For one person, living costs in Killeen, TX are estimated at $2,120 a month, including rent and utilities – 22% below the national average. Rent and utilities take about half of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Killeen, TX actually costs, broken down by who's living it.
Living costs for one person come to about $2,120 monthly including rent, or $1,033 excluding housing.
$2,120 /mo
Estimated monthly costs for a couple: $3,259 with rent, or $1,748 without housing.
$3,259 /mo
Monthly costs for a family of three come to about $4,398 including rent, or $2,464 for daily expenses alone.
$4,398 /mo
📊
Killeen, TX sits about 56% above the global median. Within North America, costs are slightly above average (5% higher).
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.6K$36.6K
$27.4K$27.4K
$48.7K$48.7K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.8K$24.8K
$23.5K$23.5K
$35.5K$35.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$196$196
$150$150
$404$404
SIM Card Monthly Plan(Calls and 10GB+ Data)
$59.0$59.0
$30.13$30.13
$100$100
Internet(50+ Mbps, Unlimited Data)
$64.8$64.8
$44.58$44.58
$119$119
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$23.07$23.07
$20.80$20.80
$25.33$25.33
Cinema Ticket
$13.17$13.17
$7.09$7.09
$20.26$20.26
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,011$2,011
$1,558$1,558
$2,518$2,518
International Primary School, 1 Child(Yearly)
$24.7K$24.7K
$24.3K$24.3K
$35.4K$35.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$37.79$37.79
$15.12$15.12
$90.7$90.7
Summer Dress(H&M, Zara, etc)
$20.34$20.34
$20.34$20.34
$85.4$85.4
Sport Shoes(Adidas, Nike)
$63.7$63.7
$56.0$56.0
$153$153
Men's Leather Business Shoes
$64.1$64.1
$49.30$49.30
$197$197
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,010$1,010
$761$761
$1,624$1,624
1-bedroom Apartment, Outside City Center(Monthly)
$891$891
$692$692
$1,794$1,794
3-bedroom Apartment, City Center(Monthly)
$1,516$1,516
$1,193$1,193
$2,286$2,286
3-bedroom Apartment, Outside City Center(Monthly)
$1,738$1,738
$1,377$1,377
$2,459$2,459
Buy Apartment in City Center(m2)
$1,772$1,772
$1,688$1,688
$1,850$1,850
Buy Apartment Outside City Center(m2)
$1,775$1,775
$1,691$1,691
$1,854$1,854
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$3,258$3,258
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.71
6
7.58
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 26, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Killeen, TX$2,120
Killeen, TX$4,398
🏠Accommodation & Living
$891 42%
🛒Groceries & Markets
$374 17.6%
🧾Monthly Utilities & Internet
$320 15.1%
🍽Eating Out
$319 15%
👕👟Clothing & Footwear
$84 4%
🚌Getting Around
$83 * 3.9%
🎉Sport & Entertainment
$49 2.3%
Categories marked with * are only partly priced – their share counts the items that do have prices.
🏠Accommodation & Living
$1.7K 39.5%
🛒Groceries & Markets
$859 19.5%
🧾Monthly Utilities & Internet
$379 8.6%
🍽Eating Out
$971 22.1%
👕👟Clothing & Footwear
$186 4.2%
🚌Getting Around
$167 * 3.8%
🎉Sport & Entertainment
$99 * 2.3%
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠Expect to pay about $1,010 for a central one-bedroom, or $891 outside the center. At 31% of the average salary ($3,258), rent is manageable but leaves limited room for savings.
💰Average take-home pay sits at $3,258, while typical expenses reach $2,120. This leaves solid room for saving and lifestyle spending.
🛒Expect to spend about $374 monthly on groceries. Dining out at a mid-range restaurant costs roughly $65 for two – well below the North American average of $78.
🚌Public transport is priced at around $71 per month – above the North American average of $54.
Cost Highlights
⭐Gym membership is cheaper than 94% of cities in North America
⭐Imported beer is cheaper than 94% of cities in North America
⭐Preschool or kindergarten, full day, private, 1 child is more expensive than 90% of cities in North America
Cost of Living in Killeen, TX - Frequently Asked Questions
Is Killeen, TX a good value for travelers, expats, and digital nomads compared with larger cities?
The Cost of Living in Killeen, TX, United States tends to be lower than many metro centers, especially for housing and everyday expenses. That makes it appealing for travelers, expats, and digital nomads who want stability without sacrificing access to services. You’ll find a range of rental options, from modest apartments to larger homes, often with more space than you’d expect for the price. Local shops, restaurants, and parks add value without the crowding of bigger cities. Tip: choose a neighborhood based on your work routine and preferred pace of life.
What does daily life look like for housing, food, transport, and errands in Killeen?
Daily life in Killeen blends practicality with a small-city vibe. Housing search often centers on apartment complexes and single-family rentals in neighborhoods with easy access to shopping and Fort Hood facilities. For food, you’ll find a mix of casual eateries, local groceries, and farmers markets that keep meals flexible for different budgets. Transport works best with a car, while limited public transit and ride-share options cover occasional trips. Co-working spaces and coffee shops provide affordable work hubs for remote work, and errands are straightforward thanks to compact shopping corridors. For budgeting, consider the Killeen living cost as a baseline for housing, utilities, and daily staples. Tip: map out a weekly routine to spot affordable spots.
How can you plan a budget and choose neighborhoods to maximize quality of life, considering seasonality and safety?
Quality of life comes from choosing a neighborhood that fits your rhythm and routine. Use a practical budgeting framework like 50/30/20 or time-based planning to balance housing with transit, food, and leisure. In summer, air conditioning will shape energy costs, so seek energy-efficient units or shaded courtyards. In spring and fall, you’ll enjoy outdoor activities at parks and nearby lakes. Prioritize safety, access to healthcare, and coworking or café clusters that match your work style. Seasonality also influences shopping and events, so you can chase seasonal markets for good value. Tip: do a month-by-month trial in a couple of neighborhoods before committing.
What are the monthly living expenses in Killeen, TX as of 2026?
As of 2026, monthly living costs in Killeen, TX come to around $2,120 including rent, or roughly $1,033 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
Is Killeen, TX really that expensive?
Living in Killeen, TX doesn’t come cheap – monthly expenses with rent reach $2,120, putting it among the pricier cities worldwide. Housing dominates the cost, but food, services, and leisure all sit above the global median too.
How does the average salary in Killeen, TX compare to the cost of living?
At $3,258 take-home, most residents in Killeen, TX can cover the $2,120 monthly cost of living. Those earning $3,179 or more have room to save; below-average earners will find things noticeably tighter.
What does a one-bedroom apartment cost in Killeen, TX per month?
Where you live in Killeen, TX makes all the difference. Central one-bedrooms cost about $1,010; commute-friendly outer districts come in around $891. Overall, the market runs from $891 to $1,010 depending on size, location, and apartment condition.
Is public transport affordable in Killeen, TX?
A monthly transit pass in Killeen, TX runs about $71, with good coverage across residential and business areas. It’s entirely feasible to live car-free here for daily commuting and errands.
Why are groceries so expensive in Killeen, TX?
A single person’s grocery bill in Killeen, TX runs about $374 monthly, which is above average. Everything from dairy and meat to fresh produce costs more here, reflecting the city’s overall high price level.
Does $3,000 cover living expenses in Killeen, TX?
$3,000 stretches far in Killeen, TX – all-in monthly costs average only $2,120. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
What are the pros and cons of living in Killeen, TX?
Killeen, TX offers genuinely appealing day-to-day living. Residents value fast internet, and at around $2,120 per month, it’s accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
Killeen, TX vs other spots: cost of living compared