1kg)

$2.19 ₺104

$1.50 zł 5.61

46.00%

Eggs

$2.66 ₺126

$3.38 zł 12.60

-21.30%

Local Cheese (1kg)

$10.33 ₺491

$9.36 zł 34.90

10.36%

Chicken Fillets (1kg)

$6.75 ₺321

$5.79 zł 21.61

16.58%

Beef Round Steak (1kg)

$20.21 ₺961

$9.93 zł 37.04

103.52%

Apples (1kg)

$1.47 ₺69.8

$1.10 zł 4.11

33.64%

Banana (1kg)

$2.22 ₺105

$1.58 zł 5.88

40.51%

Oranges (1kg)

$1.27 ₺60.4

$1.93 zł 7.20

-34.20%

Tomato (1kg)

$1.40 ₺66.5

$2.75 zł 10.26

-49.09%

Potato (1kg)

$0.71 ₺33.53

$0.74 zł 2.77

-4.05%

Onion (1kg)

$0.72 ₺34.09

$1.23 zł 4.57

-41.46%

Lettuce (1 head)

$1.03 ₺48.95

$1.19 zł 4.45

-13.45%

Water (1.5 liter bottle)

$0.58 ₺27.38

$0.68 zł 2.54

-14.71%

Cigarettes 20 Pack (Marlboro, Camel)

$1.96 ₺93.1

$5.39 zł 20.12

-63.64%

Wine (Bottle)

$6.46 ₺307

$7.91 zł 29.49

-18.33%

Local Beer (0.5 liter bottle)

$2.20 ₺104

$0.99 zł 3.69

122.22%

Imported Beer (0.33 liter bottle)

$3.05 ₺145

$1.78 zł 6.64

71.35%

One-way Ticket (Public Transport)

$0.65 ₺31.09

$1.07 zł 4.00

-39.25%

Public Transport Monthly Pass (Regular Price)

$29.93 ₺1,423

$26.83 zł 100

11.55%

Taxi Start (Normal Tariff)

$1.06 ₺50.3

$1.98 zł 7.38

-46.46%

Taxi (Normal Tariff) (1km)

$0.64 ₺30.55

$0.76 zł 2.84

-15.79%

Taxi 1hour Waiting (Normal Tariff)

$9.11 ₺433

$13.53 zł 50.5

-32.67%

Gasoline (1 liter)

$1.21 ₺57.4

$1.78 zł 6.63

-32.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K ₺1.8M

$33.3K zł 124.3K

15.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.5K ₺2.0M

$30.1K zł 112.3K

41.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ₺2,961

$274 zł 1,022

-77.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.52 ₺548

$9.12 zł 34.01

26.32%

Internet (50+ Mbps, Unlimited Data)

$13.06 ₺621

$17.28 zł 64.5

-24.42%

Gym Membership (Monthly)

$37.59 ₺1,786

$32.05 zł 120

17.29%

Tennis Court (1 Hour on Weekend)

$16.30 zł 60.8

Cinema Ticket

$7.42 ₺352

$8.10 zł 30.23

-8.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$957 ₺45.5K

$133 zł 496

619.20%

International Primary School, 1 Child (Yearly)

$6,125 ₺291.1K

$15.4K zł 57.6K

-60.33%

Jeans (Levis 501 Or Similar)

$40.81 ₺1,940

$94.1 zł 351

-56.63%

Summer Dress (H&M, Zara, etc)

$46.00 ₺2,186

$46.96 zł 175

-2.04%

Sport Shoes (Adidas, Nike)

$87.6 ₺4,163

$81.3 zł 303

7.74%

Men's Leather Business Shoes

$104 ₺4,935

$109 zł 408

-5.07%

1-bedroom Apartment, City Center (Monthly)

$1,028 ₺48.8K

$664 zł 2,476

54.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,013 ₺48.2K

$536 zł 2,000

88.96%

3-bedroom Apartment, City Center (Monthly)

$1,897 ₺90.1K

$981 zł 3,661

93.24%

3-bedroom Apartment, Outside City Center (Monthly)

$2,052 ₺97.5K

$612 zł 2,282

235.42%

Buy Apartment in City Center (m2)

$3,385 ₺160.9K

$3,911 zł 14.6K

-13.44%

Buy Apartment Outside City Center (m2)

$2,234 ₺106.2K

$2,710 zł 10.1K

-17.58%

Average Monthly Net Salary (After Tax)

$1,666 ₺79.2K

$1,417 zł 5,284

17.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

36.33

5.81

525.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kadikoy: July 27, 2026

Last update for Olsztyn: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,028 in Kadikoy versus $664 in Olsztyn. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Kadikoy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Kadikoy versus $46.00 in Olsztyn. Groceries tell a different story – $241 in Kadikoy vs $209 in Olsztyn – so Olsztyn wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kadikoy vs Olsztyn: Cost of Living - Frequently Asked Questions

Yes – Kadikoy is pricier by about 19%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,625 per month in Kadikoy and $2,196 in Olsztyn. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Olsztyn, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,750 in Kadikoy and $1,464 in Olsztyn. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 12% less in Olsztyn. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Olsztyn, where all-in costs run around $1,464, than in Kadikoy at $1,750. In Olsztyn it covers expenses comfortably, while in Kadikoy it requires careful planning or may not stretch far enough.

Families tend to lean toward Olsztyn – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Olsztyn. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kadikoy makes more sense. Both are solid long-term options with distinct trade-offs.