Last update: Oct 2026

Cost of Living Comparison Between Killeen, TX and New York, NY

For one person, living is cheaper in Killeen, TX: $2,106 a month against $4,938 in New York, NY, rent and utilities included – about $34,000 less a year. Rent and utilities account for most of the difference.

Killeen, TX
🇺🇸 United States
$2,106
/mo nomad
New York, NY
🇺🇸 United States
$4,938
/mo nomad
Monthly Cost of Living

How much you'll spend in Killeen, TX and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Killeen, TX and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,106 in Killeen, TX versus $4,938 in New York, NY.

  • Killeen, TX $2,106
  • New York, NY $4,938

Estimated couple costs with rent: $3,276 in Killeen, TX versus $7,273 in New York, NY.

  • Killeen, TX $3,276
  • New York, NY $7,273

Monthly costs for a family of three with rent: $4,447 in Killeen, TX versus $9,608 in New York, NY.

  • Killeen, TX $4,447
  • New York, NY $9,608

Living in Killeen, TX costs roughly 57% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Killeen, TX 55% above, New York, NY 264% above.

Currency
🍽 Eating Out
Killeen, TX
New York, NY
Difference
Meal at Budget Restaurant
$20.34 $20.34
$24.99 $24.99
-18.61%
Three-Course Dinner for Two, Mid-Range
$65.3 $65.3
$120 $120
-45.71%
Fast Food Meal (McDonalds, etc)
$11.77 $11.77
$13.74 $13.74
-14.34%
Cappuccino
$5.43 $5.43
$6.60 $6.60
-17.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.92 $2.92
$3.82 $3.82
-23.56%
Water (0.33 liter bottle)
$1.87 $1.87
$2.87 $2.87
-34.84%
Local Beer (0.5 liter draught)
$5.06 $5.06
$7.95 $7.95
-36.35%
Imported Beer (0.33 liter bottle)
$5.78 $5.78
$10.06 $10.06
-42.54%
🛒 Groceries & Markets
Killeen, TX
New York, NY
Difference
Milk (1 liter)
$1.04 $1.04
$1.37 $1.37
-24.09%
White Bread (500g)
$2.30 $2.30
$4.75 $4.75
-51.58%
Rice (white) (1kg)
$4.77 $4.77
$7.69 $7.69
-37.97%
Eggs
$3.99 $3.99
$5.87 $5.87
-32.03%
Local Cheese (1kg)
$8.67 $8.67
$19.25 $19.25
-54.96%
Chicken Fillets (1kg)
$11.14 $11.14
$17.83 $17.83
-37.52%
Beef Round Steak (1kg)
$18.15 $18.15
$19.03 $19.03
-4.62%
Apples (1kg)
$5.75 $5.75
$6.69 $6.69
-14.05%
Banana (1kg)
$0.94 $0.94
$2.29 $2.29
-58.95%
Oranges (1kg)
$5.04 $5.04
$6.41 $6.41
-21.37%
Tomato (1kg)
$4.13 $4.13
$6.75 $6.75
-38.81%
Potato (1kg)
$2.40 $2.40
$3.93 $3.93
-38.93%
Onion (1kg)
$2.87 $2.87
$4.52 $4.52
-36.50%
Lettuce (1 head)
$1.92 $1.92
$2.79 $2.79
-31.18%
Water (1.5 liter bottle)
$2.85 $2.85
$2.51 $2.51
13.55%
Cigarettes 20 Pack (Marlboro, Camel)
$6.03 $6.03
$18.10 $18.10
-66.69%
Wine (Bottle)
$11.73 $11.73
$20.16 $20.16
-41.82%
Local Beer (0.5 liter bottle)
$2.08 $2.08
$3.26 $3.26
-36.20%
Imported Beer (0.33 liter bottle)
$1.83 $1.83
$3.75 $3.75
-51.20%
🚌 Getting Around
Killeen, TX
New York, NY
Difference
One-way Ticket (Public Transport)
-
$2.92 $2.92
-
Public Transport Monthly Pass (Regular Price)
$72.9 $72.9
$143 $143
-48.91%
Taxi Start (Normal Tariff)
$3.08 $3.08
$3.06 $3.06
0.65%
Taxi (Normal Tariff) (1km)
$1.79 $1.79
$2.16 $2.16
-17.13%
Taxi 1hour Waiting (Normal Tariff)
$14.76 $14.76
$41.33 $41.33
-64.29%
Gasoline (1 liter)
$0.93 $0.93
$1.12 $1.12
-16.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.8K $35.8K
$33.1K $33.1K
8.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.2K $24.2K
$25.7K $25.7K
-6.09%
🧾 Monthly Utilities & Internet
Killeen, TX
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$191 $191
$219 $219
-13.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.0 $58.0
$75.3 $75.3
-22.97%
Internet (50+ Mbps, Unlimited Data)
$66.6 $66.6
$70.5 $70.5
-5.52%
🎉 Sport & Entertainment
Killeen, TX
New York, NY
Difference
Gym Membership (Monthly)
$23.01 $23.01
$116 $116
-80.08%
Tennis Court (1 Hour on Weekend)
-
$67.6 $67.6
-
Cinema Ticket
$12.96 $12.96
$21.37 $21.37
-39.35%
🧸 Childcare & Education
Killeen, TX
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,090 $2,090
$3,432 $3,432
-39.10%
International Primary School, 1 Child (Yearly)
$24.0K $24.0K
$61.7K $61.7K
-61.05%
👕👟 Clothing & Footwear
Killeen, TX
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$38.16 $38.16
$74.9 $74.9
-49.04%
Summer Dress (H&M, Zara, etc)
$19.71 $19.71
$52.1 $52.1
-62.20%
Sport Shoes (Adidas, Nike)
$63.4 $63.4
$117 $117
-45.69%
Men's Leather Business Shoes
$64.3 $64.3
$135 $135
-52.25%
🏠 Accommodation & Living
Killeen, TX
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,010 $1,010
$4,347 $4,347
-76.78%
1-bedroom Apartment, Outside City Center (Monthly)
$882 $882
$3,117 $3,117
-71.70%
3-bedroom Apartment, City Center (Monthly)
$1,553 $1,553
$9,110 $9,110
-82.96%
3-bedroom Apartment, Outside City Center (Monthly)
$1,791 $1,791
$5,379 $5,379
-66.71%
Buy Apartment in City Center (m2)
$1,747 $1,747
$19.3K $19.3K
-90.94%
Buy Apartment Outside City Center (m2)
$1,758 $1,758
$6,943 $6,943
-74.69%
💵 Salaries & Financials
Killeen, TX
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$3,303 $3,303
$5,238 $5,238
-36.94%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.71
6.85
-2.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Killeen, TX: October 19, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Killeen, TX
$882
New York, NY
$3.1K 253% $2.2K
Groceries & Markets
Killeen, TX
$372
New York, NY
$552 48.4% $180
Eating Out
Killeen, TX
$319
New York, NY
$407 27.5% $88
Monthly Utilities & Internet
Killeen, TX
$315
New York, NY
$365 15.8% $50
Getting Around
Killeen, TX
$85 *
New York, NY
$168 98.2% $83
Clothing & Footwear
Killeen, TX
$83
New York, NY
$170 104% $87
Sport & Entertainment
Killeen, TX
$49
New York, NY
$158 223% $109

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,010 in Killeen, TX and $4,347 in New York, NY. Housing cost is often the main lever when comparing two cities.

New York, NY pays 59% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Killeen, TX vs $120 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $372 vs $552 per month, with Killeen, TX cheaper across the board.

Good to know
🇺🇸 Killeen, TX
🇺🇸 New York, NY
🕒 Local time
07:25 7:25 AM
08:25 8:25 AM
1 h ahead of Killeen, TX
🌤 Weather
👥 Population
153,095
8,804,190
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Killeen, TX New York, NY 2,360 km ≈ 3 h 30 min nonstop flight
From you
  • Killeen, TX
  • New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Killeen, TX vs New York, NY: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Killeen, TX and in New York, NY?
Killeen, TX and New York, NY differ by about 134% in total monthly costs ($2,106 vs $4,938 including rent). Killeen, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 59% lower in New York, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Killeen, TX and in New York, NY?
Rent for a central apartment: $1,010 in Killeen, TX versus $4,347 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Killeen, TX and in New York, NY?
A monthly transit pass in Killeen, TX runs roughly 96% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Killeen, TX and New York, NY?
Childcare runs $2,090 in Killeen, TX versus $3,432 in New York, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $3,000 per month?
At $2,106 in Killeen, TX versus $4,938 in New York, NY, a $3,000 budget is realistic in Killeen, TX but tight or insufficient in New York, NY. The gap between the two cities makes Killeen, TX the clear choice for anyone on this budget.
How does quality of life compare between Killeen, TX and New York, NY?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Killeen, TX or New York, NY?
Expats usually find Killeen, TX gentler on the wallet – expenses run 134% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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