Cost of Living Comparison Between Kadikoy and Olsztyn Cost of Living Comparison Between Kadikoy and Olsztyn

Monthly Cost of Living

A single person spends $1,721 per month in Kadikoy vs $1,459 in Olsztyn, rent included.

A couple spends around $2,675 per month in Kadikoy vs $1,975 in Olsztyn, rent included.

A family of three spends $3,629 per month in Kadikoy vs $2,490 in Olsztyn, rent included.

Kadikoy costs about 18% more than Olsztyn, driven mainly by Groceries & Markets.

Both Kadikoy and Olsztyn sit above the global median – Kadikoy by 29%, Olsztyn by 9%.

Meal at Budget Restaurant

$8.69 ₺392

$10.69 zł 38.90

-18.71%

Three-Course Dinner for Two, Mid-Range

$42.68 ₺1,927

$45.29 zł 165

-5.76%

Fast Food Meal (McDonalds, etc)

$7.82 ₺353

$7.54 zł 27.45

3.71%

Cappuccino

$2.69 ₺121

$2.96 zł 10.78

-9.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 ₺58.5

$1.71 zł 6.24

-23.98%

Water (0.33 liter bottle)

$0.44 ₺19.89

$1.88 zł 6.85

-76.60%

Local Beer (0.5 liter draught)

$3.86 ₺174

$3.23 zł 11.76

19.50%

Imported Beer (0.33 liter bottle)

$4.95 ₺224

$3.82 zł 13.89

29.58%

Milk (1 liter)

$1.08 ₺48.69

$1.11 zł 4.03

-2.70%

White Bread (500g)

$0.77 ₺34.83

$1.37 zł 4.97

-43.80%

Rice (white) (1kg)

$2.19 ₺98.7

$1.47 zł 5.36

48.98%

Eggs

$2.61 ₺118

$3.28 zł 11.93

-20.43%

Local Cheese (1kg)

$10.09 ₺455

$8.92 zł 32.47

13.12%

Chicken Fillets (1kg)

$6.46 ₺292

$5.91 zł 21.52

9.31%

Beef Round Steak (1kg)

$19.86 ₺896

$10.14 zł 36.93

95.86%

Apples (1kg)

$1.46 ₺65.9

$1.15 zł 4.17

26.96%

Banana (1kg)

$2.26 ₺102

$1.51 zł 5.49

49.67%

Oranges (1kg)

$1.30 ₺58.6

$1.95 zł 7.09

-33.33%

Tomato (1kg)

$1.48 ₺66.8

$2.74 zł 9.96

-45.99%

Potato (1kg)

$0.75 ₺33.73

$0.74 zł 2.70

1.35%

Onion (1kg)

$0.68 ₺30.64

$1.23 zł 4.47

-44.72%

Lettuce (1 head)

$1.00 ₺45.09

$1.16 zł 4.23

-13.79%

Water (1.5 liter bottle)

$0.58 ₺26.39

$0.69 zł 2.50

-15.94%

Cigarettes 20 Pack (Marlboro, Camel)

$1.92 ₺86.9

$5.47 zł 19.91

-64.90%

Wine (Bottle)

$8.10 ₺366

$8.51 zł 30.97

-4.82%

Local Beer (0.5 liter bottle)

$2.12 ₺95.8

$0.99 zł 3.59

114.14%

Imported Beer (0.33 liter bottle)

$3.01 ₺136

$1.72 zł 6.26

75.00%

One-way Ticket (Public Transport)

$0.60 ₺27.19

$1.12 zł 4.08

-46.43%

Public Transport Monthly Pass (Regular Price)

$30.06 ₺1,357

$27.01 zł 98.3

11.29%

Taxi Start (Normal Tariff)

$1.09 ₺49.28

$2.05 zł 7.45

-46.83%

Taxi (Normal Tariff) (1km)

$0.65 ₺29.19

$0.73 zł 2.67

-10.96%

Taxi 1hour Waiting (Normal Tariff)

$8.83 ₺399

$13.54 zł 49.27

-34.79%

Gasoline (1 liter)

$1.15 ₺51.9

$1.75 zł 6.36

-34.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K ₺1.7M

$32.4K zł 118.0K

15.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.7K ₺1.9M

$30.4K zł 110.6K

40.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₺2,794

$272 zł 991

-77.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.56 ₺522

$9.08 zł 33.06

27.31%

Internet (50+ Mbps, Unlimited Data)

$13.09 ₺591

$17.08 zł 62.2

-23.36%

Gym Membership (Monthly)

$37.70 ₺1,702

$32.82 zł 119

14.87%

Tennis Court (1 Hour on Weekend)

$16.33 zł 59.4

Cinema Ticket

$7.49 ₺338

$8.31 zł 30.24

-9.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$937 ₺42.3K

$135 zł 491

594.35%

International Primary School, 1 Child (Yearly)

$6,038 ₺272.6K

$15.9K zł 57.7K

-61.93%

Jeans (Levis 501 Or Similar)

$40.00 ₺1,806

$93.8 zł 341

-57.34%

Summer Dress (H&M, Zara, etc)

$46.85 ₺2,115

$46.42 zł 169

0.93%

Sport Shoes (Adidas, Nike)

$89.4 ₺4,034

$82.6 zł 301

8.17%

Men's Leather Business Shoes

$107 ₺4,817

$109 zł 397

-2.26%

1-bedroom Apartment, City Center (Monthly)

$1,014 ₺45.8K

$653 zł 2,378

55.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,015 ₺45.8K

$532 zł 1,937

90.77%

3-bedroom Apartment, City Center (Monthly)

$1,901 ₺85.8K

$989 zł 3,600

92.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,003 ₺90.4K

$610 zł 2,221

228.29%

Buy Apartment in City Center (m2)

$3,571 ₺161.2K

$4,093 zł 14.9K

-12.76%

Buy Apartment Outside City Center (m2)

$2,424 ₺109.4K

$2,851 zł 10.4K

-14.97%

Average Monthly Net Salary (After Tax)

$1,506 ₺68.0K

$1,672 zł 6,085

-9.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

36.33

5.81

525.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kadikoy: April 25, 2026

Last update for Olsztyn: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,014 in Kadikoy versus $653 in Olsztyn. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Olsztyn, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $43.00 in Kadikoy versus $45.00 in Olsztyn. Groceries tell a different story – $241 in Kadikoy vs $210 in Olsztyn – so Olsztyn wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kadikoy vs Olsztyn: Cost of Living - Frequently Asked Questions

Yes – Kadikoy is pricier by about 18%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,582 per month in Kadikoy and $2,188 in Olsztyn. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Olsztyn, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,721 in Kadikoy and $1,459 in Olsztyn. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 11% less in Olsztyn. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Olsztyn, where all-in costs run around $1,459, than in Kadikoy at $1,721. In Olsztyn it covers expenses comfortably, while in Kadikoy it requires careful planning or may not stretch far enough.

Families tend to lean toward Olsztyn – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Olsztyn. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kadikoy makes more sense. Both are solid long-term options with distinct trade-offs.