Last update: Oct 2026

Cost of Living Comparison Between the United States and Nigeria

Name: Nigeria
Address: NG

For one person, living is cheaper in Nigeria: $750 a month against $2,734 in the United States, rent and utilities included – about $23,800 less a year. Rent and utilities account for most of the difference.

131

Cost of Living Index in the United States
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United States Living Index
36

Cost of Living Index in Nigeria
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Nigeria Living Index

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🇺🇸 United States

$2,734

/mo nomad

🇳🇬 Nigeria

$750

/mo nomad

Monthly Cost of Living

How much you'll spend in the United States and in Nigeria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the United States and in Nigeria actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,734 in the United States versus $750 in Nigeria.

United States $2,734
Nigeria $750

Estimated couple costs with rent: $3,985 in the United States versus $1,279 in Nigeria.

United States $3,985
Nigeria $1,279

Monthly costs for a family of three with rent: $5,235 in the United States versus $1,807 in Nigeria.

United States $5,235
Nigeria $1,807

Internal cost variation is higher in the United States: monthly costs span $979 to $5,160, compared to $1–$2,392 in Nigeria. City choice carries more weight in the United States.

Living in the United States is roughly 264% more expensive than in Nigeria on average.

The United States (101% above) and Nigeria (45% below) straddle the global median.

Meal at Budget Restaurant

$20.03 $20.03

$1.85 ₦2,493

982.70%

Three-Course Dinner for Two, Mid-Range

$80.0 $80.0

$29.70 ₦40.0K

169.49%

Fast Food Meal (McDonalds, etc)

$11.80 $11.80

$4.37 ₦5,884

170.02%

Cappuccino

$5.55 $5.55

$2.41 ₦3,241

130.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 $2.66

$0.33 ₦449

706.06%

Water (0.33 liter bottle)

$2.17 $2.17

$0.22 ₦296

886.36%

Local Beer (0.5 liter draught)

$6.12 $6.12

$0.84 ₦1,131

628.57%

Imported Beer (0.33 liter bottle)

$7.94 $7.94

$1.28 ₦1,722

520.31%

Milk (1 liter)

$1.04 $1.04

$2.92 ₦3,926

-64.38%

White Bread (500g)

$3.59 $3.59

$1.00 ₦1,347

259.00%

Rice (white) (1kg)

$4.52 $4.52

$1.49 ₦2,003

203.36%

Eggs

$4.28 $4.28

$1.67 ₦2,240

156.29%

Local Cheese (1kg)

$13.22 $13.22

$6.02 ₦8,095

119.60%

Chicken Fillets (1kg)

$12.60 $12.60

$4.44 ₦5,974

183.78%

Beef Round Steak (1kg)

$17.60 $17.60

$3.98 ₦5,349

342.21%

Apples (1kg)

$5.30 $5.30

$2.38 ₦3,199

122.69%

Banana (1kg)

$1.69 $1.69

$1.31 ₦1,762

29.01%

Oranges (1kg)

$4.44 $4.44

$1.19 ₦1,599

273.11%

Tomato (1kg)

$4.77 $4.77

$1.58 ₦2,124

201.90%

Potato (1kg)

$2.97 $2.97

$1.60 ₦2,154

85.63%

Onion (1kg)

$3.15 $3.15

$1.35 ₦1,818

133.33%

Lettuce (1 head)

$2.20 $2.20

$0.67 ₦896

228.36%

Water (1.5 liter bottle)

$2.35 $2.35

$0.37 ₦492

535.14%

Cigarettes 20 Pack (Marlboro, Camel)

$10.98 $10.98

$0.72 ₦968

1425.00%

Wine (Bottle)

$15.05 $15.05

$3.92 ₦5,267

283.93%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$0.68 ₦910

202.94%

Imported Beer (0.33 liter bottle)

$3.79 $3.79

$0.87 ₦1,168

335.63%

One-way Ticket (Public Transport)

$1.94 $1.94

$0.38 ₦511

410.53%

Public Transport Monthly Pass (Regular Price)

$59.4 $59.4

$14.71 ₦19.8K

303.74%

Taxi Start (Normal Tariff)

$3.58 $3.58

$0.58 ₦775

517.24%

Taxi (Normal Tariff) (1km)

$1.88 $1.88

$1.06 ₦1,431

77.36%

Taxi 1hour Waiting (Normal Tariff)

$29.84 $29.84

$2.11 ₦2,841

1314.22%

Gasoline (1 liter)

$1.02 $1.02

$0.63 ₦844

61.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K $28.8K

$11.0K ₦14.8M

161.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$29.2K ₦39.2M

-10.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 $218

$69.2 ₦93.1K

214.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.5 $62.5

$5.08 ₦6,831

1129.72%

Internet (50+ Mbps, Unlimited Data)

$74.5 $74.5

$22.18 ₦29.8K

235.66%

Gym Membership (Monthly)

$41.86 $41.86

$19.73 ₦26.5K

112.16%

Tennis Court (1 Hour on Weekend)

$22.81 $22.81

$6.91 ₦9,289

230.10%

Cinema Ticket

$14.70 $14.70

$4.51 ₦6,072

225.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,489 $1,489

$63.7 ₦85.7K

2236.56%

International Primary School, 1 Child (Yearly)

$25.3K $25.3K

$4,124 ₦5.5M

512.28%

Jeans (Levis 501 Or Similar)

$54.3 $54.3

$12.68 ₦17.1K

328.55%

Summer Dress (H&M, Zara, etc)

$42.71 $42.71

$19.21 ₦25.8K

122.33%

Sport Shoes (Adidas, Nike)

$94.1 $94.1

$34.96 ₦47.0K

169.14%

Men's Leather Business Shoes

$114 $114

$36.74 ₦49.4K

209.01%

1-bedroom Apartment, City Center (Monthly)

$1,659 $1,659

$484 ₦651.3K

242.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,348 $1,348

$327 ₦439.2K

312.70%

3-bedroom Apartment, City Center (Monthly)

$2,682 $2,682

$1,462 ₦2.0M

83.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,169 $2,169

$827 ₦1.1M

162.12%

Buy Apartment in City Center (m2)

$3,283 $3,283

$2,624 ₦3.5M

25.10%

Buy Apartment Outside City Center (m2)

$2,482 $2,482

$1,173 ₦1.6M

111.60%

Average Monthly Net Salary (After Tax)

$4,296 $4,296

$90.1 ₦121.2K

4666.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

17.8

-63.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the United States: October 25, 2026

Last update for Nigeria: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

United States

$1.3K 49.3%

Nigeria

$327 43.5% 75.8% $1K

Groceries & Markets

United States

$415 15.2%

Nigeria

$164 21.9% 60.5% $251

Monthly Utilities & Internet

United States

$355 13%

Nigeria

$96 12.9% 72.8% $258

Eating Out

United States

$328 12%

Nigeria

$66 8.8% 79.9% $262

Clothing & Footwear

United States

$137 5%

Nigeria

$47 6.2% 66% $90

Getting Around

United States

$80 2.9%

Nigeria

$22 3% 72.4% $58

Sport & Entertainment

United States

$71 2.6%

Nigeria

$29 3.8% 59.6% $43

Cost Breakdown

National rent averages: $1,620 in the United States, $698 in Nigeria. Capital cities: $2,768 in Washington, DC vs $589 in Abuja.

National salary averages: $4,549 in the United States, $80 in Nigeria. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 132% higher in the United States.

Dining out costs 114% more in the United States.

Public transport is 200% more expensive in the United States.

Salaries are about 57 times higher in the United States, and purchasing power comes out stronger in the United States.

Good to know

🇺🇸 United States

🇳🇬 Nigeria

🕒 Local time

02:09 2:09 AM

08:09 8:09 AM

6 h ahead of the United States

🌤 Weather

👥 Population

340,110,988

211,400,708

💱 Currency

United States Dollar USD $

Nigerian Naira NGN ₦

📈 Exchange rate

1 USD = 0.896 EUR

10,000 NGN = 7.44 USD

10,000 NGN = 6.66 EUR

Exchange rates and currency converter

NGN, EUR to USD – United States Dollar Converter

🇳🇬 Nigerian Naira (₦)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Nigerian Naira exchange rates as of November 2, 2026: 1 USD = 1,345 NGN (10,000 NGN = 7.44 USD). 1 EUR = 1,502 NGN (10,000 NGN = 6.66 EUR).

NGN to USD in detail →

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United States
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

United States vs Nigeria: Cost of Living - Frequently Asked Questions

At $750 per month in Nigeria and $2,734 in the United States, Nigeria comes out about 73% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in Nigeria: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $1,620 in the United States and $698 in Nigeria. Rents vary a lot between cities, so the gap depends on where you settle.

In Nigeria, $2,500 covers most cities easily; in the United States it stretches only to regional areas and falls short in the capital – you’ll need to make trade-offs on housing or lifestyle.

It depends on what you’re after: Nigeria wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.