Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Killeen, TX

For one person, living is cheaper in Killeen, TX: $2,106 a month against $4,938 in New York, NY, rent and utilities included – about $34,000 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
103

Cost of Living Index in Killeen, TX
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Killeen, TX Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Killeen, TX

🇺🇸 United States

$2,106

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Killeen, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Killeen, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $2,106 in Killeen, TX.

New York, NY $4,938
Killeen, TX $2,106

Estimated couple costs with rent: $7,273 in New York, NY versus $3,276 in Killeen, TX.

New York, NY $7,273
Killeen, TX $3,276

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $4,447 in Killeen, TX.

New York, NY $9,608
Killeen, TX $4,447

Living in New York, NY is roughly 134% more expensive than in Killeen, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Killeen, TX 55% above.

Meal at Budget Restaurant

$24.99 $24.99

$20.34 $20.34

22.86%

Three-Course Dinner for Two, Mid-Range

$120 $120

$65.3 $65.3

84.21%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$11.77 $11.77

16.74%

Cappuccino

$6.60 $6.60

$5.43 $5.43

21.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.92 $2.92

30.82%

Water (0.33 liter bottle)

$2.87 $2.87

$1.87 $1.87

53.48%

Local Beer (0.5 liter draught)

$7.95 $7.95

$5.06 $5.06

57.11%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$5.78 $5.78

74.05%

Milk (1 liter)

$1.37 $1.37

$1.04 $1.04

31.73%

White Bread (500g)

$4.75 $4.75

$2.30 $2.30

106.52%

Rice (white) (1kg)

$7.69 $7.69

$4.77 $4.77

61.22%

Eggs

$5.87 $5.87

$3.99 $3.99

47.12%

Local Cheese (1kg)

$19.25 $19.25

$8.67 $8.67

122.03%

Chicken Fillets (1kg)

$17.83 $17.83

$11.14 $11.14

60.05%

Beef Round Steak (1kg)

$19.03 $19.03

$18.15 $18.15

4.85%

Apples (1kg)

$6.69 $6.69

$5.75 $5.75

16.35%

Banana (1kg)

$2.29 $2.29

$0.94 $0.94

143.62%

Oranges (1kg)

$6.41 $6.41

$5.04 $5.04

27.18%

Tomato (1kg)

$6.75 $6.75

$4.13 $4.13

63.44%

Potato (1kg)

$3.93 $3.93

$2.40 $2.40

63.75%

Onion (1kg)

$4.52 $4.52

$2.87 $2.87

57.49%

Lettuce (1 head)

$2.79 $2.79

$1.92 $1.92

45.31%

Water (1.5 liter bottle)

$2.51 $2.51

$2.85 $2.85

-11.93%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$6.03 $6.03

200.17%

Wine (Bottle)

$20.16 $20.16

$11.73 $11.73

71.87%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.08 $2.08

56.73%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$1.83 $1.83

104.92%

One-way Ticket (Public Transport)

$2.92 $2.92

Public Transport Monthly Pass (Regular Price)

$143 $143

$72.9 $72.9

95.75%

Taxi Start (Normal Tariff)

$3.06 $3.06

$3.08 $3.08

-0.65%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.79 $1.79

20.67%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$14.76 $14.76

180.01%

Gasoline (1 liter)

$1.12 $1.12

$0.93 $0.93

20.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$35.8K $35.8K

-7.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$24.2K $24.2K

6.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$191 $191

14.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$58.0 $58.0

29.81%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$66.6 $66.6

5.84%

Gym Membership (Monthly)

$116 $116

$23.01 $23.01

401.96%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$12.96 $12.96

64.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$2,090 $2,090

64.22%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$24.0K $24.0K

156.75%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$38.16 $38.16

96.23%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$19.71 $19.71

164.54%

Sport Shoes (Adidas, Nike)

$117 $117

$63.4 $63.4

84.14%

Men's Leather Business Shoes

$135 $135

$64.3 $64.3

109.43%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,010 $1,010

330.63%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$882 $882

253.38%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$1,553 $1,553

486.69%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$1,791 $1,791

200.36%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$1,747 $1,747

1003.50%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$1,758 $1,758

295.05%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$3,303 $3,303

58.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.71

2.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Killeen, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Killeen, TX

$882 41.9% 71.7% $2.2K

Groceries & Markets

New York, NY

$552 11.2%

Killeen, TX

$372 17.7% 32.6% $180

Eating Out

New York, NY

$407 8.2%

Killeen, TX

$319 15.2% 21.5% $88

Monthly Utilities & Internet

New York, NY

$365 7.4%

Killeen, TX

$315 15% 13.6% $50

Clothing & Footwear

New York, NY

$170 3.5%

Killeen, TX

$83 4% 51% $87

Getting Around

New York, NY

$168 3.4%

Killeen, TX

$85 * 4% 49.5% $83

Sport & Entertainment

New York, NY

$158 3.2%

Killeen, TX

$49 2.3% 69.1% $109

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $1,010 in Killeen, TX. Housing cost is often the main lever when comparing two cities.

New York, NY pays 59% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in New York, NY vs $65.0 in Killeen, TX for a mid-range dinner for two. Groceries echo the gap at $552 vs $372 per month, with Killeen, TX cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Killeen, TX

🕒 Local time

18:10 6:10 PM

17:10 5:10 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

153,095

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

New York, NY Killeen, TX 2,360 km ≈ 3 h 30 min nonstop flight

From you

New York, NY
Killeen, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Killeen, TX: Cost of Living - Frequently Asked Questions

New York, NY and Killeen, TX differ by about 134% in total monthly costs ($4,938 vs $2,106 including rent). Killeen, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 59% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,347 in New York, NY versus $1,010 in Killeen, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Killeen, TX runs roughly 96% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $3,432 in New York, NY versus $2,090 in Killeen, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,106 in Killeen, TX versus $4,938 in New York, NY, a $3,000 budget is realistic in Killeen, TX but tight or insufficient in New York, NY. The gap between the two cities makes Killeen, TX the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Killeen, TX gentler on the wallet – expenses run 134% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.