Cost of Living Comparison Between New York, NY and Killeen, TX Cost of Living Comparison Between New York, NY and Killeen, TX

Monthly Cost of Living

Monthly costs for one person with rent: $4,438 in New York, NY versus $2,375 in Killeen, TX.

Estimated couple costs with rent: $7,016 in New York, NY versus $3,308 in Killeen, TX.

Monthly costs for a family of three with rent: $9,593 in New York, NY versus $4,241 in Killeen, TX.

Living in New York, NY is roughly 87% more expensive than Killeen, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 231% above, Killeen, TX 77% above.

Meal at Budget Restaurant

$29.91 $29.91

$20.39 $20.39

46.69%

Three-Course Dinner for Two, Mid-Range

$144 $144

$71.0 $71.0

102.63%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$12.05 $12.05

2.24%

Cappuccino

$6.03 $6.03

$5.34 $5.34

12.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.39 $3.39

$2.33 $2.33

45.49%

Water (0.33 liter bottle)

$2.56 $2.56

$1.81 $1.81

41.44%

Local Beer (0.5 liter draught)

$8.20 $8.20

$4.64 $4.64

76.72%

Imported Beer (0.33 liter bottle)

$11.95 $11.95

$4.86 $4.86

145.88%

Milk (1 liter)

$1.54 $1.54

$0.96 $0.96

60.42%

White Bread (500g)

$5.15 $5.15

$1.63 $1.63

215.95%

Rice (white) (1kg)

$8.43 $8.43

$3.49 $3.49

141.55%

Eggs

$6.97 $6.97

$3.89 $3.89

79.18%

Local Cheese (1kg)

$17.28 $17.28

$10.06 $10.06

71.77%

Chicken Fillets (1kg)

$16.24 $16.24

$14.24 $14.24

14.04%

Beef Round Steak (1kg)

$19.95 $19.95

$12.30 $12.30

62.20%

Apples (1kg)

$7.45 $7.45

$3.19 $3.19

133.54%

Banana (1kg)

$2.42 $2.42

$1.01 $1.01

139.60%

Oranges (1kg)

$5.87 $5.87

$3.92 $3.92

49.74%

Tomato (1kg)

$6.31 $6.31

$2.96 $2.96

113.18%

Potato (1kg)

$3.72 $3.72

$2.21 $2.21

68.33%

Onion (1kg)

$3.99 $3.99

$2.79 $2.79

43.01%

Lettuce (1 head)

$3.19 $3.19

$1.59 $1.59

100.63%

Water (1.5 liter bottle)

$2.55 $2.55

$1.49 $1.49

71.14%

Cigarettes 20 Pack (Marlboro, Camel)

$19.09 $19.09

$6.13 $6.13

211.42%

Wine (Bottle)

$20.24 $20.24

$11.09 $11.09

82.51%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$2.07 $2.07

44.44%

Imported Beer (0.33 liter bottle)

$3.87 $3.87

$1.79 $1.79

116.20%

One-way Ticket (Public Transport)

$2.95 $2.95

$2.02 $2.02

46.04%

Public Transport Monthly Pass (Regular Price)

$131 $131

$24.70 $24.70

428.99%

Taxi Start (Normal Tariff)

$5.13 $5.13

$2.96 $2.96

73.31%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.81 $1.81

21.55%

Taxi 1hour Waiting (Normal Tariff)

$42.64 $42.64

$24.35 $24.35

75.11%

Gasoline (1 liter)

$0.95 $0.95

$0.76 $0.76

25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$36.7K $36.7K

-6.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K $28.2K

$24.6K $24.6K

14.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$211 $211

-13.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.1 $60.1

$57.7 $57.7

4.02%

Internet (50+ Mbps, Unlimited Data)

$61.9 $61.9

$70.6 $70.6

-12.26%

Gym Membership (Monthly)

$140 $140

$22.99 $22.99

509.05%

Tennis Court (1 Hour on Weekend)

$64.4 $64.4

Cinema Ticket

$20.33 $20.33

$12.68 $12.68

60.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,222 $3,222

$1,141 $1,141

182.41%

International Primary School, 1 Child (Yearly)

$56.2K $56.2K

$26.3K $26.3K

113.62%

Jeans (Levis 501 Or Similar)

$65.9 $65.9

$56.2 $56.2

17.38%

Summer Dress (H&M, Zara, etc)

$47.20 $47.20

$20.32 $20.32

132.28%

Sport Shoes (Adidas, Nike)

$111 $111

$68.8 $68.8

61.41%

Men's Leather Business Shoes

$173 $173

$68.1 $68.1

154.18%

1-bedroom Apartment, City Center (Monthly)

$4,208 $4,208

$1,184 $1,184

255.28%

1-bedroom Apartment, Outside City Center (Monthly)

$2,647 $2,647

$1,155 $1,155

129.18%

3-bedroom Apartment, City Center (Monthly)

$8,415 $8,415

$1,743 $1,743

382.73%

3-bedroom Apartment, Outside City Center (Monthly)

$5,170 $5,170

$1,760 $1,760

193.79%

Buy Apartment in City Center (m2)

$20.1K $20.1K

$1,759 $1,759

1042.42%

Buy Apartment Outside City Center (m2)

$8,742 $8,742

$1,792 $1,792

387.98%

Average Monthly Net Salary (After Tax)

$5,144 $5,144

$3,250 $3,250

58.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.36

1.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: April 20, 2026

Last update for Killeen, TX: April 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,208 in New York, NY and $1,184 in Killeen, TX. Housing cost is often the main lever when comparing two cities.

New York, NY pays 58% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $144 in New York, NY vs $71 in Killeen, TX for a mid-range dinner for two. Groceries echo the gap at $554 vs $319 per month, with Killeen, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Killeen, TX: Cost of Living - Frequently Asked Questions

New York, NY and Killeen, TX differ by about 87% in total monthly costs ($4,438 vs $2,375 including rent). Killeen, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

New York, NY pays 58% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,208 in New York, NY versus $1,184 in Killeen, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Killeen, TX runs roughly 429% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $3,222 in New York, NY versus $1,141 in Killeen, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,375 in Killeen, TX versus $4,438 in New York, NY, a $3,000 budget is realistic in Killeen, TX but tight or insufficient in New York, NY. The gap between the two cities makes Killeen, TX the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Killeen, TX gentler on the wallet – expenses run 87% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.